Relaxation of Restrictions, Part XII *Read OP For Mod Warnings*

Dr Fred

https://www.boards.ie/discussion/comment/118268702#Comment_118268702

Stop it man. You’ve been caught out with your nonsense. Have a look yourself if you want Mr Finance man

FoFo1254122

https://www.boards.ie/discussion/comment/118268916#Comment_118268916

no it is you that have been caught out

increasing interest rates mean your bond price falls but your yields increase, it’s an inverse relationship and very complicated

I love it when I can show up the ignorant for what they are, if you don’t know what you are talking about on This topic we can safely you are full of bluff

completedit

How has the world completely lost its mind at the one time? You start to think you know what, I am a simple mind I am probably wrong, who am I to question it but then you remember the power of collective mass hysteria and how once a policy or an idea takes root it's very hard to peddle back on it, especially in this case as you are dealing with people's lives. You're also dealing with people who have been given great prominence and esteem in this time, it's only natural their prescriptions are going to adhere to their worldview. The problem is their prescriptions are very myopic!

Before Covid 19, we never got information about the exact numbers in ICU on a given day but fast forward to today and with a 'global pandemic' added for extra shock value, you can make any current number seem like it's out of control. How is 120 people in an ICU facility on a given night in a country even considered a lot? Of course capacity is a problem but it's not like a disaster zone where there is a real visceral element to triage; in this scenario someone who is already in their 80's picks up a disease and dies. When you write it out it seems so heartless but this is the life. Does their death suddenly lose emotional charge when they die of some other natural cause in a few years time? Why is death from Covid so highly emotive? That's where a lot of the collective emotion and mass hysteria seems to come into play, when an old person dies normally it's sad for the families but everyone agrees they've had a good life and that's that but with Covid it seems as if it gives a sense of emotional weight and significance to the person's passing which I've always felt lacking in a way at funerals for the elderly.

Fishdoodle

https://www.boards.ie/discussion/comment/118268614#Comment_118268614

Yes… I like looking into things , comparing information from various sources, filtering out the b.s. drawing a conclusion and going from there. A kind of critical thinking & although I know very little about how the markets work , I appreciate following leads and listening to different opinions 🙂

Pwindedd

https://www.boards.ie/discussion/comment/118267952#Comment_118267952

This very thought struck me today. When the music stopped in March 2020, anyone left not holding someone’s hand was pretty much out of the game. Anyone at a transitional phase in their life had to get on with it the best they could. Just broke up ? No girly weekend away or night out on the piss for you. Sit in your room and stare at the walls. Cry yourself to sleep love.

To those that say “surely you can go without pints”, you are so far wide of the mark it’s unreal. Pubs (especially the local type ones with regulars) are networks. They have weekly quizzes and golf society’s and pool teams . They’re meeting places, community hubs and generally fun places to go when you don’t want to be alone.

To some going to work everyday is a vital source of social interaction. I don’t mean socialising, I mean the vital human interaction needed to stop us going insane. Not everyone is loving work from home. It’s isolating and depressing for some.

If you’re saving money and not really negatively affected by this ongoing crisis then I say count your blessings and feel very lucky indeed. Enjoy your extension. But remember there are some out there for whom these “very light restrictions” are absolutely crippling.

Fishdoodle

That’s very true - nicely summed up!

Dr Fred

https://www.boards.ie/discussion/comment/118268986#Comment_118268986

Yes bond prices fall and you are saying load up your pension with bonds hence pension value also falls. Really this is the basics. Are you messing now?

Mad_maxx

https://www.boards.ie/discussion/comment/118268702#Comment_118268702

we,ve been in a bond bull market since 1982 , are you saying " the boom will get boomier " ?

Mad_maxx

https://www.boards.ie/discussion/comment/118269138#Comment_118269138

plus " case numbers " in the thousands mean very little either , thousands probably contact a dose of some sort each day and the symptoms are often just as severe as with covid for the majority , cases are just the number of positive test results

https://www.boards.ie/discussion/comment/118269361#Comment_118269361

They are right. Yields do rise. Why? Because no one wants to buy them. Why does no one want to buy them, because the price falls. If you would reasonably expect to realise a return before the bond matures it’s a bad investment. If however you can wait until the bond matures and you have confidence in long term stability it could be an excellent investment. If as some are suggesting we are entering a hyper inflationary period it’s not so much though, as the yields would never come close to matching inflation

Van.Bosch

https://www.boards.ie/discussion/comment/118268986#Comment_118268986

yield going up is irrelevant to your holding though. If the coupon on the bond you hold is 2% and the price is 100 say, you get 2 per holding and your yield is 2%. If bond prices fall on a fixed rate bond, your yield will go up yes, as the 2/95 for example is now yielding 2.1% but you still get 2 per holding.

its good for anyone who buys in after the fall, as they only pay 95 to get the coupon of 2.

walus

There is no quick fix for most of health systems across the world and Ireland is no different. Unless of course we flip the concept of health care on its head and instead of treating patients from various illnesses they have we prevent them from ever having those illnesses in the first place. Preventive healthcare, hospital-to-home and intelligent wearable devices all run with artificial intelligence will change the business model. Current healthcare system is ripe for disruption. The narrative of new variant that comes along every winter and restrictions/lockdowns as the only means to prevent the current business model from failing will continue as it will ease to introduce new order. We will be ruled by technocratic masters of pharma and tech who will put measures in place to make sure that everybody has their shots, boosters and are subscribed to the health services 24/7. Those will be allowed the relative freedoms as long as they comply, they will be able to get good rates on medical care and insurance too. It will be great, right? Largely untapped market of not only the sick but also those who may be sick in the future will open up. Not getting your shots will mean we put ourselves and other citizens in danger, and use the resource that should be otherwise dedicated to treating patients with illnesses that could not have been avoided. Availing of those services will be deemed wrong and inappropriate.

