As a Eurobilltracker.com member who mainly uses notes for any shopping when I can I’m curious to see if, mainly since Covid, people still use cash or mainly use card (Either plastic or Digital) ?
I am in no way a conspiracy theorist, im the opposite but cashless will not be good for normal people, the banks will be the only ones laughing. People who just use card and want cashless society are stupid.
Does anyone get paid in cash these days ?
Just seems like hassle going to the cash machine hence why i use card mostly
Mostly card, I'll only use cash if the merchant refuses card and I can't find another merchant who does take card
For me I think it's easier to spend cash. An example would be If I needed a tracksuit pants for €45 and they had an offer on 2 for €70. If I had cash on me I'd be more likely to spend the €70. With my card I probably wouldn't.
Some people would be the opposite they'd go crazy with a card and having cash with them helps them not to spend.
this isnt an intelligence thing, or lack of, using card or other digital means makes a lot of sense, but so to does cash, yes the more we use cashless, the more power we give away over the use of money, calling people stupid over what they chose is just ignorance....
come back to me in a few years when the banks are charging us 2 euro + every time we use our bank card. and all because people got into the habit of using cards instead of cash.
But that's the reason it's easier to spend more with your card. The cash to have on you is probably more finite than what you can pay with your card. You might have a €50 note on you, and think "I'll buy the tracksuit pants for €45" but with the card you can more easily whip out the card and transform into Two-Tracksuit Tony!
Card on nearly everything but intend to change that asap.
I use card and cash, but im getting a bit worried now about cash being removed from society. That is a bad thing as far as i am concerned. I think im going to start using more cash.
95% debit card, but always have a small amount of cash on me in case its needed.
im a both person, but nearly always cash on face to face transactions, digital still makes sense, its just more convenient and potentially safer, as people are carrying less cash
yes we ve given the banks way too much power, its one of the main reasons why i advocate for a more public banking option, but unfortunately that may never happen here as its not in our current banking offerings best interests....
Well for myself I find I'd spend cash much easier.
there is good evidence, most will spend more by digital means, dan ariely has done good work on this....
Both, but it depends. I prefer to use cash whenever I go into a regular shop but I do a good bit of online shopping as well so I would use my card for buying stuff.
That's no fun and ruins the suprise night out 🤣🤣
I use card but cash is fine if they don't take card. One thing that does annoy me is when in a shop and they say cash only. That's no problem I've only a 50 though and they go I've no change. If ur cash only make sure u have change. It's happened to me several times. I don't like standing around while u flitter around ur neighbours asking to break the note I'm busy.
The only thing I use cash for is to pay my cleaner.
I find card easier to budget with. I can see exactly what I spend my money on.
For night out I put a certain amount on my revolut so I can't overspend there either.
With cash I find if I have a 50 then I spend 50. That doesn't happen with a card. That's down to me being bad with cash and seeing the breakdown of exactly what I spend my money on makes it easier for me to manage my money.
I also use the spare change feature on revolut when paying so a hanfy enough way of savings all the small change without having to deal with coins.
I've an unusual logic I suppose but it works for me.
90% Card. 10% Cash
nothing wrong with that, especially if it prevents you from being broke
Retail shopping - card
Cafe / chipper - cash
Restaurant - card but tip in cash
Pub - cash
Records / CDs - almost exclusively online so card
Parking - cash. App costs more!
Always carry a small amount of cash. Cannot abide €50 notes so always withdraw €40 from AIB ATMs or €80 from BOI / PTSB
Suggestion for OP - you should do another poll for cash fans - is your preference notes or coin?
I spend ten euros in five cent coins at self-service checkouts while ten people wait in the queue behind me.
If a cyborg or a vulcan or a terminator or Mark Corrigan was given the 3 options which would they all choose.
Exactly.
....try it with 1 cent coins, tis come craic!
Technically I use both but it’s very lopsided. I use card for most everything but I do keep cash on me, and it’s because of something my grandmother used to say about always needing to be prepared if something goes wrong. The thing I’ve had two twenty euro note in my wallet for months and I may never need them but I’d personally be worried a card machine would go down.
I have a card but always withdraw cash
the money lenders and their grubby spin offs will not know what I do in any aspect of my personal life with money I have worked hard for
I used to worry about people who could not see the implications of a cashless society but I realised they are lost anyway
Without the data on what you got for lunch at centra big data will surely fall.
I may not buy the healthiest lunch or dinners maybe a bottle of wine and maybe pints on a Saturday night would health insurance companies in time load my premium?
we can already see what the grubby money lenders do to people who dare to have a few bets with their own money
Fair point.
Actually, that is an important point. I use cards as that is easy for me. I have no plans to apply for mortgage, loans etc. Not rich, just old!
Using cash for pints, paddy Power, etc does actually make sense if your applying for credit with a bank
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