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Do you use - Cash, Card or Both?

  • 18-10-2023 7:33pm
    #1
    Registered Users Posts: 583 ✭✭✭Facthunt


    As a Eurobilltracker.com member who mainly uses notes for any shopping when I can I’m curious to see if, mainly since Covid, people still use cash or mainly use card (Either plastic or Digital) ?

    Do you use - Cash, Card or Both? 319 votes

    Cash
    9%
    bassycharlesantofamagustaCrescenttampopoCessna_PilotSEPT 23 1989mickdwpiagetinajockdiarmuid05easygoing39thesandemanJP Liz V1cdebbarneygumble99Marn02dobman88Rubberchikkenpgj2015 29 votes
    Plastic or Digital Card
    52%
    CorinthianastrofoolShredGenghisZhanecarlosmatrimKilOitixoyElessarakeadySheep ShaggerTony Hxabibigslickchubba1984CrookedJackBowWowstesaurusNaked Lepper 167 votes
    Both
    38%
    byteSwampyBadly Drunk Boydarragh o mearaDoctorEdgeWildRikandArmaniJeanssnavannoelDrummerboy2fatbhoyStrummsleexxtal191fabsoulMellorsundodger5garyc1987gipiinterlockedMrs OBumble 123 votes


«134

Comments

  • Moderators, Recreation & Hobbies Moderators Posts: 11,811 Mod ✭✭✭✭igCorcaigh


    Plastic or Digital Card

    I had never heard of Eurobilltracker...



  • Registered Users, Registered Users 2 Posts: 78,542 ✭✭✭✭Victor


    "This is a public poll: others will see what you voted for." - this is inappropriate for such a poll.



  • Registered Users, Registered Users 2 Posts: 88,438 ✭✭✭✭JP Liz V1


    Cash

    I use cash as much as possible



  • Registered Users, Registered Users 2 Posts: 14,353 ✭✭✭✭Potential-Monke


    Both

    Both, but I tend more towards card. I usually don't have cash on me, and there's only 1 place (the local chipper) which I will prepare for. If I'm in a town/city and go into a place that doesn't take card, I leave. I'm definitely spending less having no cash on me, whereas I believe some people end up spending more. My spending habits have changed though, so that's a consideration.

    I know people say cash is king and it'll never be gone, but I wouldn't say never. Won't even be cards in the future, we'll have NFC eyes. Transactions will look like they do in Cyberpunk with lighty up eyes to show the transfer. I may be playing too my Cyberpunk...



  • Registered Users Posts: 583 ✭✭✭Facthunt


    Is it possible to edit and change that setting? What exactly is the concern?



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  • Registered Users, Registered Users 2 Posts: 11,568 ✭✭✭✭Jim_Hodge


    Both

    Give over. A little picture, often used by dozens of others, appears beside the vote. It's hardly breaching GDPR.



  • Registered Users, Registered Users 2 Posts: 6,278 ✭✭✭Ubbquittious


    Cash

    Cash as much as possible. Was abroad there for a while and the only thing I used my card for was a train ticket


    Love the way in Luxembourg the ATM s let you select how many 100e notes you want and how many 50s



  • Registered Users, Registered Users 2 Posts: 371 ✭✭walshtipp


    Cash

    Cash 90% of the time.



  • Registered Users Posts: 555 ✭✭✭JeffreyEpspeen


    What will all the lads in the phone repair shops etc do? They have to take cash or else they'll have to contribute towards something and pay tax. Won't somebody please think of them?



  • Registered Users, Registered Users 2 Posts: 9,195 ✭✭✭PsychoPete


    Plastic or Digital Card

    I use card to pay for everything, I spend less money and it's so easy to keep track of the spending with a banking app



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  • Registered Users, Registered Users 2 Posts: 9,197 ✭✭✭Royale with Cheese


    I just use my phone for pretty much all purchases these days. My barber only takes cash and I pay my cleaner in cash, the only reason I ever visit an ATM.



  • Registered Users, Registered Users 2 Posts: 31,103 ✭✭✭✭freshpopcorn


    Plastic or Digital Card

    I mainly use card. I only really use cash at places that doesn't accept card such as a barbers or take-away.

    In general I find it easier to save when I'm using my card.



  • Registered Users, Registered Users 2 Posts: 1,337 ✭✭✭lazeedaisy


    Plastic or Digital Card

    I'm card, Revolut all the way, just got back from a trip to Greece, never used cash once, once in a blue moon I might use cash, but I don't carry it,



  • Posts: 0 [Deleted User]


    Plastic or Digital Card

    Card always. Easier for me & I have nothing to hide. If a business does not accept card, I will move on and find one that does.

