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Government Benefits Megathread

1…4849515354…62

Comments

  • #2502
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    ShadyAcres wrote: »
    Didn't get anything apart from the usual Pup payment. I'm definitely owed payments. I'm hoping it's because my case isn't the most straightforward.

    Morning, we're you on TWSS at any stage? SW have advised there may be delays in some Arrears due to this or as you've mentioned more complex cases

    Is maith an scáthán súil charad.




  • #2503
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    SleetAndSnow wrote: »
    Didn't get anything either bar normal payment, due about a week

    Morning, it's looking likely that they are staggering payments of arrears, also seems some getting full amounts, some not full amounts

    Is maith an scáthán súil charad.




  • #2504
    ShadyAcres
    Registered Users, Registered Users 2 Posts: 212 ✭✭ShadyAcres


    Dempo1 wrote: »
    Morning, we're you on TWSS at any stage? SW have advised there may be delays in some Arrears due to this or as you've mentioned more complex cases
    Yes I was on the TWSS for a little while.
    . I was on the PUP from March 12th-July1st.
    I was back to work from July- September
    and I'm now out of work again due to the pandemic.
    There was a overlap revenue issue with my claim back in lockdown 1.
    They thought I was being paid by my employer when I wasn't recieving a penny from anywhere.
    The same thing happened to a minority around that time and was acknowledged in the media.
    I waited a month for my first claim. It came through for 2 weeks and then they cut me off for 2 weeks.
    I'm on pUP again since September and waited 2 weeks for that.


  • #2505
    jrosen
    Registered Users Posts: 1,629 ✭✭✭jrosen


    Dempo1 wrote: »
    Yes that would be correct, payment is a week in arrears if that makes sense

    Yes definitely only owed one week. The amount is odd. Wish it was explained better.


  • #2506
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    ShadyAcres wrote: »
    Yes I was on the TWSS for a little while.
    . I was on the PUP from March 12th-July1st.
    I was back to work from July- October and I'm now out of work again due to the pandemic.
    There was a overlap revenue issue with my claim back in lockdown 1.
    They thought I was being paid by my employer when I wasn't recieving a penny from anywhere.
    The same thing happened to a minority around that time and was acknowledged in the media.
    I waited a month for my first claim. It came through for 2 weeks and then they cut me off for 2 weeks.
    I'm on pUP again since September and waited 2 weeks for that.

    Yes, that's exactly the problem, SW have said there will be delays in cases like yours. I wouldn't worry at the moment so keep positive :)

    Is maith an scáthán súil charad.




  • #2507
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    jrosen wrote: »
    Yes definitely only owed one week. The amount is odd. Wish it was explained better.

    O, I know but then there would be no need for this Thread :) we couldn't have that now, could we :) good luck, have a great Christmas :)

    Is maith an scáthán súil charad.




  • #2508
    bush
    Closed Accounts Posts: 2,878 ✭✭✭bush


    Do you get double if your on the wage subsidy scheme or is it just pup?


  • #2509
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    bush wrote: »
    Do you get double if your on the wage subsidy scheme or is it just pup?

    Not sure what you mean? If your on any wage subsidy scheme you can't be on PUP?

    Is maith an scáthán súil charad.




  • #2510
    hynesie08
    Registered Users, Registered Users 2 Posts: 9,868 ✭✭✭hynesie08


    E36Ross wrote: »
    What's the reasons for the back payments?

    Pretty sure mine came through the week after I applied back in March.

    You would be in the vast vast minority.


  • #2511
    ShadyAcres
    Registered Users, Registered Users 2 Posts: 212 ✭✭ShadyAcres


    bush wrote: »
    Do you get double if your on the wage subsidy scheme or is it just pup?
    If you've been on pup for more than 17 weeks this year you'll get an extra week on the 8th.
    No mention of a bonus for TWSS I don't think.


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  • #2512
    Marie2020
    Registered Users Posts: 11 ✭Marie2020


    Am I entitled to pup arrears-there was a 6 week ago between when I was eligible to when i applied. I had a close family bereavement and wasnt able for anything.

