UK state pension

This might tell you and others.

Read this letter my wife received recently. She started working later and didn't get the 3 full years like I did. It mention's that if you worked in another EU country that can help count towards the 3 years. So we are going to print off the prsi contributions from here before we went to the UK and see what they come back with.

You'd get 28.5% of the full amount (10 years divided by 35 years), so roughly €75 per week at current rate.

For every additional year of contributions, the weekly amount increases by €7.40.

Note that 10 years is the minimum qualifying level. If you have 9 years of contributions you get nothing.

Call the DSP to find out ---- 071 9157100 in Sligo town.You'll need your PRSI number.They might ask for your employer's name and address

Yes,not clear whether UK or Ireland.Latest quotes(Feb '24) I'm seeing for Class 2 is £137 and Class 3 £824 in UK

Hi! Re the person who said you can get a full UK and a full Irish State pension. That is not possible from what I experienced. I moved back to the UK from Ireland in April.2023, but the DSP would not permit me to continue making Irish voluntary contributions, as they said that although the UK is no longer in the EU that Ireland has a bilateral agreement with them on pensions. I appealed it to the DSP office foe appeals in D'olier Street, Dublin but never heard back. I hear there customer service is woeful and it's not unusual to wait 18 months for a response. If anyone here has managed to pay national insurance contributions simultaneously in both countries, it would be great to here how they managed to do so.

Just checking if I am correct with my own UK NI contributions. I lived in the UK between 1995 and 2001. I moved back there again to work in April 2023. I have paid voluntary NI contributions from 2002 to 2022. HMRC sent me a letter stating I had 22 years of UK NI contributions in 2022 - I have worked there from 2023 - so will have 23 years contributions this year. My question is that I presume there is no possibility of buying back any of the years before1998 when I first started to work there and would have bern in my late 20s then? Also, I should really have 26 years of contributions in the UK now but as I arrived in Sept 1995 and left in July 2001 ( returned in April 2023), I presume they never costed an NI contributions to bring the half year's contributions up to full years?

Apologies, also looking for additional information. I have been trying to get a statement from pension here in Ireland re my contributions, but despite ordering it twice, I have not received it. I have about 18/19 years of contributions in Ireland, plus credits for maternity benefit, plus I should have 4 years of credits under the homemaker scheme. I have also filled in the form to ascertain these credits for maternity benefit, and under Himemajer's scheme, I.e. not working as caring for a child under 12 for whom I received child benefit - I sent this form back 9 months ago and have also not received this information

That's brilliant £137 is very good. I have to pay for the last 7 years by April 2025. So was going to wait for this year aswell to be added. So will be around £1270 which is great for 8 years contributions.

Class 2 are normally for the self employed. Class 3 for PAYE employees

Paid 17 years at class 2 through the bank to HMRC. Cost me €3336 after currency exchange and commission. That apparently brings me up from £55 per week to £145 from age 67 and if I pay £168.80 per year for future years until retirement age I get the full UK pension. I meet the rquirements for a public service Irish pension and state contributory pension too. Lets hope I live long enough to get it as I've worked non stop since I was 16, mostly full time with a part time job on the side. Most Irish people of my generation who worked in the UK, worked very hard (so they could get back home). I feel sorry for those that were paid cash though. No record of their hard work.

67 I think.

UK state pension payable from age 66 right now and full rate is £203.45 and will increase by 8.5% in April to £221.--

For Masala the pension will be payable at 67 years old-you have 6 years to go.The 67 yr limit comes in towards the end of 2028-4 years from now.I cannot see a definite date in 2028.Once a new government take power after the next general election(predicted for Nov '24)the pension age will be reviewed and looking at 68 years old.The UK gov has promised to give 10 yrs notice of any change! Which means 2035 for 68 yrs at the earliest.But we all know about politicians and their promises.

Look at gov.uk/state pension

Thanks for that information.

It is, but I think that if you claim before 5 April then any previous years will be charged at this years rate whereas those after will be charged at next year's rate. I am open to correction on this point, but i completed the form at the weekend just in case.

Pensions are not tax free. You may thinking of cashing in a part of your private pension fund. That withdrawal up to a certain amount will be tax free-the amount is advised by your pension provider and it is subject to a lifetime limit. The limits are different in Ireland and the UK