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BANGERNOMICS (sub2k) of the week/day Part 6

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Comments

  • Moderators, Science, Health & Environment Moderators Posts: 20,698 Mod ✭✭✭✭Sam Russell


    1st part correct but 2nd part not.

    Online you can add any policy or non existent one....

    Yes but you are declaring that it is insured, plus if you use it on the road, it must be insured.


  • Registered Users, Registered Users 2 Posts: 10,549 ✭✭✭✭CoBo55


    1st part correct but 2nd part not.

    Online you can add any policy or non existent one....

    I understand that, but in the eyes of the law you must present an insurance certificate (or number if taxing online) to tax a vehicle. Because the tax office couldn't be bothered to check the online number system actually works isn't the fault of the law makers (enforcement)


  • Registered Users, Registered Users 2 Posts: 9,836 ✭✭✭Midnight_EG


    CoBo55 wrote: »
    I understand that, but in the eyes of the law you must present an insurance certificate (or number if taxing online) to tax a vehicle. Because the tax office couldn't be bothered to check the online number system actually works isn't the fault of the law makers (enforcement)

    I had this argument out with a guard one day... They can indeed recall what you write into the insurance box when you tax a car online. It's when it's 'not yours' that most people put in some gobbledegook and herein lies where I had the argument with the guard :pac:


  • Registered Users, Registered Users 2 Posts: 3,695 ✭✭✭DeepBlue


    Less discussion............more cars. :D

    ZmMyYjY2OTcwZDcwMWNkZjFiNmVhYmIxYjEyYzZiZDRASGmvPqnOvGVeUjEhfozOaHR0cDovL3MzLWV1LXdlc3QtMS5hbWF6b25hd3MuY29tL2RvbmVkZWFsLmllLXBob3Rvcy9waG90b18xNjAxNDQxMjJ8fHw2MDB4NjAwfHx8fHx8fHw=.jpeg

    https://www.donedeal.ie/cars-for-sale/honda-civic-hatchback-low-mileage-quot/26290156

    2007 Honda Civic 1.4 Petrol NCT 08/21 Mileage 174K Asking €1,795

    Thoughts on this one? Is there enough poke in the 1.4 engine in these?


  • Registered Users, Registered Users 2 Posts: 10,549 ✭✭✭✭CoBo55


    DeepBlue wrote: »
    Less discussion............more cars. :D

    ZmMyYjY2OTcwZDcwMWNkZjFiNmVhYmIxYjEyYzZiZDRASGmvPqnOvGVeUjEhfozOaHR0cDovL3MzLWV1LXdlc3QtMS5hbWF6b25hd3MuY29tL2RvbmVkZWFsLmllLXBob3Rvcy9waG90b18xNjAxNDQxMjJ8fHw2MDB4NjAwfHx8fHx8fHw=.jpeg

    https://www.donedeal.ie/cars-for-sale/honda-civic-hatchback-low-mileage-quot/26290156

    2007 Honda Civic 1.4 Petrol NCT 08/21 Mileage 174K Asking €1,795

    Thoughts on this one? Is there enough poke in the 1.4 engine in these?

    Dead as a dodo, wouldn't pull the skin off a rice pudding. Very economical like most small engined Japanese cars. Money is far to strong.


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  • Registered Users, Registered Users 2 Posts: 73,328 ✭✭✭✭colm_mcm


    Get the 1.8, you’ll get a years tax with the money you’ll save.


  • Registered Users, Registered Users 2 Posts: 1,643 ✭✭✭crasy dash


    Cheap and cheerful Suzuki might get some one out of trouble i nearly consider it a free car if it runs any way half ok.
    Fresh nct and tax to boot
    Not the most exciting car looks clean on the outside and a quick valet would do wonders

    https://www.donedeal.ie/cars-for-sale/suzuki-liana-tax-and-tested/26313510?campaign=14


  • Closed Accounts Posts: 738 ✭✭✭at9qu5vp0wcix7


    crasy dash wrote: »
    Cheap and cheerful Suzuki might get some one out of trouble i nearly consider it a free car if it runs any way half ok.
    Fresh nct and tax to boot
    Not the most exciting car looks clean on the outside and a quick valet would do wonders

    https://www.donedeal.ie/cars-for-sale/suzuki-liana-tax-and-tested/26313510?campaign=14

    These are one of the cheapest cars to insure, would make a great first car for somebody.


  • Registered Users, Registered Users 2 Posts: 1,249 ✭✭✭gussieg


    i like the hatchback shape lianas but these ones are just so fugly. seems like a decent car , i dont know . but just one owner , cant be bad at all.


