Revolut Megathread.

Bummer1234 · 19-08-2020 08:45AM

Seen this this morning so not sure if anyone has tested it out yet

Revolut launches SEPA instant bank transfers for Irish customers

Dodge · 19-08-2020 10:57AM

More than 1 million Irish customers according to that. Astounding figure really

The J Stands for Jay · 19-08-2020 11:06AM

Bummer1234 wrote: »

Seen this this morning so not sure if anyone has tested it out yet

Revolut launches SEPA instant bank transfers for Irish customers

Yeah, I had one last night. Very surprised to have it appear in my bank account instantly, and especially outside business hours.

Yggr of Asgard · 19-08-2020 12:08PM

Mr.S wrote: »

I just tried from Revolut to my AIB and it’s not appeared, it should be instant, no?

Nope, Irish Banks (with the exception of Citibank and Prepaid Financial Services) are not offering either incoming or outgoing SEPA Instant.

JamesBond2010 · 19-08-2020 12:16PM

Mr.S wrote: »

I just tried from Revolut to my AIB and it’s not appeared, it should be instant, no?

A.I.B on SEPA

Spocker · 19-08-2020 12:17PM

Bummer1234 wrote: »

Seen this this morning so not sure if anyone has tested it out yet

Revolut launches SEPA instant bank transfers for Irish customers

From the article:

No traditional bank in Ireland has yet rolled out SEPA instant technology

Bummer1234 · 19-08-2020 12:50PM

Spocker wrote: »

From the article:

Works with n26 id imagine who has alot of irish customers tho.

Lucas Hood · 19-08-2020 01:00PM

Yep just did a transfer from revolut to n26. Was Instant. Pretty damn good.

Yggr of Asgard · 19-08-2020 01:06PM

Mr.S wrote: »

So this feature is effectively useless to Irish customers sending to other Irish accounts?

Odd that they would put out PR around that then.

Yes.

However you might see some quicker credits if the Irish bank (like KBC) has multiple processing windows with the payment system rather than the traditional morning/afternoon routine.

The benefit is for those customer who have accounts with banks that support SEPA instant.

Sheep Shagger · 19-08-2020 02:15PM

Mr.S wrote: »

So this feature is effectively useless to Irish customers sending to other Irish accounts?

Odd that they would put out PR around that then.

Shows the public yet again how **** the legacy banks are in this country.

irishgeo · 19-08-2020 03:06PM

what's the timeline of transferring a GBP amount to a uk bank from Revolut.

Yggr of Asgard · 19-08-2020 03:40PM

irishgeo wrote: »

what's the timeline of transferring a GBP amount to a uk bank from Revolut.

Can be a few minutes (if the receiving bank support Faster Payment Services) to next business day.

Amouar · 19-08-2020 06:57PM

Just did a Revolut transfer to my N26 bank account and the money arrived instantly. This is really great!

Cheerilee · 20-08-2020 12:45AM

Hello
I need to send a small sum of money abroad asap,
I dont have a Revolut account but the person (family member) can add money to their account on their revolut app using my visa debit card? Will this arrive in their Revolut account straight away and apparently when transferring money using a visa card you also need to give a post code, do I use my Eircode for that? if it takes longer than a day then ill just head down to a western union tomorrow but Revolut appears to be quicker I just dont know how long it will take for the money to appear in their account
anyone any update?
many thanks

Gooey Looey · 20-08-2020 07:18AM

Cheerilee wrote: »

Hello
I need to send a small sum of money abroad asap,
I dont have a Revolut account but the person (family member) can add money to their account on their revolut app using my visa debit card? Will this arrive in their Revolut account straight away and apparently when transferring money using a visa card you also need to give a post code, do I use my Eircode for that? if it takes longer than a day then ill just head down to a western union tomorrow but Revolut appears to be quicker I just dont know how long it will take for the money to appear in their account
anyone any update?
many thanks

Why not sign up yourself, you'll be done in a few minutes and can have a virtual card you can use online. Just download the app and sign up. Revolut card tops are instant, Revolut to Revolut is instant, Revolut to merchant is the same as any other visa card transaction

bennyx_o · 20-08-2020 07:21AM

Worth noting too if the person's bank account you're sending money too supports SEPA Instant the money will be transferred instantly

carrotcake · 20-08-2020 12:39PM

Cheerilee wrote: »

Hello
I need to send a small sum of money abroad asap,
I dont have a Revolut account but the person (family member) can add money to their account on their revolut app using my visa debit card? Will this arrive in their Revolut account straight away and apparently when transferring money using a visa card you also need to give a post code, do I use my Eircode for that? if it takes longer than a day then ill just head down to a western union tomorrow but Revolut appears to be quicker I just dont know how long it will take for the money to appear in their account
anyone any update?
many thanks

The other person can send you a payment "request via link". They can generate it inside the app and send it to you. Then you go to the link, enter your card details, and the requested amount will arrive in the other person's account.

