Prepaid Mastercard No Loading or Purchase Charges (Works with Ryanair)

HappyHarry · 16-02-2010 1:18pm

There is a lot of useful info in this thread, but a lot of crap too.
Also inaccurate info posted and then contradicted in a later post. Who wants to wade through 7 pages of posts!

Anyone care to take a stab at a single comprehensive post to sum up:
1) What prepaid mastercards can be used with Ryanair and the charges associated with them.
2) Other prepaid card (mastercard, visa, etc) that can be used in foreign countries and/or online and the charges assoicated.

Personally, I've used shopping centre giftcard (by perfectcard) with Ryanair - no fees. And use a Visa Debit for online and foreign countries (Halifax had one, Ulster Bank still offer one, rumour is that PTSB will offer Visa Debit by the summer and another bank will offer one "soon").

I also got a neteller + card as it's free to get any may come in handy, the process was really easy but they had to call a landline, they were unable to get through to my mobile. Haven't used it yet.

curly from cork · 16-02-2010 2:22pm

thanks harry, i was getting really boggled down. here is my scenario. going ot be in dublin city centre on thurs. would like to buy a card to have at home for use on booking ryan air flights.
is there an expiration date on them?
where near grafton st can i buy a card?
if i buy a card for say €100 but dont need it all, what happens to the balance or can i use it for general web purchases?

HappyHarry · 16-02-2010 2:52pm

curly from cork wrote: »

thanks harry, i was getting really boggled down. here is my scenario. going ot be in dublin city centre on thurs. would like to buy a card to have at home for use on booking ryan air flights.
is there an expiration date on them?
where near grafton st can i buy a card?
if i buy a card for say €100 but dont need it all, what happens to the balance or can i use it for general web purchases?

Expiration Date > Yes all credit \ debit cards have an expiration date.

Where to buy > I THINK you can buy the Dublin city centre card from the ticket kiosk on Ground Floor St Stephen's Green SC, Jervis Centre, and Powerscount Town Centre.

What about the balance > It stays on the card, yes you can use it online for other purchases (maybe not everywhere). Where is gets complicated is what (if any) charges apply if you don't use the card for an extended period and if you can top it up or not.

http://www.dublincitybid.ie/component/content/article/1/219-dublin-city-gift-card.html

ronano · 20-02-2010 12:21pm

I got one of these cards in jervis and i'm delighted,you can add on whatever value you want onto it. My question is i presume it can be used in real life in tescos/dixons due to it being to promote dublin business but you have no pin?

Qprmeath · 22-02-2010 4:33pm

I was told by the woman selling it to me that the Perfect Card version cant be topped up as it would then be subject to the governments annnual credit card levy.

HappyHarry · 22-02-2010 4:43pm

Qprmeath wrote: »

I was told by the woman selling it to me that the Perfect Card version cant be topped up as it would then be subject to the governments annnual credit card levy.

There is no credit so how could it attract a credit card levy(€30)?
At worst they may hit you with the (2.50 debit card charge).

jarmstrong001 · 23-02-2010 9:44am

fatherjack wrote: »

I had a similar problem when I provided them with my landline number in the format '+353....', they emailed saying they couldn't get through. However, when I requested a callback using '00353...', I got a callback within a few minutes.

Has anyone successfully received a callback from Neteller recently?
I have tried for the last couple of days to get a callback to both mobile and fixed lines using +353, 00353, 011 353 with no success at all.

andrew1977 · 23-02-2010 10:12am

jarmstrong001 wrote: »

Has anyone successfully received a callback from Neteller recently?
I have tried for the last couple of days to get a callback to both mobile and fixed lines using +353, 00353, 011 353 with no success at all.

Yes i got my call back from them on Friday, verified account now, just waiting on my prepaid mastercard to be approved and come to me.

I did have to chase them a few times via the online chat service before everything got sorted out.

glog · 23-02-2010 11:33am

Thunderlips wrote: »

hi,

has anyone used the Liffey Valley multi-centre gift mastercard, i got one today at 1pm and even when i check my balance online it says my balance is 0.00, does anyone know if there is a delay on this.

I rang liffey valley and the customer service girl said it should be topped up yet sometimes when you check online there can be a delay.

anybody know anything with this...cheers.

Just wondering if this "Multi-Centre Gift card" worked with Ryanair particularly as they can be got in Cork.

Are there any other known good options for those of us living in the Real Capital ??

HappyHarry · 23-02-2010 1:06pm

glog wrote: »

Are there any other known good options for those of us living in the Real Capital ??

