Motorbike insurance - tell us your quotes

blade1

Wildkid wrote: »

From your experiences guys roughly how much to insure a harley softail 1500 Etc for a first time rider ? 29 years old ,country address ,doing my theory Monday and IBT the following week .

You can get an online quote from Liberty.
Why not stick in your details and see what comes up.

Wildkid

blade1 wrote: »

You can get an online quote from Liberty.
Why not stick in your details and see what comes up.

Yea I was gonna do that but I figured I'd get a quicker answer here plus I havnt even got my theory yet so I didn't wanna jump the gun

blade1

Anyone try a crowd called Principal Insurance?
Got a keyring of someone with their number on it.

Wonder are they any good?

CJhaughey

blade1 wrote: »

Anyone try a crowd called Principal Insurance?
Got a keyring of someone with their number on it.

Wonder are they any good?

They only launched at the Show on Sunday.
I suppose the only way to find out if they are any good is to get a quote?

blade1

CJhaughey wrote: »

They only launched at the Show on Sunday.
I suppose the only way to find out if they are any good is to get a quote?

Didn't realise they were that new.
Insurance not out until May.
Do you know if they do Multi bike?

CJhaughey

blade1 wrote: »

Didn't realise they were that new.
Insurance not out until May.
Do you know if they do Multi bike?

Not sure, I picked up a flyer but its at home and I am at work....

Doylers

Renewal is up this month.

Bike: Suzuki gs 500e
Year: 2000
Value: 1500(yeah right :pac:)
NCB: 3 years
Age 23
Cover: TPFT

Liberty who I have been with all along wanted 306 euro

Adelaide who run me because I tried to get a quote last year will do it for 212

Happy out really thats some cheap ass insurance for me

chasm

Seems to be a growing trend here in Ireland for bike insurance companies not to do online quotes? Just went on to Axa there to price up insurance for a bike i like and they don't do online quotes, Liberty do, but the bike isn't listed! I don't think Carole Nash or mce offer an online quote option either, and as the bike is only a 125cc adelaide won't quote anyway ......after 15 years of biking i wonder would it be less hassle to learn to drive a car instead lol

blu3r0ri0n

The mrs. got a renewal quote for her car, was almost 200 quid more expensive than the year before, no claim or changes whatsoever yet the price is gone up and their excuse was that its going up with everyone ! I hope it wont be the same with the bike when its up for renewal!

gerrowadat

blu3r0ri0n wrote: »

The mrs. got a renewal quote for her car, was almost 200 quid more expensive than the year before, no claim or changes whatsoever yet the price is gone up and their excuse was that its going up with everyone ! I hope it wont be the same with the bike when its up for renewal!

123? I had that with the car insurance last year. Just switched. I tend to switch the car insurance most years, they all reward new customers and shaft existing customers. No such thing as loyalty.

blu3r0ri0n

gerrowadat wrote: »

123? I had that with the car insurance last year. Just switched. I tend to switch the car insurance most years, they all reward new customers and shaft existing customers. No such thing as loyalty.

Yeah it was with them, got it at a much reasonable rate with competitor.

Lockstep

How do insurance assessments work? Was considering doing one.

Is it like a normal driving lesson but they assess you during it or is it more like a test?

Do you have to do an assessment for a single insurance provider or will you be assessed for a few at once? Wondering seeing as I need to renew my insurance soon.

gerrowadat

Lockstep wrote: »

How do insurance assessments work? Was considering doing one.

Is it like a normal driving lesson but they assess you during it or is it more like a test?

Do you have to do an assessment for a single insurance provider or will you be assessed for a few at once? Wondering seeing as I need to renew my insurance soon.

I did one for liberty. It's essentially going on a run with an instructor. He'll run through some of the basics, see you riding in different areas (town, city). I don't think I was even asked to do a u-turn or any of that. They're basically seeing how confident and safe you are on the bike.

I got liberty grade 2, and according to the breakdown of my quota after, that's 30% off (I'm on a learner license so it essentially makes insurance cost the same as if I'm on a full).

Cost me 100 quid, saved me 200. Happy days. I picked liberty since I had my home/car with them, not sure what the discount rates are elsewhere. You only do it for one insurer.

Roadcraft

Lockstep wrote: »

How do insurance assessments work? Was considering doing one.

Is it like a normal driving lesson but they assess you during it or is it more like a test?

Do you have to do an assessment for a single insurance provider or will you be assessed for a few at once? Wondering seeing as I need to renew my insurance soon.

Its like a normal lesson, meet have a chat, go for a ride & assess faults, give feedback & training to correct faults / bad habits, then assessment ride.

Ony two insurance companies accept the insurance assessment, Liberty & AXA.

Best to do the AXA assessment as it is accepted by both companies, AXA do not accept the Liberty assessment.

