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Prepaid Mastercard No Loading or Purchase Charges (Works with Ryanair)

145791016

Comments

  • Registered Users Posts: 6,181 ✭✭✭championc


    I can confirm that the Dundrum Gift Card WORKS with Ryanair. I needed to re-charge a Perfect Card and they charge €5 to do this now. My wife got a Gift Card not realizing that they were different. Anyway, I tried it and it works.

    In fact, if you look at both Gift Cards or Perfect Cards, their numbers BOTH start with 5274 5500. The BIN Ranges (the first 6 digits of a card) identifies the card type and the issuer. Therefore, there is no way for any online system to differenciate between these two "so called" different cards.

    Now for the best bit.
    If you go to the Perfect Card website and use the check balance link - http://www.perfectcard.ie/PerfectCard004_Live05/AccountEnquiry.aspx

    You can insert the Gift Card details and it will give you your gift card balance and showed my Ryanair transaction.




    C


  • Registered Users, Registered Users 2 Posts: 1,082 ✭✭✭Fringe


    So can anyone tell me what to do? I'm a bit confused after reading some comments. I'm booking some flights soon and not paying the extra fee would be great. Does the Dundrum card definitely work? Which one do I get?


  • Registered Users Posts: 6,181 ✭✭✭championc


    Just get a Dundrum Gift Card - 100% guaranteed. As I have already said, despite what they will tell you at the sales desk, both cards carry the same Bin Range so online systems cannot tell the difference between the two cards. I did my booking only last week.

    I would expect any Mastercard branded gift card to work in exactly the same way - not sure if Blanch do one ???


    C


  • Registered Users Posts: 232 ✭✭clancger


    I got a Blanchardstown Gift card yesterday and used to book with Ryanair without issues, and more importantly without Credit Card charges


  • Registered Users, Registered Users 2 Posts: 4,368 ✭✭✭madmoe


    clancger wrote: »
    I got a Blanchardstown Gift card yesterday and used to book with Ryanair without issues, and more importantly without Credit Card charges

    How much did it cost?When you top it up do they charge you?


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  • Registered Users Posts: 232 ✭✭clancger


    When you buy the card , you can put whatever amount you want onto it, but you can't top it up again.
    At a later point, the cust service desk can transfer a remaining balance to a new card, which would be kind of a topup equivalent, but you need to go into the cust service desk for this.
    As it happens, I didn't put on enough credit yesterday for all the flights I need to buy, so I have to go back in later to do exactly this. I'll report back on how I get on.

    Here's a view from the online balance enquiry:


  • Registered Users, Registered Users 2 Posts: 4,368 ✭✭✭madmoe


    clancger wrote: »
    When you buy the card , you can put whatever amount you want onto it, but you can't top it up again.
    At a later point, the cust service desk can transfer a remaining balance to a new card, which would be kind of a topup equivalent, but you need to go into the cust service desk for this.
    As it happens, I didn't put on enough credit yesterday for all the flights I need to buy, so I have to go back in later to do exactly this. I'll report back on how I get on.

    Here's a view from the online balance enquiry:

    Cheers for that!


  • Registered Users Posts: 232 ✭✭clancger


    so I went in at lunchtime to the Blanchardstown cust service desk. I had €25.03 on my card and wanted to buy a new card worth €100.
    The girl said no bother, I'll use the €25 on the old card as a part payment for the new one. She gave me back the 3 cent to avoid messing about with change, and I paid €75 off my laser - done deal ;-)


  • Registered Users, Registered Users 2 Posts: 1,622 ✭✭✭Kevin!


    So from reading the above posts - Dundrum now offer two types of card, a store card and a perfect card - perfect card cost's a 5er but the dundrum card is free and can be used online?

    also

    Blanch shopping center cards work online - and there is no fee in them?

    cheers,

    k


  • Registered Users Posts: 6,181 ✭✭✭championc


    No fee on any of these cards. Forget about the Perfect Card - there's no benefit to having one of these over a general Gift Card. As I said already, the BIN ranges are the same. My guess is that Blanch cards are also starting with 5274 55 and so, no system could even tell the difference between a Blanch or Dundrum one.

    Also, you can never loose with the Gift Cards. If my any miraculous situation it didn't work, just use it for you general grocery shopping. In the same way, it's best to well and truely overfill it so you can still use the balance for other shopping.