  • Registered Users, Registered Users 2 Posts: 790 ✭✭✭kalkat2002


    2005 peugeot 307 diesel

    550 eur

    http://www.adverts.ie/21936571


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  • Registered Users, Registered Users 2 Posts: 14,308 ✭✭✭✭wotzgoingon


    gussieg wrote: »
    i like the hatchback shape lianas but these ones are just so fugly. seems like a decent car , i dont know . but just one owner , cant be bad at all.

    Two owner and who ever buys it will be the third.


  • Registered Users, Registered Users 2 Posts: 51,855 ✭✭✭✭bazz26


    Clean looking Puma with NCT until next May and tax until the end of the year, asking €750:

    ODlhOTUwMDA0ZWM5NmFhYzFhM2RmZjdkMTg4YTJhMTioTYxGwyEe5Kn2-hmoOSjcaHR0cDovL3MzLWV1LXdlc3QtMS5hbWF6b25hd3MuY29tL2RvbmVkZWFsLmllLXBob3Rvcy9waG90b18xNTUxOTY0MDR8fHw2MDB4NjAwfHx8fHx8fHw=.jpeg

    https://www.donedeal.ie/cars-for-sale/2002-ford-puma/25799371

    Just need to make sure it's rust free.


  • Registered Users, Registered Users 2 Posts: 1,283 ✭✭✭Oops!


    Yep, and unless it gave most of its life garaged it could be some mess under the back of it.


  • Registered Users, Registered Users 2 Posts: 1,444 ✭✭✭PCeeeee


    bazz26 wrote: »
    Clean looking Puma with NCT until next May and tax until the end of the year, asking €750:

    ODlhOTUwMDA0ZWM5NmFhYzFhM2RmZjdkMTg4YTJhMTioTYxGwyEe5Kn2-hmoOSjcaHR0cDovL3MzLWV1LXdlc3QtMS5hbWF6b25hd3MuY29tL2RvbmVkZWFsLmllLXBob3Rvcy9waG90b18xNTUxOTY0MDR8fHw2MDB4NjAwfHx8fHx8fHw=.jpeg

    https://www.donedeal.ie/cars-for-sale/2002-ford-puma/25799371

    Just need to make sure it's rust free.

    Second this. Lovely car but rust rust rust. Herself had two.


  • Registered Users, Registered Users 2 Posts: 12,903 ✭✭✭✭Toyotafanboi


    Looks like the back arches are already suffering on that one.


  • Registered Users, Registered Users 2 Posts: 790 ✭✭✭kalkat2002


    1998 toyota starlet

    1000 eur

    http://www.adverts.ie/21946032


  • Registered Users, Registered Users 2 Posts: 12,156 ✭✭✭✭For Forks Sake


    Audi A2 TDi
    NCT Jan 22 tax Jan 21

    €1250 (looking for quick sale according to ad, so should have haggle room if the car checks out.

    https://www.donedeal.ie/cars-for-sale/audi-a2-2004-1-4-l-diesel-tdi/26296461?campaign=3

    ZDkzYThkMzZmNTRkY2FhNWNkM2UwNTI4NDU5N2M2Y2ERXbEs2gPs0eKvXqsKBg6RaHR0cDovL3MzLWV1LXdlc3QtMS5hbWF6b25hd3MuY29tL2RvbmVkZWFsLmllLXBob3Rvcy9waG90b18xNjAyMTgxOTN8fHwxMjAweDEyMDB8fHx8fHx8fA==.jpeg


  • Closed Accounts Posts: 1,853 ✭✭✭Andrew33


    PCeeeee wrote: »
    Second this. Lovely car but rust rust rust. Herself had two.
    Similar to the Sportka/Streetka? Can’t see the serious rust until you remove plastic wheel arch liners?


  • Registered Users, Registered Users 2 Posts: 89 ✭✭crazyjim


    Audi A2 TDi
    NCT Jan 22 tax Jan 21

    €1250 (looking for quick sale according to ad, so should have haggle room if the car checks out.

    https://www.donedeal.ie/cars-for-sale/audi-a2-2004-1-4-l-diesel-tdi/26296461?campaign=3



    ZDkzYThkMzZmNTRkY2FhNWNkM2UwNTI4NDU5N2M2Y2ERXbEs2gPs0eKvXqsKBg6RaHR0cDovL3MzLWV1LXdlc3QtMS5hbWF6b25hd3MuY29tL2RvbmVkZWFsLmllLXBob3Rvcy9waG90b18xNjAyMTgxOTN8fHwxMjAweDEyMDB8fHx8fHx8fA==.jpeg

    You can try haggingly if you like. I've been failing to get a bargain off her on her Unisex rollerblades for ages

    https://www.donedeal.ie/othersports-for-sale/unisex-rollerblades/25893040


  • Registered Users, Registered Users 2, Paid Member Posts: 23,846 ✭✭✭✭Akrasia


    Yes but you are declaring that it is insured, plus if you use it on the road, it must be insured.