Sheep Shagger · 21-08-2020 11:55AM

BoI will support Google Pay next week, according to the Indo today- along with increased charges.

https://amp.independent.ie/business/personal-finance/bank-of-ireland-to-change-fee-structure-for-current-account-customers-39467615.html?__twitter_impression=true

JamesBond2010 · 21-08-2020 11:57AM

Sheep Shagger wrote: »

BoI will support Google Pay next week, according to the Indo today- along with increased charges.

https://amp.independent.ie/business/personal-finance/bank-of-ireland-to-change-fee-structure-for-current-account-customers-39467615.html?__twitter_impression=true

:D have that for ages with Aib very slow they are.

stockshares · 21-08-2020 12:11PM

Revolut have a rewards program now.

30% discount on Reebok.

Other companies included are ASOS, MyProtein, M+M and many more.

This rewards program seems much better than any other atm.

Sheep Shagger · 21-08-2020 12:12PM

stockshares wrote: »

Revolut have a rewards program now.

30% discount on Reebok.

Other companies included are ASOS, MyProtein, M+M and many more.

This rewards program seems much better than any other atm.

Kildare Village too...wd can't use during the local lockdown though.

stockshares · 21-08-2020 12:17PM

Sheep Shagger wrote: »

Kildare Village too...wd can't use during the local lockdown though.

20 offers in total including 3 months of MUBI movies for free.

Remember to click on the rewards you are interested in within the app and like them. That way they will send you similar offers from other companies.

adox · 21-08-2020 01:59PM

Sheep Shagger wrote: »

BoI will support Google Pay next week, according to the Indo today- along with increased charges.

https://amp.independent.ie/business/personal-finance/bank-of-ireland-to-change-fee-structure-for-current-account-customers-39467615.html?__twitter_impression=true

€6 a month maintenance fee. Time for me to finally close my accounts with them.

Rx713B · 21-08-2020 04:33PM

Lads -

Looking to purchase a motorbike this week and looking to revolut the amount to the guy selling it to me -

Any issue in doing this ?

The amount is 5k?

Thanks

SourSessions · 22-08-2020 01:29AM

adox wrote:

â‚¬6 a month maintenance fee. Time for me to finally close my accounts with them.

I have to keep mine as it's the only bank in town with an external lodgement machine that I need access to. I use it so infrequently that this will triple how much I've been paying. 4 would have been much reasonable. :mad

facehugger99 · 22-08-2020 08:57AM

Has anyone used Booking.com through Revolut to get 10% back?

Just wondering how long it takes to get the cashback credited to your account?

Gooey Looey · 22-08-2020 09:07AM

facehugger99 wrote: »

Has anyone used Booking.com through Revolut to get 10% back?

Just wondering how long it takes to get the cashback credited to your account?

I'd expect it to be instant. Most visa that offer cashback are instant, my crypto.com 10% at Lidl is instant.

Rx713B · 22-08-2020 09:54AM

Rx713B wrote: »

Lads -

Looking to purchase a motorbike this week and looking to revolut the amount to the guy selling it to me -

Any issue in doing this ?

The amount is 5k?

Thanks

Took a chance on it with a private purchase it worked transferred 5k from bank account to revolut and then revoluted 5k to seller - This was all completed within 3 minutes - just for reference

CertifiedSimp · 22-08-2020 10:57AM

Standard account, paying into another country. It's one free and then 50c thereafter right?

Exchange in 30 fiat currencies up to €1,000 per month without any hidden fees

Does this mean I can use contactless abroad up to 1k value for free? (or is there some fees, just not hidden?)

Does the 200 euro fee free atm withdrawal limit still count abroad?

msmx5 · 22-08-2020 05:21PM

Cheerilee wrote: »

Hello
I need to send a small sum of money abroad asap,
I dont have a Revolut account but the person (family member) can add money to their account on their revolut app using my visa debit card? Will this arrive in their Revolut account straight away and apparently when transferring money using a visa card you also need to give a post code, do I use my Eircode for that? if it takes longer than a day then ill just head down to a western union tomorrow but Revolut appears to be quicker I just dont know how long it will take for the money to appear in their account
anyone any update?
many thanks

Your family member can not add money to their account using YOUR debit card. They must use a card in the same name as their revolut account.

However as mentioned by carrotcake they can use the "request via link" function to send you a request for the amount whereby you can then enter your debit card info to complete the transaction online on your phone or computer without ever sharing your debit card details with anyone else (other than the revolut payment page).

Revolut Megathread.

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