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Car insurance - tell us your quotes/renewals

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Comments

  • Registered Users, Registered Users 2 Posts: 129 ✭✭mikehammer..


    Well I'm with an post

    I don't bother switching as they won't take me back with my >15yr old car

    Quote is always reasonable and its hassle shopping around I cba



  • Registered Users, Registered Users 2 Posts: 1,135 ✭✭✭Redriddick


    Renewal with Aviva, 47, full no claims, never had a crash, nothing. Gone from 310 last year to 612, I can't figure it out. Herselfs is due now too and hers has remained the same.

    ThThe mind boggles



  • Registered Users, Registered Users 2 Posts: 129 ✭✭mikehammer..


    That's weird I'm with An post/Aviva probably 15 yrs and it never varies much

    Even went down after a small claim against me



  • Registered Users, Registered Users 2 Posts: 122 ✭✭Bocadilloo


    Renewed with Allianz, fully comp down from €480 to €403 on a 7 year old mondeo. This included a discount of about €20 for renewing online. Didn't question it this year..



  • Registered Users, Registered Users 2 Posts: 2,746 ✭✭✭Cape Clear


    Usually ok if you have owned the car. If you were to buy the car and tell the insurance companies that you have only had it a shot while they probably would not quite you at all.



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  • Registered Users, Registered Users 2 Posts: 1,135 ✭✭✭Redriddick


    I can't understand it either. Did a quick quote with an post, 360



  • Registered Users, Registered Users 2 Posts: 4,468 ✭✭✭Roberto_gas


    Funny enough a new quote with same parameters was 780 ! So they like to retain their customers and I am not complaining. They also gave a car wash last time I renewed.



  • Registered Users, Registered Users 2 Posts: 5,461 ✭✭✭ofcork


    Just got my renewal from chill gone up to 636 from 500 last 2 years 53 full licence no claims or points on a 2012 2l diesel avensis absolutely ridiculous.



  • Registered Users, Registered Users 2 Posts: 5,461 ✭✭✭ofcork


    If you do a quote as a new customer would a company give it to you for that price



  • Registered Users, Registered Users 2 Posts: 2,746 ✭✭✭Cape Clear


    Yes.I did it with Zurich last year the renewal was way higher. I also gave their rep an ear full about gouging which in hindsight I probably should have charged him for.



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  • Registered Users, Registered Users 2 Posts: 9,801 ✭✭✭CoBo55


    I've also done it year on year with Zurich, I never bothered contacting them I just paid for it and that was insurance sorted for another year. I'm with BG for my electricity for this year's battle, BG rewards gives a nice discount in fairness.



  • Registered Users, Registered Users 2 Posts: 276 ✭✭Sapele


    20 yr old volkwagen

    axa went from 620 to 700

    aviva 390

    weird stuff



  • Registered Users, Registered Users 2 Posts: 276 ✭✭Sapele


    oh yeah axa used to give a cheaper quote if i went online as a new customer quote but didnt happen this year and online was same as renewal



  • Registered Users, Registered Users 2 Posts: 5,461 ✭✭✭SCOOP 64


    Surprised Aviva quoted you at all, My car 26 year old car wouldn't quote.



  • Registered Users, Registered Users 2 Posts: 276 ✭✭Sapele


    yeah actually didnt think about that, fingers crossed aviva have reasonable renewals in the future i would have renewed with axa for the 620 tho wasnt happy with the higher amount i had to pay so looked around a few places offered no online quote i presume due to car age, seems a bit of a lottery to me anyway but the price difference for me was too much to ignore this year



  • Registered Users, Registered Users 2 Posts: 4,154 ✭✭✭tabby aspreme


    €1840 comprehensive with Aviva, 19yo, 1st insurance, with 2 years named driver experience, 1.3 Lt car



  • Registered Users, Registered Users 2 Posts: 5,461 ✭✭✭SCOOP 64


    Good to know when renewing my insurance.



  • Registered Users, Registered Users 2 Posts: 4,743 ✭✭✭SleetAndSnow


    24 Year old male, 4 year NCB 4 years driving, 2020 Focus

    Insurance was gradually going down year on year but jumped by 195 euro or so this year for some reason. Last year redclick 608, this year renewal 795.

    Chill.ie lowest was redclick for 640 (rang redclick, wouldn’t match, lowest they’d go was 700)

    123ie 840

    Its4women 720 (no extras)

    Aviva 820

    Allianz 780 (basic comprehensive)

    Zurich 820 with OBS code

    BOI 3.1k

    AIB 795

    SuperValu 760

    AA 661 comprehensive + full NCB protection AA membership (580 without)

    AXA 900

    Ended up taking the AA offer. The whole thing about it being 580 and 661 with the membership confused me, thought I could get away without the Membership, and still have breakdown assistance based on the quote online (there was a tick next to 24:7 breakdown assistance) but alas they said no I need to pay the 80 quid for it. Hopefully the 3 cents off Circle K will add up!


    very disappointed that my quote has gone up though with an additional year NCB. Didn’t expect them all to be so high.



  • Registered Users, Registered Users 2 Posts: 9,801 ✭✭✭CoBo55




  • Registered Users, Registered Users 2 Posts: 212 ✭✭TheQ_Man


    any known insurers out there who will insure an 8 seater? Volkswagen Shuttle/Kombi/Transporter?

    My own company are unsure, however, I need such a vehicle out of necessity and not luxury. So insuring one is a must, somehow.



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  • Registered Users, Registered Users 2 Posts: 9,801 ✭✭✭CoBo55


    What have your own company said? There should be no difficulty unless they thought you were wanting to insure a minibus that could carry more than 8 passengers.



  • Registered Users, Registered Users 2 Posts: 9,801 ✭✭✭CoBo55


    I picked a reg from a VW Caravelle on carzone, AXA gave a quote for €698, I said I was born in 1970, gave a fake email and phone number so they won't plague me to death.



  • Registered Users, Registered Users 2 Posts: 212 ✭✭TheQ_Man


    it’s legally registered as a Volkswagen Kombi. Even through they are all the same thing. The registration number was bringing nothing up as it’s the driver plus 8 passengers. It’s gone to the underwriters.



  • Registered Users, Registered Users 2 Posts: 9,801 ✭✭✭CoBo55


    Very strange behaviour by your insurance company, your standard car license covers you to carry 8 passengers so they can't use that excuse.



  • Registered Users, Registered Users 2 Posts: 9 I. Reilly


    Age: 37

    Car: Volvo XC40 Recharge

    No claims: 9 years

    Points: 0

    Driving: 15 years

    Insurance: €370 Aviva



  • Registered Users, Registered Users 2 Posts: 212 ✭✭TheQ_Man


    it’s rare though. Not too many people going around with one of them. Plus it’s the risk on their end. That’s how they see it. No word back on it yet.



  • Registered Users, Registered Users 2 Posts: 3,084 ✭✭✭Eggs For Dinner


    The driver is responsible for all passengers in his vehicle. If he is the cause of an accident, there is the potential for 8 personal injury claims in his vehicle, in addition to his liability to the 3rd party



  • Registered Users, Registered Users 2 Posts: 33 Mr Mike


    Age: 40

    Location: town in Galway

    Car: Hyundai i30 2018

    No claims: 9 years

    Points: 0

    Driving: 13 years

    Insurance: €391 Chill

    Prices went up on providers I asked, went back to Chill



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