Car insurance - tell us your quotes/renewals

ofcork

Cork Trucker wrote: »

Big difference there, Expensive by the standards of the day though

Crazy money both on provisonals car was brand new so wanted comp,car actually cost 9895 pounds shows how much everything has gone up though.

wotzgoingon

A lot of people had provisionals back then. I think I drove for about 2 years and then said fúck I will try for the full. Passed it then easy enough.

ofcork

Yeah I was on my 2nd when I did the test.

Cork Trucker

Punto’s were always cheap, but that was a high end price for the late 90’s fir a mk1 nearing the end . Passed my own test with 2 months to go on my second provisional, was waiting 6 months for a test date, I only applied because I was bored one day

ofcork

Was a 60sx we got a set of alloys put on by the dealer have the invoice still somewhere!

Cork Trucker

ofcork wrote: »

Was a 60sx we got a set of alloys put on by the dealer have the invoice still somewhere!

All the extras such as front fogs//electric windows? Nice! Had an apple green coloured one years ago in a 3dr, great car. Did you buy it in Grandons or Lee Garage? Or even old chapel car sales in Bandon? Dan Seaman is a Fiat dealer now

ofcork

Lee garage and traded it in 2002 for a blue sporting yeah fiat fell off a cliff sales wise old chapel is now Finbarr galvin selling high end stuff.

Captain Flaps

Chill/Ivernia bumped me from 650 up to 822. No claims this year, they're just taking the pistachio. Rang them and the best they could do for me was 792.

123 quoted me 580 for the same policy I have already plus full NCB protection.

howamidifferent

Your age: 55 driving 38 years accident free.
Car type and engine: 11 Ford Focus 1.6 Diesel
NCB: Max
Any claims: No
Points: No

123 renewal for this year was €460 up from 355 last year.
Went online and got 10 different quotes from different companies.
Ranged from €353 AIG to €2016 . That fully comp with NCB protection.

No prizes for guessing which one I'm taking.

BaguMka

Is anyone know what insurance companies convert NDE into NCB after one year of claim free driving? Thanks

Irish_peppa

howamidifferent wrote: »

Your age: 55 driving 38 years accident free.
Car type and engine: 11 Ford Focus 1.6 Diesel
NCB: Max
Any claims: No
Points: No

123 renewal for this year was €460 up from 355 last year.
Went online and got 10 different quotes from different companies.
Ranged from €353 AIG to €2016 . That fully comp with NCB protection.

No prizes for guessing which one I'm taking.

Im surprised they would increase your premiums, I wonder if you called them and told them your quotes would they match it? Your profile screams responsible driver

howamidifferent

Irish_peppa wrote: »

Im surprised they would increase your premiums, I wonder if you called them and told them your quotes would they match it? Your profile screams responsible driver

I didn't have to call them as it happens, I received a call from them to know had I got the renewal quote and was I happy. I told them I had gotten it but was not happy and would be moving (as I do every year for the past 10 years or so) as I had gotten 5 cheaper quotes. The guy asked me what I had gotten from who, I just told him the lowest and refused to say who from. He told me they couldn't even contemplate matching it, so I said no problem. Thanks!

wonski

Irish_peppa wrote: »

Im surprised they would increase your premiums, I wonder if you called them and told them your quotes would they match it? Your profile screams responsible driver

There is no logic when it comes to insurance quotes.

Well there probably is, but better not try to understand this.

Just ring around and get the best deal.

brainiac

brainiac wrote: »

Currently insured with AXA through Campion, due on the 13th April. Still waiting on the renewal letter but had some time yesterday to call around!

2009 Hyundai i20 1.2 Classic 1248cc Petrol
€3000 value
Fully Comprehensive
Male, 25
5 year full license
6 years NCB
One accident two years ago which was paid back to the insurer so a 0 value notification on NCB
No Points
Living in Kildare

2018: 782 with AXA through Campion
2017: 1050 with BOI

Campion (renewal) - TBD
Sheridan (Zurich) - 600 (Full NCB) / 600 (Stepback)
Zurich - 605 (Full NCB) / 576 (Stepback)
Chill (Zurich) - 607 (Full NCB) / 577 (Stepback)
Quotedevil (Zurich) - 617 (Stepback)
Post - 631
FBD - 708
AXA - 710
Blue Insurance - 725
SuperValu - 813
Liberty - 820
KennCo - 850
AIB - 870
25Plus - 873
First Ireland - 930
123 - 970
Allianz Referral - 978
BOI - 989
AA - 1036
Its4Women - 1100
AIG - 1300
Aviva - No Quote

Will update once I have the Campion price. Its looking like it'll definitely be Zurich in some capacity anyway. Quite a nice price from them and their brokers!