    Remember, you can use the Perfect Card balance checker online to check your Dundrum or Blanch balance - even more confirmation that their own systems cannot tell the difference.


    C


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  • Registered Users, Registered Users 2 Posts: 1,082 ✭✭✭Fringe


    How do these cards work anyway? Are they like vouchers where you get a specific amount of money or can you top up anytime?


  • Registered Users, Registered Users 2 Posts: 1,449 ✭✭✭livEwirE


    +1

    If I get one of these cards, put on €150 and then go to the ryanair website to book my flights how do I actually pay? Do I need to book ryanir flights over the phone and provide the number on the card:confused:


  • Closed Accounts Posts: 4,503 ✭✭✭adamski8


    livEwirE wrote: »
    +1

    If I get one of these cards, put on €150 and then go to the ryanair website to book my flights how do I actually pay? Do I need to book ryanir flights over the phone and provide the number on the card:confused:
    are you serious?
    When the payments options come up select "mastercard prepaid" and put the card details in, on the wesite that is!


  • Registered Users, Registered Users 2 Posts: 1,449 ✭✭✭livEwirE


    @ adamski8, of course, makes sense:o, haven't booked ryanair flights in about 8 years so didn't know that there was an option to choose a 'prepaid card' instead of a standard credit card :P


  • Registered Users, Registered Users 2 Posts: 1,104 ✭✭✭groom


    My first bad experience with the DCGC

    I used this card in the US recently and a transaction costing $25 came out as a €25 charge which is pretty excessive because the mid rate was c.€1=$1.22 so I wouldn't recommend using it for non€ transaction unless you have to.


  • Registered Users Posts: 249 ✭✭Irish Kev


    another happy blanch prepaid card user, just saved myself €20:D


  • Registered Users, Registered Users 2 Posts: 445 ✭✭freebee23


    championc wrote: »
    No fee on any of these cards. Forget about the Perfect Card - there's no benefit to having one of these over a general Gift Card. As I said already, the BIN ranges are the same. My guess is that Blanch cards are also starting with 5274 55 and so, no system could even tell the difference between a Blanch or Dundrum one.

    Also, you can never loose with the Gift Cards. If my any miraculous situation it didn't work, just use it for you general grocery shopping. In the same way, it's best to well and truely overfill it so you can still use the balance for other shopping.

    Remember, you can use the Perfect Card balance checker online to check your Dundrum or Blanch balance - even more confirmation that their own systems cannot tell the difference.


    C

    Just got a Blanch card and booked ryanair flights.
    Saved €40 euro on fees!!!
    Also used the Dundrum perfect card checker and balance shows up.

    I used the Entropay service till last X-Mas and this works out even cheaper with no loading or currency change fees.

    Cheers to all who have posted here,
    Freebee23


  • Registered Users Posts: 23 lillil


    groom wrote: »
    ... so I wouldn't recommend using it for non€ transaction unless you have to.

    +1

    Booked with Ryanair today using the Dundrum Card and used a non EUR currency. What should have been a 390 EUR transaction
    came up as 417 EUR on the PerfectCard online checker.
    So yeah, defo use the Ryanair currency trick as described by Kotek Besar a couple of pages back.


  • Registered Users Posts: 76 ✭✭crouchie15


    Hi,
    Was just wondering does anyone know if the dublin city gift card one in the jervis centre still works on ryanair without the cc charges?
    Thanks.


  • Registered Users Posts: 6,181 ✭✭✭championc


    If it has a Mastercard symbol on it then it should. And if it does, my bet is that the card number will begin with the same 6 digits (5274 55) as all the other cards do


    C


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  • Registered Users, Registered Users 2 Posts: 1,104 ✭✭✭groom


    crouchie15 wrote: »
    Hi,
    Was just wondering does anyone know if the dublin city gift card one in the jervis centre still works on ryanair without the cc charges?
    Thanks.
    I booked flights about 2 weeks ago and it did then


  • Closed Accounts Posts: 63 ✭✭Aug2009


    groom wrote: »
    My first bad experience with the DCGC

    I used this card in the US recently and a transaction costing $25 came out as a €25 charge which is pretty excessive because the mid rate was c.€1=$1.22 so I wouldn't recommend using it for non€ transaction unless you have to.