    I emailed deasp when I did apply to explain my a situation and they acknowledged my email saying arrears would be paid. But nothing received today.


  • #2513
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    Marie2020 wrote: »
    Am I entitled to pup arrears-there was a 6 week ago between when I was eligible to when i applied. I had a close family bereavement and wasnt able for anything.

    I emailed deasp when I did apply to explain my a situation and they acknowledged my email saying arrears would be paid. But nothing received today.

    A little tricky, firstly sorry for the bereavement. Am I understanding you waited 6 weeks to apply? Whilst I appreciate you have an email, I'd be a bit concerned that you would only be entitled to arrears from the date of actual application. What I mean is, if you applied say on the 1st and didn't receive any payment for three weeks, the arrears would be three weeks.

    I can't see how you might be entitled for a 6 week period prior to your application for whatever reason? Maybe I'm not understanding your post, if you could clarify?

    Is maith an scáthán súil charad.




  • #2514
    Marie2020
    Registered Users Posts: 11 ✭Marie2020


    That's the issue, I waited 6 weeks to apply . So I think i have a case at all?


  • #2515
    Marie2020
    Registered Users Posts: 11 ✭Marie2020


    I mean I don't think I have a case at sll


  • #2516
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    Marie2020 wrote: »
    That's the issue, I waited 6 weeks to apply . So I think i have a case at all?

    Hmmmm, I just don't know, historically SW don't consider dates prior to an actual application date, it's always been the rule of Thumb to apply immediately for a scheme albeit I understand your predictiment at the time.

    My humble advice is to save that email, I Hooe I'm wrong but if its a case you have to chase this promise they'll obviously be looking for proof of Layoff, no earnings and perhaps details surrounding your bereavement. SW are reasonable in genuine cases but will insist on evidence. It's probably chaotic today with some Arrears being paid out so maybe wait a day or so. I would then make contact querying your entitlement to arrears.

    Worth also pointing out, not everyone has recieved arrears today, there are delays for some who were on TWSS schemes.

    Is maith an scáthán súil charad.




  • #2517
    ShadyAcres
    Registered Users, Registered Users 2 Posts: 212 ✭✭ShadyAcres


    https://www.gov.ie/en/publication/198a8-covid-19-pandemic-unemployment-payment-arrears/


  • #2518
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    ShadyAcres wrote: »
    https://www.gov.ie/en/publication/198a8-covid-19-pandemic-unemployment-payment-arrears/

    Excellent, thanks :)

    Is maith an scáthán súil charad.




  • #2519
    Sugarbowl
    Registered Users, Registered Users 2 Posts: 849 ✭✭✭Sugarbowl


    Anyone know the best email to contact regarding arrears?


  • #2520
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    Sugarbowl wrote: »
    Anyone know the best email to contact regarding arrears?

    On the info release today, no email address supplied but contact number 1890800024

    Is maith an scáthán súil charad.




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  • #2521
    Galway20188
    Registered Users Posts: 62 ✭✭Galway20188


    Hi all, I am returning to work next Thursday. If I close my payment on Thursday will I receive it the following Tuesday? Thanks


  • #2522
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    Galway20188 wrote: »
    Hi all, I am returning to work next Thursday. If I close my payment on Thursday will I receive it the following Tuesday? Thanks

    Morning, yes is the simple answer as the payment is paid a week in arrears. If you've had 17 weeks of PUP in total you should also qualify for the Christmas bonus, also being paid next week. Good luck :)

    Is maith an scáthán súil charad.




