Zurich last year (new business) was €595 (inclusive of Online Disc €142, Promotional Disc €115, Premium Disc €63)
This year's renewal was invited at €713
Phoned Zurich and was offered 5% discount so €677
Other quotes (like for like basis in so far as is possible, include Comp DOC, Full NCD Protection, Breakdown Assist, Home-start, Personal Accident and Personal Effects, similar excess etc)
Zurich through OBS €670
Zurich Direct New Business €738 !!
Allianz Direct - €669
RSA (through 123.ie) €708
AXA Direct €1,139
AIG Direct €2,392
Chill had nothing to offer; not competitive apart from the likes of Kenco and Ivernia which I'd prefer to avoid
No, I didn't. I got the Zurich quote, and tried two local brokers, neither came within an assess roar of Zurich, went back and contacted Zurich by phone and got a lower quote. I have insurance on another car falling due in June, so will try one big switch then. I didn't know that it applied to motor insurance until I read it here.
Had similar but did a new online quote with Zurich which came in circa the same as last time. Filled out a survey saying I was disappointed in them. Got a call a few hrs later and eventually got it about €20 cheaper than last year.
Did you try Zurich through one big switch?
Zurich €470 last year, up to €545 this year. Increase of €75. So tried local broker he came in at €775, Back to Zurich by phone, and asked what was the best they can do….they came back with €484. Done! Some crazy quotes out there,,,,,,
Nice one ☺️
Thanks for that 80 euro cheaper
Sorry, one big switch, they give a 20% discount. You get exactly the same policy for cheaper.
Same here Zurich last around 450 this 550 . But who is obs ?
Many thanks for reply.
No, you can only use your no claims bonus once.
get a car 20 years old and insure as a classic
Got my renewal today, €527 with Zurich for the comprehensive plus plan. I went to Zurich as a new customer through OBS getting the exact same plan for €433, actually there's one slight difference the excess is €250 this time compared to €750 last year. I did try It's for women as they had texted me a 100 euro off code, a bloody joke😡, like for like they would have been over 700 euro.
Might not be relevant to forum but any companies lenient towards insuring a third car?
Just paid online there for Allianz. Anyone know how long before they send confirmation of cover email? Forgot tomorrow is Good Friday and things closing up and needed cover for tomorrow.
No 1.8Tfsi
Couple pages back but my 2008 a5 was 560 with business use with Zurich. Yours the 3.0?
08 Audi A5
517 with 123.ie with all the extras and business use.
Classic policy with first ireland for a 2000 plate Audi TT for 250 or so.
Insured by AXA, who quoted me €1,007 🙃
Acorn were one of the cheapest, but still quoted €574.
In the end I'm having to settle on €552 with Liberty. Still feel like I'm paying way too much for a full licence, 6 years no claims, no points and a 141 car, but I've tried everything now at this stage.
Just renewed with AXA. Maybe too lazy to shop around but the price ended up only €20 more than last year.
2010 Ford Focus LX 1400cc Petrol. Driver with full NCD (says 5 years + on renewal doc) driver over 60. Inc credit Union Discount.
€380 fully comp. Car and Key rescue. Injury to driver cover. Legal expenses. Replacement car. Glass breakage. Protected NCD (€55).
Renewal was for €399 but a phone call got €19 off which isn't too bad. Was in the wrong mood really and didn't argue as much as last year when I got €40 off.
Without the Protected NCD it would have been around €350
Try Acorn insurance. Have you a house policy or does a partner have a separate car insurance policy. Maybe try adding a named driver to your policy it may bring down the cost. AXA do discount for credit union members they might also be worth a try.
Who are you insured with through the broker? Try contacting your insurance company directly.
Thanks for the advice guys, rang Zurich and have got them down to €563, but still feel like I'm getting fleeced in comparison to what we can see from others here on the thread.
I'll need to wrap this up by the end of the week, any further advice? I'll ring back my current broker and see if they can do any better than Zurich, but not sure I'll get very far.
is there any point getting "bonus protection" add-on if your discount is based on named driver experience. I haven't had my own policy for years but I have been on the wife's policy.
I thought this originally.
If you look at the example they give the person seems to include the provisional license as one year.
If you selected full licence surely it's how long have you Held a full licence.
Just Double checking with this.
If I have a Learner Pert since 2014 and a full licence since 2022.
Do I select 2 years or 9+.
I've been told two seperate things.
Maybe ring them. Or do a new quote with your existing insurer.
Thanks, just tried. €623 they're quoting me 😐
Try Zurich, use ZUROBS for a discount when checking out.
32, 141 renault captur 1.5, full license, 6 years no claims discount, no points, yet the cheapest quote I can find is €570. Have rang about ten brokers at this stage and most are quoting me around the €630 mark. Any advice? There's got to be better value out there.
