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Partner not generous with money

  • 07-09-2018 5:00pm
    #1
    Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭


    My partner and I have been together a few years, living together, never any major issues/fights and we love each other. However there is one thing that has been niggling me more and more as time goes on that I don't feel I can talk to him about.

    We both earn a decent wage and have always spit everything 50/50 (rent, bills, groceries, nights out etc). At the start of our relationship we both had a similar wage and while both of our salaries have increased over the years, he is now at the point where he earns ~50% more than me. However, we still split everything 50/50. I have no problem with this when it comes to the big things like the rent etc as I can afford to pay my half and it's only right that I do. However we still go halves on all the smaller things too (dinner, cinema etc). It would just be nice if he would treat me the odd time by offering to pick up the bill at dinner for example, but he never does (except for my birthday, but I do the same for him).

    In an ideal world we'd both earn the same amount and this wouldn't be an issue. But it's a bit of a sting when he gets his 4 figure annual bonus and doesn't even offer cover the cost of a takeaway on a Saturday night. It would just be nice to be treated the odd time considering he earns a significant amount more than I do. I just can't help think that if the shoe was on the other foot, I'd be more generous with my money. He's not stingy btw, he doesn't count the pennies, he's just not very generous with money :/ Am I being unreasonable? Maybe I am. But I'd appreciate some perspective.


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Comments

  • Closed Accounts Posts: 1,758 ✭✭✭Pelvis


    I don't really understand going halvos on something like dinner with a partner. Like do you both sit there with a calculator to work out how much you owe?

    I've never done this with my gf, one of us always pays and over time it balances out.

    What does he do with his money? Is he off buying nice cars or is he putting it away for both of your retirements?


  • Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭LegacyUser


    Pelvis wrote: »
    I don't really understand going halvos on something like dinner with a partner. Like do you both sit there with a calculator to work out how much you owe?

    I've never done this with my gf, one of us always pays and over time it balances out.

    Thanks for the reply. We don't sit there with a calculator. But say if the bill is 40euro, we'll both put down 20 (and a little extra for tip).
    Pelvis wrote: »
    What does he do with his money? Is he off buying nice cars or is he putting it away for both of your retirements?

    He's not really into material things. So no, he's not off buying fancy cars or anything like that.

    As far as I know most of it's just going into his bank account. Presumably we might use it towards a house in the future, but it's not something we're planning in any serious way atm. We both have a good chunk of savings and could probably afford a house deposit together already (lucky sods I know!), but we're just not quite "there" yet with the relationship. Although I am very conscious of the fact that he'll have significantly more savings than I do when the time comes to buy a house. So I'm not sure if he'll just want to match whatever I can put in for a deposit, or if he'll contribute a good chuck more. I imagine he'll contribute more than I do. Regardless though, paying for dinner the odd time wouldn't make much of a dent all in his savings at all, so it's just a little hurtful that he doesn't offer to treat me occasionally.


  • Registered Users, Registered Users 2 Posts: 3,043 ✭✭✭Wabbit Ears


    I find it weird to be in a relationship but treat money like you're complete strangers.

    That said I disagree with your viewpoint OP. You are implying he should treat you without any effort to break the mould yourself. For all we know this isn't how he prefers things but is taking your lead.

    What exactly are you doing to change this cycle? what is he doing that you aren't?

    as to the question of "Unreasonable?" Yes, yes you are. The fact he earns more is not any reason for him to be expected to treat you. Of course he should. And you should treat him. Its good to share and treat each other. But to say he should do it because he earns more. No, thats not cool, not cool at all.


  • Moderators, Society & Culture Moderators Posts: 30,661 Mod ✭✭✭✭Faith


    I think this is one of those things that simply needs to be discussed. You’ve said he’s not stingy, so it might be that he possibly doesn’t realize that you’d like to do things slightly differently. I would pitch it as “I’d really love it if we could spoil each other every so often, rather than splitting everything down the middle. What do you think?”

    That, or just get a joint account that you use for all social expenses, like dinner or nights out. That way, one of you does the “paying” but it has been split without the leg work. Or, my husband and I used to make a game out of it, before we had a joint account. We’d play Rock Paper Scissors, and whoever won the game had to pay. It was always great fun because you can’t help wanting to win, but then you realise that you’ve ultimately lost because you have to pay. It just made things feel a bit more spontaneous because it removed the clinical “this is my share” aspect.


