Car insurance - tell us your quotes/renewals

siblers

Do online quotes usually be more expensive than ringing up? Mine is gone up over a 100 euros from last year but any online quote is even more expensive

namloc1980

Age 43 (m),

2009 Toyota Avensis,

Full NCB.

Aviva for the last 3 years fully comp with full no claims protection:

August 2001: €312

August 2022: €337

August 2023: €310

CoBo55

https://www.boards.ie/discussion/comment/120971865#Comment_120971865

Nothing wrong with that, great aul car too.

DaveyDave

Girlfriend's renewal:

30, 1 Year NCB, full licence since Feb, me as named driver on a 2017 1.0 110hp petrol Golf:

Previous year with 3 years named driving on a learner permit with Liberty was €580

Renewal: €630

New quote: €517

Len_007

I renewed for my wife (39) with me as named Driver with SuperValu on our 2017 Leaf, €395.22 fully comp. I did try Chill but the cheapest there was €570. I could have done a bit more research but wasn't bothered.

turbodiesel

Apologies, duplicate comment on the ‘09 avensis quote

turbodiesel

Just wonder was the 09 avensis the last of the old model or the first of the newer one?

Muller1991

Age 32 (m),

2017 Kia Sportage 1.7 diesel

Full NCB. (11 years)

Aviva for the last 5 years Fully comp with breakdown assist etc

September 2001: €448 Hyundai IX35 2014

September : €415

September 2023: €3,325 NOT JOKING

So Last night I got this email basically saying based on their records etc that my renewal is almost 10 times the amount I paid for my policy last year.

In that year I have had no accidents or penalty point claims. Been trying to get through to them all morning. Seriously hoping its a mistake on their end. Got a quote from Revolut (AIG) and one from Liberty too in the last hour bot around the 380 mark.

blade1

https://www.boards.ie/discussion/comment/121104560#Comment_121104560

Why even bother wasting your time trying to contact them?

F*ck 'em!

SCOOP 64

Someone's typed to many numbers by mistake .

CoBo55

https://www.boards.ie/discussion/comment/121104755#Comment_121104755

Exactly 👍

DaveyDave

https://www.boards.ie/discussion/comment/119840197#Comment_119840197

Renewal came in from AXA at €500. I was thinking "was it not €400 last year?" and my only email is a quote of €530, makes sense that it was over the phone. I'll need to give them a call...

AA, Aviva, Allianz, An Post, Liberty and Zurich are all between €500-600.

Considering claims have been dropping and insurance going down in the last year or so it's disappointing to see a 25% increase after shopping around. 6 years NCB should mean something!

Muller1991

https://www.boards.ie/discussion/comment/121104755#Comment_121104755

They can't be bothered to answer my calls, When I eventually got through to an agent they didn't understand my issue lol.

Long story short I renewed with Revolut (AIG) for 355 all the bells and whistles included.

Eggs For Dinner

https://www.boards.ie/discussion/comment/121107732#Comment_121107732

Can I ask how you got a Revolut quote? I can only find travel insurance on the app. TIA

CoBo55

https://www.boards.ie/discussion/comment/121109910#Comment_121109910

I was wondering that too.

raxy

Revolut is only offering insurance in stages. Update the app & it may show up.

I got a quote & it was 1830. Aig was 2472.

Got it through cover in a click for 492

fozzy97

Just wondering, with RSA(123.ie) for years. They have an online renewal system and say they don't entertain other companies quotes. Problem is I done a quote online and as a new customer and it's working out cheaper? Can I go ahead or would that be invalid? Also anyone any dealings with kennco insurance? Thks

Cape Clear

https://www.boards.ie/discussion/comment/121123686#Comment_121123686

It's a valid quote but they will probably ask you to submit all your documents again as if you have never been their customer.

