Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi all! We have been experiencing an issue on site where threads have been missing the latest postings. The platform host Vanilla are working on this issue. A workaround that has been used by some is to navigate back from 1 to 10+ pages to re-sync the thread and this will then show the latest posts. Thanks, Mike.
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

***** Motors chat - round 12 *****

1…6364666869…195

Comments

  • #3252
    fancy pigeon
    Registered Users, Registered Users 2 Posts: 4,865 ✭✭✭fancy pigeon


    BrownFinger wrote: »
    A young lad in work was telling me he made up a fake person with 10 years NCB and changed ownership of his car to said fake person.
    Then he insured the fake person and once he had the disk he rang them up and added himself as a named driver !
    He even had to produce the cert after a checkpoint and all was fine.........
    What happens if you need to make a claim as a named driver?
    Does the policy holder need to be involved?
    If the fake driver lost his NCB he wouldn't mind at all would he!

    He's not insured at all would be my thinking?


  • #3253
    Tacitus Kilgore
    Registered Users Posts: 2,128 ✭✭✭Tacitus Kilgore


    BrownFinger wrote: »
    A young lad in work was telling me he made up a fake person with 10 years NCB and changed ownership of his car to said fake person.
    Then he insured the fake person and once he had the disk he rang them up and added himself as a named driver !
    He even had to produce the cert after a checkpoint and all was fine.........
    What happens if you need to make a claim as a named driver?
    Does the policy holder need to be involved?
    If the fake driver lost his NCB he wouldn't mind at all would he!

    Yea he might as well have just purchased insurance and cancelled it as soon as the disc & cert came.

    Policyholder needs to exist in order for policy to be valid, or to make a claim.

    It's also fraud.

    And a really shite scam


  • #3254
    [Deleted User]
    Posts: 7,499 ✭✭✭ [Deleted User]


    fancy pigeon wrote: »
    He's not insured at all would be my thinking?

    Oh I would have thought that too but really he has no way of being found unless he makes a claim.
    thankfully he has no car at the moment


  • #3255
    [Deleted User]
    Posts: 7,499 ✭✭✭ [Deleted User]


    Tacitus Kilgore wrote: »

    Policyholder needs to exist in order for policy to be valid, or to make a claim.

    Yea but he won't have to worry about getting stopped at a checkpoint.
    I've a feeling this is a common trick .


  • #3256
    ELM327
    Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    BrownFinger wrote: »
    Yea but he won't have to worry about getting stopped at a checkpoint.
    I've a feeling this is a common trick .
    Wont have to worry about being stopped as the car is insured, and he has ostensibly valid insurance when producing at a station.


    I suspect this is on low value cars and TPFT so it won't be found unless he's in an accident. Even then, he could call as named driver on the policy to make a claim. Depending on how thorough the insurance company is, it may not even be found then!


  • #3257
    morritty
    Registered Users, Registered Users 2 Posts: 889 ✭✭✭morritty


    Any time Ive changed insurance they've wanted a copy of each persons licence that on the policy.

    Smells like a story made of waffles.


  • #3258
    fancy pigeon
    Registered Users, Registered Users 2 Posts: 4,865 ✭✭✭fancy pigeon


    BrownFinger wrote: »
    Oh I would have thought that too but really he has no way of being found unless he makes a claim.
    thankfully he has no car at the moment

    I've just thought of something too... I've been asked a few times at various checkpoints throughout the years who owns the car and how long they've had it (I know, a bit strange to ask how long the other person has had the car but in most of these scenarios I would know when the vehicle was transferred over)

    The would have that information up in a flash: I remember being stopped in Portarsington in a friends Xantia, they were able to tell me the remainder of his address before I could finish it off myself!

    How would it fare out if he said the car belongs to someone who was probably named after his pet :p


  • #3259
    ELM327
    Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    fancy pigeon wrote: »
    I've just thought of something too... I've been asked a few times at various checkpoints throughout the years who owns the car and how long they've had it (I know, a bit strange to ask how long the other person has had the car but in most of these scenarios I would know when the vehicle was transferred over)

    The would have that information up in a flash: I remember being stopped in Portarsington in a friends Xantia, they were able to tell me the remainder of his address before I could finish it off myself!

