Revolut - Ultracheap FX (prepaid Mastercard)

.G.

Marlow wrote:

The banking license allows them to give credit facilities. Something we don't have anyhow currently.

Is it not the case that they need the bank licence to guarantee funds they hold are protected by EU guarantees?

Marlow

.G. wrote: »

Is it not the case that they need the bank licence to guarantee funds they hold are protected by EU guarantees?

Yes. But they didn't have that either up until now. Not having the bank license just removes those extra bits. It's your risk at that point.

/M

Wheety

dollylama wrote: »

Anyone having problems adding funds to their Lottery account using Revolut?

It has worked fine for months but this past 2 days I'm getting "The transaction was declined. Please contact your bank." on the lottery website .... and nothing is showing on Revolut to indicate a declined transaction. It's only €20 I'm trying to add

You sure you have been using the Revolut card for topping up lotto? They have been quite insistent that you can't top up with a card from a non-Irish bank.

I've never been able to do it with Revolut or N26.

Wheety

.G. wrote: »

Is it not the case that they need the bank licence to guarantee funds they hold are protected by EU guarantees?

As far as I know, your money is held in a Llyods bank account in the UK. Revolut are just an emoney platform. They are not a bank.

Your money is covered in the Llyods account.

Rock Paper Scissors

Aright lads,

I picked up a Garmin Vivoactive 3 about a week ago on an amazon flash sale.

Through a bit of research I found out that Garmin Pay supports Revolut Mastercard (not Revolut Visa cards). I emailed Revolut support to confirm and they told me that Garmin pay is in the Beta Testing stage.

I added my Revolut Mastercard to Garmin Pay and have been testing it all week and am happy to say it works flawlessly

On a side note I picked up the Garmin Watch for around €160 which is excellent value for money compared to the Apple watch.

BohsCeltic

Have some codes for a free card. They say you need to deposit a tenner but you can spend that or just transfer back into your account.

TitianGerm

Rock Paper Scissors wrote: »

Aright lads,

I picked up a Garmin Vivoactive 3 about a week ago on an amazon flash sale.

Through a bit of research I found out that Garmin Pay supports Revolut Mastercard (not Revolut Visa cards). I emailed Revolut support to confirm and they told me that Garmin pay is in the Beta Testing stage.

I added my Revolut Mastercard to Garmin Pay and have been testing it all week and am happy to say it works flawlessly

On a side note I picked up the Garmin Watch for around €160 which is excellent value for money compared to the Apple watch.

It wouldn't work on my Vivoactive? What address did you enter?

bromley52

Rock Paper Scissors wrote: »

Aright lads,

I picked up a Garmin Vivoactive 3 about a week ago on an amazon flash sale.

Through a bit of research I found out that Garmin Pay supports Revolut Mastercard (not Revolut Visa cards). I emailed Revolut support to confirm and they told me that Garmin pay is in the Beta Testing stage.

I added my Revolut Mastercard to Garmin Pay and have been testing it all week and am happy to say it works flawlessly

On a side note I picked up the Garmin Watch for around €160 which is excellent value for money compared to the Apple watch.

Revolut Mastercard also works on Fitbit Pay.

castletownman

Sorry if its a dumb question, but I assume Revolut works at an ATM on the same premise as a regular bank card? And can be used in restaurants etc too? Mine arrived a month ago and I haven't used it yet-do I need to make a transaction with it first in order to verify it (like when getting a new bank card).

I don't want to be caught abroad after topping up my account but unable to access the cash

listermint

castletownman wrote: »

Sorry if its a dumb question, but I assume Revolut works at an ATM on the same premise as a regular bank card? And can be used in restaurants etc too? Mine arrived a month ago and I haven't used it yet-do I need to make a transaction with it first in order to verify it (like when getting a new bank card).

I don't want to be caught abroad after topping up my account but unable to access the cash

Make sure verify your identity in the app settings.

Then top up and use it anywhere.

Much handier in restaurants etc if all your friends have one great app for bill splitting etc

rushfan

castletownman wrote:

Sorry if its a dumb question, but I assume Revolut works at an ATM on the same premise as a regular bank card? And can be used in restaurants etc too? Mine arrived a month ago and I haven't used it yet-do I need to make a transaction with it first in order to verify it (like when getting a new bank card).

Used mine last night for the first time. Paid a portion of a restaurant bill, no issues.

rushfan

castletownman wrote:

Sorry if its a dumb question, but I assume Revolut works at an ATM on the same premise as a regular bank card? And can be used in restaurants etc too? Mine arrived a month ago and I haven't used it yet-do I need to make a transaction with it first in order to verify it (like when getting a new bank card).

Used mine last night for the first time. Paid a portion of a restaurant bill, no issues.

igCorcaigh

Mr.S wrote: »

The only time Revolut doesn't work, is with some 'offline' payment terminals like some vending machines, unmanned petrol stations etc. It's rare though.

And An Post too.