    Genuine question... If I am road testing a car with no insurance disk but I have 'driving other cars' on a policy that doesn't require the other car to be insured by its owner...

    The car is insured on my insurance policy. The car doesn't need its own insurance, nor is that even a thing

    Ban billionaires



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  • Registered Users, Registered Users 2 Posts: 6,277 ✭✭✭Buford T Justice


    Akrasia wrote: »
    Genuine question... If I am road testing a car with no insurance disk but I have 'driving other cars' on a policy that doesn't require the other car to be insured by its owner...

    The car is insured on my insurance policy. The car doesn't need its own insurance, nor is that even a thing

    Your insurance will cover you, but 3rd party only.


  • Registered Users, Registered Users 2 Posts: 153 ✭✭Pekarirska


    crazyjim wrote: »
    You can try haggingly if you like. I've been failing to get a bargain off her on her Unisex rollerblades for ages

    You're comparing apples to oranges! Try to remove one wheel on each side of the car and try the same with the skates ;-)


  • Moderators, Science, Health & Environment Moderators Posts: 20,698 Mod ✭✭✭✭Sam Russell


    Akrasia wrote: »
    Genuine question... If I am road testing a car with no insurance disk but I have 'driving other cars' on a policy that doesn't require the other car to be insured by its owner...

    The car is insured on my insurance policy. The car doesn't need its own insurance, nor is that even a thing

    The car needs a valid insurance disk in the window. If your one is valid, put it in the window. What it covers depends on the insurance policy you have.


  • Registered Users, Registered Users 2 Posts: 4,239 ✭✭✭selectamatic


    You can't put your own disc in the window of another car.

    But ya your policy will cover you. You always run the risk of being done for non display but realistically no guard is going to do ya for that while on a test drive.


  • Registered Users, Registered Users 2 Posts: 2,904 ✭✭✭cadaliac


    You can't put your own disc in the window of another car.

    But ya your policy will cover you. You always run the risk of being done for non display but realistically no guard is going to do ya for that while on a test drive.

    I always thought that the car you are testing had to have a policy of some sort for any other (mine) policy to cover...
    Everyday a school day.


  • Registered Users, Registered Users 2 Posts: 2,704 ✭✭✭Cheensbo


    cadaliac wrote: »
    I always thought that the car you are testing had to have a policy of some sort for any other (mine) policy to cover...
    Everyday a school day.


    That depends on your own policies wording, the important part to take from selectamatics post is not to display discs that don't belong (from another car etc.) that just looks shady as hell and will get you in a lot more trouble than just explaining the situation.


  • Registered Users, Registered Users 2 Posts: 4,239 ✭✭✭selectamatic


    cadaliac wrote: »
    I always thought that the car you are testing had to have a policy of some sort for any other (mine) policy to cover...
    Everyday a school day.

    Very much depends on your own policy as Cheensbo said.

    Off the top of my head Aviva and Liberty definitely require the car to have an existing policy before you can drive it under your own driving of other cars extension.

    Any policy underwritten by RSA does not require this. I think AXA too but I'm open to correction on that and there could also be a few others who do not have this requirement.


  • Moderators, Science, Health & Environment Moderators Posts: 20,698 Mod ✭✭✭✭Sam Russell


    You can't put your own disc in the window of another car.

    But ya your policy will cover you. You always run the risk of being done for non display but realistically no guard is going to do ya for that while on a test drive.

    Unless you have an accident.


  • Registered Users, Registered Users 2 Posts: 1,351 ✭✭✭TheW1zard


    My policy states I can drive any other car, it just needs to be taxed.
    You can tax a car using any old policy number.

    So can I buy another car, and so long as it has nct and tax I am insured to drive it?

    I cant see anywhere it doesnt say that!?


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  • Registered Users, Registered Users 2 Posts: 244 ✭✭as_mo_bhosca


    TheW1zard wrote: »
    My policy states I can drive any other car, it just needs to be taxed.
    You can tax a car using any old policy number.

    So can I buy another car, and so long as it has nct and tax I am insured to drive it?

    I cant see anywhere it doesnt say that!?

    I would imagine if you look at your policy document /booklet it will state any car that is not owned by you. Standard part of any driving other cars cover I've ever had.


This discussion has been closed.
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