Car insurance - tell us your quotes/renewals

Got my renewal today, €527 with Zurich for the comprehensive plus plan. I went to Zurich as a new customer through OBS getting the exact same plan for €433, actually there's one slight difference the excess is €250 this time compared to €750 last year. I did try It's for women as they had texted me a 100 euro off code, a bloody joke😡, like for like they would have been over 700 euro.

Many thanks for reply.

Sorry, one big switch, they give a 20% discount. You get exactly the same policy for cheaper.

Nice one ☺️

Did you try Zurich through one big switch?

No, I didn't. I got the Zurich quote, and tried two local brokers, neither came within an assess roar of Zurich, went back and contacted Zurich by phone and got a lower quote. I have insurance on another car falling due in June, so will try one big switch then. I didn't know that it applied to motor insurance until I read it here.

Im with liberty and was offered 537 for renewal, reduction of about 20 which surprised me as last year was reduction of over 200 after first year policy. An post is 900, 2 or 3 others have turned me down completely including one big switch which looked good from talk here. Am wondering is it the year of the car being 2011? Not a lot of miles on it but noticed none of the companies I tried had a question about current mileage that I've noticed before on the liberty website.

Yeah same, I have a 1998 Astra for 17yrs with BOI insurance for 10 years pay about €450 for me and my wife, but try to get a decent quote anywhere else not a hope even if they quote, I know this isn't a big problem for age of car in the UK .

That time of the year to get royally and strongly screwed up the jacksie for absolutely no reason. The only difference this year is, due to redundancy (for the 2nd time in a row) I'm unemployed, and that possibly means I should be paying more than double last year………….

2010 E-Class Coupe 2.1

Full Irish since 2007

NCB since 2007

No claims/convictions/etc ever

No points

Living in an area "other than listed"

41

Last year price: ~€720

Initial renewal quotes, cheapest is €1320…

I can't afford that. I just can't. I've never paid that much for car insurance in my life, and now that I'm barely driving anymore it's a scandalous amount! I know it's only the initial search, but usually this gives me a good indication of a ballpark figure.

I put in that I was working as a call centre agent and it dropped by €400… so if you're unemployed it automatically massively increases the renewal because… reasons. I then went off and used a 241 Corsa worth €17k and got quotes of €400. I used a 231 E-Class worth €67k, and insurance was only €800… So yeah, the poorer you are, the higher your premium. Totally fair. I have until the last week in June to renew, and hopefully get a job before then so I don't get the unemployed charge. Great country.

RInging around, Acorn can do €800 fully comp, AA (new quote, not the renewal) can do €810. I've a few weeks left so will continue to shop around, but even the agents on the auto callback system are reluctant to even tell me the crazy quote that comes back.

And again, confirmed, being unemployed means one pays a higher premium. Makes all the sense... is there anywhere that has a list of what insurance companies use? Or is it all made up by them as they go...

am thinking this is the last year I’ll be able to run a car due to all the added costs, which is I think , the ultimate aim of this government and eu . If there were a car club near by , go car is way too expensive for more than an hour or two now,I’d go for that .

Yep, I've done it twice, no hassle at all.

With Zurich myself, how does this work if you don't mind sharing?

As mentioned above it's easy to do. It does say in the t and cs that current Zurich customers are not eligible, but according to cobo55 it can be done . I'll be ringing them when I have time to check it out policy isn't up for a month yet

Just be careful that the policy terms and cover you get from the OBS quote are the same as those you already have. Zurich's broadest cover is offered by their "Comprehensive Plus" package. The quote generated via OBS will give "Comprehensive" which omits some of the items that are included under "Comprehensive Plus"