Car insurance - tell us your quotes/renewals

frash · 20-11-2023 5:02pm

Driver

Male 49 - 2 years NCB with 3 years named

Full licence for 31 years

Co-driver

Female 48 with own insurance on a full licence for 20+ years

Car = 2011 Yaris

Renewal with Chill (Allianz) = €543

Had the following lined up to do but stopped at Revolut as it was never gonna be beaten

FBD = €534

AIG = €412

Revolut = €329

Aviva

Liberty

Zurich

AA

Allianz Direct

123

SuperValu

An Post

Axa

Wildly Boaring · 24-11-2023 9:14pm

https://www.boards.ie/discussion/comment/121392470#Comment_121392470

Revolut with AIG?

septicsac · 26-11-2023 3:43am

Male 49, full licence, full NCB, no points, claims or convictions for 25+ yrs. Renewal on 191 2.0D Arteon through AIG golfer insurance for 395E. No one else even close and the AIG policy is fully comp and fully loaded. Slightly up on last yr, but only what is reflected on higher value car. Anyone with GUI membership should really be all over this AIG golfers insurance, hard to beat, no one has in about 5 yrs and I priced around every year.

frash · 27-11-2023 9:09am

https://www.boards.ie/discussion/comment/121413879#Comment_121413879

Yes

Esel · 27-11-2023 10:16pm

Anyone have a link for GUI please?

turbodiesel · 28-11-2023 7:14pm

https://www.boards.ie/discussion/comment/121426116#Comment_121426116

I used a funny thing called google and went through the results and hey presto....https://www.aig.ie/our-sponsorships/golf#:~:text=Golf%20Ireland%20Members%20Save%20An%20Additional%2010%25%20on%20Car%20Insurance&text=Avail%20of%20a%20Maximum%2065,to%20switch%20to%20AIG%20today.

Esel · 29-11-2023 3:24am

Thanks for that. I was nearly there searching 'gui' and kept getting golfIreland links. Nothing there about GUI though. Think I searched Golf Union Ireland (me guessing) as well. Nada. Searched using DDG, maybe that was why.

Anyway, don't play so can't avail. Thanks again.

Igotadose · 29-11-2023 6:41pm

Car: 2017 Mercedes 190B, 50k km

Driver: male, no points, named driver for 8 years on a policy for a car in my wife's name.

Contacted existing insurer (Liberty) to see if we could add the car to the policy. Refused. O.K. then, issue me the policy. Couldn't find the car in their database. I didn't have the reg number at the time, they told me to call back when I had more information. Called back, was told that my file was 'locked' and the person on the phone would IM the first person I talked to, to unlock it, and they'd call me back.

That was 2 days ago. In order to insure the car, I need a 'letter of named driver' from Liberty. They had a web page for that, but it says it'll take 72 hours. The new insurer (AA) will wait 5 days for the letter.

So, my question here is, it seems like Liberty, to be generous, don't have their act together. AA found the car just fine even without the reg number, and issued me a quote which I bought. They also said they could wait for the letter of named driver from me for 7 days. The salesperson indicated if there are problems they can wait up to 21 days.

I'm fine with AA but if they have to rescind the policy, then what? Besides Liberty and AA, who would you recommend? And will I face this 'named driver letter' problem no matter where I go? Can't I get insurance without it? Can't my wife have a second car on her policy?

Thanks.

Eggs For Dinner · 29-11-2023 11:28pm

The letter will be a requirement for every insurer and no, you can only have one car per policy

topcat77 · 12-12-2023 2:42pm

Had a renewal offer from Axa €721.42

switched to Allianz. same cover (better actually) for €395.98

CrowdedHouse · 13-12-2023 9:55am

2021 BMW 330D 2993cc Male 50's Full NCD no points. Comp with protected.

Renewal from Aviva €509 (up 90 from last year)

AIG €837

123 €588

FBD €600

AXA €862

Revolut AIG €761 not sure if it had all the trimmings, I stopped.

Allianz and Zurich were in the 700's

Liberty no quote

Igotadose · 13-12-2023 5:28pm

@CrowdedHouse "Liberty no quote"

Did you contact them and not get a quote? Because I'm still waiting on one from 1+ month ago. Seems like maybe they're not selling policies anymore.

CrowdedHouse · 13-12-2023 5:41pm

https://www.boards.ie/discussion/comment/121491615#Comment_121491615

When I filled out the online form it came back with something like 'We are unable to give you a quote on this vehicle'. I didn't bother ringing.

Igotadose · 13-12-2023 6:42pm

https://www.boards.ie/discussion/comment/121491650#Comment_121491650

I did and they said they'd call me back. I really doubt they're in the retail business anymore. Scary that they're the underwriter. Supposedly they've been sold to a firm in Italy, I wonder if they've just got a skeleton crew keeping the lights on until ownership's transitioned.

Whiplashy · 13-12-2023 8:33pm

Had a nightmare trying to get insurance today. 2011 Toyota Vitz. Female in 30's, with full NCD, and 14 years full license. No points either. Got it with AXA last year for €410 and the best they would do this year was €470. Most companies wouldn't even quote because it's an import. Eventually I got a call from a broker who wouldn't quote me online, and he got it from Allianz for €380 for me. Happy in the end, but nearly had to go back to AXA and accept the increase.

raxy · 13-12-2023 9:11pm

https://www.boards.ie/discussion/comment/121492221#Comment_121492221

I've heard since brexit there's a lot of Japanese imports like the vitz. They've no immobiliser so are easy to steal. Someone I work with had 1 stolen last year. Might be why you are finding it hard.

Whiplashy · 13-12-2023 11:29pm

https://www.boards.ie/discussion/comment/121492341#Comment_121492341

Oh this is not good news for me. I would guess that is exactly the issue. I told the guy on the phone that I wasn't sure if it had an imobiliser or not, and he said if the car had a central locking key then it had. Googling would suggest that you are more likely to be correct than him unfortunately. I'll have to ring him in the morning. I'll have to check with AXA too to see if there's an imobiliser down on that quote. I fear my renewal just got a whole lot more expensive.

SCOOP 64 · 14-12-2023 11:20am

Renewal notice from Aviva €376 comprehensive, me wife son insured on a 1.6 2008 Opel Zafira, full no claims, no points or accidents, think that's good was expecting higher.

makoten · 16-12-2023 7:46pm

Is it normal for car insurance renewals to increase for 2024? I have a 2019 Toyota Yaris Hybrid with Aviva, got car insurance (Comprehensive, +1 extra driver, no claims) with them for €390 in 2023 and they're telling me it's €419 next year.

raxy · 16-12-2023 8:18pm

https://www.boards.ie/discussion/comment/121503903#Comment_121503903

If it wasn't this thread would probably not exist. Mine went up over €100 this year. I bought a different policy without contacting them but they kept calling me. Answered eventually & they admitted there's no point in them trying to lower their quote.