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AIB Visa Debit Card roll out thread

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    #212
    Ste_JDM
    Registered Users Posts: 207 ✭✭Ste_JDM


    Visa Cards in 2113 more like... Slow bank is slow.


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    #213
    dotsman
    Registered Users Posts: 3,635 ✭✭✭dotsman


    Bps wrote: »
    Just spoke to Aib card centre and they said the date has been pushed back to October now !
    head_honcho wrote: »
    Which means it probably won't happen in 2012 after all! :p

    It was always October. From 3rd September, the pilot begins (as per Graciefacey's comments), and then national roll-out a few weeks later. You have to remember that they have over a million cards to replace - it ain't gonna happen overnight

    To put it into perspective, even if they did 2,000 cards a day, it would still take more than 2 years to get to everyone. Obviously, they intend to go faster than that (I think I remember them saying that they hoped to have everyone rolled over by next summer) - so it is a phenomenal amount.


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    #214
    Basq
    Registered Users Posts: 43,806 ✭✭✭✭Basq


    ^

    I thought they were only issuing as requested, or as card expires.


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    #215
    dotsman
    Registered Users Posts: 3,635 ✭✭✭dotsman


    Basq wrote: »
    ^

    I thought they were only issuing as requested, or as card expires.

    Can't remember where I read a detailed timeline. Looking at this article, it's saying they hope to complete the rollout within 12 months.


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    #216
    green123
    Registered Users Posts: 1,673 ✭✭✭green123


    i am wondering why people are making such a fuss about this ?

    do none of you people have a credit card ?


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    #217
    finnteme
    Registered Users Posts: 970 ✭✭✭finnteme


    green123 wrote: »
    i am wondering why people are making such a fuss about this ?

    do none of you people have a credit card ?

    No, for example banks dont give me a credit card, have been living here for 3 years, and everytime i apply, i get an answer, you dont have credit history, we cant give you a credit card.. :mad:


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    #218
    Kenno90
    Registered Users Posts: 3,184 ✭✭✭Kenno90


    green123 wrote: »
    i am wondering why people are making such a fuss about this ?

    do none of you people have a credit card ?

    Is not as easy as that. Credit Cards can tempt people into spending money they may not have


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    #219
    head_honcho
    Closed Accounts Posts: 224 ✭✭head_honcho


    green123 wrote: »
    i am wondering why people are making such a fuss about this ?

    do none of you people have a credit card ?

    No, and I don't want a credit card, too tempting to be spend-happy


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    #220
    Vahevala
    Registered Users Posts: 1,681 ✭✭✭Vahevala


    green123 wrote: »
    i am wondering why people are making such a fuss about this ?

    do none of you people have a credit card ?

    Because maybe they want to use it as a debit style card rather than a "credit" one and spending money they don't have.

    Also, credit card companies are more selective about issuing credit cards to people now and tend to decline people.


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    #221
    Bps
    Registered Users Posts: 24 ✭Bps


    Some of us can't afford credit cards anymore. Hence the desire to have a visa debit card. Visa is much more widely accepted. Particularly abroad. I can afford to spend what I have. Not what I don't have on credit card.


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    #222
    green123
    Registered Users Posts: 1,673 ✭✭✭green123


    Kenno90 wrote: »
    Is not as easy as that. Credit Cards can tempt people into spending money they may not have
    head_honcho wrote: »
    No, and I don't want a credit card, too tempting to be spend-happy
    Vahevala wrote: »
    Because maybe they want to use it as a debit style card rather than a "credit" one and spending money they don't have.
    .

    anybody who cant control their own spending needs to be told to cop on and grow up.

    Bps wrote: »
    Some of us can't afford credit cards anymore. Hence the desire to have a visa debit card. Visa is much more widely accepted. Particularly abroad. I can afford to spend what I have. Not what I don't have on credit card.

    credit cards dont cost anything if you use them properly and pay them off in full every month. if you dont have the money to pay it off in full then dont spend it.

    of course visa is much more widely accepted so get a visa credit card and learn how to use it properly.

    and if you dont have the money to afford credit cards anymore then how can you afford trips abroad ?


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    #223
    Solair
    Closed Accounts Posts: 7,230 ✭✭✭Solair


    green123 wrote: »
    anybody who cant control their own spending needs to be told to cop on and grow up.




    credit cards dont cost anything if you use them properly and pay them off in full every month. if you dont have the money to pay it off in full then dont spend it.

    of course visa is much more widely accepted so get a visa credit card and learn how to use it properly.

    and if you dont have the money to afford credit cards anymore then how can you afford trips abroad ?

    Criteria for issuing credit cards have become DRASTICALLY tougher since the financial crisis. A lot of people simply cannot get them anymore.

    Also, a large % of the global population find credit cards too tempting to be able to manage them properly. They're also lethally dangerous to give to teenagers etc who have perfectly valid reasons to want to shop online (within a budget).

    Telling everyone to 'grow up' won't really help the situation.

    However, well done on managing your credit card so well.