  • #2523
    Galway20188
    Registered Users Posts: 62 ✭✭Galway20188


    Dempo1 wrote: »
    Morning, yes is the simple answer as the payment is paid a week in arrears. If you've had 17 weeks of PUP in total you should also qualify for the Christmas bonus, also being paid next week. Good luck :)

    Thank you 😀


  • #2524
    PTH2009
    Registered Users, Registered Users 2 Posts: 38,922 ✭✭✭✭PTH2009


    bit odd for my arrears

    The date on the statement i requested is the 2-8 Oct in which i received €300 but i got the same amount when i applied for the Exceptional needs payment when i had the issue when Lockdown 2 started. Not complaining and if they made an error they will contact me no doubt


  • #2525
    RocketRaccoon
    Registered Users, Registered Users 2 Posts: 4,542 ✭✭✭RocketRaccoon


    Dempo1 wrote: »
    Morning, yes is the simple answer as the payment is paid a week in arrears. If you've had 17 weeks of PUP in total you should also qualify for the Christmas bonus, also being paid next week. Good luck :)

    Assuming the bonus is just for people still on the payment?


  • #2526
    Lashes28
    Registered Users, Registered Users 2 Posts: 1,787 ✭✭✭Lashes28


    RocketRaccoon wrote: »
    Assuming the bonus is just for people still on the payment?

    You have had to had an active claim from 27th November to 3rd December. And had 17 weeks on the payment since the beginning


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  • #2527
    figrolls123
    Registered Users Posts: 56 ✭✭figrolls123


    Anyone with PTSB who gets paid into bank account not receive it yet? Mine usually comes in at midnight of a Wedns and Mygov shows it as awarded


  • #2528
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    figrolls123 wrote: »
    Anyone with PTSB who gets paid into bank account not receive it yet? Mine usually comes in at midnight of a Wedns and Mygov shows it as awarded

    I presume your referring to PUP? I understood payments hit bank accounts on late monday/early Tuesday, dependent on your financial institution, I'd not heard of payments hitting accounts on Wednesday as a norm? , in the past, some claimant's did recieve delayed payments, first time claim payments on Thursday /Friday as a once off but then payment reverts to standard Monday evening /Tuesday morning. The actual day payment should be received is Tuesday according to SW.

    I've not seen any issues with payment not received across various threads so it may just be your bank?, particularly if mygov saying awarded?

    Is maith an scáthán súil charad.




  • #2529
    sheroman01
    Registered Users Posts: 4,685 ✭✭✭sheroman01


    On the MyGov website, I'm selecting "Change my payment method" and then "Change Now". It then brings me back to the Welcome back screen and to Verify my account. When I call them, they say I'm already verified but here we are. Do you really need a Public Service card to be verified? Seems ridiculous and unbelievably inconvenient if so.


  • #2530
    ShineOn7
    Closed Accounts Posts: 4,550 ✭✭✭ShineOn7


    Give this thread a go OP https://www.boards.ie/vbulletin/showthread.php?t=2058064458&page=169


  • #2531
    Beasty
    Administrators, Social & Fun Moderators, Sports Moderators Posts: 77,612 Admin ✭✭✭✭✭Beasty


    Threads merged


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  • #2532
    d51984
    Registered Users Posts: 934 ✭✭✭d51984


    Is the bonus deffo tomorrow?

    Its a disgrace Joe!



  • #2533
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    d51984 wrote: »
    Is the bonus deffo tomorrow?

    It's a bit like the tooth fairy, will they come, will they not :)

    Yes is supposed to be the Answer, but..... This assumes no glitches

    Is maith an scáthán súil charad.




  • #2534
    d51984
    Registered Users Posts: 934 ✭✭✭d51984


    Just received a txt from neighbour. Bonus is in. Shes in TSB.

    Its a disgrace Joe!



  • #2535
    md323
    Registered Users Posts: 243 ✭✭md323


    Ulster Bank here. Bonus paid


  • #2536
    PTH2009
    Registered Users, Registered Users 2 Posts: 38,922 ✭✭✭✭PTH2009


    Bonus in my payment section on mywelfare :D:D

    Enjoy folks Happy Christmas


  • #2537
    Curlysue76
    Registered Users, Registered Users 2 Posts: 1,725 ✭✭✭Curlysue76


    I didn’t get my payment yet, so looked on mygov page and nothing there. So just looking through website and went into where you sign off payment, and realised that on Tuesday when I returned to work I clicked ‘being paid by employer’ rather than ‘returning to work ’. I feel soooooo stupid and a bit sick tbh, money was spent in my head, just needed to tell someone, will have to ring them in the morning. Hopefully it’ll get sorted soon enough.


