Gardaí struggling to pay bills - AGSI

Bosco boy

Offy wrote: »

Those that cant do teach!

When I was young and the washing machine broke down the parents would call "the washing machine man" now when he calls to me he's an "engineer" but little does he know that to me he's "the washing machine man". Don't get me wrong I like and respect the man but at that rate as a police officer I would be an "attitude adjustment engineer".

MagicSean

Offy wrote: »

We do pay their wages, they provide a service that cost tax money, what do they generate in fines? We pay the rest! Without us they dont exist. We come first so we are more important, get over it!

A garda can pay their own wage by issuing 8 fines per week. After that they are making a profit on their net pay.

tayto lover

Offy,

I probably paid your Childrens Allowance.

Swings and roundabouts !!

Offy

k_mac wrote: »

A garda can pay their own wage by issuing 8 fines per week. After that they are making a profit on their net pay.

So thats why they are only interested in crimes against the state and why they couldnt be bothered catching scum that rob peoples houses. I kinda thought there was a profit to be made somewhere! Tell me more, how much could the average AGS member add to €40k in profits like these? Or do you mean profit for the government? So we put up with stupid laws so you can line government pockets? hehe the government really values cops so if they dont pay them enough to pay their bills! Maybe a change in career is the best thing? Something like engineering perhaps?

Am I trolling? I dont really know but Im having one hell of a laugh Its the only time in life a normal person can tell a cop to shut the fcuk up and not get nicked for it, ye really do talk a lot of rubbish. Oh poor Mr. policeman, I feel so sorry for you - haha - you choose to be a cop so lap it up!

angelfire9 Im aware of what an accountant does, I used to run my own company and have hired some very expensive accountants. They do not make the same contribution to a company or even society as engineers do, sorry that you have issues with that but thats up to you. Only the rich in society benifit from AGS, us middle class and the poor lower class (who get a shocking hard time from AGS) do not benifit or at least I never have and Im not a criminal before someone throws that in. We simply get told to fcuk off or the polite ones tell us to hire a solicitor. As long as they look down their nose at me in real life I will look down my nose at them anywhere I can get away with it. Build a bridge! The law is supposed to protect people like me, not just persecute us.

k_mac level 7 would maybe get you a WWP in engineering, afther that your working min. wage till you retire. Engineers spend half their life in and out of college and Uni. We never stop training. I dont hate cops but based on most of my experience with them I have little or no respect for them, its about as much respect as I get from them whenever I get stopped for something stupid (ie one of the profit things). If you showed as much enthusiasm when a member of the public tried to make a complaint then maybe I would have some sympathy of the 120 that cant pay their bills. Maybe you should remember that next time you tell the victim of a crime to fcuk of because theres no profit in it, just a thought.

Offy

tayto lover wrote: »

Offy,

I probably paid your Childrens Allowance.

Swings and roundabouts !!

And Im probably paying your pension!

tayto lover

Offy wrote: »

And Im probably paying your pension!

I would love if you were but its a private pension i'm afraid !!

delta720

Offy wrote: »

I dont hate cops but based on most of my experience with them I have little or no respect for them, its about as much respect as I get from them whenever I get stopped for something stupid (ie one of the profit things).

I respect individual people based on my experiences with them, not on what organisation they work for. Out of curiosity where did you do your undergrad study in engineering?

angelfire9

delta720 wrote: »

I respect individual people based on my experiences with them, not on what organisation they work for. Out of curiosity where did you do your undergrad study in engineering?

Athlone Institute of Technology according to this:

Offy wrote: »

I received training from First Polymer and it was very good training. I have a degree from the AIT.

and according to this: (Posted 3 weeks ago) he hasn't actually graduated yet!

Offy wrote: »

Does anyone know when the AIT will release the third installment of level 8 VEC grants?

Funnily enough Offy doesn't appear to be earning anywhere close to his 40k to get out of bed amount at the moment:

Offy wrote: »

I pay €400pm for a three year old four bed semi, thats 2/3's of a weeks income for me, sure I need the rest for beer, cigs and chicks!