    How would it fare out if he said the car belongs to someone who was probably named after his pet :p


    In my younger days I may have done exactly that. :o
    Ah the foolhardiness of youth.
    However I was never asked when they bought the car etc, and I produced insurance (3rd party extension) which was validated at the garda station after I was stopped at a checkpoint.


    morritty wrote: »
    Any time Ive changed insurance they've wanted a copy of each persons licence that on the policy.

    Smells like a story made of waffles.


    Generally, but not always


  • #3260
    [Deleted User]
    Posts: 7,499 ✭✭✭ [Deleted User]


    morritty wrote: »
    Any time Ive changed insurance they've wanted a copy of each persons licence that on the policy.

    Smells like a story made of waffles.

    I've never been asked for ID when taking out a policy,
    I think you are the one full of waffles


  • #3261
    omb0wyn5ehpij9
    Closed Accounts Posts: 16,095 ✭✭✭✭omb0wyn5ehpij9


    morritty wrote: »
    Any time Ive changed insurance they've wanted a copy of each persons licence that on the policy.

    Smells like a story made of waffles.

    Similar here. And for any new policies, a copy of the no claims cert had to be provided


  • Advertisement
  • #3262
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    BrownFinger wrote: »
    A young lad in work was telling me he made up a fake person with 10 years NCB and changed ownership of his car to said fake person.
    Then he insured the fake person and once he had the disk he rang them up and added himself as a named driver !.............

    I'd not believe a word of that.
    Fair enough they may not request driver license but I'd be amazed if the proof on NCB was overlooked as a requirement.
    BrownFinger wrote: »
    Oh I would have thought that too but really he has no way of being found unless he makes a claim.
    thankfully he has no car at the moment

    That further convinces me his story is total waffle.


  • #3263
    [Deleted User]
    Posts: 7,499 ✭✭✭ [Deleted User]


    Calliope Massive Ruler wrote: »
    Similar here. And for any new policies, a copy of the no claims cert had to be provided

    Good point,


  • #3264
    [Deleted User]
    Posts: 7,499 ✭✭✭ [Deleted User]


    Augeo wrote: »


    That further convinces me his story is total waffle.

    Yea I must have imagined him driving last month,
    Thanks Augeo.


  • #3265
    Duke O Smiley
    Registered Users, Registered Users 2 Posts: 12,079 ✭✭✭✭Duke O Smiley


    Question for you gents:

    I got pulled at Christmas, the guard at the time never gave me my license back but he's adamant now that he did and there is no getting through to anyone at the station to argue my case.

    I got a fine and points for my troubles and the fine needs to be paid by the 17th. Went to pay it this morning but they wouldn't take payment without my license. If I applied for a new one in the next few days will it be out before the 17th? Is there anything else I could do in the meantime to get it paid ASAP?


  • #3266
    morritty
    Registered Users, Registered Users 2 Posts: 889 ✭✭✭morritty


    BrownFinger wrote: »
    I've never been asked for ID when taking out a policy,
    I think you are the one full of waffles
    Em, it was just my experience. I'm sure it's not waffle. And you've had your experiences, I'm sure you're telling the truth. But whatever, If you want to believe your friend who's driving uninsured. that's cool with me.


  • #3267
    ELM327
    Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    Duke O Smiley wrote: »
    Question for you gents:

    I got pulled at Christmas, the guard at the time never gave me my license back but he's adamant now that he did and there is no getting through to anyone at the station to argue my case.

    I got a fine and points for my troubles and the fine needs to be paid by the 17th. Went to pay it this morning but they wouldn't take payment without my license. If I applied for a new one in the next few days will it be out before the 17th? Is there anything else I could do in the meantime to get it paid ASAP?
    I doubt you'd be able to get a replacement license in 7 days including a weekend. Where do you apply for a replacement one? If you can do it at the council or motor tax office in person perhaps you could get it that day, if you explain the extenuating circumstances.


    If not, I would keep a record of when you went to pay but were refused as this may end up going to court (by default if you do not produce/pay a FCPN the case automatically goes to court)


  • #3268
    fancy pigeon
    Registered Users, Registered Users 2 Posts: 4,865 ✭✭✭fancy pigeon


    morritty wrote: »
    Any time Ive changed insurance they've wanted a copy of each persons licence that on the policy.

    Smells like a story made of waffles.