  • Registered Users, Registered Users 2 Posts: 523 ✭✭✭Telly


    Do you treat him? You can’t expect him to do it if you don’t yourself. That’s hardly fair.


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  • Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭LegacyUser


    Telly wrote: »
    Do you treat him? You can’t expect him to do it if you don’t yourself. That’s hardly fair.

    Fair point. No, I don't treat him to things in that sense. But I do do an awful for him in a non-monetary sense. E.g. we both work full time, but I'm usually home before him, so he comes home to dinner on the table most days. I also do more than my fair share of housework. Given the longer hours he works I feel it's fair that i do more around the house and wouldn't expect him to be able to return the favour. However it would be very easy for him to pay for dinner or a takeaway the odd time and return the favour that way instead. Maybe I'd just like to feel more appreciated in the relationship in general... i would've thought given that he earns hundreds more a month than I do, that 20euro on a takeaway would be nothing to him... but it would mean an awful lot to me. It's about the gesture really, not the money.


  • Registered Users, Registered Users 2 Posts: 270 ✭✭Hani Kosti


    My partner earns more than me and therefore is putting more than 50% of monthly budget our joint account (mortgage, insurance, creche, bills) He's a decent person and suggested this himself.
    I've returned to work after maternity leave on a 4day week so effectively took 20% paycut.
    When Xmas bonus arrived I put majority of it into the family account as we needed some stuff for the house.
    We both have our "own money" that we spend as we see fit
    So are you being unreasonable? No, not in my opinion, if the difference in your incomes is significant, then the higher earner should contribute more


  • Registered Users, Registered Users 2 Posts: 16,181 ✭✭✭✭iamwhoiam


    When I got married in 1977 my dad gave me one piece of advice " Have a joint bank account and share all you both have "
    We did and never even think about who's money is who's . Through two recessions and tough times and good times our money ( or at times lack of it ) was ours
    To each his own of course


  • Registered Users, Registered Users 2 Posts: 1,228 ✭✭✭wally1990


    I earn more than my partner by €13000 a year and I am not any bit materialistic with purchases and *christ* she can be ,

    when we go out we mix it up

    So let’s say it’s just after her pay day , she might cover the meal

    Most of the Other Times I would

    But the longer we are together (10 years now) I’ve gotten to the point where I literally think who gives a F***

    I’m spending the rest of my life with this woman

    If I pay for her food . Clothes , gifts , weekly shop , random food outings , bills ,,,so be it

    She would do the same for me if it happen and I was stuck

    When I run low on money , which happens because I ain’t loaded and Ireland is expensive . She helps me out , buys takeaway food , the weekly shop , the bills , rent ,whatever

    We treat it as joint income

    My point is , I take a laid back/relaxed attitude In the interest of she will be with me forever ,
    I hope

    And it’s only money

    I can earn more of it ,, so be it and what am I saving for anyway

    But my opinion is if he earns more then his disposable income is higher and if he is your partner then I would expect him to pay that bit more towards bills rent (if ye have all these ), meals out whatever r etc , it’s only fair to help you out and I would hope you would do the same if he lost his job tomorrow

    He is your partner after all, not a flat mate or whatever


  • Registered Users, Registered Users 2 Posts: 1,207 ✭✭✭99nsr125


    My partner and I have been together a few years, living together, never any major issues/fights and we love each other. However there is one thing that has been niggling me more and more as time goes on that I don't feel I can talk to him about.

    We both earn a decent wage and have always spit everything 50/50 (rent, bills, groceries, nights out etc). At the start of our relationship we both had a similar wage and while both of our salaries have increased over the years, he is now at the point where he earns ~50% more than me. However, we still split everything 50/50. I have no problem with this when it comes to the big things like the rent etc as I can afford to pay my half and it's only right that I do. However we still go halves on all the smaller things too (dinner, cinema etc). It would just be nice if he would treat me the odd time by offering to pick up the bill at dinner for example, but he never does (except for my birthday, but I do the same for him).