Then there is this gem:

Offy wrote: »

Im not unemployed, Im a student. Yes I am on social welfare but thats by the by.

Who's taxes pay your social welfare Offy??

Bosco boy

delta720 wrote: »

I respect individual people based on my experiences with them, not on what organisation they work for. Out of curiosity where did you do your undergrad study in engineering?

A washing machine repair shop!

delta720

Ha! Thanks angelfire, thankfully despite being the lower class thick child of a Garda I managed to get into a real University (TCD) to do my engineering degree, maybe I'll let you work for me someday Offy!

CatFromHue

i dont see what the huge fuss is about.

many people over extended during the boom years, gardai included.

i think we can all agree that gardai are human

Offy

angelfire9 wrote: »

Athlone Institute of Technology according to this:



and according to this: (Posted 3 weeks ago) he hasn't actually graduated yet!



Funnily enough Offy doesn't appear to be earning anywhere close to his 40k to get out of bed amount at the moment:

I graduated in '94, if you read my posts you would see Ive stated that we engineers spend half our lives in college. That means at the moment Im BACK in college. That post was from three weeks ago ad if you read this one you will see it is a couple of years older. Stick with accountancy, detective work doesnt suit you.

angelfire9 wrote: »

Then there is this gem:

Who's taxes pay your social welfare Offy??

I do and you do, thank you for that. Not that its any of your business but:
Widowers contributory pension: €253.10 per week (from PRSI payments, ie tax I contributed)
Rent Subsupplemant: 118.00 per week (thank you for paying your tax:))
VEC Grant: 2033 per three months (169.42 per week)
Child Benifit: 280 per month (Again thank you as thats 64.61 per week)
Total take from the government €605.13 per week.
Thats my income as a student so why the hell would I feel sorry for a cop that cant get by on €40k? Now angelfire9 will you stop trying to discredit me and stick to the topic? €40k is to much for a copper, just look at Bosco boys last comment, thats what I meant earlier, typical smart ass cop comment. Why should I respect that? Bosco I hope the IMF slash your payscale in half but thanks for paying for my third degree, couldnt have done it without you


angelfire9 are you stalking me? ahhh a bunny boiler!!!!!!!

angelfire9

Offy wrote: »

I graduated in '94, if you read my posts you would see Ive stated that we engineers spend half our lives in college. That means at the moment Im BACK in college. That post was from three weeks ago ad if you read this one you will see it is a couple of years older. Stick with accountancy, detective work doesnt suit you.




I do and you do, thank you for that. Not that its any of your business but:
Widowers contributory pension: €253.10 per week (from PRSI payments, ie tax I contributed)
Rent Subsupplemant: 118.00 per week (thank you for paying your tax:))
VEC Grant: 2033 per three months (169.42 per week)
Child Benifit: 280 per month (Again thank you as thats 64.61 per week)
Total take from the government €605.13 per week.
Thats my income as a student so why the hell would I feel sorry for a cop that cant get by on €40k? Now angelfire9 will you stop trying to discredit me and stick to the topic? €40k is to much for a copper, just look at Bosco boys last comment, thats what I meant earlier, typical smart ass cop comment. Why should I respect that? Bosco I hope the IMF slash your payscale in half but thanks for paying for my third degree, couldnt have done it without you

:eek:

You get €31,466 NETT per annum into your hand for NOTHING
That is €2k more per annum in Nett Income than a cop on 44k gross

Do you not see the irony here?
Their taxes pay your social welfare

What exactly gives you the right to say ANYTHING about how much they get paid?

tayto lover

Ha ha ha Poor old Offy was caught out bluffing. Very funny. There's detection for you Offy.

Offy

angelfire9 wrote: »

:eek:

You get €31,466 NETT per annum into your hand for NOTHING
That is €2k more per annum in Nett Income than a cop on 44k gross

Do you not see the irony here?
Their taxes pay your social welfare

What exactly gives you the right to say ANYTHING about how much they get paid?

