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Car insurance - tell us your quotes/renewals

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Comments

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    #5522
    Hooked
    Registered Users, Registered Users 2 Posts: 3,047 ✭✭✭Hooked


    https://www.boards.ie/discussion/comment/121672398#Comment_121672398

    Got the letter from "the very cold shiver" crowd today after hassling them for FOUR days.

    With the wrong year on it!

    The wait goes on...



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    #5523
    Girly Gal
    Registered Users, Registered Users 2 Posts: 3,776 ✭✭✭Girly Gal


    https://www.boards.ie/discussion/comment/121642544#Comment_121642544

    If you are getting no where with Liberty on this issue, check to see if there's a cooling off period, there's usually a cooing off period of 14 days, where you can cancel the policy yourself without any repercussions, you can then get a quote with a different insurance company.

    Edit: just noticed the date of your post so probably too late at this stage.



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    #5524
    Bargain_Hound
    Registered Users, Registered Users 2 Posts: 616 ✭✭✭Bargain_Hound


    To close the loop on this, liberty acknowledged what mistake I made and said it was no problem and just used my full NCB from my previous policy which was just about to lapse over the 2 years, nothing more mentioned about the named driver experience.



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    #5525
    easyvision
    Registered Users, Registered Users 2 Posts: 252 ✭✭easyvision


    33, 2022 Golf GTD, 5 years NCB. 1 windscreen claim. €388 new customer Aviva, no points , full no claims protection. Very good price I’m happy



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    #5526
    Mr Mike
    Registered Users, Registered Users 2 Posts: 33 ✭Mr Mike


    Late thirties, Hyundai i30, 5 years NCD, Co Galway, €377 for Comp with Chill insurance



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    #5527
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,740 ✭✭✭✭galwaytt


    56, full NCB (9+ years on Cert), full licence, no points, 151 C-Class 2.1 diesel estate

    2023 was €365

    Renewal by First Ireland was € 445.00

    Final choices

    Aviva € 346

    Allianz € 358

    FBD €460

    Zurich € 510 (which I don't understand as that's who underwrite the First Ireland policy I was renewing....)

    AXA € 584 (which is nuts, I have other policies with them...)

    Went with Aviva.


    That's all until 20th March (other car) and April (3 x motorbikes)...............

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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    #5528
    yerwanthere123
    Moderators, Sports Moderators, Registered Users 2 Posts: 8,254 Mod ✭✭✭✭yerwanthere123


    32, 141 renault captur 1.5, full license, 6 years no claims discount, no points, yet the cheapest quote I can find is €570. Have rang about ten brokers at this stage and most are quoting me around the €630 mark. Any advice? There's got to be better value out there.



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    #5529
    CoBo55
    Registered Users, Registered Users 2 Posts: 10,828 ✭✭✭✭CoBo55


    https://www.boards.ie/discussion/comment/121899207#Comment_121899207

    Try Zurich, use ZUROBS for a discount when checking out.



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    #5530
    yerwanthere123
    Moderators, Sports Moderators, Registered Users 2 Posts: 8,254 Mod ✭✭✭✭yerwanthere123


    https://www.boards.ie/discussion/comment/121899669#Comment_121899669

    Thanks, just tried. €623 they're quoting me 😐



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    #5531
    Cape Clear
    Registered Users, Registered Users 2 Posts: 2,955 ✭✭✭Cape Clear


    Maybe ring them. Or do a new quote with your existing insurer.



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    #5532
    freshpopcorn
    Registered Users, Registered Users 2 Posts: 33,304 ✭✭✭✭freshpopcorn


    Screenshot 2024-03-17 030422.png

    Just Double checking with this.

    If I have a Learner Pert since 2014 and a full licence since 2022.

    Do I select 2 years or 9+.

    I've been told two seperate things.



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    #5533
    SCOOP 64
    Registered Users, Registered Users 2, Paid Member Posts: 5,982 ✭✭✭SCOOP 64


    If you selected full licence surely it's how long have you Held a full licence.



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    #5534
    freshpopcorn
    Registered Users, Registered Users 2 Posts: 33,304 ✭✭✭✭freshpopcorn


    https://www.boards.ie/discussion/comment/121904872#Comment_121904872

    I thought this originally.

    If you look at the example they give the person seems to include the provisional license as one year.



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    #5535
    loyatemu
    Registered Users, Registered Users 2, Paid Member Posts: 16,589 ✭✭✭✭loyatemu


    is there any point getting "bonus protection" add-on if your discount is based on named driver experience. I haven't had my own policy for years but I have been on the wife's policy.

    Put your money where yer mouth is... Subscribe and Save Boards!

    https://subscriptions.boards.ie/



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    #5536
    yerwanthere123
    Moderators, Sports Moderators, Registered Users 2 Posts: 8,254 Mod ✭✭✭✭yerwanthere123


    https://www.boards.ie/discussion/comment/121899207#Comment_121899207
    https://www.boards.ie/discussion/comment/121899669#Comment_121899669
    https://www.boards.ie/discussion/comment/121903979#Comment_121903979

    Thanks for the advice guys, rang Zurich and have got them down to €563, but still feel like I'm getting fleeced in comparison to what we can see from others here on the thread.