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    #224
    Bps
    Registered Users Posts: 24 ✭Bps


    green123 wrote: »
    Kenno90 wrote: »
    Is not as easy as that. Credit Cards can tempt people into spending money they may not have
    head_honcho wrote: »
    No, and I don't want a credit card, too tempting to be spend-happy
    Vahevala wrote: »
    Because maybe they want to use it as a debit style card rather than a "credit" one and spending money they don't have.
    .

    anybody who cant control their own spending needs to be told to cop on and grow up.

    Bps wrote: »
    Some of us can't afford credit cards anymore. Hence the desire to have a visa debit card. Visa is much more widely accepted. Particularly abroad. I can afford to spend what I have. Not what I don't have on credit card.

    credit cards dont cost anything if you use them properly and pay them off in full every month. if you dont have the money to pay it off in full then dont spend it.

    of course visa is much more widely accepted so get a visa credit card and learn how to use it properly.

    and if you dont have the money to afford credit cards anymore then how can you afford trips abroad ?

    Lucky for you the recession isn't affecting you. I had a visa credit card an got rid of it. I travel with work and need to pay for hotels using a credit card. Laser is not accepted abroad. If you have a problem with people who can't afford a credit card but require a visa debit card for certain things you should stop looking at this forum. People are discussing when Aib are going to issue the card. Nobody asked to be criticised. You don't know people's personal circumstances so less of the high and mighty attitude towards people and their ability or inability to pay off credit card.


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    #225
    Tommytwotimes
    Registered Users Posts: 29 ✭Tommytwotimes


    Got my VISA Debit card from BOI at the weekend, gives you two months to cancel your old card or they will do it for you, then refers you to the terms and conditions page, where you can accept the T&C's or not. If not, they will cancel your old card anyway.
    No choice really so.


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    #226
    johnmcdnl
    Registered Users Posts: 3,739 ✭✭✭johnmcdnl


    Has anyone gone to AIB asking for a visa yet ?? What's the story with them issuing the cards from today.


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    #227
    head_honcho
    Closed Accounts Posts: 224 ✭✭head_honcho


    green123 wrote: »
    anybody who cant control their own spending needs to be told to cop on and grow up.

    I am a grown up and I control my own spending and don't expect such ignorant comments when I post on this site.


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    #228
    Bps
    Registered Users Posts: 24 ✭Bps


    head_honcho wrote: »
    I am a grown up and I control my own spending and don't expect such ignorant comments when I post on this site.

    Well said head_honcho.


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    #229
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    ..and with that, we all stopped sniping and went back on topic.


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    #230
    marko_polo1234
    Registered Users Posts: 108 ✭✭marko_polo1234


    Told you guys it wasnt coming out til October


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    #231
    Nolimits
    Registered Users Posts: 1,648 ✭✭✭Nolimits


    marko_polo1234 wrote: »
    Told you guys it wasnt coming out til October

    Is this confirmed?


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    #232
    dotsman
    Registered Users Posts: 3,635 ✭✭✭dotsman


    Nolimits wrote: »
    Is this confirmed?

    It's available since yesterday in certain branches, with all branches offering it from October.


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    #233
    Random
    Closed Accounts Posts: 19,082 ✭✭✭✭Random


    dotsman wrote: »
    It's available since yesterday in certain branches, with all branches offering it from October.
    do you know what branches


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    #234
    dotsman
    Registered Users Posts: 3,635 ✭✭✭dotsman


    Random wrote: »
    do you know what branches

    Don't have a definitive list, but Graciefacey's comments above sound about right.
    Graciefacey wrote: »
    Bankcentre, lynchs castle, and few Dublin/kildare. Few weeks later and its national roll out


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    #235
    Heisenberg1
    Closed Accounts Posts: 2,511 ✭✭✭Heisenberg1


    Rang AIB Stillorgan yesterday as my current laser expires at the end of the

    month to see if I would be issued with Visa debit the answer was No new Laser

    will be issued until roll out of Visa debit in Oct.:mad:


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    #236
    Macronelf
    Registered Users Posts: 95 ✭✭Macronelf


    johnmcdnl wrote: »
    Has anyone gone to AIB asking for a visa yet ?? What's the story with them issuing the cards from today.

    I asked in the drogheda branch today and she said sometime in january


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    #237
    L5
    Closed Accounts Posts: 2,951 ✭✭✭L5


    I rang Santry branch , was told they have no plans to issue them at present but definitely by first half of 2013


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    #238
    Bps
    Registered Users Posts: 24 ✭Bps


    L5 wrote: »
    I rang Santry branch , was told they have no plans to issue them at present but definitely by first half of 2013

    Seems there is no consistency in what people are being told.


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    #239
    Graciefacey
    Registered Users Posts: 498 ✭✭Graciefacey


    L5 wrote: »
    I rang Santry branch , was told they have no plans to issue them at present but definitely by first half of 2013
    This is absolutely definitively untrue. All staff received visa debit training in the past month so I can't understand the utter inaccuracy of this statement


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    #240
    Unregistered.
    Registered Users Posts: 3,532 ✭✭✭Unregistered.


    On the phone to the local branch. They're replacing cards that have expired.


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    #241
    johnmcdnl
    Registered Users Posts: 3,739 ✭✭✭johnmcdnl


    Unregistered. wrote: »
    On the phone to the local branch. They're replacing cards that have expired.

    What branch is that?
    What about "lost" cards do you know?


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