Yeah, the Dundrum Shopping Centre card works a treat.:D

HappyHarry · 23-02-2010 1:08pm

jarmstrong001 wrote: »

Has anyone successfully received a callback from Neteller recently?
I have tried for the last couple of days to get a callback to both mobile and fixed lines using +353, 00353, 011 353 with no success at all.

I got one about two weeks ago, have received the card since. They couldn't get through on the mobile at all, so gave them landline and got the call 5mins later.

frankiebaby · 23-02-2010 10:10pm

Just noticed this on the Ryanair website:

Mastercard Prepaid Debit Card
As a special offer to the above card holders, Ryanair, for a limited period only, will not apply an administration fee

Can be seen on the Ryanair website, Fees section: LINK

Anyone know how long this 'limited period' is?
Is this something Ryanair just added recently or has this been up on the website for long?

Frankie

andrew1977 · 23-02-2010 11:33pm

frankiebaby wrote: »

Just noticed this on the Ryanair website:

Can be seen on the Ryanair website, Fees section: LINK

Anyone know how long this 'limited period' is?
Is this something Ryanair just added recently or has this been up on the website for long?

Frankie

Does this mean the free loophole for bypassing the credit card charges will be gone for good shortly and we will get nailed every time we make a booking ?

alpha2zulu · 23-02-2010 11:58pm

andrew1977 wrote: »

Does this mean the free loophole for bypassing the credit card charges will be gone for good shortly and we will get nailed every time we make a booking ?

I doubt it will change anytime soon or at least a year anyway. They always had the same proviso with Visa electrons that it was for a limited period but that went on for what seemed forever! If they dont offer one free method of payment then they would be forced to increase their ad's headline fare which wouldent at all suit them.

Craigels · 24-02-2010 12:29am

what is the difference between these and 3v cards ?

paconnors · 24-02-2010 12:34am

I've Recently got the moneybookers.com prepaid mastercard, it costs €10 to purchase and it can be topped up with an irish laser card they dont charge any purchasing fees, i have used it successfully on ebay and paypal no problems at all

Esel · 24-02-2010 1:41am

paconnors wrote: »

I've Recently got the moneybookers.com prepaid mastercard, it costs €10 to purchase and it can be topped up with an irish laser card they dont charge any purchasing fees, i have used it successfully on ebay and paypal no problems at all

Does it work for free on Ryanair?

This on their front page does not inspire confidence though!

€ 16'442'535'987 processed transactions

Ahasver · 26-02-2010 5:17pm

If I use my normal mastercard, with say E100 in the black, will that be accepted by Ryanair as a prepaid mastercard?

Kotek Besar · 26-02-2010 5:21pm

Ahasver wrote: »

If I use my normal mastercard, with say E100 in the black, will that be accepted by Ryanair as a prepaid mastercard?

No, it's still a credit card even though you have a credit balance. Ryanair's system will know this by the credit card number.

colinmanning · 01-03-2010 9:20pm

The multi centre gift card that you get at
Liffey Valley shopping centre in Dublin
Northside shopping centre in Dublin
Whitewater shopping centre in Newbridge, Co. Kildare
Mahon Point shopping centre in Cork
Merchants Quay shopping centre in Cork
Citywest shopping centre in Dublin
Westend shopping park in Dublin
Victoria Square shopping centre in Belfast
Showgrounds shopping Centre in Clonmel
Leopardstown shopping Centre
The Park, Carrickmines

will not work for Ryanair. But this seems to be a decision of the card company rather than Ryanair.

So beware. Or you might en up splashing out on unwanted stuff, rater than saving a few bob.

adamski8 · 01-03-2010 10:47pm

^ so do you have a list of all the ones which do work

curly from cork · 02-03-2010 9:34pm

i would like to know which card i can buy in cork to work with ryan air. where to buy it also how much will it save me. booking flights for family of 4. thank you

adamski8 · 03-03-2010 12:55am

curly from cork wrote: »

i would like to know which card i can buy in cork to work with ryan air. where to buy it also how much will it save me. booking flights for family of 4. thank you

Well i dont know where you can buy it but it will save you €5 per person per one way flight.....(you do the math

)

Paul Tergat · 03-03-2010 11:37am

I've been approved for the moneybookers prepaid mastercard. So much more handy as its just linked to my bank account then. Should be arriving soon

curly from cork · 03-03-2010 12:06pm

will it work on ryan air? and where do you get it please ?