    I'll need to wrap this up by the end of the week, any further advice? I'll ring back my current broker and see if they can do any better than Zurich, but not sure I'll get very far.



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    #5537
    CoBo55
    Registered Users, Registered Users 2 Posts: 10,828 ✭✭✭✭CoBo55


    https://www.boards.ie/discussion/comment/121913754#Comment_121913754

    Who are you insured with through the broker? Try contacting your insurance company directly.



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    #5538
    Cape Clear
    Registered Users, Registered Users 2 Posts: 2,955 ✭✭✭Cape Clear


    https://www.boards.ie/discussion/comment/121913754#Comment_121913754

    Try Acorn insurance. Have you a house policy or does a partner have a separate car insurance policy. Maybe try adding a named driver to your policy it may bring down the cost. AXA do discount for credit union members they might also be worth a try.



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    #5539
    The Continental Op
    Registered Users, Registered Users 2 Posts: 10,337 ✭✭✭✭The Continental Op


    Just renewed with AXA. Maybe too lazy to shop around but the price ended up only €20 more than last year.

    2010 Ford Focus LX 1400cc Petrol. Driver with full NCD (says 5 years + on renewal doc) driver over 60. Inc credit Union Discount.

    €380 fully comp. Car and Key rescue. Injury to driver cover. Legal expenses. Replacement car. Glass breakage. Protected NCD (€55).

    Renewal was for €399 but a phone call got €19 off which isn't too bad. Was in the wrong mood really and didn't argue as much as last year when I got €40 off.

    Without the Protected NCD it would have been around €350

    Wake me up when it's all over.



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    #5540
    yerwanthere123
    Moderators, Sports Moderators, Registered Users 2 Posts: 8,254 Mod ✭✭✭✭yerwanthere123


    https://www.boards.ie/discussion/comment/121913889#Comment_121913889

    Insured by AXA, who quoted me €1,007 🙃

    https://www.boards.ie/discussion/comment/121914800#Comment_121914800

    Acorn were one of the cheapest, but still quoted €574.

    In the end I'm having to settle on €552 with Liberty. Still feel like I'm paying way too much for a full licence, 6 years no claims, no points and a 141 car, but I've tried everything now at this stage.



  • Options
    #5541
    mickdw
    Registered Users, Registered Users 2 Posts: 24,048 ✭✭✭✭mickdw


    08 Audi A5

    517 with 123.ie with all the extras and business use.

    Classic policy with first ireland for a 2000 plate Audi TT for 250 or so.



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    #5542
    Wildly Boaring
    Registered Users, Registered Users 2 Posts: 3,821 ✭✭✭Wildly Boaring


    https://www.boards.ie/discussion/comment/121923462#Comment_121923462

    Couple pages back but my 2008 a5 was 560 with business use with Zurich. Yours the 3.0?



  • Options
    #5543
    mickdw
    Registered Users, Registered Users 2 Posts: 24,048 ✭✭✭✭mickdw


    https://www.boards.ie/discussion/comment/121924205#Comment_121924205

    No 1.8Tfsi



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    #5544
    munsterlegend
    Registered Users, Registered Users 2 Posts: 6,707 ✭✭✭munsterlegend


    Just paid online there for Allianz. Anyone know how long before they send confirmation of cover email? Forgot tomorrow is Good Friday and things closing up and needed cover for tomorrow.



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    #5545
    Roycropper63
    Registered Users, Registered Users 2 Posts: 921 ✭✭✭Roycropper63


    Might not be relevant to forum but any companies lenient towards insuring a third car?



  • Options
    #5546
    CoBo55
    Registered Users, Registered Users 2 Posts: 10,828 ✭✭✭✭CoBo55


    Got my renewal today, €527 with Zurich for the comprehensive plus plan. I went to Zurich as a new customer through OBS getting the exact same plan for €433, actually there's one slight difference the excess is €250 this time compared to €750 last year. I did try It's for women as they had texted me a 100 euro off code, a bloody joke😡, like for like they would have been over 700 euro.



  • Options
    #5547
    flexcon
    Registered Users, Registered Users 2 Posts: 1,636 ✭✭✭flexcon


    https://www.boards.ie/discussion/comment/121962125#Comment_121962125

    No, you can only use your no claims bonus once.

    get a car 20 years old and insure as a classic



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    #5548
    Roycropper63
    Registered Users, Registered Users 2 Posts: 921 ✭✭✭Roycropper63


    Many thanks for reply.



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    #5549
    Whocare
    Site Banned Posts: 1,258 ✭✭✭Whocare


    https://www.boards.ie/discussion/comment/121972142#Comment_121972142

    Same here Zurich last around 450 this 550 . But who is obs ?



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    #5550
    CoBo55
    Registered Users, Registered Users 2 Posts: 10,828 ✭✭✭✭CoBo55


    https://www.boards.ie/discussion/comment/122137411#Comment_122137411

    Sorry, one big switch, they give a 20% discount. You get exactly the same policy for cheaper.



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    #5551
    Whocare
    Site Banned Posts: 1,258 ✭✭✭Whocare


    https://www.boards.ie/discussion/comment/122138018#Comment_122138018

    Thanks for that 80 euro cheaper



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