Revolut Megathread.

Revolut cards are hit with the same ATM charges as any other card.The exchange rate is only marginally better outside the EU.I see a post about e1,500 a month the charges will be noticeable on the amount.A company like smallworldfs.com would cost less if done in one transaction

Passport and your phone is all you need. They will ask you for your tax number (PPS) at some point (Could be months or more) after your account is open.

So no other documentation is needed just passport.

No problems with 2FA on PTSB for me and anything that secures an account must be good - chip and pin use.I would have a concern if it didn't happen.Certain other banks in the couldn't give a ................................

For those who use an AIB credit card and having issues to pay the balance via Revolut: Avant money credit card allows to pay off the bill on their website, so there's no issue dealing with a bounced payment.

If less than 15k is not enough (which in most cases is), than AIB credit card holder can consider moving to someone with more flexible service, i.e. posibility to pay online, not the old school way via the EFT. It's hard to believe you're pretending that you didn't get what I was saying. And don't need to be overly dramatic for someone being helping and pointing out to the other option.

Been using Revolut for year's after a friend of a friend helped set them up, I would never carry a significant balance there however, but great for internet shopping and travel.

Credit card isn't designed to use it as a short loan (e.g., for longer than 56 days). APR for most credit card holders is irrelevant as most people pay it off as soon as the bill is ready.

Hi - Sorry if I’ve missed this in the thread, but has anyone had any hassle setting up a joint account since Revolut launched the function ? I can’t get the option from the app but my partner can. When she selects me to open a joint account with it says I can’t be invited to a joint account.

Any help or steers on this would be appreciated.

Thanks

Phil

They had it working before with the UK and LT IBANs so must have the ability to use the right fields at a some level. There is just something configured differently now with the IE one which wasn't picked up in testing.

Revolut's new aggressive customer education during transfers is becoming a pain.

I did not spend as much as I thought this month via Revolut and hence decided to withdraw some money to my own Germany Based account (which I had done in the past) only to be told that there is a 98.7% chance that this I'm getting defrauded.

Then I had to sit through two videos educating me about fraud and when I than confirmed, I got another two videos educating me on "safe accounts" frauds.

On a transfer to my own account, I had used in the past for both receiving and sending.

Heya have 2 qs about Revolut.

1. My wife and I previously with KBC so have had to find a new sole current account which we have with Revolut and no issues so far. I have got the email so far about joint account which we already have with AIB and don't pay fees on as mortgage payment comes from there. I wouldn't mind a Revolut joint account too but do they charge fees on this account? Also can you get physical cards so would that be 7.99 each for them to be posted out?? Maybe somebody who has set up joint account can confirm some of the above

2. Made my first cash withdrawal of 50 quid at weekend there and was charged 0.12, don't care about the money just want to know is this a common thing when withdrawing money or would it only be at some ATMs? Think it might have said Goverment Stamp Duty on Revolut for this.

Thanks