  • #2538
    [Deleted User]
    Posts: 14,344 ✭✭✭✭ [Deleted User]


    Folks, can someone clarify something for me?

    I was on the PUP for a good while in march/april. Then i had to go back on it again for the entirety of this recent level 5. I was on it enough to qualify for the Christmas bonus.

    I could get back to work when level 5 lifted, so on Nov. 30th I signed off the payment, saying id be back to work on Dec 1st. So on Tuesday Dec 1st i got paid €350 + €203. I presumed the 350 was my last PUP and 203 was the xmas bonus (the flat rate of the dole?).

    All was grand, but when I woke up today, i had an extra 700 in my account. Which I got confused by, and figured maybe i didnt sign off properly.


    I rang Social Welfare to offer back the 700, and the girl on the phone told me i could keep it - they pay the PUP 1 week in arrears, and that this was my final payment. She said the €203 i got on december 1st would have been arrears i was owed (but i dont think i was owed any arrears?) and that I had nothing to worry about.

    However, im undecided as to whether or not she fully grasped what i was trying to explain to her.


    Was wondering if my experience here tallies up with anyone else, that also signed off when level 5 lifted? I don't mind keeping the money, obviously, but i just dont want to be sitting here without a penny to my name in the 2nd week of january, and have a letter come in the door saying i owe Social Welfare €700. :rolleyes:


  • #2539
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    [Deleted User] wrote: »
    Folks, can someone clarify something for me?

    I was on the PUP for a good while in march/april. Then i had to go back on it again for the entirety of this recent level 5. I was on it enough to qualify for the Christmas bonus.

    I could get back to work when level 5 lifted, so on Nov. 30th I signed off the payment, saying id be back to work on Dec 1st. So on Tuesday Dec 1st i got paid €350 + €203. I presumed the 350 was my last PUP and 203 was the xmas bonus (the flat rate of the dole?).

    All was grand, but when I woke up today, i had an extra 700 in my account. Which I got confused by, and figured maybe i didnt sign off properly.


    I rang Social Welfare to offer back the 700, and the girl on the phone told me i could keep it - they pay the PUP 1 week in arrears, and that this was my final payment. She said the €203 i got on december 1st would have been arrears i was owed (but i dont think i was owed any arrears?) and that I had nothing to worry about.

    However, im undecided as to whether or not she fully grasped what i was trying to explain to her.


    Was wondering if my experience here tallies up with anyone else, that also signed off when level 5 lifted? I don't mind keeping the money, obviously, but i just dont want to be sitting here without a penny to my name in the 2nd week of january, and have a letter come in the door saying i owe Social Welfare €700. :rolleyes:

    In a nutshell, your fine, the €203 was arrears owed and pup is paid in arrears, happy Christmas :)

    Is maith an scáthán súil charad.




  • #2540
    Salty
    Registered Users, Registered Users 2 Posts: 2,116 ✭✭✭Salty


    Quick query here - just want to see if anyone else had the same experience as me!

    I was among the first to be out of work when the pandemic started. The clinic I worked in closed on the 12th of March and I went on the PUP for 17 weeks.

    My first payment was only €203 as it was during those few days where they decided to up the payment. I got €350 thereafter, thankfully returned to work in July and have been working away since.

    Tbh, I thought I was owed the difference in payment from the first week? Obviously not a huge amount in the grand scheme of things but on the principle of fairness for all workers who were affected...and I'm assuming others would have been paid €350 for that particular time period if there was a delay in their payment starting. I hope I'm making sense!


  • #2541
    PTH2009
    Registered Users, Registered Users 2 Posts: 38,922 ✭✭✭✭PTH2009


    [Deleted User] wrote: »
    Folks, can someone clarify something for me?