Lockstep

Male, 25, Galway, learner permit, 1 year NCB, Yamaha Dragstar 250

Got the following quotes from others for TPFT
Cornmarket/Adelaide: €350 (including breakdown and legal)
Axa: €1100.
Carole Nash: €520 (including breakdown and legal)
Liberty: €761
MCE: €323, including legal

Told Cornmarket that I'd been offered better by MCE and they offered TPFT/Legal/Breakdown for €290

Fairly surprised by how diverse the quotes were. Is this normal?

CJhaughey

Lockstep wrote: »

Male, 25, Galway, learner permit, 1 year NCB, Yamaha Dragstar 250

Got the following quotes from others for TPFT
Cornmarket/Adelaide: €350 (including breakdown and legal)
Axa: €1100.
Carole Nash: €520 (including breakdown and legal)
Liberty: €761
MCE: €323, including legal

Told Cornmarket that I'd been offered better by MCE and they offered TPFT/Legal/Breakdown for €290

Fairly surprised by how diverse the quotes were. Is this normal?

Seems to be the case.
There is a new insurer not sure if they are open yet?
http://www.principalinsurance.ie/

Faing

Male 55,Limerick, full licence 37years,max NCB, ZZR1100 protected bonus, full legal pack MCE €171.90.

terrydel

371 and change this year fully comp on 2013 Ktm 990 smt & 2002 Honda cb500.
Both garaged, I've full NCB and full licence. Male, 36 years of age.
Happy with that.

terrydel

chasm wrote: »

Seems to be a growing trend here in Ireland for bike insurance companies not to do online quotes? Just went on to Axa there to price up insurance for a bike i like and they don't do online quotes, Liberty do, but the bike isn't listed! I don't think Carole Nash or mce offer an online quote option either, and as the bike is only a 125cc adelaide won't quote anyway ......after 15 years of biking i wonder would it be less hassle to learn to drive a car instead lol

Wont pay the cost of interfacing with their rating engine online perhaps?

plonker

CJhaughey wrote: »

Seems to be the case.
There is a new insurer not sure if they are open yet?
http://www.principalinsurance.ie/

Anyone know when this crowd are open for business
policies due for renewal end of March
more competition is all the better?

Roadcraft

plonker wrote: »

Anyone know when this crowd are open for business
policies due for renewal end of March
more competition is all the better?

Open for business on 2nd March

goodlad

Got insured on my new bike today.

32, male, fully comp on a 2006 zx10r. 282 euro! :D

Richard tea

goodlad wrote: »

Got insured on my new bike today.

32, male, fully comp on a 2006 zx10r. 282 euro! :D

What company & did you try the new crowd?

goodlad

I'm with Cornmarket (Adelaide).
Can't try anywhere else for a few years as I've a claim and full protected NCB with Adelaide. Protection doesnt transfer

blu3r0ri0n

Got a renewal quote of 309 from adelaide for fully comp for CBR XX 1100

Rang around, Carol Nash wanted over a grand!
MCE wanted 243 which included 183 days coverage across europe and track day coverage up to 50% of value which I thought was pretty good. But the excess was 675.

Rang back Adelaide and they matched the 243 with an excess of 250. I think I will stick with Adelaide.

blu3r0ri0n

blu3r0ri0n wrote: »

Got a renewal quote of 309 from adelaide for fully comp for CBR XX 1100

Rang around, Carol Nash wanted over a grand!
MCE wanted 243 which included 183 days coverage across europe and track day coverage up to 50% of value which I thought was pretty good. But the excess was 675.

Rang back Adelaide and they matched the 243 with an excess of 250. I think I will stick with Adelaide.

Carol nash rang me back with a reduced quote of 290, no idea how they went from 1300 to 290! Sticking with Adelaide again.

originalgangsta

I've been getting a few quotes lately. I'm 24, male, have a full unrestricted licence but no ncb (I've never had a claim but this is actually my first bike policy).

My bike is a 2004 Moto Guzzi Breva.

Worst value for Money: Axa, wanted €1975 3rd party only

Best prices:
MCE: want about 720 (covers 6 months abroad, excess of about 650 euro).
Liberty: 752 3rd part fire and theft, excess of 250.

I will probably end up with MCE as they told me on the phone that if I pay in full on the day I get the quote they can probably bring the price down to about 600.

Flyer1

24, full clean unrestricted A licence, 2 yrs NCB, 2005 GSX-R 750.

Liberty - €283.50

Swapped off my Honda Hornet a month in to my new policy with no change on to the GSX-R.

KTR1C

Got my renewal on for my new bike from Adalaide, €501, 2015 Ducati Diavel, fully comp, 5 years NCB, Male, Dublin 12.

Thats excluding the legal and break down cover. Might push them for a reduction when the day comes.

blade1

Male 43, Adelaide full comp 4 bikes.
Zzr1400
Aprilia RSV1000R
Tiger 1050
MZ Mastiff 660

€415.
Probably the only good thing about getting older..:(:(