    In an ideal world we'd both earn the same amount and this wouldn't be an issue. But it's a bit of a sting when he gets his 4 figure annual bonus and doesn't even offer cover the cost of a takeaway on a Saturday night. It would just be nice to be treated the odd time considering he earns a significant amount more than I do. I just can't help think that if the shoe was on the other foot, I'd be more generous with my money. He's not stingy btw, he doesn't count the pennies, he's just not very generous with money :/ Am I being unreasonable? Maybe I am. But I'd appreciate some perspective.

    He's respecting your independence

    Your asking to be treated as a dependent

    The fight for equality is about being free of those shackles


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  • Registered Users, Registered Users 2 Posts: 18,854 ✭✭✭✭silverharp


    i dont see a problem and it isnt indicative of anything off about him as a person, and you havnt indicated you are struggling to "keep up with him" as in he is spending at a higher level when it comes to holidays and what not. He is treating you like an equal, as a man i'd say he sounds like a keeper, no need to over analyse everything he does.

    A belief in gender identity involves a level of faith as there is nothing tangible to prove its existence which, as something divorced from the physical body, is similar to the idea of a soul. - Colette Colfer



  • Registered Users, Registered Users 2 Posts: 9,086 ✭✭✭duffman13


    Everyone is different but in my opinion if your living together in a serious relationship, a conversation needs to be had around my money and how you feel.

    Me and my missus bought a house together and spoke about money long before then. I earn more than her but it doesn't really make a difference. We are both lucky enough to have 500 or 600 a months for ourselves and also put money into a joint savings each month. We also put money in the joint account to cover dinner, nights out etc. Both of us have the same disposable income and I certainly don't feel hard done by.

    You need to have a conversation with partner around how you work together as opposed to expecting treats etc. Like others have said, he might not know to do differently.


  • Registered Users, Registered Users 2 Posts: 1,228 ✭✭✭wally1990


    duffman13 wrote: »
    Everyone is different but in my opinion if your living together in a serious relationship, a conversation needs to be had around my money and how you feel.

    Me and my missus bought a house together and spoke about money long before then. I earn more than her but it doesn't really make a difference. We are both lucky enough to have 500 or 600 a months for ourselves and also put money into a joint savings each month. We also put money in the joint account to cover dinner, nights out etc. Both of us have the same disposable income and I certainly don't feel hard done by.

    You need to have a conversation with partner around how you work together as opposed to expecting treats etc. Like others have said, he might not know to do differently.

    Agreed
    A nice talk is needed
    He may see no wrong
    ( I’m saying he is wrong) actually it is treating it equally and maybe it’s fair if he lays a bit more

    I think it is , look yes imhe can treat as you as an equal and give you for independence but F that

    If he is your partner then come on , he earns more and paying that bit more is only fair (not everyone opinion I accept) but IMO I think he should , now that doesn’t mean you go crazy spending obv if ye come to an arrangement and I doubt you would because you seem sensible but a chat with him might clarify certain things concerning money


  • Registered Users, Registered Users 2 Posts: 4,812 ✭✭✭Addle


    I earn more than my husband, and I pay all the bills.
    He's very conscious of the disparity between our incomes but he does lots of things that save us both money and are very thoughtful and generous in ways that don't cost money.
    So I believe us to be equal.


  • Registered Users, Registered Users 2 Posts: 222 ✭✭QueenRizla


    I wouldn’t be contributing 50/50 to household if he is on 50% more than you. That’s ridiculous. It’s not 50/50 if he is on 50% more than you. You are contributing way more than him in proportion to his income offering him the ability to save a much higher percentage of savings and have more disposable.
    You should be able to save the same proportion of your salary as him.
    If it doesn’t work out I guarantee his savings will be ‘his money’ and you will have disadvantaged yourself by comparison. Re draw up the contribution proportionally. You need to be sensible about this. I’ve been the higher earner in relationships before and was happy to contribute more.


  • Closed Accounts Posts: 6,751 ✭✭✭mirrorwall14


    This is a conversation that needs to be had. My husband earns a lot more than me. We have a joint account. Both get paid into that and we both have an equal personal amount that comes back out for us to do as we like. Everything else is pooled for the household. It would be crazy in our house for us both to keep our own as the imbalance is substantial by now although I did initially earn more than him. We are also aware that it’s likely the tables will turn at retirement as my pension is more robust and I paid in a lot earlier than him


  • Registered Users, Registered Users 2 Posts: 3,022 ✭✭✭skallywag


    In our case we have our own accounts where our salaries are paid into, and then also a separate joint account which we pay into to cover common expenses for the household etc. I earn much more, hence I pay in much more to the joint account. I also pay quite a lot for the complete family concerning insurance, private health cover, etc.