    Same here. The only time I haven't been asked for NCB or licenses is for a new classic policy, they then asked was I member of a vintage club yet didn't ask for proof of it! However that's a completely different box of frogs... :P


  • #3269
    Duke O Smiley
    Registered Users, Registered Users 2 Posts: 12,079 ✭✭✭✭Duke O Smiley


    ELM327 wrote: »
    I doubt you'd be able to get a replacement license in 7 days including a weekend. Where do you apply for a replacement one? If you can do it at the council or motor tax office in person perhaps you could get it that day, if you explain the extenuating circumstances.


    If not, I would keep a record of when you went to pay but were refused as this may end up going to court (by default if you do not produce/pay a FCPN the case automatically goes to court)

    I have a form from the NDLS site that needs to be stamped by a guard and then sent off - but I can't find any reference to how long it'll take etc. I was thinking of bringing the stamped form to the post office and explaining the situation but they didn't really want to hear what I had to say this morning..


  • #3270
    tossy
    Registered Users, Registered Users 2 Posts: 9,590 ✭✭✭tossy


    Duke O Smiley wrote: »
    I have a form from the NDLS site that needs to be stamped by a guard and then sent off - but I can't find any reference to how long it'll take etc. I was thinking of bringing the stamped form to the post office and explaining the situation but they didn't really want to hear what I had to say this morning..

    Did you have to provide details of your license when taking out insurance or have you hired a car recently , if so then the number might be online somewhere and be retrievable.


  • Advertisement
  • #3271
    ELM327
    Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    fancy pigeon wrote: »
    Same here. The only time I haven't been asked for NCB or licenses is for a new classic policy, they then asked was I member of a vintage club yet didn't ask for proof of it! However that's a completely different box of frogs... :P


    For my classic policies I told them I was a member of 2 classic car clubs. Boards Classic Car forum and the Facebook classic cars ireland club. This was accepted (and club member discount given) without question.


  • #3272
    ELM327
    Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    Duke O Smiley wrote: »
    I have a form from the NDLS site that needs to be stamped by a guard and then sent off - but I can't find any reference to how long it'll take etc. I was thinking of bringing the stamped form to the post office and explaining the situation but they didn't really want to hear what I had to say this morning..
    As above, what you need from the license is the ID for them to associate payment. If you can get this from somewhere (even ask the AGS member for it from pulse, the one who denied not giving it back) then the post office may be able to accept payment if you show them the replacement form and other photo id. Long shot but anything is worth a shot IMO rather than chancing it going to court


  • #3273
    Duke O Smiley
    Registered Users, Registered Users 2 Posts: 12,079 ✭✭✭✭Duke O Smiley


    Deadly, thanks lads.


  • #3274
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    BrownFinger wrote: »
    Yea I must have imagined him driving last month,
    Thanks Augeo.

    He could well have had a car on the road and his insurance story could still have been complete bullsh1t.


  • #3275
    cadaliac
    Registered Users, Registered Users 2 Posts: 2,903 ✭✭✭cadaliac


    fancy pigeon wrote: »
    Same here. The only time I haven't been asked for NCB or licenses is for a new classic policy, they then asked was I member of a vintage club yet didn't ask for proof of it! However that's a completely different box of frogs... :P
    I have never been asked for a license (or copy of) when renewing an insurance policy - even moving companies.
    Proof of ncb has always been asked for when changing companies. I always assumed the ins companies had access to my license details.


  • #3276
    fancy pigeon
    Registered Users, Registered Users 2 Posts: 4,865 ✭✭✭fancy pigeon


    cadaliac wrote: »
    I have never been asked for a license (or copy of) when renewing an insurance policy - even moving companies.
    Proof of ncb has always been asked for when changing companies. I always assumed the ins companies had access to my license details.

    I was asked for a copy of mine when moving from Axa to Liberty. I remember this one as it was one of the last times I scanned my flappy licence to send!

    I guess it depends on the company; some ask, some don't


  • Advertisement
  • #3277
    Tazzimus
    Registered Users, Registered Users 2 Posts: 3,936 ✭✭✭Tazzimus


    I've had Liberty ask for a copy of my no claims, while having a copy of my no claims, as they were my last insurer.


  • #3278
    jimgoose
    Registered Users, Registered Users 2 Posts: 20,180 ✭✭✭✭jimgoose


    fancy pigeon wrote: »
    I was asked for a copy of mine when moving from Axa to Liberty. I remember this one as it was one of the last times I scanned my flappy licence to send!