And please don’t label me as a conspiracy theorist or such. Many people did so when I warned against the travel passports and how they would be later extended to other things, and how it would divide and segregate the society. The time they called me that when I said the vaccines would not solve the issue and make us all regain our democratic freedoms among other things. Sure it will take years before that happens but by the time it does no one will now how it did.

Be careful, lots of those conspiracy theories have proven right to the detriment of us all.

323

https://www.boards.ie/discussion/comment/118262896#Comment_118262896

Health and Social Care Secretary. a couple of days back. booster "intervals" 3 months

celt262

What the hell is going on here this isn't an investment forum !

Dempo1

https://www.boards.ie/discussion/comment/118269628#Comment_118269628

I'm thinking the same thing 🤔

Dr Fred

https://www.boards.ie/discussion/comment/118269568#Comment_118269568

Pension funds generally don’t hold bonds to maturity. It’s a crazy idea to get into bonds ahead of interest rate rises. Guaranteed to lose money.

FoFo1254122

https://seic.com/knowledge-center/right-time-invest-bonds

it is very to hard to understand the concepts but stick with it

read and reread if necessary

completedit

I am literally losing my 30's with this pandemic; life is slipping away. I can only imagine how weird it must be for people who were 18 on the eve of 2020 or in college and transitioning through those life stages while dealing with these overzealous restrictions.

FoFo1254122

Anyone have any nice Christmas party plans?

Dempo1

https://www.boards.ie/discussion/comment/118269941#Comment_118269941

What has this Complete pile of Shyte got to do with relaxing of restrictions exactly 🙄 has Eddie Hobbs hijacked the thread FFS 🤔

FoFo1254122

https://www.boards.ie/discussion/comment/118270032#Comment_118270032

have you any Christmas party plans?

I was thinking of throwing a party in the offices and then down to the local for a lock in

https://www.boards.ie/discussion/comment/118269941#Comment_118269941

in times of higher interest rate the risk reward with bonds tends away from bonds. That’s why the price drops. Investors don’t want them because the risk is too high relative to the rewards available elsewhere. Accepting you are a financial professional, can I ask do you make investment decisions that may impact pension funds? If so, I may need to reconsider what I do with my money

Dempo1

https://www.boards.ie/discussion/comment/118270100#Comment_118270100

Your being a clown now, perhaps by the time you get to your 160th post, you might read up on forum charters and grasp the concept of going off Topic . Poor attempt at baiting incidently 🙄

I don't know what a tracker mortgage is!

FoFo1254122

https://www.boards.ie/discussion/comment/118270111#Comment_118270111

Hey I know it must drive you mad that their is people who don’t give a **** about this whole caper, people who are living their life and having a good time and who will enjoy Christmas and have their fill of beer

but hey if you can’t beat them , then you should join them

Chivito550

Just back from Christmas Markets in Belfast. Indoor pub tent packed with young people enjoying themselves, singing away to the Pogues, Mariah Carey etc. Great to see. Social distancing is ancient history up there. It's so depressing that we are accepting this nonsense down South. We just love authority down here. This thread highlights it.

Dempo1

https://www.boards.ie/discussion/comment/118270128#Comment_118270128

I'm not sure if there's a Kiddies forum you could find to amuse yourself somewhere on Boards , very doubtful.

I hate nothing but am perplexed by childishness. Your clearly bored and somehow think boards is the place to amuse yourself . I fully intend having a normal Christmas but don't feel the need to shout about it on a forum. You've gone from discussing Bonds, investments, pensions to asking about beers and partying on a thread that has absolutely nothing to do with any of these topics, rather bizzare actually disturbing.

Good luck with the attention seeking, you won't be getting anymore from me 🙄

Dr Fred

https://www.boards.ie/discussion/comment/118270103#Comment_118270103

The lad is deluded. Probably a basic fund accountant down the IFSC banging out a few basic fund calculations and has watched Wall Street a few too many times.

HalfAndHalf

https://www.boards.ie/discussion/comment/118269615#Comment_118269615

Yeah that’s where they’ve changed the time after your 2nd dose from 6 months to 3 months. Not a jab every 3 months!

mcsean2163

Petition pushing back on masks in primary schools.

https://www.change.org/p/dr-tony-holohan-no-to-covid19-masks-for-children-in-irish-primary-school

if you think it's just a piece of cloth read Jen Hogan in the Irish times.

https://www.irishtimes.com/life-and-style/health-family/masks-for-children-we-ve-been-treated-with-mistrust-and-contempt-kids-will-suffer-1.4745092