    That said, there is no way I would want to have all of our money channelling into one single account. My other half has made a conscious decision that (very) part time work is all they want, i.e. the ability to earn much more would be there but they rather using the time for leisure activity, etc. I'm completely fine with that, but at the same time if I want to spend large chunks of money from my own account, I will do so without consulting anyone.

    It all works out very well for us actually, and money is never a topic which has caused any conflict.


  • Registered Users, Registered Users 2 Posts: 18,854 ✭✭✭✭silverharp


    QueenRizla wrote: »
    I wouldn’t be contributing 50/50 to household if he is on 50% more than you. That’s ridiculous. It’s not 50/50 if he is on 50% more than you. You are contributing way more than him in proportion to his income offering him the ability to save a much higher percentage of savings and have more disposable.
    You should be able to save the same proportion of your salary as him.
    If it doesn’t work out I guarantee his savings will be ‘his money’ and you will have disadvantaged yourself by comparison. Re draw up the contribution proportionally. You need to be sensible about this. I’ve been the higher earner in relationships before and was happy to contribute more.

    all the op has said is that they are living together a few years, ill assume to be 2 to 3 years possibly , they are not married, they dont have kids , at some point it would make sense to begin to merge finances but its quite reasonable to be at the point before that. living together doesnt equate to life partner

    A belief in gender identity involves a level of faith as there is nothing tangible to prove its existence which, as something divorced from the physical body, is similar to the idea of a soul. - Colette Colfer



  • Registered Users, Registered Users 2 Posts: 4,825 ✭✭✭LirW


    You're talking money here, there's no one size fits all-recipe. What seems odd to one might be the right thing for another.

    Generally I think it's super important talking money from time to time with the partner to see if everything works for both sides. Especially if getting a mortgage together is a goal down the line.

    I'm not saying you're being unreasonable, but chances are he simply isn't aware of your thoughts. You need to sit down and talk about it especially if you wanna suggest restructuring the current way.
    Some people feel uncomfortable not paying their way, some are simple with 50/50.


  • Registered Users, Registered Users 2 Posts: 685 ✭✭✭zapper55


    99nsr125 wrote: »
    He's respecting your independence

    Your asking to be treated as a dependent

    The fight for equality is about being free of those shackles

    Equality is about treating both sexes the same. I'm female and when my ex boyfriend earned less than me of course I contributed more than he did. It's not about dependance / independence. It's about being considerate.

    Unfortunately I don't get bonuses but if I did it would have either gone into our mutual savings or a treat for us both/him. Because i loved him and making him happy made me happy. I think it's pretty horrible that he gets a big bonus and theres no thought of you.

    I'd be wondering if this is indicative of bigger problems in your relationship. Do you think he sees you as a long term partner?


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  • Registered Users, Registered Users 2 Posts: 2,432 ✭✭✭SusanC10


    My Husband & I didn't pool our finances until after we were married. When we rented together everything was split 50/50 although I earned more than twice what he did at the time.
    After we got engaged (which was not planned in advance) we had a proper chat about money and agreed how things would work then and after we got married.


  • Registered Users, Registered Users 2 Posts: 2,257 ✭✭✭BettePorter


    Op are u saying that literally if he takes a takeaway home after work he tells you that you owe him €8.50 ? Cause that would be bordering on stinge in my book.


  • Registered Users, Registered Users 2 Posts: 3,043 ✭✭✭Wabbit Ears


    Op are u saying that literally if he takes a takeaway home after work he tells you that you owe him €8.50 ? Cause that would be bordering on stinge in my book.

    She seems to be saying if he brought home a takeaway he should pay for it all because he earns more but if she brings a takeaway home he should pay her half as she earns less.


  • Registered Users, Registered Users 2 Posts: 34,216 ✭✭✭✭listermint


    Those that are stingy with their money are stingy with life. If he has gotten to the point where he things it is acceptable that your spending capacity is greatly deminished to his just because he is sticking to the 50 50 plan then that is a problem.

