Revolut Megathread.

stockshares · 08-04-2020 04:54PM

Lads does Addresspal accept Revolut. It's saying my Disposable Card is not valid.

Do I have to use my Main Cards details to complete registration.

Yggr of Asgard · 08-04-2020 05:01PM

stockshares wrote: »

Lads does Addresspal accept Revolut. It's saying my Disposable Card is not valid.

Do I have to use my Main Cards details to complete registration.

A disposable card is for a one time charge not a single merchant for reoccurring charges.

Single use with a single transaction!

stockshares · 08-04-2020 05:07PM

Yggr of Asgard wrote: »

A disposable card is for a one time charge not a single merchant for reoccurring charges.

Single use with a single transaction!

Thanks, does that mean I must use the Main card for every transaction using Addresspal.

killbillvol2 · 08-04-2020 05:09PM

stockshares wrote: »

Thanks, does that mean I must use the Main card for every transaction using Addresspal.

Why would you even want to use a disposable card with Addresspal??

stockshares · 08-04-2020 05:15PM

killbillvol2 wrote: »

Why would you even want to use a disposable card with Addresspal??

The same reason as anywhere else. Safety, what if the account was hacked.

catrat12 · 08-04-2020 05:18PM

Hi everyone hope everyone keeping well
Anyway been trying to set up Revolut and it won’t accept my postcode as in Dublin 14 16 18 etc anyway now when I try set it up I can’t get to that stage as it won’t accept my passcode and just keeps saying please try again later a problem occurred any ideas I have deleted and reinstalled app but no joy

Rodney Bathgate · 08-04-2020 05:21PM

Postal Code expects Eircode I think.

catrat12 · 08-04-2020 05:23PM

Rodney Bathgate wrote: »

Postal Code expects Eircode I think.

Thanx hopefully let’s me get to that stage tomorrow cause at the moment it’s not

Yggr of Asgard · 08-04-2020 05:59PM

stockshares wrote: »

Thanks, does that mean I must use the Main card for every transaction using Addresspal.

There is no "every transaction", you give addresspal permission to charge your card every time they process your parcel. It's automatic.

You can either give them a plastic card or a virtual (but not disposable) card and next time they just charge that card.

stockshares · 08-04-2020 06:04PM

Yggr of Asgard wrote: »

There is no "every transaction", you give addresspal permission to charge your card every time they process your parcel. It's automatic.

You can either give them a plastic card or a virtual (but not disposable) card and next time they just charge that card.

Thanks, I forgot I could use the Virtual card instead of the main card, I was too busy focusing on the disposable one after using it elsewhere

Dodge · 08-04-2020 06:24PM

Have used the disposal card a bit over the past couple of weeks since getting it (without checking it may only be a few days but you know how time is merging these days...)

Very handy little feature

CollyFlower · 08-04-2020 11:26PM

How would a disposal card work if you had to be refunded?

Marlow · 08-04-2020 11:33PM

CollyFlower wrote: »

How would a disposal card work if you had to be refunded?

Charges are assigned a transaction ID. Even for disposable cards. That money will find it's way back into your account no problem.

The disposable card just can't be used a second time for a charge.

/M

09-04-2020 08:28AM

The fact it can be recognised as a disposable card is disappointing to hear. I expected it to be seen as just a normal card so as to stop the person you are paying knowing anything about it and putting measures in place to stop you using a disposable one.

Marlow · 09-04-2020 10:43AM

Claire Shaggy Denim wrote: »

The fact it can be recognised as a disposable card is disappointing to hear. I expected it to be seen as just a normal card so as to stop the person you are paying knowing anything about it and putting measures in place to stop you using a disposable one.

You can't recognise it as such. What a lot of vendors do to avoid disposables, is to put a 0 or 1 USD/EUR reservation against the card first. That usually bricks the disposable card.

/M

stockshares · 09-04-2020 11:31AM

Marlow wrote: »

Charges are assigned a transaction ID. Even for disposable cards. That money will find it's way back into your account no problem.

The disposable card just can't be used a second time for a charge.

/M

That's good to know. I ordered from Geekbuying using a disposable and expect delivery next week. I only thought of a potential refund problem afterwards.

09-04-2020 05:07PM

Marlow wrote: »

You can't recognise it as such. What a lot of vendors do to avoid disposables, is to put a 0 or 1 USD/EUR reservation against the card first. That usually bricks the disposable card.

/M

That’s pretty much every vender nowadays, almost every time I use the card online, even in places I’ve used it before there is a test transaction.