Do you have any idea how much tax I will be paying come the summer? Do you have any idea how much tax Ive paid to date? When we engineers go back to college we dont have to pay tax because the government we voted for set it up that way. If you want to blame someone look to them, I didnt set up the system we live in, I just use it to my benefit when I can. The more degrees I have the more pay I get. Thats how it works in a knowledge based society (thank God). Their taxes pay for sfa, its the education and experience, provided by the government, that gets foreign investment into Ireland, not AGS. Its company owners, like me I might add, that create jobs, not AGS. AGS will not get us out of this recession, thats left to those that create and generate. Thats what gives me the right, Im every bit a member of this society and every bit as entitled to an opinion as anyone else. You previously denied been conceited, how conceited is it to question what right a student has to voice his opinion on a public issue? You bore me, Im done with you.

Offy

tayto lover wrote: »

Ha ha ha Poor old Offy was caught out bluffing. Very funny. There's detection for you Offy.

You blithering idiot! Read my last post!!!!!!!!!! You were in just a little to quick there! Im done with you too.

mod: poster banned.

Bosco boy

Offy wrote: »

You blithering idiot! Read my last post!!!!!!!!!! You were in just a little to quick there! Im done with you too.

Finally he's unmasked! Well done angelfire9

tayto lover

Yes well done Angelfire9. Hero of the boards !!

cordub

gurramok wrote: »

Most of those builders are unemployed/emigrated now. Maybe you should inform your manager/team leader if you feel you are being overworked?

those builders and property developers made a fortune through the boom time and bought second and third houses all over the place. did they never think of saving ???? Yes you dead right Im overworked but unfortunalty peoples LIVES depend on me doing my job so being a PROFESSIONAL I do it to the best of my ability

Offy

Bosco boy wrote: »

Finally he's unmasked! Well done angelfire9

Your fun, Im not done with you just yet! Are you one of the 120? Why should we feel sorry for 120 cops that can live on their earnings? What kind of person spends more than they earn in this climate? Need I say any more? So Ireland has 120 cops that are thick as two planks, thats not really news to any of us, I would have thought the figure was higher to be honest!


mod: poster banned.

tayto lover

Offy wrote: »

Your fun, Im not done with you just yet! Are you one of the 120? Why should we feel sorry for 120 cops that can live on their earnings? What kind of person spends more than they earn in this climate? Need I say any more? So Ireland has 120 cops that are thick as two planks, thats not really news to any of us, I would have thought the figure was higher to be honest!

The dying kick of a sore loser.
When all else fails turn to childish insults.

cordub

tayto lover wrote: »

Yes well done Angelfire9. Hero of the boards !!

Have been following you too Angelfire well done to you you make us women out there proud I couldnt have said it better myself me thinks you should apply for the GARDAI after they have lifted the EMBARGO on employing more .. Well done again you won for sure . goes to prove the truth wins everytime ;););)

K-9

gurramok wrote: »

Yes you did with these disgraceful remarks

k-9 wrote:

Well Welfare for a married couple together with all the benefits can be about 30k Net so not that different as the Guards here are talking about 40k net

LOL

boards.ie - View Single Post - Unmarried Mothers

Apologies for not targeting Single Parent Gurramok, wouldn't be as disgraceful then Gurramok?

The poster never said he was married until many posts later after been pressed on the issue. Why would he say he was looking for a wife in CFJ's then?

The poster responded so I'll let them reply to that.

angelfire9

cordub wrote: »

Have been following you too Angelfire well done to you you make us women out there proud I couldnt have said it better myself me thinks you should apply for the GARDAI after they have lifted the EMBARGO on employing more .. Well done again you won for sure . goes to prove the truth wins everytime ;););)

Unfortunately I'm too old

Besides being married to a cop is quite enough for me

Obviously some of my father's skillset rubbed off on me
I think i'll stick to accountancy why waste 8 years of education at this stage of my life besides my 42% taxes (when I get back to work) will pay for social welfare and college for others

And Offy before you say it I don't receive any welfare payments other than the reduced rate child benefit

dr.bollocko

FYI offy banned.
(ie stop feeding him)

angelfire9

dr.bollocko wrote: »

FYI offy banned.
(ie stop feeding him)

But I was having fun

Ok ok I'll behave.....