    He's only doing it because it suits him. You can be dam sure this fella would have piped up of the roles were reversed. I can guarantee that.

    Honestly I think generosity with money comes generosity with all other aspects of the relationship and generally that's picked up from ones upbringing. I noticed some posters above detailed advice they had received from their parents . No doubt these folks had a long happy loving relationship. These things can be very telling.


    These things are fine for when you start out dating but where does it end do you start counting who gave the kids pocket Money....... Think about thst hard.


    It needs a discussion and an open one. you may learn alot about the direction now.


  • Registered Users, Registered Users 2 Posts: 24,560 ✭✭✭✭lawred2


    Everything we earn goes into one pot. No separate accounts.


  • Registered Users, Registered Users 2 Posts: 1,219 ✭✭✭airy fairy


    I think you need to discuss opening a bank account together, where you both contribute equally in percentage according to salary. Then both of you save in your own accounts with what's left.
    Ordinarily I would say pool all the salaries together, but it doesn't sound like a fully committed relationship or a long term one anyway.
    You halving things in a restaurant when you're living together is mad. Do you pay him.back if you run short when you're out, it go to the bank on the way home and pay him back? Or vise versa?
    You're either sharing your life together, which means money, bills, extras or you're not.


  • Registered Users, Registered Users 2 Posts: 3,655 ✭✭✭Wildly Boaring


    iamwhoiam wrote: »
    When I got married in 1977 my dad gave me one piece of advice " Have a joint bank account and share all you both have "
    We did and never even think about who's money is who's . Through two recessions and tough times and good times our money ( or at times lack of it ) was ours
    To each his own of course

    Best thing ever

    We got joint account the day we got married and agreed to forget how the money got there.

    Both have a credit card and paypal so can buy presents ECT without other half knowing the price.

    I could not be dealing with a situation like the OP wondering about who pays for rent or dinner or who treats who


  • Registered Users, Registered Users 2 Posts: 4,514 ✭✭✭bee06


    As far as I know most of it's just going into his bank account. Presumably we might use it towards a house in the future, but it's not something we're planning in any serious way atm. We both have a good chunk of savings and could probably afford a house deposit together already (lucky sods I know!), but we're just not quite "there" yet with the relationship. Although I am very conscious of the fact that he'll have significantly more savings than I do when the time comes to buy a house. So I'm not sure if he'll just want to match whatever I can put in for a deposit, or if he'll contribute a good chuck more. I imagine he'll contribute more than I do. Regardless though, paying for dinner the odd time wouldn't make much of a dent all in his savings at all, so it's just a little hurtful that he doesn't offer to treat me occasionally.

    I think some posters may have missed this post where the OP said they aren’t even discussing buying a house together. No way in hell would I be opening a joint account with someone when we hadn’t even discussed a long term future.

    OP, is the issue that you feel you do a lot more in the relationship and he doesn’t express his gratitude at all, through treats or otherwise?


  • Registered Users, Registered Users 2 Posts: 9 unreasonable?


    OP here. Was having trouble replying anonymously so created a temp account.
    Op are u saying that literally if he takes a takeaway home after work he tells you that you owe him €8.50 ? Cause that would be bordering on stinge in my book.

    Not exactly. We'd order it in together and if we both have correct change for our half, then we pool it together there and then. However practically speaking we don't always have exact change so he might pay it all at the time, but I'll say I'll pay you back x amount and he never puts up a fight. I usually end up transferring him money once a week for my half of the groceries anyway (and no, not calculating what each individual gets, just splitting down the middle). So when I'm doing that I'll add on whatever else i might owe him for the week (usually just takeaway and/or cinema tickets). I always tell him I'm transferring money to you now for groceries and x or y and he just says thanks. So I unless he tells me not to bother paying back x or y, I feel obligated to do so.

    Maybe I'm as bad though. If I order tickets for something I always ask for the money or deduct it from whatever I owe him. But I suppose I feel if I don't do that I'll end up being financially worse off, which tbh I wouldn't be happy with at all as the lower earner.

    I suppose I feel that as the higher earner it's up to him to break the cycle. If I suggest anything I feel like I'll end up looking like the stingy one...