Paul Tergat · 03-03-2010 12:22pm

curly from cork wrote: »

will it work on ryan air? and where do you get it please ?

its an online account and you just link your bank account to it. I used my UK account to do it...

www.moneybookers.com. Doesn't take long to register but they will ask you for proof of address and a copy of a recent bank statement as verification.

and yeah it works on ryanair, only reason i got it.

madmoe · 03-03-2010 12:36pm

p_larkin99 wrote: »

its an online account and you just link your bank account to it. I used my UK account to do it...

www.moneybookers.com. Doesn't take long to register but they will ask you for proof of address and a copy of a recent bank statement as verification.

and yeah it works on ryanair, only reason i got it.

Cool! What is the loading\annual charge for this card?

Cheers,
M

Paul Tergat · 03-03-2010 12:49pm

madmoe wrote: »

Cool! What is the loading\annual charge for this card?

Cheers,
M

Directly from their site:

MY MASTERCARD

Expand all
Manage card - Application
01 VERIFICATION02 APPLICATION03 CONFIRMATION
Your application has been approved! You will receive your card and PIN within the next 14 days. Once received you will need to activate your card via this section of the website.
Benefits
FAQ
Fees and limits
FEES
Paying in shops, restaurants or online FREE
Bank transfer top-up FREE
Receiving cash FREE
Balance enquiry FREE
Online statement FREE
PIN re-issue FREE
Foreign exchange 1.99%
Cash withdrawal 1.80 EUR
Annual card membership 10.00 EUR
Replacement Card 10.00 EUR

LIMITS PER DAY
Paying in shops, restaurants or online 1000 EUR
Cash withdrawal 250 EUR

Tiesto · 03-03-2010 1:58pm

Ive been using the card a few weeks now and love it.
I advise anyone who has been looking into these prepaid cards to stop wasting their time, and to cut right to the chase and get the moneybookers one. After approval, I received my card in less than 4 days.

My favourite part about it is that its free to lodge money to your account from laser, and its instant!
Then immediately you can use the mastercard..
And of course it works on Ryanair.

p_larkin99 wrote: »

Directly from their site:

MY MASTERCARD

Expand all
Manage card - Application
01 VERIFICATION02 APPLICATION03 CONFIRMATION
Your application has been approved! You will receive your card and PIN within the next 14 days. Once received you will need to activate your card via this section of the website.
Benefits
FAQ
Fees and limits
FEES
Paying in shops, restaurants or online FREE
Bank transfer top-up FREE
Receiving cash FREE
Balance enquiry FREE
Online statement FREE
PIN re-issue FREE
Foreign exchange 1.99%
Cash withdrawal 1.80 EUR
Annual card membership 10.00 EUR
Replacement Card 10.00 EUR

LIMITS PER DAY
Paying in shops, restaurants or online 1000 EUR
Cash withdrawal 250 EUR

LFC5Times · 03-03-2010 3:09pm

I ordered a prepaid mastercard there the other day €6, I bought it through the payzone site.

Is there a difference between a moneybrooker mastercard and the one I bought?

Thanks

gunnerfitzy · 03-03-2010 3:21pm

Just finished the application for the moneybookers mastercard. Looking forward to getting it!!

anniehoo · 03-03-2010 8:22pm

gunnerfitzy wrote: »

Just finished the application for the moneybookers mastercard. Looking forward to getting it!!

Me too! Can it be linked to a Paypal account?

gunnerfitzy · 03-03-2010 8:33pm

anniehoo wrote: »

Me too! Can it be linked to a Paypal account?

I cant find any mention of it on their website. As far as I know they would be more or less direct competitors so perhaps not!

yabadabado · 03-03-2010 10:47pm

I want to get a pre paid card and i will only use it for booking flights on Ryanair.What card do people recommend ,what card is the easiest to load money and has the best rates?

blubloblu · 03-03-2010 10:52pm

LFC5Times wrote: »

I ordered a prepaid mastercard there the other day €6, I bought it through the payzone site.

Is there a difference between a moneybrooker mastercard and the one I bought?

Thanks

A load more fees on the payzone one I think

Esel · 05-03-2010 12:06am

yabadabado wrote: »

I want to get a pre paid card and i will only use it for booking flights on Ryanair.What card do people recommend ,what card is the easiest to load money and has the best rates?

Did you read the last 5 or so posts before your one?

