Motorbike insurance - tell us your quotes

Boskowski

Yamaha XT500 (vintage)
5 years ncb
20 years plus full license
40ies male
€190 w Cornmarket

D3V!L

Male - 37
6 Years NCB
Honda Grom (MSX125)
€240 Fully Comp

steveshort

Male 39
8 year NCB
Full A1 10+ years
GSXR 750 K1
€195 TPF&T Cornmarket

golfpaul

Male 39
0 NCB
Full Licence
2006 R1
€395 MCE TPFT

chasm

Tzardine wrote: »

Resurrecting this old thread

Its renewal time again. Thought I would post my quotes as they are reversed from last year (The most expensive company is now the cheapest)

31 Years Old
2 Years NCB
Full A1
Bandit 1200
TPFT
Bike stored Kildare and commuting to Dublin

Adelade (Renewal) €504
Axa €693
Liberty €441
Carole Nash €356

Carole Nash always came in high for me in the past. For some reason they gave me a great quote this year. Nearly took his arm off at that price.

steveshort wrote: »

Male 39
8 year NCB
Full A1 10+ years
GSXR 750 K1
€195 TPF&T Cornmarket

Can you ride these bikes on an A1 Licence?

b_mac2

chasm wrote: »

Can you ride these bikes on an A1 Licence?

Think they mean A licence...

steveshort

Yea my mistake, ita an A licence

Tzardine

Yup me too. I have an A licence.

Well spotted.

MarcoAntonio23

Male 55
9 years NCB
Triumph Thunderbird Storm
Garaged, alarmed, immobiliser
€323 fully comp
Carole Nash

bladespin

Male 41
Full licence, Full NCB
Fireblade 900 - mild tune.
Garaged, no alarm, no immob.
€301 Fully Comp.
RSA

serious3

Male 45, full ncb, Rospa gold , fbos, garaged b,w f650gs 800cc
254 fully comp thru principle

Krazzzzy Kay

Male: 30
First learner permit
0 years NCB
Honda CBR600 RR
Garaged, alarmed, immobiliser
€780 third party fire & theft
Carole Nash

prunudo

Krazzzzy Kay wrote: »

Male: 30
First learner permit
0 years NCB
Honda CBR600 RR
Garaged, alarmed, immobiliser
€780 third party fire & theft
Carole Nash

That's not a bad price considering the bike and your level of experience.

Krazzzzy Kay

jvan wrote: »

That's not a bad price considering the bike and your level of experience.

Who are you telling:D, I didn't think I'd get a quote on the bike at all, I was looking at a restricted GSXR600, delighted with the quote in the end :cool:

theirishguy

Male: 23
First learner permit
0 years NCB
Suzuki Intruder 125

Liberty : €460 full comp
haven't tried the rest yet

Goose81

Male: 28
Full Licence
0 years NCB
GSXR 600

Adelaide : €580 full comp

Soundman

Male, 36
3rd Learner Permit
5 Years NCB Protected
Honda Steed VLX 600

Carole Nash: €240 Fully Comp
Excess of €100

The_Chap

Male 42
Honda cbr1000rr
Full ncd
445 fully comp protected, breakdown etc
Carole Nash

Kat1170

Male 49
VFR800
NCB Full
License Full
Fully Comp. Breakdown, Pillion, Gear & Luggage, NCB protected.
€160
MCE

Also track day insurance included but won't be needing that.

bladespin

bladespin wrote: »

Male 41
Full licence, Full NCB
Fireblade 900 - mild tune.
Garaged, no alarm, no immob.
€301 Fully Comp.
RSA

Just an update on this one, stuck a ZXR750 on it for another €27 :cool:

Wonda-Boy

Just got my quote back of Adelaide, they are looking for €470 fully comp with NO Legal Cover and NO Breakdown.

Rang Principle and haggled like a boss, and ended up with €270 fully comp with full NCB protection, breakdown cover, legal cover and 45 day euro travel. Ride any other bike (even without Insurance, which is new to me previously other bikes had to be insured) and pillion.

Happy out.