Another year, another call sequence.

2009 Hyundai i20 1.2 Classic 1248cc Petrol
€2500 value
Fully Comprehensive
Male, 26
6 year full license
6 years NCB (didn't go up to 7?)
Windscreen Claim in November for €178
€0 value claim in July 2017
No Points
Living in Kildare

Renewal from Zurich came in at €620.76 (fully comp, DOC, Full bonus protection). Had a slight change in job title so rang them up and got it down to €579

Other quotes:
- €550 with Campion (via Zurich, same benefits)

Online only quotes, will be calling soon:
- €621.96 with 123.ie
- €651.91 with Aviva
- €644.54 with AA
- €780.28 with AXA
- €688.44 with Britton
- €742.05 with Liverty
- €750 with KennCo
- €755.10 with Acorn

Lots of other uncompetitive quotes (€800+) from most other providers who I won't ring.

All in all, going in the right direction. Hopefully will come down a little more.

Tij da feen

Tij da feen wrote: »

Year 1:
€3200 - First Ireland

Year 2:
€685! - Liberty Direct

Year 3:
27yo
151 1.5L Diesel Ford Focus
2 Years No Claims
1 Year Full License
Comprehensive

€620 - Liberty Direct (Renewal)

I got the Liberty Renewal down to:
€520

A few other quotee:
123 - €1170
AIB - €859
Aviva - Wouldn't quote online
First Ireland - €986
KennCo - €1088

Based on how the other quotes were going I gave up and went with €520 for Liberty. Very happy with that based on the amount of experience/no claims I have.

Rotweiler

32 yo
151 mazda 3 diesel
2 years no claim
2 years driving in Ireland
Learner permit

AA offered renew for 2900 whereas it was 2800 last year lol

I got an offer for:
RSA 2000
XS Direct 1700

Do you suggest those above? XS Direct don'T have good reputation over the net.
ANy brokers you suggest?

wotzgoingon

I was with XS Direct a fair few years ago when they done cheap quotes but with massive excess. Found them the same as any other insurance company though I never had to contact them once when I was with them so I didn't really have much dealing with them only getting the initial quote online and then renewing with them.

Henry Ford III

My renewal is in. Under €400 for comp. on a new Focus.

Is it even worth the bother of shopping around?

ShadowHearth

34 years old
16 years license
9 years ncb
0 points or claims
171 Seat Ibiza Cupra

Last year 1000eu and my broker was able always get me renewal for 1k eu each year, first with FBD and currently with AXA.

Got renewal for 1138eu!!! Opened envelope before even having my coffee this morning. Steam coming out of my all holes is understatement!!!

Broker sent out AXA ncb certificate, but it only shows 1 year with them. No statement of my other 8 ncbs. How do I go around that? Call my broker and send out certificate with all my NCBs?

Can't even do online quotes as my renewal is on 29th and they need less then a month before giving quote.

Henry Ford III

Henry Ford III wrote: »

My renewal is in. Under €400 for comp. on a new Focus.

Is it even worth the bother of shopping around?

Turns out it was. FBD quoted €330. I'll renew if it's matched other wise I'm off.

BaguMka

Henry Ford III wrote: »

Turns out it was. FBD quoted €330. I'll renew if it's matched other wise I'm off.

I got renewal quote of €370 with 123.ie. Funny thing is that when was trying to get quote with them manually before renewal quote I got 1500!!! Crazy

Henry Ford III

Henry Ford III wrote: »

Turns out it was. FBD quoted €330. I'll renew if it's matched other wise I'm off.

Paid €360 for better cover and stayed put for a finish.

