Car insurance - tell us your quotes/renewals

And that's the way the free market should (does) work

If you have owned and insured an older car for a number of years, you will find alternative quotes. It's when someone has just purchased an older car, insurers have concerns.

SO been with 123.ie, offered renewAL AT 376 for a 02 wagon r, went on the website to get quote , and it came to 309, with 2000 as car value as opposed to 1000 for previous iteration. even though i gave same email and details , their system didnt recognise me as same customer, and is asking for all paperwork again. anyway, im glad i bothered to check.

I did that with Zurich, nothing untoward happened.

What sort of company just lets good clean business walk out of the door because their Alogorithm says it is suddenely worth a 20% increase.? It makes no sense. I ended up with a big decrease whereas the expiring carrier could have kept my clean busienss with a very small increase. Mostly these days we deal with Agents who go round all the carriers and "get the best quote available" which is clearly untrue as we can do a far better job. I complained to First Ireland about a ridiculous increase and they didn't respond. I had to ask twice for my NCB declaration.

Got renewal off Zurich today - €678 compared to €668 last year.

Called them up and they dropped it to €560. Guess it pays to give them a ring sometimes!

Male, 41, Full NCB (even if some try say a windscreen is a “claim”) and driving over 15 years

Last August Campion Insurance E571, 2012 1.2 TSI Golf

This January changed to a 181, 1.8 Auris and it went up to E858 and I had war with them and told oh its more expensive and bigger engine (ignore in 40s, low milage, clean no claims)

Below is a list of the usual places, issues in one form or another with 25plus, Arachas, Quote Devil and Zurich

I had my phone on silent and got about 5 calls/voicemail of hold music and I wish I put in a fake number like I did for Chill as they are the worse (I just lash in the details, then see if my insurance will match if not ring to go over a quote and see if the same as I got)

Do, I'd advise doing up a new quote first using the promo code 'Protect' and then mention the quote when you ring.

I wouldn't bother, just go with the cheapest one assuming it gives the cover you want.

Renewal came in at €343 so a fiver less than last year.

No need to shop around yet again.

No I didn't get any other quotes as I'm happy to pay that.

This will be my 5th year with them.

Used to change insurer every year with donkeys years before that.

Age 43 (m),

2009 Toyota Avensis,

Full NCB.

Aviva for the last 3 years fully comp with full no claims protection:

August 2001: €312

August 2022: €337

August 2023: €310

Apologies, duplicate comment on the ‘09 avensis quote

Age 32 (m),

2017 Kia Sportage 1.7 diesel

Full NCB. (11 years)

Aviva for the last 5 years Fully comp with breakdown assist etc

September 2001: €448 Hyundai IX35 2014

September : €415

September 2023: €3,325 NOT JOKING

So Last night I got this email basically saying based on their records etc that my renewal is almost 10 times the amount I paid for my policy last year.

In that year I have had no accidents or penalty point claims. Been trying to get through to them all morning. Seriously hoping its a mistake on their end. Got a quote from Revolut (AIG) and one from Liberty too in the last hour bot around the 380 mark.