Who's next? ;-)

HellFireClub

The poor little Garda on 40K year, get up outa that....

whiteonion

I'm on less than 25K before tax and if I feel like it I can save €900 a month. People who are "struggling" on 40K a year before tax must be complete idiots.

angelfire9

whiteonion wrote: »

I'm on less than 25K before tax and if I feel like it I can save €900 a month. People who are "struggling" on 40K a year before tax must be complete idiots.

Ok
Do you have a mortgage/wife/kids?
With a salary of circa 25k gross how much tax do you actually pay? I.E. what do you come out with per annum around 21,500?
That is €1791 per month so you live on around €800-€900 per month?
That is what alot of people pay for mortgages alone!

Did you see my post on our household income?
Here i'll post it for you again:

After 11 years service Gross Pay €46,602 (now €43857 p.a. following cuts in Dec 2010)
Net Pay per week €565.31
Source: http://www.gra.cc/net_reductions_2008_-2011.shtml

Deductions from payslip (at source) WEEKLY
GRA Subscription €7.05
Life Assurance/ critical illness/ Life Cover €13.50
Garda & Clare Division Benevolent funds €3.76
Medical Aid (Health insurance) €62.33

Which leaves a Net Pay per week on the payslip of €478.67

Assuming a 4 week month this is €1914.70 per month
Monthly expenses:

Mortgage 700
Petrol 240 (60 per week in and out of work for hubby)
Electricity 100
Gas/Heating 100
Food 500 (feeding 2 Adults 2 kids (1 of which is a baby)

Balance per month is down to €274.00
Which (again assuming a 4 week month) is 68.67 per week

Per Annum Equivalent (52 weeks) €3570.84

Now I already hear ye saying that we are doing well to have that kind of money spare every year with all the household bills paid
BUT
Then there comes these little expenses:
Per ANNUM:
House Insurance 400
Car Insurance 400
Car Tax 470
Car Maintenance (1 service) 200
Car Tyres (1 set per year) 280
Non reimbursable Medical Expenses 840 (THIS IS FOR MEDICATION ONLY & ASSUMES ZERO DOCTORS & HOSPITAL VISITS)

These add up to €2590 per year

Which leaves our household with a surplus income of €980.84 or WOW a whole €18.86 per week

Now there are the other things that have to be paid
Christmas Presents for the eldest child
Clothing & Footwear for 2 children
School books & uniforms
These come out of the children's allowance

So in actual fact we live from hand to mouth EVERY WEEK

Where can we save €900 per month????

latenia

greenoverred wrote: »

And here we have another spoofer. You worked in the revenue section that dealt with gardai. Care to enlighten us what section this may be. PAYE is deducted from pay. Hardly needs a special section to do this. If any other income to declare form12 is completed just like everyone else. You trying to say revenue has a special section for gardai sending in a form12. You dont even know the retirement age for a Garda for god sake

As for the rest of your post well what can I say. Seen as I work in the Gardai Id say I now a damn site more Guards then you. I have never heard of a garda inheriting property or anything else from unrelated elderly people. Im not saying it never happened I dont know, but its hardly a trend.


Oh, also Anecdotally, I or any of my family or friends or anyone I know who have ever rented accommodation have never rented from a Guard.

Revenue District 480 in O'Connell St. I left about 8 years ago but I believe they've reorganised on geographical lines in the meantime. Anything to do with garda tax went through there-medical expenses, credit union dividends, top slicing relief, sections 23 and 50 etc. You could use your detective skills and ask some of your older colleagues about it.

A garda can retire at any age they want.

I'm sure you know many, many more gardaí than me but how many of their tax returns have you seen? Most people don't discuss their personal finance with work colleagues.