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rejected for my financial situation

  • 17-07-2021 3:33pm
    #1
    Registered Users Posts: 397 ✭✭


    I'm in my early 40's, I started dating a girl a while back through a mutual acquaintance . She's a bit younger than me being in her late 20s but I think age gaps matter less if the younger of the 2 is beyond the age of 25. I have been in my current role earning good money for the past 15 years . There had been a few red flags when she asked probing questions/statements regarding my finances . Statements /Questions like I bet you could retire now if you want to? Do you own that house your in etc ? The reality is I have been an idiot with money , enjoyed myself with nice holidays nights out clothes , ps4s throughout the years and next to no savings . Anyway I didn't want to let her believe I was loaded so I told her about my financial situation and I've been ghosted ever since . She doesn't answer my calls or respond to my texts. I realise that this relationship is doomed and I'm not trying to recover it, what I would like to know is if she was right to ditch me ? Or have I dodged a bullet?. I believe I am a good person in every other way. I am starting to put money away every month now that I have coped on as late as it may be I still have time to get my financial situation in order?



«1

Comments

  • Posts: 3,689 ✭✭✭ [Deleted User]


    The "financial situation" is an excuse"

    I see the age gap as an issue tbf. I'm late 40s btw

    Forget her.



  • Registered Users, Registered Users 2 Posts: 6,148 ✭✭✭Passenger


    Consider yourself lucky to have dodged the bullet. She's made her interest and level of respect for you demonstrably clear. So delete her number and move on.



  • Registered Users, Registered Users 2 Posts: 3,817 ✭✭✭Darc19


    Lucky. Very very lucky.



  • Registered Users, Registered Users 2 Posts: 8,414 ✭✭✭volchitsa


    You're in your 40s and she's in her 20s - of course there are some successful relationships with a big age gap, but even without accusing her of being a gold digger, I think in most cases the older person is expected to provide financial security. Otherwise what do you have to pffer that a random 30 year old doesn't? Lots of 30 year olds are good people too you know.

    Put yourself in her shoes: would you date someone 20 years older than you unless they had something really special about the

    Or maybe she just doesn't want to find herself with someone who hasn't shown themselves responsible with money in the past, and therefore may not be responsible in the future either? That's a fair enough question for someone who may be thinking of having childnre in the next few years to ask themselves.

    Note that I'm not saying she's a nasty gold digger, just that people can have a vision of their future which may not be with someone who lives day to day without planning for the future.

    Or she could be a gold digger.


    Either way, clearly the relationship is going nowhere. Forget it and move on. But if I were you, I think someone closer to your own age might be a better bet.

    Reem Alsalem UNSR Violence Against Women and Girls: "Very concerned about statements by the IOC at Paris2024 (M)ultiple international treaties and national constitutions specifically refer to women & their fundamental rights, so the world (understands) what women -and men- are. (H)ow can one assess fairness and justice if we do not know who we are being fair and just to?"



  • Registered Users, Registered Users 2 Posts: 8,414 ✭✭✭volchitsa



    Reem Alsalem UNSR Violence Against Women and Girls: "Very concerned about statements by the IOC at Paris2024 (M)ultiple international treaties and national constitutions specifically refer to women & their fundamental rights, so the world (understands) what women -and men- are. (H)ow can one assess fairness and justice if we do not know who we are being fair and just to?"



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  • Administrators Posts: 14,387 Admin ✭✭✭✭✭Big Bag of Chips


    I don't know, OP, but even a 20 something year old commenting to a 40 something year old about retiring is a bit odd and shows you where her head is maturity-wise. I doubt there's too many in their 40s who could afford to retire, and it just shows that maybe she thought the age gap was much much wider than you did!

    Also, I don't think she's a gold digger, but also maybe she doesn't want to be entering into anything serious with someone who has admitted to be not great with money and living in the here and now going on holidays and buying PS4s.

    Its no harm doing what you like and enjoy with your own money, but it's also no harm to consider if that's the type of frivolous person you want to commit to a longterm relationship with. She's decided it's not.

    This one didn't work out. Next one might.



