Canada IEC 2013 Health Insurance

123DarcySt

Has anyone gone with USIT Insurance??? How are they??? I would either go for USIT or VHI. I am applying for my Insurance today however I would like some feedback on either companies.

shox000

I'm trying to get my insurance sorted at the moment too, heading over next month.
The basic VHI Canada cover for 330eu, without snow sports is in the very same ballpark as the others, Go4Less & Backpacker.
But the cheapest insurance I could find was with Go4Less, at 309eu, without snow sports.

I'm trying to find out if the Go4Less cover includes America, as i know the VHI Backpacker policy does not.

shox000

I'm trying to get my insurance sorted at the moment too, heading over next month.
The basic VHI Canada cover for 330eu, without snow sports is in the very same ballpark as the others, Go4Less & Backpacker.
But the cheapest insurance I could find was with Go4Less, at 309eu, without snow sports.

I'm trying to find out if the Go4Less cover includes America, as i know the VHI Backpacker policy does not.

Update:
Turns out Go4Less is worldwide cover. Great success.

ck24

shox000 wrote: »

I'm trying to get my insurance sorted at the moment too, heading over next month.
The basic VHI Canada cover for 330eu, without snow sports is in the very same ballpark as the others, Go4Less & Backpacker.
But the cheapest insurance I could find was with Go4Less, at 309eu, without snow sports.

I'm trying to find out if the Go4Less cover includes America, as i know the VHI Backpacker policy does not.

Update:
Turns out Go4Less is worldwide cover. Great success.

What does worldwide cover mean? If you leave canada, will Go4Less still cover you? I thought your insurance was void once you left canada for longer than allowed (usually only a couple of weeks)? Thanks.

Against

I got VHI 2 year cover and it's served its purpose, i.e. getting me through immigration with a 2-year visa. I guess having worldwide cover would be nice alright. I checked the VHI policy wording and it's fairly clear that it's only for Canada:

Geographical Limits: This policy is applicable to those travelling to Canada, except parts of Canada where the Department of Foreign Affairs (DFA) has advised against travel, as specified on the Policy Certificate.

Haylcyp

Anyone know of a good place to purchase IEC insurance if you have already departed I am in the States at the moment but still want to activate my visa?\

Karlos_Macca

Haylcyp wrote: »

Anyone know of a good place to purchase IEC insurance if you have already departed I am in the States at the moment but still want to activate my visa?\

Hi....can't help you on your question....but out of curiousity.....did you have to get a B-2 USA Tourist Visa before you left? I want to travel a couple of weeks through the US first before arriving in Canada too for the IEC Visa, but I'm told that the Visa Waiver Program isn't accepted if you are ending your trip in Canada, as it will go over the 90 days in an adjacent country.

Haylcyp

I am working in the US so am on a working visa

Karlos_Macca

Hi all, sorry for raising an old thread but can't think of anywhere else better for my question...

I want to buy travel insurance for my IEC, which I begin in two weeks, but I want to purchase it in two separated 12 months blocks for a total of 24 months so I get the full visa. If the cooling period for cancelation is 14 days, and I have arrived at my destination within that period, can I cancel the second block of insurance?

I'm thinking as I'll have a separate Cert of Insurance with a date showing a commencement of travel in the future, that I should be able to....even though the policy states says I can't cancel it after journey has commenced.

Would this work?

circular flexing

Karlos_Macca wrote: »

Hi all, sorry for raising an old thread but can't think of anywhere else better for my question...

I want to buy travel insurance for my IEC, which I begin in two weeks, but I want to purchase it in two separated 12 months blocks for a total of 24 months so I get the full visa. If the cooling period for cancelation is 14 days, and I have arrived at my destination within that period, can I cancel the second block of insurance?

I'm thinking as I'll have a separate Cert of Insurance with a date showing a commencement of travel in the future, that I should be able to....even though the policy states says I can't cancel it after journey has commenced.

Would this work?

I seriously doubt that you will get an insurance company to quote and issue a policy that's not going to be effective until more than a year from now.

annick

Faith wrote: »

I know that there's restrictions with travelling back to Ireland with many of the insurance policies, but what about travelling to other places? Can you do that as much as you like? Let's say the USA, for example.

Did anyone figure this out?

qo2cj1dsne8y4k

I need to go with a company that'll insure me for the 24 months so as I can activate my visa but I'm coming home when I activate it. Can anyone recommend anything

GrumPy

LexieOnRale wrote: »

I need to go with a company that'll insure me for the 24 months so as I can activate my visa but I'm coming home when I activate it. Can anyone recommend anything

90% change they won't check your insurance, they are very busy in immigration, and deal with people from 32 distinct foreign countries. Bring regular insurance documentation, and you'll probably be fine. Or buy a policy, get the document printed, then cancel the policy (Some companies have 14 day cooling off window)

AmyPL

My partner and I went through last week- we had to show immigration proof of insurance, bank statements, POE- everything was checked thoroughly.

I would really recommend people stop and think about what you're risking before taking a chance that could see you getting deported and not being allowed back all for the sake of a few hundred euro.

mcdonnst

I will be going over just to activate my visa as I have a job still going for 6 months and then I will leave.
I have seen other comments about just going over and activating.

If we book a policy and the date passess then we cant get a refund within 14 days. i saw another option of 2 different policies but this looks dodgy to me with an officer.

I dont mind paying a bit for security but to spend 300 for a policy that will be invalid as you cant come home for more than a few weeks seams a waste of money.

What I would like to know is from people who have gone through immigration. When they check your documents is it just a print out of your policy. Surly they dont have access to your policy on their computers. Can they ring the insurance company and find out? That would take too much time. The best options seems to get a policy and cancel it before you travel as you have 14 days and get the documents.

Has anyone found a company that will give a partial refund after start date as I would do that also, even 50% but cant see any.

Thanks

Crann na Beatha

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