Eggs For Dinner

Mrs Eggs. 212 Dacia Sandero. 15k, Full NCB, Insd & Spouse to drive. Comp, full bonus protection, breakdown cover

2022 - Aviva direct €360

2023 - Aviva direct renewal quote €460

New Aviva direct quote €380

Went with AIG €299.68

vickers209

Age 41 (f),

2006 Nissan note 1.4 Petrol

Full NCB. (15 years+)

Aviva for the last 10 years+ Fully comp with breakdown assist and journey protection (€12 add on) etc

Husband named driver 3 points

November 2022 : cost €360

November 2023: Renewal €456

Went got a quote online with aviva details as above €315

Reduced the excess on policy to €125 in the event of a claim €330

Paid for there and then and policy doesn't start till November 7th happy😀

Markus Antonius

32 (M), 2017 Mazda 3 worth 20k, 14 years full license with no claims or points

3rd party fire/theft with full NCB protection:

FBD 2022: €310

FBD 2023: €410

All other providers (Axa, Liberty, other through chill) were at least €50 more with the exception of Aviva who were €423 for the same cover

Eggs For Dinner

https://www.boards.ie/discussion/comment/121249320#Comment_121249320

I've done a fair amount of quotes lately for family members and have found AIG to be very competitive with high levels of cover. Have you tried them?

Markus Antonius

https://www.boards.ie/discussion/comment/121251145#Comment_121251145

I didn't try them as I'm fairly sure I got some scandalously high quotes off them before. Just checked with them: 359 for comprehensive, full NCB protection (750 voluntary excess (takes €50 off)). Arrrggggghhhh!!!!

Isn't there a cooling off period? Fairly sure I could cancel my FBD and switch to AIG...

Edit: Cancelled FBD no problem and now with AIG

[Steve]

33(M), 2015 Focus 1.6 diesel (€10.5k), Initial quote in 2021 was on L plate with 3 months named on other policy, Full licence since June 2022, Fully comp.

2021: €1,539

2022: €609

2023: €505

Above with Liberty.

Damien360

I look after my father in law who is now in his 80's. Quotes regardless of age of car are holding at about 650 for the last 5 years. He has fully comp, full NCB currently on a brand new Corolla. Recently had cars about 5 years old and price is same.

raxy

https://www.boards.ie/discussion/comment/121252535#Comment_121252535

Think you get 14 day cooling off period. You can still cancel after but they reduce the refund the longer it is so probably not worth it if the 14 days is up.

I usually get a quote from AIG just for laughs. This year's AIG quote €2472. Policy I bought was €592 so 4 timers the amount.

Wildly Boaring

It was time for the annual merry-go-round and first time with a 15 year old car (not my first 3.0 litre)

41 year old male.

2008 Audi A5 3.0tdi quattro sline

Fully comp with class 1, step-back, breakdown and driving other cars

Last year Zurich via Quote Devil €680

Renewal via Quote Devil best quote... Allianz 730

Online quotes

AIG 950

Allianz - No quote (despite being QD's best quote??)

FBD 779

AA 637

Aviva - No quote

Liberty 692

Chill 568 Allianz (but no option to add class 1) Laughably this was 522 with a different start date (but still no class 1)

https://www.boards.ie/discussion/2058318852/different-start-dates-different-quotes

123.ie via RSA 571

Kennco 676

SuperValu 870

And the winner....... Zurich

So Quote Devil Reckoned Zurich renewal was 770 (despite it saying 690 on the form)

Went on their website got 660

Took a call and as I've the house with them they went 589

Shopped a bit more and sent them the 123.ie quote - they've dropped to 564......

It's worth taking the phone calls this year, some years it's pure pointless.

phunkadelic

Age: 42

Years driving: 16

Car: '07 Honda Civic 1.8 SES

NCB: 15 years

Claims: 0

Points: 0

Cover: Fully comp

Provider: 123

That's the missus, and I'm named driver on full license

Previous years cost/best prices:

2016 Axa €520

2017 Allianz €522

2018 axa €547

2019 its4women €413

2021 123.ie €414

2022 An post €355

This years quotes for Fully comp with NCB protection:

Revolut 496

An post renewal 456

its4women €541

Liberty €570

Axa €851

Allianz via Quote Devil €362

Allianz €378

Hyperbollix

41 yrs

08 BMW 520d

Full NCB 10+ yrs

FBD 2022 (New customer) 405

Renewal FBD 2023 - 582

40% increase. Absolutely no way are they getting that. Sick to the teeth of this bs every year. Does anyone ever get a renewal in the post that is fair and reasonable, maybe a modest increase, or shock horror, a reduction?

Now for the annual form filling for half a day online......

jack of all

My wife's renewal:

49 years

151 Octavia 1.6

0 points, 0 claims

Full NCB 10+ years

Fully comp. incl. use for work and adding me as a named driver.

Already have another motor policy and home insurance with Aviva.

Aviva sent out renewal for €450, priced around, called Aviva and with some pressing got them down to €385 and very happy with that.