    Cash is great for tax avoidance, that's the only benefit to those that only accept cash.



  • Moderators, Entertainment Moderators, Sports Moderators Posts: 11,916 Mod ✭✭✭✭Say Your Number


    Mostly cash, but card in Tesco mostly because of the separate queues for using cash and card nonsense that some genius dreamed up.



  • Registered Users, Registered Users 2 Posts: 3,958 ✭✭✭Greyfox


    Plastic or Digital Card

    Card always, it's far quicker, having to end up carrying coins or €10/€5 notes is a nuisance. Not having to bring cash with me feels wonderful.



  • Posts: 0 [Deleted User]




  • Registered Users, Registered Users 2 Posts: 578 ✭✭✭vafankillar


    Plastic or Digital Card

    almost always card. the whole 'cash is kind' stuff usually belted out by boomers is a load of nonsense. don't think we should get rid of it or anything, but i also work in a small retail store & the amount of people who do be buying something for like €1.50 & paying with a €50 note is insanely frustrating, especially early in the morning (which is prime boomer time) when there's isn't huge supplies of cash in the till.



  • Registered Users, Registered Users 2 Posts: 7,955 ✭✭✭growleaves




  • Registered Users, Registered Users 2 Posts: 10,005 ✭✭✭✭Cluedo Monopoly


    Both

    Reverting to cash lately. I spend less when I use cash.

    What are they doing in the Hyacinth House?



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  • Registered Users, Registered Users 2 Posts: 5,883 ✭✭✭donegal_man


    Both

    Mainly card but for small purchases like a coffee or a paper I'll use cash.

    If I'm going to the pub I'll take X amount in cash and leave the card at home. No chance of staying later than I intend or getting caught up in "rounds".



  • Registered Users, Registered Users 2 Posts: 39,753 ✭✭✭✭Mellor


    Both

    Both. Restricting yourself to one of the other seems needlessly making life difficult.



  • Registered Users, Registered Users 2 Posts: 946 ✭✭✭Everlong1


    Both

    Not to mention a certain indigenous ethnic minority whom we're not allowed to talk about. The discrimination just never stops.



  • Registered Users, Registered Users 2 Posts: 946 ✭✭✭Everlong1


    Both

    Mostly card these days myself. Cuts down on the need to have jars of small change around the house which I then have to bring to one of those cash conversion machines in Tescos. Although that is one of life's little pleasures when you realise you have about 300 odd euro saved.



  • Registered Users, Registered Users 2 Posts: 946 ✭✭✭Everlong1


    Both

    Interesting to see the number of people who say that using a card saves them money. Why is this? What are you going to be buying with cash that you wouldn't buy with a card?



  • Registered Users, Registered Users 2 Posts: 2,632 ✭✭✭kowloonkev


    Both

    Yes unless there are lots of offers for using a card or something then it doesn't really make sense. I've started using card more often and it makes it so much easier to spend and consequently spend more.



  • Registered Users, Registered Users 2 Posts: 1,391 ✭✭✭easygoing39


    Cash

    Cash for when Im out and about as I find I spend less.Only use the card for online stuff like booking plane tickets etc.



  • Registered Users, Registered Users 2 Posts: 287 ✭✭taratee


    Both

    Use both, but I prefer to use cash. Easier to control what I spend.

    Am Yisrael Chai



  • Moderators, Education Moderators, Sports Moderators Posts: 10,910 Mod ✭✭✭✭artanevilla


    Both

    Card mostly. A couple of pubs I go to would have been cash only up until recently. Only time I use cash now is going Dalymount, chip van, half time raffle and programmes are cash only.



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  • Registered Users, Registered Users 2 Posts: 7,311 ✭✭✭The Continental Op


    Cash

    I use a card a lot on line, Amazon don't take cash. In shops always cash.

    Wake me up when it's all over.



  • Registered Users, Registered Users 2 Posts: 9,612 ✭✭✭pgj2015


    Cash

    I am in no way a conspiracy theorist, im the opposite but cashless will not be good for normal people, the banks will be the only ones laughing. People who just use card and want cashless society are stupid.



  • Registered Users, Registered Users 2 Posts: 20,938 ✭✭✭✭yourdeadwright


    Does anyone get paid in cash these days ?

    Just seems like hassle going to the cash machine hence why i use card mostly



  • Registered Users, Registered Users 2 Posts: 12,180 ✭✭✭✭the_amazing_raisin


    Plastic or Digital Card

    Mostly card, I'll only use cash if the merchant refuses card and I can't find another merchant who does take card

    "The internet never fails to misremember" - Sebastian Ruiz, aka Frost



  • Registered Users, Registered Users 2 Posts: 31,103 ✭✭✭✭freshpopcorn


    Plastic or Digital Card


    For me I think it's easier to spend cash. An example would be If I needed a tracksuit pants for €45 and they had an offer on 2 for €70. If I had cash on me I'd be more likely to spend the €70. With my card I probably wouldn't.