    I guess it depends on the company; some ask, some don't

    In my experience insurance companies want to see at least copies of your NCB and license, presumably so they can get your verified driver number which would be the key to your NDLS driver record. As you will however appreciate, a lot of dead chicken-waving seems to feature in their day-to-day operations so the individual's mileage may vary. :pac:


  • #3279
    tcawley29
    Registered Users, Registered Users 2 Posts: 1,829 ✭✭✭tcawley29


    Tazzimus wrote: »
    I've had Liberty ask for a copy of my no claims, while having a copy of my no claims, as they were my last insurer.

    Thats normal. If you call them that gets struck out instantly.


  • #3280
    Tazzimus
    Registered Users, Registered Users 2 Posts: 3,936 ✭✭✭Tazzimus


    That was on a call :D
    I suggested they ask the person beside them for it. Ended up having to tell them three times they still had it before they "found" it.


  • #3281
    tcawley29
    Registered Users, Registered Users 2 Posts: 1,829 ✭✭✭tcawley29


    Tazzimus wrote: »
    That was on a call :D
    I suggested they ask the person beside them for it. Ended up having to tell them three times they still had it before they "found" it.

    You should have asked them was it their first day :pac:


  • Advertisement
  • #3282
    ELM327
    Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    OSI wrote: »
    Following up on this. Apparently the delay on her car is somewhat more incompetent than originally envisaged, supposedly a batch of the Hyundai EVs were delivered with the wrong cable :rolleyes:
    On the EV forums on facebook they were saying that Kona EVs were delivered with no cable. Seems to be a bit of a cockup on their side, probably not expecting the interest!


  • #3283
    Tazzimus
    Registered Users, Registered Users 2 Posts: 3,936 ✭✭✭Tazzimus


    Into your local Chinese phone shop:
    "Hey, would you have a long charger cable for a, what is it again?"
    "Kona EV"


    "Is that a new Huawei?"


  • #3284
    fancy pigeon
    Registered Users, Registered Users 2 Posts: 4,865 ✭✭✭fancy pigeon


    The other €1 bulb let go this morning, the drivers side this time... 3 minutes to change during lunch, all back to normal, but a 130+ bulb this time at a fiver :D

    Which also reminds me of what else needs to be changed... The front tyres. They've covered 36k kms and have been fairly faithful, I can't complain about the performance. Cleared standing water, never washed out, no excessive road noise, always stopped on a dime contrary to what some mouthy barstool muppets have tried to say. Even muled across fields with it a few times, above and beyond! They're a lovely soft compound making fitting it to the wheels a doddle and easy balanced as a bonus. They were also nicely priced!

    So, a flower from a pot of dirt :D I'll probably get the same for it again, damn good performer. However on the 607 I had a set of Michelin Primacy tyres lying about that I shoved onto it (were given to me due to their somewhat awkward size) and I might just splash out and get the same for the back of it ;)


  • #3285
    Foxhole Norman
    Registered Users, Registered Users 2 Posts: 5,875 ✭✭✭Foxhole Norman


    Finally some good news with the 540. Settlement from the insurance was better than I thought after salvage so on Monday the repair to the damage and a full respray starts along with wheels refurbishment and I will be ordering new door trims, emblems and center caps to complete the refresh :)


  • #3286
    vintagevrs
    Registered Users Posts: 3,381 ✭✭✭vintagevrs


    Nice one.........every cloud and all that


  • #3287
    selous
    Registered Users Posts: 1,373 ✭✭✭selous


    fancy pigeon wrote: »

    So, a flower from a pot of dirt :D I'll probably get the same for it again, damn good performer. However on the 607 I had a set of Michelin Primacy tyres lying about that I shoved onto it (were given to me due to their somewhat awkward size) and I might just splash out and get the same for the back of it ;)

    Same size as the 08-10 mk1 Subaru legacy diesel, awkward pricy size.


  • #3288
    vintagevrs
    Registered Users Posts: 3,381 ✭✭✭vintagevrs


    I have been thinking about lowering my car a lot recently. It's an M sport 3 series so should sit low enough but as it is also an Xdrive BMW do not fit sport suspension, so although it is a sport, it comes with SE suspension.
    IMG-20190110-144030.jpg

    I don't think there is a definitive answer as to why BM do this to Xdrive models. I presume they think a little extra ground clearance for customers who want all wheel drive makes sense. But there is chat about input angles on the transfer box of drive shafts, but not sure I buy any of that.