NauP · 05-03-2010 12:16am

Also available in Galway Shopping Centre..

milly4ever · 05-03-2010 12:24am

just booked a flight using the prepaid card- got error message and no email confirmation! 33% off offer ends at midnight and there seems to be a problem with the whole ryanair website at the moment. anyone else having problems booking tonight?

ronano · 05-03-2010 1:01am

Not sure if it's already been mentioned but they are currently out of the cards at the jervis ticketmaster.

milly4ever · 05-03-2010 1:10am

1 minute past midnight and the price has gone up from £6 to £20 :mad:

LFC5Times · 05-03-2010 10:46am

I purchased the payzone pre paid Mastercard (€6) and received it in the post today.

The charges associated with it are a bit of a joke, see below.

Loading your card

€10 - €350 - Fee - €3.50
€351 - €500 - Fee - €5.95

Shopping with your card

Online - 2.95% of purchase value
In-store - 2.95% of purchase value
Phone - 2.95% of purchase value

ATM Withdrawals - €1.50 per withdrawal

If your account is inactive for over 3 months you will be charged a fee of €3.50 for every month it is inactive

Govt. Stamp Duty - €5 per year charged ar end of December each year.

ha-ya-said-what · 05-03-2010 10:50am

OH's brother opened an account with Ulster Bank & instead of Laser on his bank card he got Visa that runs out of his account. So obviously no top-up fees.

Dman001 · 05-03-2010 5:20pm

There seems to be conflicting coments on whether these work with Paypal or not. Has anyone tried them with Paypal since?

Redmen Rule OK · 07-03-2010 2:09am

Dman001 wrote: »

There seems to be conflicting coments on whether these work with Paypal or not. Has anyone tried them with Paypal since?

There were problems at the start using these cards on PayPal but they seem to have sorted these out by the middle of January. I used mine loads since then with no problems at all.

Kevin! · 07-03-2010 11:17am

Redmen Rule OK wrote: »

There were problems at the start using these cards on PayPal but they seem to have sorted these out by the middle of January. I used mine loads since then with no problems at all.

I think hes asking do the prepaid store cards work on paypal, and when I tried they didn't so from personal experience I can say no

HappyHarry · 07-03-2010 12:03pm

LFC5Times wrote: »

I purchased the payzone pre paid Mastercard (€6) and received it in the post today.

The charges associated with it are a bit of a joke, see below.

Loading your card

€10 - €350 - Fee - €3.50
€351 - €500 - Fee - €5.95

Shopping with your card

Online - 2.95% of purchase value
In-store - 2.95% of purchase value
Phone - 2.95% of purchase value

ATM Withdrawals - €1.50 per withdrawal

If your account is inactive for over 3 months you will be charged a fee of €3.50 for every month it is inactive

Govt. Stamp Duty - €5 per year charged ar end of December each year.

Sounds like a good business to get into. Out of interest, why did you go with them, they charges are crazy! Did you know the charges before you signed up? Why not Netteller + or just use a PerfectCard from you nearest shopping centre?

HappyHarry · 07-03-2010 12:06pm

yabadabado wrote: »

I want to get a pre paid card and i will only use it for booking flights on Ryanair.What card do people recommend ,what card is the easiest to load money and has the best rates?

Netteller + or just use a PerfectCard from you nearest shopping centre**

** Note the PerfectCard's cannot be topped up, but you can get whatever value you want, so just get the value of the flights you want to book and use it all. If you do this make sure the keep the card until after you have completed your trip because if Ryanair decide to cancel your flights (they canceled lots lately) the refund will go back to the card you paid with. Would be a pain in the arse if you had thrown it away because it was empty ;-)

LFC5Times · 07-03-2010 5:49pm

HappyHarry wrote: »

Sounds like a good business to get into. Out of interest, why did you go with them, they charges are crazy! Did you know the charges before you signed up? Why not Netteller + or just use a PerfectCard from you nearest shopping centre?

No I didn't know the charges before I got it.

Can u get a mastercard via netteller?

Our man in Havana · 07-03-2010 6:20pm

Yes.

HappyHarry · 07-03-2010 10:14pm

LFC5Times wrote: »

Can u get a mastercard via netteller?

Yep, you can get a virtual card for just online purchases or you can get a physical card. There is no charge for the physical card and it is not liable for Irish Gov Levy.

Note that Ryanair do not recognise the the virtual cards as eligible pre-paid mastercards and will apply their usual €5 per flight fee but they do recognise the physical cards and no fee applies.

http://public.neteller.com/content/global/cards_index.htm

Is there a cooling off period for the PayZone card? Can you just cancel and get all of your money back?

Prepaid Mastercard No Loading or Purchase Charges (Works with Ryanair)

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