  • Registered Users, Registered Users 2 Posts: 11,128 ✭✭✭✭Oranage2


    You were honest and forr what ever reason she wasn't interested, can't really beat yourself up over it.



  • Posts: 3,505 [Deleted User]


    You ask if she was right to ditch you or if you've dodged a bullet - why are you trying to turn this into an integrity contest? All's fair in love and war. If she's into security and you can't provide it, it doesn't make her a bad person if her interest in you changes. Similarly if you prefer to spend than save that doesn't make it 'right' for anyone to ditch you. People like what they like.

    There's also so many other reasons why she might have ghosted you. You said you've been an idiot with money - that might indicate other things than just your financial standing. Maybe she's not someone who's into that kind of live-it-up lifestyle, maybe she doesn't like video games and was put off by the mention of PS4, maybe she's into quiet nights in rather than nights out, or flannel-clad lumberjack types rather than someone who cares about clothes. Maybe she realised her values are different to yours. Not to mention the many other things you probably discussed that aren't mentioned in your post.



  • Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    She's a grown woman. She should be looking after her own financial security in this phase of her life and not going to another party to provide it for her. This isn't Victorian England.

    OP dodged a problematic person.



  • Registered Users, Registered Users 2 Posts: 8,414 ✭✭✭volchitsa


    That's one way of looking at it, but OTOH what else do you think attracts a 20-something to an over 40 guy? Most people are attracted to people round their own age, and someone looking for a father figure is at least as problematic as someone wanting a stable financial set up.

    (Not saying those are the only two reasons for such a big age gap, but when you're 20 years older than a prospective partner, there's going to be some reason for that. Wanting stability is no worse than many others.)

    Reem Alsalem UNSR Violence Against Women and Girls: "Very concerned about statements by the IOC at Paris2024 (M)ultiple international treaties and national constitutions specifically refer to women & their fundamental rights, so the world (understands) what women -and men- are. (H)ow can one assess fairness and justice if we do not know who we are being fair and just to?"



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  • Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    I'd find it fairly mercenary to be honest. I know very few people in their 20s who are truly self sufficient, although many who are working towards it for themselves. If this lady wants to skip the graft and hope for a sugar daddy, OP is better off staying away as that's not a foundation for a relationship, that's enabling a grifter who's trading in her youth for money.

    The guy sounds like he's doing alright for himself if a little scattered with money. Nothing that a small bit of belt-tightening wouldn't solve. He's not on the scratch by any means nor does he appear to have a gambling problem.



  • Registered Users Posts: 397 ✭✭KurtBarlow


    Ok I want to straighten out a few things , the age gap isn't as big as some people are concluding in their heads, she's 29 and I am 41 . Secondly we share a lot of the same hobbies like video games and nights out but I have a lot other different things I am interested in as well that we also shared



  • Registered Users Posts: 397 ✭✭KurtBarlow


    Most people aren't attracted to people their own age no matter how much you want to believe its true or believe it should be true , it isn't.

    Brad Pitt and Leo Di Caprio aren't attracted to women their own age



  • Registered Users, Registered Users 2 Posts: 5,807 ✭✭✭The J Stands for Jay


    She dodged potential heartache from someone who'd end up being a drain on her resources by bringing her into a wasteful lifestyle.

    A good job for years, with nothing to show for it, not even a PS5...



  • Moderators, Category Moderators, Education Moderators Posts: 27,264 CMod ✭✭✭✭spurious


    I think it could be more the issue that you lied about/misrepresented your financial situation to her. Part of me would be wondering could I believe anything you'd ever said.



  • Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    Where's the suggestion he'd ever be a drain on her resources. He spends his money how he wants on the things he wants. Do the gender fliparoo and we'd be saying you go girl.

    I'm making a presumption here, but it's an educated one and probably close to the truth, she's in her twenties and he is likely making significantly more money than her, and as per his first post he's putting a bit of money away. He's a year or so of frugalness to being in a totally different position. He's not a crack addict living in a wet house.

    In terms of resource draining it's likely the other way around to what you're framing.e

    She got spooked when the OP let it be known she shouldn't be expecting an off-the-shelf lifestyle via her relationship. Bullet dodged.

