Right to a house?

Yes as you say houses were cheap 10 years ago some one that is 35-45 now without a house had a choice to buy a house or apartment then. They choose not to.

The only place in the country that houses are extraordinary expensive are in Dublin. In the rest of the country if you are flexible in your choice you will buy a house. Not where you want it but it is still possible to buy a house. You may have to commute but you can buy.

In 2012 houses and were less than 50% of build cost yet people choose not to buy.

Chicken licken always flaps about but the sky never falls in. There is other choices. Look at social and affordable options. Move you location. There is a couple from Dublin are moving locally. He can work from home and commute one day a week. His wife gave up her teaching job and at present is subbing but will probably get a job with in 1-2 years. They had a small apartment in Dublin and have one child. They have no historical connection to the locality. They felt they had much more choice in what they could afford by moving

...again, we dont! we re in serious trouble right now, as this is already causing serious social and economic problems, our approaches to property have completely failed, and these failures are already causing serious problems.....

...but this approach is clearly catastrophically failing....

...even though i do agree with automatic sign up, it may not resolve our pension issues...

...again, our current supply, including currently occupied, simply isnt enough, we truly probably need to be building in excess of 40k units per year indefinitely, to get our supply back up to where it needs to be.....

Of course compulsory pension is not going to solve the problem it is going to have people go ballistic. The public also don't want to have the retirement age to increase something has to give.

Dublin has a very low rate of occupancy rate that will give before there are enough houses built. Where I live the vast majority of houses are occupied by 1-2 people yet they are 3-5 bed houses. There are so many factors that can change as have happened in other cities and countries that are going to change here. There are signs of changes that many don't notice such as the large increase of self storage places. People don't have the room for their things in their own property. Expect smaller accommodation going forward.

WFH is a dramatic change that nobody can really predict the effect of. It should reduce the focus on living in Dublin but also means people want property with a home office or maybe more than one. A friend has 4 adults all working from home. He is hoping one daughter moves out but it won't be in Dublin

The article linked related to retirement and age groups in their 20s to 40s, if you are a 35 yr old today, you have 30 yrs to plan for retirement.

People may not be able to afford housing where they want to buy it. This is not a new phenomenon and not unique to Ireland. We currently have almost full employment so people feel they should be able to buy where they want. But Dublin in particular is like any capital city, it is where high paying jobs are concentrated and where a high percentage of people think they should be able to buy.

The answer to the question I asked you about what people did in the past, they either moved to areas they could afford to buy in, emigrated, or like a lot of people did in the last recession, waited for prices to drop. If you are waiting for society/Government to create conditions where you can afford to buy wherever you want, you are fucked. Help yourself, don’t rely on others.

automatic sign up makes perfect sense, under an environment of increasing precariousness, workers time horizons shorten significantly, as they struggle to meet their needs now, making long term decisions almost impossible to implement, automatic sign up would help with this. i also disagree with the push to extent retirement age, people should have the right to retire at an appropriate age, of ideally their choosing, and not be forced to work longer, it really it time to take radical ideas such as a ubi seriously for this....

yes occupancy is an issue, but it cannot be a sole solution to our property problems, yes increased occupancy should be encouraged, but this shouldnt be done by forcing people to move, or increase the occupancy of their properties, polices that mutually benefit all should be implemented, in order to increase occupancy...

...again, our pre-existing stock is simply not enough for our property demands, all approaches to date have completely failed!

fairly self explanatory to be fair! theres clearly multitude of failures here, from state and beyond, but not everyone, including myself, were not saying giving developers money to build was a scam, as its clearly obvious, they play a vital role of actually doing the work, but those that did say such, are completely understandable in saying so. we clearly need these developers to be a part of the solution, this was always gonna be the case, im not sure i agree with those that say the solution is state developers, but again, i can understand the logic.

its clearly obvious theres deep ideological failures here, to the point i believe its now in a state of collapse, and we dont really know what to do about it....

What makes you call anybody a greedy investor? The rental market worked for decade like this and provided the services needed. Your claim was getting a rental property is not a risk. I showed you very easily but you want to ignore the facts because you think these people were greedy. Rental property is a risk for many reasons and it doesn't matter if you feel they are greedy or sensible investments

...but something has gone catastrophically wrong in regards overall wealth extraction from our property markets, this has been the case for the last couple of decades now.....again, theres a difference between profits, and PROFITS...we need these investors, including small time investors, but their requirement of profiteering from such, should not mean the overall undermining of these markets....

...its clearly obvious that something catastrophic is failing, in regards property, again, this isnt just an irish problem, but a widescale global problem, particularly in developed nations, its clearly obvious the hole process of financialising such markets has completely failed, most countries that have implemented such polices are now experiencing more or less the same problems, i.e. highly dysfunctional markets, increasing precariousness for both landlords and tenets, particularly small time landlords, monopolisation of markets, serious supply issues, hyper inflated prices etc etc.

i personally believe this approach is now in a state of collapse, i.e. we dont really know what to do about it, i.e. collapse meaning, we dont know how to resolve it, i.e. our demands are completely outstripping our abilities to react to the problems its inducing, which in turn is causing serious social and economic dysfunctions, some of which will probably be irreversible at this stage....

'i know loads of people who got caught in the 2008 crash and most of them took advice from banks etc.'

The banks aren't your friend.