    I heard a similar story yesterday. I told my friend to use prepaid card abroad as i used mine and got a great rate. She is ready to kill me now. :eek:

    I have a prepaid MAstercard from Bishopstown Credit union and get great rates but i would not give advice to anyone else after that other than if you want a prepaid card try bishopstown if you can join. I know a lot of ucc students who are going to get one soon as it was in the su president's manifesto.


  • Closed Accounts Posts: 41 maciejowy


    Blanch gift card works with Ryanair :) checked yesterday myself


    cheers


  • Registered Users, Registered Users 2 Posts: 4,368 ✭✭✭madmoe


    Is there a Jervis Street card that works for this lads?


  • Registered Users, Registered Users 2 Posts: 1,550 ✭✭✭curly from cork


    posting from cork ( as in user name ! )
    if i phoned dundrum centre to buy a card woth my laser , presume that would be ok. how long will the dundrum card be valid for ? or can anyone offer an alternative for cork users ? ( not a member of bishopstown credit union as mentioned in a few posts earlier )


  • Registered Users, Registered Users 2 Posts: 1,909 ✭✭✭greenman09


    Visa debit cards are free from charges as well arent they. Just had a query there with a customer.


  • Registered Users Posts: 720 ✭✭✭Lemsiper


    Nope, not anymore.


  • Registered Users Posts: 6,181 ✭✭✭championc


    posting from cork ( as in user name ! )
    if i phoned dundrum centre to buy a card woth my laser , presume that would be ok. how long will the dundrum card be valid for ? or can anyone offer an alternative for cork users ? ( not a member of bishopstown credit union as mentioned in a few posts earlier )

    It's all about finding a store which do a Gift Card and which has the Mastercard symbol on it. I'm sure you can find pictures of the Dundrum or the Perfectcard on Google.

    You cannot top up or buy a Dundrum Card with a Laser Card.

    Check out http://www.payzone.ie/outlets/ or https://www.entropay.com/prepaid-mastercard.php


  • Registered Users, Registered Users 2 Posts: 4,368 ✭✭✭madmoe


    Is it possible to top up the Perfect Card? Where can it be bought?

    Also, I have an Entropay account already, it was setup for a Visa Electron. Can this be changed to a Prepaid MasterCard?? Are there fees involved when topping up etc.??

    Cheers,
    M


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  • Registered Users, Registered Users 2 Posts: 22,499 ✭✭✭✭Esel


    madmoe wrote: »
    Is it possible to top up the Perfect Card?
    No.

    Where can it be bought?
    Jervis Centre, and other places. Any prepaid Mastercard will work.

    Also, I have an Entropay account already, it was setup for a Visa Electron. Can this be changed to a Prepaid MasterCard?? Are there fees involved when topping up etc.??
    Ask an Entropay user. Oh, wait....

    Cheers,
    M
    Seriously..... :(

    Not your ornery onager



  • Closed Accounts Posts: 41 maciejowy


    actually they say Liffey Valley Mastercard may not work! But never tried myself...


  • Registered Users Posts: 325 ✭✭Athlone_Bhoy


    madmoe wrote: »
    Is it possible to top up the Perfect Card? Where can it be bought?

    Also, I have an Entropay account already, it was setup for a Visa Electron. Can this be changed to a Prepaid MasterCard?? Are there fees involved when topping up etc.??

    Cheers,
    M

    Avoid the entropay mastercard.


  • Registered Users, Registered Users 2 Posts: 2,793 ✭✭✭chillywilly


    sorry if these questions have been asked before....

    Whats the deal with the name on the card? Is the card in my name?

    And if I had an alertpay account could i use this for my account?


  • Moderators, Business & Finance Moderators Posts: 6,543 Mod ✭✭✭✭Sheep Shagger


    Avoid the entropay mastercard.

    Why?

    Seems to work fine for plnety of other people (myself included).


  • Registered Users, Registered Users 2 Posts: 4,368 ✭✭✭madmoe


    Is there a charge for topping up the Entropay card guys? Or a charge everytime it's used?


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  • Closed Accounts Posts: 29,473 ✭✭✭✭Our man in Havana


    4.95% loading charge.