    I do alright and so does my partner. If I had someone sniffing around my finances looking for a free ride I'd be out the gap.



  • Registered Users Posts: 2,898 ✭✭✭Girly Gal


    Think it's a bit of both, you dodged a bullet and she was probably right to ditch you. You weren't right for one another, move on and maybe the next woman you date might work out better.



  • Registered Users, Registered Users 2 Posts: 2,835 ✭✭✭ari101


    I think ghosting you doesn't reflect well on her, but people do that sh*t all the time unfortunately. Maybe she is a shallow gold digger, or maybe not, who knows... You just do your thing and forget her. However, maybe this experience has made you think more about your financial priorities and what you want for your future; not for anyone else but for yourself. And if so, make some changes, but don't look at what happened in the past as waste, savings don't buy experiences sitting in the bank, be glad you spent some of that money seeing the world and doing what you wanted.



  • Registered Users Posts: 628 ✭✭✭Meeoow


    Maybe she is good with her money, and doesn't want someone who flitters their money away.

    My ex spent his money as soon as he earned it. It was a real turnoff. You never know when a rainy day will occur.



  • Posts: 3,505 [Deleted User]


    When I say she might be attracted to security, that's got nothing to do with her own financial position. You're projecting a lot of your own assumptions onto the situation.



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  • Registered Users, Registered Users 2 Posts: 25,811 ✭✭✭✭Strumms


    People can dress it up anyway they like... the OP dodged a bullet, or several more like.

    ive never been asked by a girl questions anything to do with my finances, earnings etc....it would set alarm bells ringing especially at that stage of a relationship or dating...

    the ghosting is just cüntish behaviour tbh and is indicative of what type of person she is... not a good one..

    if she is simply ‘attracted to security’ she should get a job with Brinks..it takes two people to make a successful relationship.



  • Posts: 3,637 ✭✭✭ [Deleted User]


    No easy way to say it really, but at 29 years of age, she's making the right call on things.

    You're 41 and just now starting to put a little aside. That's late. Very late. Clothes, playstations and nights out. She's asking about retirement because she wants to know if you've taken care of business while you were also busy playing at being a 'man-child'. She's looking for things to show her that a relationship with you could have legs, but to put it simply, it can't. She'll have a 12-14 or maybe even 15 year lag to hit retirement age. You haven't made sensible arrangements to be able to be financially comfortable at retirement, so she may well have realised that she'll end up having to compromise (unreasonably) on shared quality of life, or she'll have to carry you financially as you hit retirement age, well ahead of her. That's a fact, looking at the financials.

    You should be doing what you can now to correct that situation with a view to the next time someone wants to evaluate your suitability as a partner. Partner. Not dependent. Fair is fair. I wouldn't have any interest in a long term relationship with a woman who expected me to make up for her own lack of financial planning, so I sure as hell can't fault a woman for judging a man in the same manner.

    It's not fair at all to think 'gold digger' when the reality is she's just looking out for herself and making sure she's not financially burdened by a man who hasn't acted responsibly, even with a good job for the past 15 years. Your error was one of judgement when it comes to providing for yourself. She's seen that and probably decided she's not going to be a parachute or just go along for the ride. Don't be hard on her or think she's a bad person. She's not.



  • Registered Users, Registered Users 2 Posts: 3,262 ✭✭✭Kaybaykwah


    She should be forty and you, 30; O.P.

    An independent businesswoman with a good endowment, your life habits shouldn’t be a problem if you’re not bound, contractually.



  • Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    I'm aware that there there is no connection between her financial position and her being 'attracted to security' so to speak.

    My point is basic however. By the law of averages, someone of 29 is generally not financially secure themselves. I'd wager the OP at 41, being is in what he says is a well-paying job in an industry for 15 years is bringing a lot more financially to any scenario. Well-paying jobs (unless he's a contractor) generally come with occupational pensions attached to them. He's not on the breadline and just requires discipline over a year or so and he's fairly set.