Happy enough.

inna981

Renewal coming up next month for 747 with BOI

2007 1.4 Citroën C4 Coupe VTR 90bhp
24M
Full license 3 years with 3 years NCB
2 points for not wearing seat belt
Driving 4 years
Kilkenny
No claims
Mother down as named driver

2017: 1266 (2003 Ford Focus 1.4) with Boxymo TPFT
2018: 1351 (2007 Citroën C4 1.4) with Liberty TPFT
2019: 703 (same Citroën) with BOI Comprehensive

Aviva, AA, Zurich, An Post : No quote
AIG: 2300
Chill: ~1500
AIG, AXA, SuperValu, Its4women: 1100
BOI (as new customer): 920
Library: 445 TPFT, 505 Fully Comprehensive

Not bad

Sisters insurance up as well:
2007 Peugeot 207 Access 1.4 petrol 75bhp
23F
Provisional Licence 4 years with 1 year NCB
3 points for speeding
Kilkenny
Mother down as named driver

Went with AIB last year with same Peugeot at 2300
Renewal price with AIB: 2700

Aviva, BOI, FBD, Chill, An Post: No quote
AA: 2700
123.ie: 2200 with box
Its4women: 1300
AIB, AIG, AXA, SuperValu: 1200
Liberty 1025
Went with Liberty in the end

Not complaining, It’s decent enough

The QuietMan

Insurance up for renewal on May 1st, just logged onto my portal to see is the renewal quote in, and it is.

Age: 30 odd
Car: 2013 Ford Galaxy 2.0 Auto
Licence: Full for 14 years
NCD: 12 years
Points/Claims etc: 0

Wife named on my policy, 30 odd years old, learner permit.

Been with AXA for all bar one year since 2008, premium last year was €800 comprehensive.

Renewal premium is €750 and i haven't even rang them to haggle yet.

Chances are i will renew with them as i need to change to a 9 seater van in the near future and the market to insure those is next to non existent. AXA said they would insure it if i remain with them. Also have my bikes with them but there is still 2 months to go on that policy.

Edit:

I rang them, they have reduced it to €680

McCarthy Insurance Group €1300
Aviva €2300
Allianz €712
Liberty declined

GinSoaked

Renewal notice with AXA for a 60yo male with full no claims discount on a 2010 1.4 Ford Focus Zetec €551 full comp plus no claims protection and rescue.

Called and the girl took a look to "see what we can do" and came back with a quote exactly 10% less. So another year for €496 that will do me.

IrishGrimReaper

Liberty Insurance

Age: 32
Car: 2012 Honda Civic EX GT 1.8 Petrol
Value: €12,000
Licence: Full for 3 years
NCB: 3 from renewal date
Points/Claims etc: 0
(Mother named driver under policy)

Renewal: TPFT - €536.87

Went online put in same details: TPFT - €469.11--- Comp - €576.61

Will ring them and get them to honour the online quote.

septicsac

Wifes Renewal
46
full Licence
No points, convictions etc
Full 10 yrs NCB
Hyundali ix35 1.7D
Renewal with itsforwomen - 460 underwritten by AIG
Nothing cheaper except direct with AIG 359, with everything on it, NCB protected, breakdown etc.
Probably not worth looking elsewhere, but did quote with Liberty, as seem to be good for some - 850E always dear for us?

johndaman66

I would be shocked if she got it any cheaper that that, certainly notably cheaper. As a guy who I was getting a quote from a couple of years back told me that €400 was the new €300 for car insurance. That was a renewal quote I got elsewhere, not from him - he pretty told me to take that other quote and their hand of with it. If thats the case then €360 must be the new €260 from a few years back - surely talking the minimum quote.

As I recall Liberty were actually the most expensive for me at my renewal back in February and I tried pretty much all companies and brokers. They were the cheapest on my home insurance renewal after so went with them for that but that is neither here nor there for this thread!

PCeeeee

16 Fiesta ST valued at 15k
Full clean 20 yard old license.
Full no claims.
43
Comprehensive.

€564

florawest

Mid 50's F
Vw polo 09 diesel
Full licence 30 years
24 year son 4.5 years full licence
Open driven, fully comp, protected no claim bonus, rescue package, replacement key.

3rd year now with Axa ( having son named) as previous insurer An Post ( possibly 18 years with them) became far too expensive.

€630

Going with them again also have additional multi policy with them.