  • Registered Users, Registered Users 2 Posts: 1,550 ✭✭✭curly from cork


    maciejowy wrote: »
    actually they say Liffey Valley Mastercard may not work! But never tried myself...


    anyone any idea about liffey valley ??/ because it seems to be the same as the cork mahonpoint one. if liffey valley does work ...then yipppeee im off and running to mahonpoint :D


  • Closed Accounts Posts: 9,376 ✭✭✭metrovelvet


    Does anyone know of an instant virtual mastercard?


  • Closed Accounts Posts: 41 maciejowy


    wirecard.com


  • Registered Users, Registered Users 2 Posts: 1,611 ✭✭✭cgarrad


    Just to clarify:

    Walked into St Stephens Green Shopping Center to the Ticketmaster kiosk under the first escalator.

    Paid €100 for a prepaid mastercard with €100 loaded on it.

    Went home, bought flights on Ryanair no problem.

    Used my address and all my details worked as expected.

    I can use the remaining credit anywhere they take mastercard

    The self serve tills at tesco are a good place to use small amounts.

    pay the first bit in cash and leave what have on the card and press other payment.


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  • Closed Accounts Posts: 17,689 ✭✭✭✭OutlawPete


    Which counter in St Stephen's Green do these ..

    Is it the Ticketmaster one where they do the lottery?


  • Registered Users, Registered Users 2 Posts: 9,866 ✭✭✭hynesie08


    OutlawPete wrote: »
    Which counter in St Stephen's Green do these ..

    Is it the Ticketmaster one where they do the lottery?

    Yep


  • Registered Users, Registered Users 2 Posts: 2,800 ✭✭✭The Guvnor


    HappyHarry wrote: »
    Really? Since when? Did you have to pay this when buying the card in the center? Is it applied to each card regardless of value?

    According to PerfectCard there are no fees in the first 12 months http://www.perfectcard.ie/faq.html#3


    I see the prefectcard are behind the quays in newry 'gift card' so I will give this a go and see if it works!


  • Registered Users, Registered Users 2 Posts: 4,368 ✭✭✭madmoe


    cgarrad wrote: »
    Just to clarify:

    Walked into St Stephens Green Shopping Center to the Ticketmaster kiosk under the first escalator.

    Paid €100 for a prepaid mastercard with €100 loaded on it.

    Went home, bought flights on Ryanair no problem.

    Used my address and all my details worked as expected.

    I can use the remaining credit anywhere they take mastercard

    The self serve tills at tesco are a good place to use small amounts.

    pay the first bit in cash and leave what have on the card and press other payment.

    Great to hear this! Must get me in there and get one!!


  • Registered Users Posts: 18 frankie55


    Got a giftcard from dundrum shopping centre (perfectcard) no charges until 13months in etc, booked ryanair fights to london €5 each way no extra charges... nice


  • Registered Users, Registered Users 2 Posts: 1,557 ✭✭✭Knifey Spoony


    Sorry for the bump, but I've a pre-paid master card from Bishopstown Credit Union (down here in Cork) and I know that I can aviod the handling charges on Ryan Air. But has anyone used it, or any type of pre-paid mastercard, on Aer Lingus? Like, can this card be used to avoid the handling charge with Air Lingus? I have searched their site, but fond nothing on it.


  • Moderators, Business & Finance Moderators Posts: 6,543 Mod ✭✭✭✭Sheep Shagger


    AFAIK Aer Lingus charge a fee regardless of if you are using a debit or credit card.


  • Registered Users, Registered Users 2 Posts: 1,425 ✭✭✭indiewindy


    AFAIK Aer Lingus charge a fee regardless of if you are using a debit or credit card.

    They must offer a free fee option, otherwise they must include the fee in their initial fare


  • Closed Accounts Posts: 29,473 ✭✭✭✭Our man in Havana


    indiewindy wrote: »
    They must offer a free fee option, otherwise they must include the fee in their initial fare
    Their free option is visa electron.


  • Registered Users, Registered Users 2 Posts: 1,066 ✭✭✭jakdublin


    Not sure what the story is but there's a report on the Consumer Issues forum that the Ryanair mastercard is gone bust. It doesn't make much sense and it's not verified, but I went in to load my Dublin City Gift Card yesterday at two Ticketmaster outlets and they said the machines were down until Thursday.
    Anybody else hear anything?


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