Car insurance - tell us your quotes/renewals

bd2012 · 04-05-2017 3:21pm

bd2012 wrote: »

37 male
Full NCB, no penalty points.
15 year old 1.9TDI
With 25PLUS

Last year I paid €571

Renewal email received yesterday,
€1100-1200!!

Doubled! Mad stuff altogether Ted.

Just to update. Ended up getting fully comp with all the bells and whistles for €683 with Allianz over the phone (on the recommendation of another boardsie).

Worth checking out if your in a similar position to myself.

Xcellor · 04-05-2017 4:02pm

bd2012 wrote: »

Just to update. Ended up getting fully comp with all the bells and whistles for €683 with Allianz over the phone (on the recommendation of another boardsie).

Worth checking out if your on a similar position to myself.

+1

Just off the phone with them got for 650, that's actually cheaper than last years and about half the price of the renewal from bank of ireland.

Cortina_MK_IV · 04-05-2017 4:04pm

Out of curiosity, did you go online for a quote then get a callback or just ring straight away?

davo2001 · 04-05-2017 4:24pm

Cortina_MK_IV wrote: »

Out of curiosity, did you go online for a quote then get a callback or just ring straight away?

Got the quote online then called them after it.

bd2012 · 04-05-2017 5:02pm

Cortina_MK_IV wrote: »

Out of curiosity, did you go online for a quote then get a callback or just ring straight away?

I just rang last Saturday. Got the quote posted out to me and signed up today.

Cortina_MK_IV · 05-05-2017 12:08pm

Allianz is like ordering a pizza... Base was 870, added comp, breakdown assist, windscreen cover and driving other cars and it came to €1002. Quotedevil with KennCo still best for me at €700.

Ninjavampire · 05-05-2017 6:06pm

26 year old male
Just got my full licence today
8 months no claims as a named driver
My wife included as a named driver (25y/o, provisional licence)
1650 for TPFT from AXA.

Pretty delighted with that price after hearing horror stories of 3/4 grand for the first year!

boardsuser1 · 05-05-2017 6:55pm

Ninjavampire wrote: »

26 year old male
Just got my full licence today
8 months no claims as a named driver
My wife included as a named driver (25y/o, provisional licence)
1650 for TPFT from AXA.

Pretty delighted with that price after hearing horror stories of 3/4 grand for the first year!

Congratulations

hellyeah · 05-05-2017 7:59pm

renewel in today €608 blue insurance. 530 last year. 08 ford focus 1.6 petrol.
41 years old over 20 years driving never crashed claimed plus 0 penalty points.
Even if i save €5 euro with another insurer i will change.
Was €330 2 years ago.

satguy · 05-05-2017 8:11pm

Was €385 last year. This year €405

Male 54
full licence
Full NCB
Kia Picanto 1L
08 Reg

07-05-2017 8:28pm

My sons insurance..

Male age 19
NCB 0 (1 year as named driver)
No claims or points
License: Full, 6 months
Car: 05 Corolla 1.4 petrol
Location: Naas, Co. Kildare.
Both parents added as named drivers

Quotes:
Liberty 1843 fully Comp or 1380 tpft.
Axa, Aviva, Boxymo all at 3000+

Copper_pipe · 08-05-2017 12:29pm

Copper_pipe wrote: »

21 year old male
2002 1.0L Yaris
1 Year NCB

Paid 2200 last year when starting policy. Save Company going with 3515.00. Broker says they have another company for same cover for 2500.

So my 3515 quote was with Asgard under written by Axa.

I shopped around with a few brokers and I went for 2100 which is also with Asgard underwritten by Axa.

Weird.

chancer12 · 08-05-2017 12:35pm

Deleted User wrote: »

My sons insurance..

Male age 19
NCB 0 (1 year as named driver)
No claims or points
License: Full, 6 months
Car: 05 Corolla 1.4 petrol
Location: Naas, Co. Kildare.
Both parents added as named drivers

Quotes:
Liberty 1843 fully Comp or 1380 tpft.
Axa, Aviva, Boxymo all at 3000+

Try An Post, got a much better price for a 22 year old female, similar profile to yours. She's on my insurance so got 1200 fully comp for us both, Chill quoted 1150 and would come down a 'few hundred' with another driver named. In the end went with Cornmarket cause they do public insurance and I'm in the public sector, keep ringing around!

sergiut11 · 11-05-2017 1:02pm

Age: 22
Car: 1.0 costa 2004
Years driving: 0
Claims: 0
Price; 3,600 for insurance.

sergiut11 · 11-05-2017 1:02pm

Age: 22
Car: 1.0 corsa 2004
Years driving: 0
Claims: 0
Price; 3,600 for insurance.

Foxhole Norman · 11-05-2017 1:20pm

Swapped my car during the last two weeks, 4 and a bit months left on the policy, 525 2.5 Petrol to 540 4.4 V8, €675 extra so I paid €1650 in total for fully comp with full no claims protection, 23, 5 years NCB.

jimgoose · 11-05-2017 1:44pm

Foxhole Norman wrote: »

...540 4.4 V8 ... 23...