Aquos76 · 13-04-2020 08:20PM

Anyone having any issues today with trying to top up their Revolut account via PTSB debit card?

Marlow · 13-04-2020 08:29PM

Aquos76 wrote: »

Anyone having any issues today with trying to top up their Revolut account via PTSB debit card?

No. And I use that nearly every day. Be aware though, that PTSB has a max limit of 150 EUR/day for merchant payments (which is what Revolut uses). You can ring them and increase it to 300, but you have to ask specifically for this. It can not be increased any further than that.

/M

Aquos76 · 13-04-2020 08:35PM

Marlow wrote: »

No. And I use that nearly every day. Be aware though, that PTSB has a max limit of 150 EUR/day for merchant payments (which is what Revolut uses). You can ring them and increase it to 300, but you have to ask specifically for this. It can not be increased any further than that.

/M

Ah ok, I use it regularly also, but have tried a number of times today, and all have failed for some reason. Thanks anyway.

Marlow · 13-04-2020 08:37PM

Aquos76 wrote: »

Ah ok, I use it regularly also, but have tried a number of times today, and all have failed for some reason. Thanks anyway.

I haven't tried today. But it might be worth ringing PTSB Open24 and asking why that is. Sometimes they get funny ideas and just randomly start blocking payments.

/M

Dodge · 13-04-2020 08:38PM

Marlow wrote: »

No. And I use that nearly every day. Be aware though, that PTSB has a max limit of 150 EUR/day for merchant payments (which is what Revolut uses). You can ring them and increase it to 300, but you have to ask specifically for this. It can not be increased any further than that.

/M

Is this new because I have loaded way more than that from a PTSB debit card in the (recent) past

Marlow · 13-04-2020 08:39PM

Dodge wrote: »

Is this new because I have loaded way more than that from a PTSB debit card in the (recent) past

No. Was always like that with me and I've had my Revolut card from the very early days, when they were purely a prepaid card with no account facilities.

It may also vary depending the on the account type. Who knows.

/M

Delta2113 · 13-04-2020 11:20PM

Marlow wrote: »

No. And I use that nearly every day. Be aware though, that PTSB has a max limit of 150 EUR/day for merchant payments (which is what Revolut uses). You can ring them and increase it to 300, but you have to ask specifically for this. It can not be increased any further than that.

/M

I've often topped up €700 with PTSB. It would probably let me do €1,500 so that €300 figure is nonsense.

Marlow · 13-04-2020 11:23PM

Delta2113 wrote: »

I've often topped up €700 with PTSB. It would probably let me do €1,500 so that €300 figure is nonsense.

I am just referring to, what Permanent TSB staff have told me and what always seem to have been the limits with my particular type of account.

How is it nonsense, when I can not exceed these limits ? And have not been able to do so for many year .. plus not been able to get PTSB to increase these limits ?

It's a reality for me, while banking with PTSB.

/M

Delta2113 · 13-04-2020 11:27PM

"It's a reality for me" is completely different to claiming it was wholesale policy which is what you were claiming.

I'm not looking for any row or anything.

Marlow · 13-04-2020 11:29PM

Delta2113 wrote: »

"It's a reality for me" is completely different to claiming it was wholesale policy which is what you were claiming.

I'm not looking for any row or anything.

I can only state based on what I have experienced and what I have been told by Permanent TSB staff.

This is the first, I've heard of somebody with PTSB being able to load the card with more than that limit.

And your post was fairly aggressive. It is not nonsense, when it's not wrong. It may just not be the whole picture. But who has the whole picture ? Especially, when it comes to banking. Half the time, they make it up as they go. The same as insurance.

There is no black and white in banking. Just grey and red.

/M

Delta2113 · 13-04-2020 11:38PM

I use the word nonsense and you consider that fairly aggressive. I give up.

Marlow · 13-04-2020 11:42PM

Delta2113 wrote: »

I use the word nonsense and you consider that fairly aggressive. I give up.

Dictionary: nonsense
- spoken or written words that have no meaning or make no sense.
- denoting verse or other writing intended to be amusing by virtue of its absurd
- something ridiculously impractical or ill-advised.

It is a rather strong word, for what you pointed out, which was, that I may not entirely be correct. And I have no problem accepting that. But not with the way it's done above.

/M

Fann Linn · 13-04-2020 11:49PM

Long time Revolut/ PTSB holder and just looking back on the App now I loaded up €600 last Nov in one lot prior to hitting Enniskillen and also put €500 on Revolut, Feb just gone, for the weekend away at Breaffy for Dubs Mayo game.

Revolut Megathread.

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