    She sounds like she's shopping for a cushy arrangement rather than getting in a relationship with a human where there are a lot more important variables than a savings account. The OP should let her off and not look back. I would.



  • Registered Users Posts: 925 ✭✭✭TheadoreT


    I dunno we don't know the full extent of conversations and only seeing the OP's side of things here.

    If I met a woman in 40's and she was earning well but had no savings I'd definitely have similar concerns tbh. People don't change the habits of a lifetime very fast and if you don't have your **** sorted by then I can't imagine it would be an easy transition.

    As someone who does analysis on these things lads can mention silly things like PS4's when documenting their spend and fail to mention the 250k they've donated to gambling companies over the years be it through delusion or denial.


    If your salary gives you the means to buy and you continue renting at irish prices you're really going badly wrong somewhere by your 40's.

    Post edited by TheadoreT on


  • Posts: 3,505 [Deleted User]



    So we agree that there are a million different possibilities here, and that you're assuming the one scenario where you can most easily vilify the woman is the only one worth considering.

    OP, they way you've written your first post reads like you're looking for some validation after being rejected, and so the post does read like you've asked "I can't prove she's a golddigger, but she's a golddigger, so I shouldn't be upset that she ghosted me, right?" So I know I'm going against the tide to suggest she's done nothing wrong. Clearly there are people here who are more than happy to give you the response you're looking for.

    On a scale larger than this thread, and larger than boards.ie, I just think it's important to be objective when faced with these stereotypes, because while the thread might give you some comfort on a personal level, I think it's a dangerous attitude to reinforce. Maybe it's better to take the high road and let this go rather than stirring up anonymous backlash against this woman for hurting you.



  • Registered Users, Registered Users 2 Posts: 249 ✭✭SixtaWalthers


    The best advice is 'Move On'. From the next time, it is also better to improve your financial situation. I am not going to say it is necessary but it matters a lot. Mainly, when you start a family.



  • Registered Users, Registered Users 2 Posts: 4,573 ✭✭✭JeffKenna


    Can't see anything that would indicate she wants someone else to look after her financial security. I know plenty of people at 29 who are financially independent and quite well off, could easily be the OP's wasteful use of money was a red flag for her.



  • Registered Users Posts: 7,943 ✭✭✭YellowLead


    Regardless of whether or not you have next to no savings and at win your 40s with a good job OP - it’s super odd somebody asking if you could retire, and even if you own your house or not - so early on. It does depend a bit too on her own situation - is she a good saver with a deposit ready? Or is she unemployed and looking to be kept? Prob the former but we don’t know.

    The ghosting behaviour because she didn’t like your financial situation is just rude. I deffo think you had a lucky escape.

    Doesn’t mean that when you get deeper into other relationships that your financial stability won’t matter to others - particularly women closer to your age who likely might be in a better position themselves. But at least you have copped on a bit now and have started to save so keep that up. Not to attract women, but for your own future financial security.



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  • Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2




  • Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    You know plenty of 29 year old singletons that are financially independent with their own property?

    That would be unusual but I'm not a doubting Thomas or anything.

    'Quite well off' is a moveable feast, but I'll be frank, 99 percent of 29 year olds I know are still very much 'work in progress' financially speaking.



  • Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    I absolutely love how people are criticising the woman for looking for a 'cushy arrangement' and not the man for dating someone 12 years younger instead of a woman his age. So he gets the youth, beauty, energy, potential possibility of kids, and what does she get?!

    I never understand why men who date much younger don't get this. An attractive woman of 29 can find a man her own age with more energy and less baggage...what reason is there to go for someone much older if not for financial security? Not saying that's all he'd have to offer, but it's a major part of it, just like beauty and fertility are a major part of why a man of 41 is wanting to date someone in her twenties. It IS somewhat transactional. There's an understanding in these big age gap relationships that each party is bringing something the other doesn't have.

    Why is she a 'gold digger' while he's not a 'fertility digger'?



  • Registered Users Posts: 647 ✭✭✭corcaigh1


    Sounds like a gowl, dodged a bullet pal. Next fish!