D3V!L

Wonda-Boy wrote: »

Just got my quote back of Adelaide, they are looking for €470 fully comp with NO Legal Cover and NO Breakdown.

Rang Principle and haggled like a boss, and ended up with €270 fully comp with full NCB protection, breakdown cover, legal cover and 45 day euro travel. Ride any other bike (even without Insurance, which is new to me previously other bikes had to be insured) and pillion.

Happy out.

Strange that , they quoted me 3 times what Adalaide quoted !!

blade1

Wonda-Boy wrote: »

Just got my quote back of Adelaide, they are looking for €470 fully comp with NO Legal Cover and NO Breakdown.

Rang Principle and haggled like a boss, and ended up with €270 fully comp with full NCB protection, breakdown cover, legal cover and 45 day euro travel. Ride any other bike (even without Insurance, which is new to me previously other bikes had to be insured) and pillion.

Happy out.

Just renewed mine with Adelaide during the week.
€412 for 4 bikes,fully comp,bonus protection but with no legal or breakdown.

Hotblack Desiato

Wonda-Boy wrote: »

Ride any other bike (even without Insurance, which is new to me previously other bikes had to be insured)

Heard this years ago and had people quoting made up laws to me as fact when I borrowed an uninsured bike when mine was off the road. The owner's policy is irrelevant if it doesn't cover you, so it may as well not be insured at all. The only difficulty is that you can't tax a bike not registered and insured in your name. Insurance-wise, if your own policy covers riding other bikes you're good to go.

Wonda-Boy

Hotblack Desiato wrote: »

Heard this years ago and had people quoting made up laws to me as fact when I borrowed an uninsured bike when mine was off the road. The owner's policy is irrelevant if it doesn't cover you, so it may as well not be insured at all. The only difficulty is that you can't tax a bike not registered and insured in your name. Insurance-wise, if your own policy covers riding other bikes you're good to go.

When I was with Adelaide I could ride other bikes as LONG AS THE WERE INSURED, Principal will insure you to ride other bikes that are not insured (say a mate has a bike not on road for few years and wants it brought to garage etc etc) obviously you are open to getting fined for no tax by Gardai but its a good perk to have.

Also Adelaide are in fact adding this clause that you can not ride other bikes bigger then your own bikes capacity. Not for all policy holders but its deffo happening as the other lad off here has it on his policy when renewed last month. Granted he is younger then me (26) but its a terrible clause to have.....

Hotblack Desiato

Wonda-Boy wrote: »

When I was with Adelaide I could ride other bikes as LONG AS THE WERE INSURED

Any claim will be on your insurance not the owners, if they want to impose such a condition they probably can, but unless they say it's a condition (and my insurer at the time didn't) then it doesn't apply.

Also Adelaide are in fact adding this clause that you can not ride other bikes bigger then your own bikes capacity.

Harks back to the bad old days of Norwich Union monopoly and their 'Rider policy'. I can see why they wouldn't want to take on a risk bigger than the one you're paying for, by insuring you on a bigger bike just because you don't happen to own it.

gerrowadat

Adelaide told me the same, pain in the hole as it means I'm not covered to test ride bikes where the dealer isn't covered.

Goose81

Just to update this Zenith insurance (who underright principal) are pulling out of the Irish market, they say they will cover any policy's they currently have but wont renew them.

Said Irish courts system pay out to much for them to justify staying in the market, they should have known this when they entered so I would be questioning their ability to pay out tbh.

http://www.irishtimes.com/business/financial-services/zenith-insurance-pulls-back-on-exposure-to-irish-market-1.2647407

Be careful that principal dont auto renew your policys because with the change of underrighter the cost could double.

Wonda-Boy

Just a follow up on Zenith (Under writers for Principal) pulling out of the irish market, It is ONLY for car insurance not motorcycles they are not insuring for anymore. Statement on facebook and was confirmed to me today when I renewed my policy with them.

By far the best quote.

Zascar

I'm due for renewal so I called Cornmarket to check.

35, 6 years ncb - I did have a claim 2 years ago - but I had ncb protection.
2 bikes, Fireblade and an 83 bmw. €475

Not sure if I'm going to get any better than that, who else should I call?