    I was on the PUP for a good while in march/april. Then i had to go back on it again for the entirety of this recent level 5. I was on it enough to qualify for the Christmas bonus.

    I could get back to work when level 5 lifted, so on Nov. 30th I signed off the payment, saying id be back to work on Dec 1st. So on Tuesday Dec 1st i got paid €350 + €203. I presumed the 350 was my last PUP and 203 was the xmas bonus (the flat rate of the dole?).

    All was grand, but when I woke up today, i had an extra 700 in my account. Which I got confused by, and figured maybe i didnt sign off properly.


    I rang Social Welfare to offer back the 700, and the girl on the phone told me i could keep it - they pay the PUP 1 week in arrears, and that this was my final payment. She said the €203 i got on december 1st would have been arrears i was owed (but i dont think i was owed any arrears?) and that I had nothing to worry about.

    However, im undecided as to whether or not she fully grasped what i was trying to explain to her.


    Was wondering if my experience here tallies up with anyone else, that also signed off when level 5 lifted? I don't mind keeping the money, obviously, but i just dont want to be sitting here without a penny to my name in the 2nd week of january, and have a letter come in the door saying i owe Social Welfare €700. :rolleyes:

    Keep quite and enjoy the free cash. I'm still out of work and like a few others actually making more on the PUP

    The weeks for the PUP goes from Fri-Thurs with it been payed the following Tuesday

    20th- 26th Nov- paid on 1st Dec
    27th Nov- 3rd Dec- paid on 8th Dec (Xmas Bonus)
    4th- 10th Dec- paid on 15th Dec


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  • #2542
    hynesie08
    Registered Users, Registered Users 2 Posts: 9,868 ✭✭✭hynesie08


    PTH2009 wrote: »
    Keep quite and enjoy the free cash. I'm still out of work and like a few others actually making more on the PUP

    The weeks for the PUP goes from Fri-Thurs with it been payed the following Tuesday

    20th- 26th Nov- paid on 1st Dec
    27th Nov- 3rd Dec- paid on 8th Dec (Xmas Bonus)
    4th- 10th Dec- paid on 15th Dec

    If you owe the social money, "keeping quiet" is literally the stupidest thing you can do......


  • #2543
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    PTH2009 wrote: »
    Keep quite and enjoy the free cash. I'm still out of work and like a few others actually making more on the PUP

    The weeks for the PUP goes from Fri-Thurs with it been payed the following Tuesday

    20th- 26th Nov- paid on 1st Dec
    27th Nov- 3rd Dec- paid on 8th Dec (Xmas Bonus)
    4th- 10th Dec- paid on 15th Dec

    Based on the OP, its not free cash, they were entitled to these payments, indeed clarified by SW, The time line of return to work, length of time on PUP and the fact payment is paid in arrears suggests no error.

    Is maith an scáthán súil charad.




  • #2544
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    hynesie08 wrote: »
    If you owe the social money, "keeping quiet" is literally the stupidest thing you can do......

    No money owed, OP entitled to Payment as explained in time line, but in principle, I agree with your point if relevant.

    Is maith an scáthán súil charad.




  • #2545
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    Salty wrote: »
    Quick query here - just want to see if anyone else had the same experience as me!

    I was among the first to be out of work when the pandemic started. The clinic I worked in closed on the 12th of March and I went on the PUP for 17 weeks.

    My first payment was only €203 as it was during those few days where they decided to up the payment. I got €350 thereafter, thankfully returned to work in July and have been working away since.

    Tbh, I thought I was owed the difference in payment from the first week? Obviously not a huge amount in the grand scheme of things but on the principle of fairness for all workers who were affected...and I'm assuming others would have been paid €350 for that particular time period if there was a delay in their payment starting. I hope I'm making sense!

    You are making sense however to initial smaller payment and difference in new higher payment does not appear to be classified as an arrear as the smaller payment you recieved at the time was the actual statutory payment. You could contact them but I wouldn't be confident they'll classify your query as an arrear.