  • Registered Users, Registered Users 2 Posts: 4,573 ✭✭✭JeffKenna


    Very much a two tier society out there, I was surprised to learn on a previous thread that a graduate position in software development starts at €65k.

    In my own profession anyone 7 years working out of college would be in a position to have a deposit yes. Naturally they'd have the mortgage against that so it wouldn't be a huge asset.



  • Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    You're reaching the nub of the issue here when you use the word 'transactional'. I never used the word gold digger but transactional is precisely how I'd describe her approach.

    Financial abuse is a real thing and a very serious thing. I've seen people financially and spiritually brought to their knees by partners who behave in such a way.

    If someone is more concerned about the minutiae of personal financials early doors instead of getting to know you, I'd take that as a signal that something is off and trouble lies ahead.

    We (both male and female) are humans, not walking resources.

    I'd also submit that the replies in this thread would look a lot different if we did the old gender fliparoo and all other circumstances were the same otherwise. Run like hell would be the likely refrain (including me).



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  • Registered Users, Registered Users 2 Posts: 16,693 ✭✭✭✭osarusan


    Maybe she's looking for somebody to spoil her rotten, in which case you dodged a bullet, or maybe she decided your attitude to spending and saving wasn't compatible with hers. As she just ghosted you maybe you'll never know.



  • Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    There is a possibility she has everything squared away at a young age, but her asking a prospective partner if 'he could retire now if he wanted', I would strongly bet it against it being the case.



  • Registered Users Posts: 842 ✭✭✭Hego Damask


    Dodged a massive bullet there ....



  • Registered Users Posts: 842 ✭✭✭Hego Damask


    Jesus what a load of utter twaddle.


    It's obvious she was a gold digger.

    OP dodged a massive bullet.

    end of!!



  • Registered Users, Registered Users 2 Posts: 501 ✭✭✭derb12


    One sentence in the OPs post show that he dodged a bullet. The fact that she “ghosted” him rather than openly ending the relationship with a proper conversation and closure shows that she is immature and not a nice person.

    However, OP take it as a wake- up call that you need to get your sh1t together. I think I would find lack of fiscal prudence a real turn off in a potential partner.



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  • Registered Users, Registered Users 2 Posts: 472 ✭✭angela1711


    I am a women in a relationship with a men that’s 17 years older then me. We’ve been together for 10 years have a child at this stage. It has never ever crossed my mind to ask him about his financial situation when we first started to go out. It would ring a serious alarm bell with me if someone asked such a questions at the very beginning of any relationship never mind the age gap. And the fact she just doesn’t talk to you after you have honestly told her what the situation is just shows what kind of a person she is. If you don’t like somebody for one reasons or the other at least have the courage to say sorry it’s not really working out and move on then.



  • Registered Users, Registered Users 2 Posts: 3,723 ✭✭✭seenitall


    The most telling post of the thread. Unfortunately, OP, you’re no Brad or Leo and thus will never have young supermodels hanging out of you just for the reward of your precious attention. Life sucks, I know. Adjust your expectations, sort out some savings, and remember what some other experienced female posters here have already told you; a young woman looking for an older man will usually have a reason to do so and that reason will often have to do either with father figure elements to a relationship or simply material security ones, even. The same kind of evolutionary reasons that get you horny looking at a 20 year old girl rather than a 50 year old woman. Fair’s fair, surely. I’m pushing 50 myself over here and have never been a materialistic woman, even to my bitter detriment at times, but then I don’t have daddy issues, and financial security is I think something that I missed having a chip implanted of, when they were doing that. I can think back to situations when I could have seized and worked my life and professional opportunities much better than I ever did, and it does seem much more important now than it ever did before. So I think any woman who is looking for an older man would be a fool not to look into that man’s situation and future a bit, life can be hard enough without having to spend one’s forties/fifties and beyond as the proverbial nurse with a purse.



  • Registered Users, Registered Users 2 Posts: 896 ✭✭✭DarkJager21


    Dodged a bullet I would say, she sounds like the vacuous type who has dreams of everything being paid for her while she sits on her hole pretending to be an “influencer” on Snapchat or the likes. You are well rid.