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  • Registered Users, Registered Users 2 Posts: 16,181 ✭✭✭✭iamwhoiam


    OP here. Was having trouble replying anonymously so created a temp account.



    Not exactly. We'd order it in together and if we both have correct change for our half, then we pool it together there and then. However practically speaking we don't always have exact change so he might pay it all at the time, but I'll say I'll pay you back x amount and he never puts up a fight. I usually end up transferring him money once a week for my half of the groceries anyway (and no, not calculating what each individual gets, just splitting down the middle). So when I'm doing that I'll add on whatever else i might owe him for the week (usually just takeaway and/or cinema tickets). I always tell him I'm transferring money to you now for groceries and x or y and he just says thanks. So I unless he tells me not to bother paying back x or y, I feel obligated to do so.

    Maybe I'm as bad though. If I order tickets for something I always ask for the money or deduct it from whatever I owe him. But I suppose I feel if I don't do that I'll end up being financially worse off, which tbh I wouldn't be happy with at all as the lower earner.

    I suppose I feel that as the higher earner it's up to him to break the cycle. If I suggest anything I feel like I'll end up looking like the stingy one...

    Does he ever surprise you with flowers , a weekend away , a trip out or perfume etc etc .Does he ever treat you to something he knows you would love and cant afford ?


  • Registered Users, Registered Users 2 Posts: 4,812 ✭✭✭Addle


    So you're wondering if you're being unreasonable because he doesn't stop you doing something you offer to do?
    Yes, you're being unreasonable.


  • Registered Users, Registered Users 2 Posts: 9 unreasonable?


    bee06 wrote: »
    OP, is the issue that you feel you do a lot more in the relationship and he doesn’t express his gratitude at all, through treats or otherwise?

    Yeah i think that's part of it. We've talked about the housework and he's getting better, but i still end up doing a fair bit more than him.

    I mean he says thank you when I do things (eg cook dinner) and he's generally very affectionate and a nice person. But I do feel a little unappreciated at times... it's all well and good to SAY thank you, but I'd like for him to show his appreciation more in a practical sense (e.g cover the cost of a takeaway on a Saturday night after I've been cooking all week after work).


  • Registered Users, Registered Users 2 Posts: 9 unreasonable?


    iamwhoiam wrote: »
    Does he ever surprise you with flowers , a weekend away , a trip out or perfume etc etc .Does he ever treat you to something he knows you would love and cant afford ?

    No, never.


  • Registered Users, Registered Users 2 Posts: 16,181 ✭✭✭✭iamwhoiam


    No, never.

    Well being honest and only my opinion that alone is ungenerous and not at all thoughtful.But do you treat him ? Buy him a book he would love or a bar of chocolate or a treat of any kind ?


  • Registered Users, Registered Users 2 Posts: 2,257 ✭✭✭BettePorter


    Not being funny op but you almost sound like flatmates with benefits. I can't get my head around being so anal about splitting everything. But you seem to be as bad as him.

    Also I don't get your constant harking back to him having the bigger wage so he should be doing more. That's fair enough if you've committed to a long term future together and you're pooling your resources but from what you say here you can't even commit to buying a curry without getting out the calculater.

    I don't have money but whatever I have I'm happy to spend on someone I love despite them potentially having more.

    I think maybe you've just got yourself into a cycle of doing things and he's following your lead or vice versa. How about you break the cycle and... say I'll get this ...or dont transfer the money for something one week and see how he reacts . Or you could just have the conversation you're having here with us ...with him instead. He might be a minge bag. Or he might just not realise it's an issue.


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  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    Imo relationships should always be 50/50 financially , even if he was making 200k a year and you were on 30k bills should be 50/50 as should rent/mortgage , now that not saying with a calculator at dinner but taking turns etc.. The idea of a partner paying more would make me feel guilty and the idea of me paying more would make me damn resentful over time.

    I think the guy does sound cheap with takeaways and whatnot , but is it possible that at the beginning you were always allowing him to pay for things and he's copped on and started resenting that and thus isn't as quick to put the hand in the pocket ?


  • Closed Accounts Posts: 18,268 ✭✭✭✭uck51js9zml2yt


    No, never.

    Why are you two together?

    As was said, you sound more like friends than people in a relationship.
    If you have kids what will you do? Will they have to go to work at 6 months to pay their way?