    So looking at lowering the car, I guess my main goal is aesthetics. The car is a little bit boaty now, but it doesn't really bother me as I rarely drive it hard through bends, esp with child seats etc in the back.

    Looks like there are loads of options out there:
    1. Change the springs - cheap and easy but stock dampers are not designed for lower springs so not sure about this.
    2. Change spring and damper like a b14 kit from Bilstein. But more money but damper matches spring rate.
    3. Coilovers. More cash again but allows adjustability of ride height.
    4. Air. Too expensive for me.

    Part of me says I'll be paying money, to make the car ride worse, potentially lose my front lip some day as well as other possible unknown drive train issues so don't bother, but then the other part of me says this is a must :)

    22280352796_0477dc0c9a_b.jpg


  • #3289
    blade1
    Registered Users, Registered Users 2 Posts: 12,465 ✭✭✭✭blade1


    Looks better not lowered IMO.


  • #3290
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    Too low not good but I would say 20-25 mm would be nice.


  • #3291
    MetzgerMeister
    Registered Users, Registered Users 2 Posts: 19,854 ✭✭✭✭MetzgerMeister


    I also think it looks better not lowered. You could be opening up a world of hurt and cash by trying to lower it.


  • Advertisement
  • #3292
    vintagevrs
    Registered Users Posts: 3,381 ✭✭✭vintagevrs


    Cheers lads. I was actually chatting to someone about it recently and I was saying if the car came lowered the thing to do would be to raise it. It's all about making little changes to it. I do think a small drop would look better but the cons probably out weigh that for me.


  • #3293
    jimgoose
    Registered Users, Registered Users 2 Posts: 20,180 ✭✭✭✭jimgoose


    I personally wouldn't, very handsome machine as it is.


  • #3294
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    Lowered is the hip cool thing to do ain't it????

    Or am I too old now ;-)

    Suppose my car came lowered from factory so didn't need to.


  • #3295
    MetzgerMeister
    Registered Users, Registered Users 2 Posts: 19,854 ✭✭✭✭MetzgerMeister


    punisher5112 wrote: »
    Lowered is the hip cool thing to do ain't it????

    All the more reason to not lower it IMO


  • #3296
    ShadowHearth
    Registered Users, Registered Users 2 Posts: 22,929 ✭✭✭✭ShadowHearth


    Lowering cars is just messing with the actual design of suspension that bmw spent million in R&D. In most cases making it worse.
    We are not in Germany too, so making ride quality worse sounds a bit stupid. Specifically when it costing you money and lowers the value of the car.

    Keep it as is. It already looks very smart and majority of people ( you included, when you sit inside ) wont notice any visual difference.


  • #3297
    Foxhole Norman
    Registered Users, Registered Users 2 Posts: 5,875 ✭✭✭Foxhole Norman


    On the flip side, a good set of coilovers or shock and spring setup can be just as good if not better than a lot of OEM suspension. The likes of Bilstein shocks or their PS coilovers are excellent along with Ohlins for high end coilovers. I'd be going at least BC's anyway when it comes to coilovers, they're excellent value and the ride is very good on them too. Most that have been in my car didn't realise it was on coilovers until I said it to them.

    And also, in my opinion, most cars do look better lowered, not mad amounts but a subtle enough drop.


  • #3298
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    MetzgerMeister wrote: »
    All the more reason to not lower it IMO

    I know I was putting that as a bit of a joke.


  • #3299
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    The m sport X drives are quite eye catching imo....at a glance you know they're xdrive due to the slightly higher stance :cool:


  • #3300
    vintagevrs
    Registered Users Posts: 3,381 ✭✭✭vintagevrs


    Interesting that most are against it. Not that I disagree but thought more would be on for it. I'll leave it alone so, for the mean time :)


  • Advertisement
  • #3301
    rex-x
    Registered Users, Registered Users 2 Posts: 1,893 ✭✭✭rex-x


    vintagevrs wrote: »
    Interesting that most are against it. Not that I disagree but thought more would be on for it. I'll leave it alone so, for the mean time :)

    I'll vote for lowering, but not too much. Arch gaps are just that bit too big


This discussion has been closed.
Advertisement