Marlow

igCorcaigh wrote: »

And An Post too.

That's because the Revolut card is classed "Credit Card" or sometimes "Prepaid Card". An Post only takes Debit cards.

/M

OmegaGene

Marlow wrote: »

That's because the Revolut card is classed "Credit Card" or sometimes "Prepaid Card". An Post only takes Debit cards.

/M

I bet they accept their own pre paid card

Yggr of Asgard

OmegaGene wrote: »

I bet they accept their own pre paid card

Yup, the multi-currency card is coded as prepaid debit card.

BKWDR

I scrolled back a bit and read the last persons problem with the Paypal charge, but im trying to add my Revolut physical card to Paypal and i click ADD and bam i get the 1 dollar charge (i know why) but paypal wont accept my card saying "The billing address you entered is invalid. Please confirm the billing address associated with this card and try again." But i have matched it EXACTLY how it is on my revolut account....

Anyone else have this problem?

_Godot_

I had a problem adding my card to paypal too, because I kept adding my eircode to the end of my address on paypal, whereas on revolut, it was at the start. Could that be the problem?

Bummer1234

I had this issue aswel and never got to try and add it to Paypal, Would it be something to do with be a UK card or anything? Im anyone as a solution i would also like to know.

OmegaGene

BKWDR wrote: »

I scrolled back a bit and read the last persons problem with the Paypal charge, but im trying to add my Revolut physical card to Paypal and i click ADD and bam i get the 1 dollar charge (i know why) but paypal wont accept my card saying "The billing address you entered is invalid. Please confirm the billing address associated with this card and try again." But i have matched it EXACTLY how it is on my revolut account....

Anyone else have this problem?

Are you putting the card as your main bank on PayPal or just an additional card, I did the latter and it was fine and then selected it to be primary payment option

Bobeagleburger

No problem adding to Paypal

BKWDR

_Godot_ wrote: »

I had a problem adding my card to paypal too, because I kept adding my eircode to the end of my address on paypal, whereas on revolut, it was at the start. Could that be the problem?

Bummer1234 wrote: »

I had this issue aswel and never got to try and add it to Paypal, Would it be something to do with be a UK card or anything? Im anyone as a solution i would also like to know.

OmegaGene wrote: »

Are you putting the card as your main bank on PayPal or just an additional card, I did the latter and it was fine and then selected it to be primary payment option

Worked it out, had to add so many variations of it. Multiple 1$ charges which will be returned. Ended up the EIRCODE in the wrong place and although Leinster was in the revolut address Paypal didnt want to know about it. Got it sorted, thanks!

Bummer1234

BKWDR wrote: »

Worked it out, had to add so many variations of it. Multiple 1$ charges which will be returned. Ended up the EIRCODE in the wrong place and although Leinster was in the revolut address Paypal didnt want to know about it. Got it sorted, thanks!

Just got it myself, Enter your eircode into the town/city column(With rest of address in previous columns) and i entered EIRE into Eircode section and it worked.

BKWDR

Unless there is another thread elsewhere compiling a list of ways that you can avail of a service cheaper by using revolut / n26 (on the basis that you are temporarily living in that country) and paying in another currency.

I know there is a Netflix thread but I was looking at how different services are priced comparison with Euro V USD. For instance, Down Dog Yoga app, the yearly charge is 52e but if I pay in dollars via revolut AND I was in the US when I paid it amounts to 32e.

Are there any other similar circumstances that you have all found in your travels, no matter how small?

Dardania

BKWDR wrote: »

Unless there is another thread elsewhere compiling a list of ways that you can avail of a service cheaper by using revolut / n26 (on the basis that you are temporarily living in that country) and paying in another currency.

I know there is a Netflix thread but I was looking at how different services are priced comparison with Euro V USD. For instance, Down Dog Yoga app, the yearly charge is 52e but if I pay in dollars via revolut AND I was in the US when I paid it amounts to 32e.

Are there any other similar circumstances that you have all found in your travels, no matter how small?

Subscribing to the Economist.
A good 10% delta from what I remember.

Also you can access UK iTunes (so get the TV shows through it)

tringle

I had the problem with paypal. My paypal address was old and pre eircode so refused to to take address with eircode included as card address. I just left it out.

ppn

How do I use the Revolut physical card to pay? Does the app automatically take the amount paid from whatever accounts you have on the app? Say if I have the equivalent of €20 in the GBP and 20 in the Euro accounts, will the physical card automatically use both accounts doing any conversion needed to make up €35, for example? Thanks

TheChizler

The full amount has to be taken from a single balance, it can't automatically spread it across balance.

JoseJones

You have to have the full amount to cover the transaction in one currency.

ppn

I thought Revolut automatically does the conversion for you? Did I not read that elsewhere in this thread or am I missing something? (Or is it just that you need sufficient funds in any currency in a single account? Example; f I have €100 in my account and make a purchase in USD, the app will do the conversion from here and take the necessary amount?)