  • Registered Users, Registered Users 2 Posts: 4,026 ✭✭✭0ph0rce0


    Next time your out you pay and just say it's grand. See if he pays next time or starts looking for half.

    Next week say you've **** all cash so don't transfer anything. If he starts moaning or suggests adding it onto next weeks grocery charge you'll soon know he's a miserable ****.


  • Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭LegacyUser


    I think it's fine to split bills/rent etc 50:50 when you're an unmarried couple. Why should he pay more for the same things as you just because he earns a bigger salary? I'd reevaluate once the couple were married or had children as you're tied together then and are more of a family unit.
    I'm in a similar situation to you in that my boyfriend earns about double the salary I do. But we split all bills equally and take it in turns paying when we go out for dinner. He'd be more of a drinker than I am though so if it's my turn to pay and he's had a few glasses of wine then he'll always insist on paying instead and then I'll pay next time. It's a small thing but always appreciated.
    I can't imagine paying our own share of the bill everytime and then paying him back for my share later if I didn't have enough cash on me at the time. For a loving relationship, that sounds bonkers!

    I'd agree with others that he sounds very scabby. Never treating you to anything? Even a random bar of chocolate for you if he's had to stop into the shops on his way home from work? Do you ever treat him to anything? Maybe he's just a bit clueless and if you started it he might really appreciate it and then start buying you the odd treat too. I don't think not treat-buying is a dealbreaker by the way, but I think it would help in making you feel more appreciated.

    To be honest, your relationship doesn't sound equal at all. He's coming home to a home cooked meal everyday? I'm similar in that I get home from work a good bit earlier than my boyfriend and so I dont mind getting started on dinner. But not everytime. There are times when I tell him I won't be able to make dinner (I'm pretty heavily occupied with a hobby at the moment and would be too exhausted to make dinner after a day's work plus hobby) and it's no problem, he'll cook and we'll just eat a bit later. On Sundays he'll make our lunches in bulk for the following week. And he'll take the rubbish out regularly. I'll do most of the cleaning. It all evens out so neither of us are left feeling frustrated that we're doing far more than the other.

    I think you need to sit down and have a chat with your boyfriend to discuss all of these things. You sound very underappreciated and he needs to realise this. He could just need a kick up the arse to realise these things. If things stay the same after that I'd be reevaluating your relationship.


  • Registered Users, Registered Users 2 Posts: 9 unreasonable?


    I think the guy does sound cheap with takeaways and whatnot , but is it possible that at the beginning you were always allowing him to pay for things and he's copped on and started resenting that and thus isn't as quick to put the hand in the pocket ?

    No, we've split everything since we started dating, so it's nothing like that.
    Herrooo wrote: »
    I'd agree with others that he sounds very scabby. Never treating you to anything? Even a random bar of chocolate for you if he's had to stop into the shops on his way home from work? Do you ever treat him to anything? Maybe he's just a bit clueless and if you started it he might really appreciate it and then start buying you the odd treat too. I don't think not treat-buying is a dealbreaker by the way, but I think it would help in making you feel more appreciated.

    I have bought him very small things like a bar a chocolate the odd time. I don't do it very often anymore tbh though, mainly because while he likes chocolate, he only eats it in very small quantities. So he ends up building a bit of a collection from birthdays, Christmas, Easter etc that just ends up going off, so there's not much sense in me adding to the pile.

    Tbh I think he might just be a bit clueless. Neither of us are particularly young, but he was never in a relationship before me. We started doing things a certain way when we started dating, but even though the relationship has gotten more serious, nothing has changed in relation to paying for things. So I'm not sure how to break that cycle.

    If/when we get married and/or have kids, I would expect our finances to be pooled. Not all of it, but certainly a joint account, presumably with him contributing a higher proportion into it if he's earning a significant amount more than me. I'd like reassurance that he's on the same page. I know the obvious thing is to talk about it, however i don't know how to bring it up without sounding like it's something I want right now and/or sounding like a gold digger. I suppose if he made more effort with the small things (like pay for dinner the odd time) I'd feel more reassured about the bigger things in our future. I definitively don't want our finances to stay like this if we're married or have kids: I think it would just cause resentment.


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  • Registered Users, Registered Users 2 Posts: 4,695 ✭✭✭December2012


    If you don't want to say it, then why don't you start acting that way yourself. Bring him out to dinner, bring him home a treat.