    Some people would be the opposite they'd go crazy with a card and having cash with them helps them not to spend.



  • Registered Users, Registered Users 2 Posts: 30,268 ✭✭✭✭Wanderer78


    Both

    this isnt an intelligence thing, or lack of, using card or other digital means makes a lot of sense, but so to does cash, yes the more we use cashless, the more power we give away over the use of money, calling people stupid over what they chose is just ignorance....



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  • Registered Users, Registered Users 2 Posts: 9,612 ✭✭✭pgj2015


    Cash

    come back to me in a few years when the banks are charging us 2 euro + every time we use our bank card. and all because people got into the habit of using cards instead of cash.



  • Registered Users, Registered Users 2 Posts: 6,754 ✭✭✭Badly Drunk Boy


    Both

    But that's the reason it's easier to spend more with your card. The cash to have on you is probably more finite than what you can pay with your card. You might have a €50 note on you, and think "I'll buy the tracksuit pants for €45" but with the card you can more easily whip out the card and transform into Two-Tracksuit Tony!



  • Registered Users, Registered Users 2 Posts: 7,414 ✭✭✭bladespin


    Plastic or Digital Card

    Card on nearly everything but intend to change that asap.

    MasteryDarts Ireland - Master your game!



  • Registered Users, Registered Users 2 Posts: 1,457 ✭✭✭SharkMX


    Both

    I use card and cash, but im getting a bit worried now about cash being removed from society. That is a bad thing as far as i am concerned. I think im going to start using more cash.



  • Registered Users, Registered Users 2 Posts: 3,749 ✭✭✭Ezeoul


    Both

    95% debit card, but always have a small amount of cash on me in case its needed.



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  • Registered Users, Registered Users 2 Posts: 30,268 ✭✭✭✭Wanderer78


    Both

    im a both person, but nearly always cash on face to face transactions, digital still makes sense, its just more convenient and potentially safer, as people are carrying less cash

    yes we ve given the banks way too much power, its one of the main reasons why i advocate for a more public banking option, but unfortunately that may never happen here as its not in our current banking offerings best interests....



  • Registered Users, Registered Users 2 Posts: 31,103 ✭✭✭✭freshpopcorn


    Plastic or Digital Card

    Well for myself I find I'd spend cash much easier.



  • Registered Users, Registered Users 2 Posts: 30,268 ✭✭✭✭Wanderer78


    Both

    there is good evidence, most will spend more by digital means, dan ariely has done good work on this....



  • Registered Users, Registered Users 2 Posts: 8,462 ✭✭✭Riddle101


    Both

    Both, but it depends. I prefer to use cash whenever I go into a regular shop but I do a good bit of online shopping as well so I would use my card for buying stuff.



  • Registered Users, Registered Users 2 Posts: 4,392 ✭✭✭whomitconcerns


    Plastic or Digital Card

    That's no fun and ruins the suprise night out 🤣🤣



  • Registered Users, Registered Users 2 Posts: 3,081 ✭✭✭Pauliedragon


    Both

    I use card but cash is fine if they don't take card. One thing that does annoy me is when in a shop and they say cash only. That's no problem I've only a 50 though and they go I've no change. If ur cash only make sure u have change. It's happened to me several times. I don't like standing around while u flitter around ur neighbours asking to break the note I'm busy.



  • Registered Users, Registered Users 2 Posts: 3,827 ✭✭✭irelandrover


    Plastic or Digital Card

    The only thing I use cash for is to pay my cleaner.

    I find card easier to budget with. I can see exactly what I spend my money on.

    For night out I put a certain amount on my revolut so I can't overspend there either.

    With cash I find if I have a 50 then I spend 50. That doesn't happen with a card. That's down to me being bad with cash and seeing the breakdown of exactly what I spend my money on makes it easier for me to manage my money.

    I also use the spare change feature on revolut when paying so a hanfy enough way of savings all the small change without having to deal with coins.



  • Registered Users, Registered Users 2 Posts: 31,103 ✭✭✭✭freshpopcorn


    Plastic or Digital Card

    I've an unusual logic I suppose but it works for me.



  • Registered Users, Registered Users 2 Posts: 1,625 ✭✭✭brokenbad


    Both

    90% Card. 10% Cash



  • Registered Users, Registered Users 2 Posts: 30,268 ✭✭✭✭Wanderer78


    Both

    nothing wrong with that, especially if it prevents you from being broke



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