  • Moderators, Society & Culture Moderators Posts: 7,152 Mod ✭✭✭✭Hannibal_Smith


    Mod Note

    Folks, as per the Charter, please offer advice to the OP when replying to their thread. If you have no advice to offer the OP, please move on to another thread.

    Thanks

    HS



  • Registered Users Posts: 332 ✭✭MarkEadie


    I'd be on her side too.

    You're 41 and she's 29. Some 29 year old women will not have a problem with that but the vast majority would rather someone around their own age.

    At 41 trying to date women in their 20s you will have a very difficult time of things. Statistically your are biologically less healthy than her and in 10 years you'll be in your early 50s and she will be 40. Statistically you will get sick more and pass away quicker than her. At 29 she probably needs to get a move on and is considering her future now after having her fun. You seem to have a lot of entitlement despite bringing very little to the table in this instance.

    It might be too tough to look at yourself and admit you are just not that good of an option for her at this point in her life with all things considered but it looks like that's the case I'm afraid.



  • Registered Users, Registered Users 2 Posts: 4,767 ✭✭✭GingerLily


    Being financially responsible is quite attractive to some women, and when they themselves are also financially responsible it's not "gold digging", its just looking for a partner with similar values. By 41 she probably expected you to have your **** together by now.

    I don't know if she was a gold digger and ghosting is immature alright but that's likely to happen to you when you date young women rather than women your own age.



  • Registered Users, Registered Users 2 Posts: 565 ✭✭✭Frankie Machine


    First of all, OP, well done on turning the financial corner. For your own sake, and irrespective of your age, your past, and any relationships real or imaginary. Better late than never.

    And of course, your honesty to her about your situation. Always the right thing.

    To answer your first question - if she was right to ditch me ? Only she can answer that in this case, so it's ultimately irrelevant and don't waste another moment thinking about it.

    Did you dodge a bullet ? Almost certainly yes. If she were coming from a place of financial prudence, it's hard to believe that she could not have had a sensible approach to tackling that subject, instead of her clumsy inquisitiveness. If it feels like a red flag to you, then it likely is one. Being an idiot with money doesn't negate that instinct.

    Equally, if she were capable of a sensible approach to the subject of finance, it's likely she would have a sensible approach to breaking the relationship. But she has shown her true colours.

    If she were a mature person she wouldn't have acted the way she has, and you could entertain the idea of her 'security'. Better play safe, and assume 'meal ticket'.

    I actually read your OP, so I ignore any deranged nonsense about you being a 'fertility digger', and think you should do the same.

    You dodged a bullet.



  • Registered Users Posts: 397 ✭✭KurtBarlow


    This feels like a chastisement. 'The vast majority would prefer to date a man their own age'. LOL . I'm not trying to date the vast majority. A lot of people not only you Mark have used this thread as an opportunity to covertly show there distain for age gaps especially when the man is the older one . What would ye do if ye had the power , make it illegal ? Where would the cut off age be upper and lower ? And that bit about me being biologically less healthy because because I'm 12 years older as an excuse not to date younger women really is cringe worthy , come on man. We don't live in a perfect world , I have had 3 grand parents live to 90 but sure I could get knocked down crossing the road tomorrow . My uncle who is 75 now lost his wife 20 years ago to cancer , they had 3 children and she was 8 years younger than him. There are no guarantees in life



  • Registered Users, Registered Users 2 Posts: 461 ✭✭HerrKapitan


    In fairness so was she. And it he was lucky she was.



  • Registered Users Posts: 56 ✭✭purpleshoe


    Shame that relationship didn't work out. I presume both of you went on several dates together and that this didn't happen on the first date?

    I view that that line of questioning is very inappropriate so soon in a relationship. Ghosting you was a childish act especially as she is 29. However, who honestly hasn't done some daft things without considering the feelings of others. I know I have. I wouldn't dwell on her.

    What you should take from this is whether or not your financial situation is where it should be? I don't know how much it applies to you but a person who lacks financial common sense is a real turn off to most. Nobody wants to be weighed down or held back by a person who can't be arsed cutting their cloth to measure, and saving for their future. Especially if that person is in a position do so.



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