  • Registered Users, Registered Users 2 Posts: 2,257 ✭✭✭BettePorter


    [/QUOTE]

    "I suppose if he made more effort with the small things (like pay for dinner the odd time) "[/quote]

    Op do u not find this in itself is odd....never once either of u paying for dinner the odd time. I mean even in friendships it happens. Like I know with my friends if we in a group we divide but if we just one on one I would pay one day and her the next. Sometimes I might pay twice in a row or she might pay for a restaurant meal and the next time I might pay for a McDonald's. It's never a strict thing and it means nothing to either of us. The idea that as a couple you'd be consciously watching what the other was paying in relation to you would just take the whole fun out of the relationship.


  • Registered Users, Registered Users 2 Posts: 4,812 ✭✭✭Addle


    When you lodge money to his a/c, does he even realise how much or what it's for?
    Is it just another transaction to him?
    Try paying him cash and let it start a conversation.
    He doesn't actually ask you for the money, so as you typed yourself, he may just be clueless.
    You are building up resentment over something he may have absolutely no idea about.
    Communicate.


  • Registered Users, Registered Users 2 Posts: 4,812 ✭✭✭Addle


    And by the way, buying someone who doesn't eat much chocolate a bar is not generous, or thoughtful. It'd actually annoy me.


  • Registered Users, Registered Users 2 Posts: 1,093 ✭✭✭fineso.mom


    Op you say you cook dinner most nights and do most of the housework. Does he ever cook dinner? Do you both work similar hours? I think i would feel annoyed myself if I cooked dinner for both of us all week and still had to pay for a takeaway at the weekend. Or does he clean up after the dinner every night?


  • Registered Users, Registered Users 2 Posts: 4,812 ✭✭✭Addle


    Have you ever spoken about chores around the house?


  • Registered Users, Registered Users 2 Posts: 9 unreasonable?


    Addle wrote: »
    And by the way, buying someone who doesn't eat much chocolate a bar is not generous, or thoughtful. It'd actually annoy me.

    This is why I don't do it much anymore. Only in situations where i now know he'll actually appreciate it (don't want to give away too much identifying info).

    I only mentioned it because people asked.

    I do occasionally pick up other things though (eg side for dinner or dessert).


  • Registered Users, Registered Users 2 Posts: 9 unreasonable?


    fineso.mom wrote: »
    Op you say you cook dinner most nights and do most of the housework. Does he ever cook dinner? Do you both work similar hours? I think i would feel annoyed myself if I cooked dinner for both of us all week and still had to pay for a takeaway at the weekend. Or does he clean up after the dinner every night?

    He'll cook the very rare night he's home before me. Or on a Sunday (but often cook together then). We both work full time, but he often works later than I do. He doesn't expect me to cook dinner btw, but if I'm home an hour earlier than him I'll naturally end up doing it otherwise we'll end up eating really late (and i know myself I'll end up picking at junk food in the meantime which I don't want to do).

    He used to leave me to do the washing up most nights too, but I've talked to him about this and he has gotten better. But it's still not uncommon for me to do both the cooking and washing up. If i ask him he'll do it, but I hate having to ask, especially since he knows it bothers me.


  • Registered Users, Registered Users 2 Posts: 2,253 ✭✭✭witchgirl26


    OP have you actually ever had a conversation with him about it? Honestly it could just be that he's going along the way you guys always were and doesn't realise that you're unhappy about it because nothing has been said.

    We got a joint account long before moving in etc. Kept our own accounts and salaries paid in there but we top up the joint every month and it covers bills, rent/mortgage, dinners etc. We both pay in equally despite the fact that he earns more but as he's in contract work, his is a bit more volatile than my full time job so I don't have an issue with how things are split.

    We would treat each other every so often but generally everything just goes on the joint.


  • Registered Users, Registered Users 2 Posts: 4,812 ✭✭✭Addle


    I do occasionally pick up other things though (eg side for dinner or dessert).
    We have a completely different understanding of what is generous/thoughtful. That's just dinner. You're eating it too.

    It doesn't matter what we think anyways OP. You have to talk to him about it, about everything. And if you can't, then your relationship has issues other than him possibly being stingy.


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