Weirdo...

hellyeah · 11-05-2017 4:48pm

hellyeah wrote: »

renewel in today €608 blue insurance. 521 last year. 08 ford focus 1.6 petrol.
41 years old over 20 years driving never crashed claimed plus 0 penalty points.
Even if i save €5 euro with another insurer i will change.
Was €330 2 years ago.

just an update phoned current insurer regarding renewal reduced value of car by 1500 (was overvalued) got an early discount for renewal today (my idea) as renewal was not till 28th of the month, told them i was shopping around got same cover for €548 down from €608. result.:)
Note to all.
Phone your current insurer and negotiate.

Cortina_MK_IV · 11-05-2017 5:12pm

Phone your current insurer and negotiate.

I'm trying that at the moment. Got an email reminder and said I'd got a better quote elsewhere (true). I'll see if they get back (they will) and push them to beat it. Worth a go.

davidjtaylor · 11-05-2017 5:35pm

Age: 63
Car: 2014 Golf Highline
Years driving: 40
Claims: 0
added spouse

My renewal from Aviva was €432 so I tried 13 other companies, all of whom were dearer - First Ireland was €2,171

Yikes.

Then I tried 25Plus (I'm a long way from 25, I can tell you!): €363

Woohoo! They get the job.

iguot · 11-05-2017 6:20pm

davidjtaylor wrote: »

Age: 63
Car: 2014 Golf Highline
Years driving: 40
Claims: 0
added spouse

My renewal from Aviva was €432 so I tried 13 other companies, all of whom were dearer - First Ireland was €2,171 Yikes.

Then I tried 25Plus (I'm a long way from 25, I can tell you!): €363

Woohoo! They get the job.

With windscreen/ breakdown assist etc?

davidjtaylor · 11-05-2017 7:06pm

iguot wrote: »

With windscreen/ breakdown assist etc?

No, that's €394. Still the cheapest. Don't really want them anyway, I'll insure myself for the windscreen and take my chances with the breakdown.:cool:

HeidiHeidi · 11-05-2017 10:05pm

I tried to add a named driver to my insurance today..... it's a 1.5 Mini, almost new.

I'm 49, no points/convictions/claims etc etc

He's 60, related to me, no points/convictions/claims etc etc

I wanted cover for him just for the weekend - 75 quid.

The broker, in fairness to him, said he rang to see would they budge, but no way.

Then he asked about cover for the whole policy, thinking that might be a better idea - 400 quid :eek:

FFS :mad:

DrPhilG · 12-05-2017 12:23am

hellyeah wrote: »

renewal reduced value of car by 1500 (was overvalued) got an early discount for renewal today

When I reduced the value of my car they put my premium UP by €15...

biko · 12-05-2017 9:15am

Wonder of all wonders.

I paid 810 for a year with Liberty for my 1999 car and recently bought a 2005 car.
When I rang Liberty to change vehicle details I got a refund of a 106 euros!

boardsuser1 · 12-05-2017 10:56am

biko wrote: »

Wonder of all wonders.

I paid 810 for a year with Liberty for my 1999 car and recently bought a 2005 car.
When I rang Liberty to change vehicle details I got a refund of a 106 euros!

Spend it wisely

frozenfrozen · 12-05-2017 8:19pm

Deleted User wrote: »

My sons insurance..

Male age 19
NCB 0 (1 year as named driver)
No claims or points
License: Full, 6 months
Car: 05 Corolla 1.4 petrol
Location: Naas, Co. Kildare.
Both parents added as named drivers

Quotes:
Liberty 1843 fully Comp or 1380 tpft.
Axa, Aviva, Boxymo all at 3000+

I'm baffled reading this.

how come when I tried so many people my quotes were all so much higher and I'm 21 3 years ncb and 1 year motorbike ncb? same size engine but less power and the car is only 5 years older than in your sons case

I have gone with axa cover through britton for 1549 or 1622 euro when paying monthly... tpft with zero frills

JamboMac · 12-05-2017 9:29pm

frozenfrozen wrote: »

I'm baffled reading this.

how come when I tried so many people my quotes were all so much higher and I'm 21 3 years ncb and 1 year motorbike ncb? same size engine but less power and the car is only 5 years older than in your sons case

I have gone with axa cover through britton for 1549 or 1622 euro when paying monthly... tpft with zero frills

your car is 17 years old, thats a flag for them, no idea why.

Also depends how they rate your locations.

DrPhilG · 13-05-2017 12:33am

Should there not be some kind of regulation in the insurance industry?

There seems to be absolutely no rhyme or reason to how premiums are calculated and that is demonstrated by the wildly different premiums seen in this thread.

When I changed from a Peugeot 308 to. Nissan Leaf a few years back they initially told me that my insurance would jump from €570 up to €1100. I thought that was nuts based on talking to others with the same car who were getting much lower quotes. I was also getting much better prices when doing test quotes online with other companies.

I spoke to 3 different people at 123 including a manager who all saw nothing wrong with the figure until eventually someone realised that the Leaf was incorrectly classified on their computer system, and was put in a higher insurance class than it should have been. I eventually got a price of €500.

The point being I was being charged double what I should have and almost everyone at 123 thought it was normal.

pablo128 · 13-05-2017 9:26pm

biko wrote: »

Wonder of all wonders.

I paid 810 for a year with Liberty for my 1999 car and recently bought a 2005 car.
When I rang Liberty to change vehicle details I got a refund of a 106 euros!

Well lahdedah. Flash bastard. :pac:

What did you replace it with? Was it the same class of car as before?

Car insurance - tell us your quotes/renewals

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