    Is maith an scáthán súil charad.




  • #2546
    Ynnhoj
    Registered Users Posts: 2 ✭Ynnhoj


    Hi, wondering if anyone else had this issue or heard of anyone having this issue, been on the pup since April been getting it fine all along but yesterday it didn't come in. They told me on the phone that everything seems fine for my application that it's still opened and rewarded and that it's strange that it didn't go into my account. I was told by the woman I was speaking to on the phone that she is going to pass it onto her manager to look into it. I rang my bank to see if it was something on their end but it's not. I plan to ring again later to see if there is any update.

    Does anyone have any experience with anything like this? Any help or advice would be really appreciated. It's just annoying that it happened on the double payment before Christmas so I'm trying to do whatever I can to get it resolved quick so I don't miss next weeks payment as well. Thanks.


  • #2547
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    Ynnhoj wrote: »
    Hi, wondering if anyone else had this issue or heard of anyone having this issue, been on the pup since April been getting it fine all along but yesterday it didn't come in. They told me on the phone that everything seems fine for my application that it's still opened and rewarded and that it's strange that it didn't go into my account. I was told by the woman I was speaking to on the phone that she is going to pass it onto her manager to look into it. I rang my bank to see if it was something on their end but it's not. I plan to ring again later to see if there is any update.

    Does anyone have any experience with anything like this? Any help or advice would be really appreciated. It's just annoying that it happened on the double payment before Christmas so I'm trying to do whatever I can to get it resolved quick so I don't miss next weeks payment as well. Thanks.

    I've not seen any recent posts across board threads on this issue, the fact SW are saying all seems OK on both ends suggests it will be fine.

    I have heard of some people having payment suspended due to alleged incidents of employees not returning to work despite work being offered by employers (indeed SW have created 2 new email addresses for employers to report on difficulties with re hiring existing staff)

    I'm not suggesting this is the cause of your issue, just giving a heads up generally.

    If SW resolve your issue, I'm sure they'll be able to submit payment by the end of the week, Good Luck :)

    Is maith an scáthán súil charad.




  • #2548
    Ynnhoj
    Registered Users Posts: 2 ✭Ynnhoj


    Dempo1 wrote: »
    I've not seen any recent posts across board threads on this issue, the fact SW are saying all seems OK on both ends suggests it will be fine.

    I have heard of some people having payment suspended due to alleged incidents of employees not returning to work despite work being offered by employers (indeed SW have created 2 new email addresses for employers to report on difficulties with re hiring existing staff)

    I'm not suggesting this is the cause of your issue, just giving a heads up generally.

    If SW resolve your issue, I'm sure they'll be able to submit payment by the end of the week, Good Luck :)

    Yeah hopefully it's sorted this week I'll make sure to contact them later today or tomorrow morning to see if there is any update.


  • #2549
    Galway20188
    Registered Users Posts: 62 ✭✭Galway20188


    Hi guys I’m returning to work today and I’m about to cancel my payment. I don’t get paid until Christmas Eve

    Will I still get next Tuesday?


  • #2550
    Dempo1
    Registered Users, Registered Users 2 Posts: 27,023 ✭✭✭✭Dempo1


    Galway20188 wrote: »
    Hi guys I’m returning to work today and I’m about to cancel my payment. I don’t get paid until Christmas Eve

    Will I still get next Tuesday?

    Hi, happy for you. Yes, payment is made a week in arrears and from Friday to Thursday so you'll get payment next Tuesday. Good luck. :)

    Is maith an scáthán súil charad.




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  • #2551
    LuasSimon
    Closed Accounts Posts: 1,208 ✭✭✭LuasSimon


    My Daughter who works part time in Gastro pub started getting payment of 203 per week when recent closedown started, she wasnt working in march when previous payments were been made.
    She got her 203 each week for 5 weeks but this week she got 350 . why is she getting that higher payment?
    she is returning to work this weekend and has went into try stop payment going forward but it doesn't seem to take allow her cancel it , any help would be appreciated...


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