Car insurance - tell us your quotes/renewals

chancer12

chancer12 wrote: »

Anyone got any experience of An Post? Came in with the best quote for me

Female, 60, 10+ no claims, no penalty points, 2010 Ford Fiesta, but have my daughter on the policy as named driver, She's 24, full licence (less than a year). An Post quoted 601 fully comp, breakdown assist, windscreen cover, step back. Currently with AA, quoting 630. They don't include breakdown assist, you have to get separate AA membership for 90. Their argument is that they are the only provider who will send a mechanic to fix your car. All others tow you to the nearest garage and you're liable for all other costs.

TBH, I've only used breakdown assist at any point for a flat battery after hols so wasn't aware of this. I find the whole process so time-consuming and frustrating. the AA have come down more than 200 on the original quote but I think you'd need a degree in insurance to understand the Ts & Cs. You think you're covered until you make a claim, grrrr.

Now quoted 587 with Cornmarket … going with them!

CinammonGirl

Female, late 40s
BoI quoted renewal of €461.29 fully comp
Got it for €408.00 fully comp with KBC (underwritten by Zurich)
Would have been cheaper if I could have put someone else on as named driver

deisedude

Male 30
No penalty points
5+ years no cliams bonus
Full license
Drive roughly 30,000km per year
1.6L 2013 Ford Focus

Got quoted over €700 from FBD, axa, AIB, Allianz and a few more for comprehensive

Aviva were €520 so went with them

chancer12

CinammonGirl wrote: »

Female, late 40s
BoI quoted renewal of €461.29 fully comp
Got it for €408.00 fully comp with KBC (underwritten by Zurich)
Would have been cheaper if I could have put someone else on as named driver

.. use a friend's contact details. They could do the same for you and reduce it for both of you. Got to play the system!

CinammonGirl

Yeah I should have done that, the guy actually said the person did not have to be living at same address (OH has claim in) but he kind of caught me on the hop and I just wanted to get it done and dusted!

Truckermal

Last few years 450-480.. This year 850 with AA as per renewal.

Zurich 1500
Liberty 2200
Chill 1200
Aviva 1800
MIG.IE 700

I've numerous other places tried who were all over 800 I can't understand why it's gone up.

Male.
Age 40.
2005 Lexus GS 300.
6K KMS per annum.
10 year's NCB.
0 point's.
Live in rural Cork car is kept in a secure location....

septicsac

Truckermal wrote: »

Last few years 450-480.. This year 850 with AA as per renewal.

Zurich 1500
Liberty 2200
Chill 1200
Aviva 1800
MIG.IE 700

I've numerous other places tried who were all over 800 I can't understand why it's gone up.

Male.
Age 40.
2005 Lexus GS 300.
6K KMS per annum.
10 year's NCB.
0 point's.
Live in rural Cork car is kept in a secure location....

Suspect its age of car, over 14 yrs old means many in market dont want it, not sure why, renewal has to be given, but know you are limited in quotes so can bump it?

wonski

septicsac wrote: »

Suspect its age of car, over 14 yrs old means many in market dont want it, not sure why, renewal has to be given, but know you are limited in quotes so can bump it?

Liberty offered me insurance for 700 with car of same age. It was 1.8 petrol, though, so maybe Lexus is at different scale.

This over 10 years old rulr seems to dissapear for me this year, had many quotes in 500-700 bracket, unfortunately my 3 penalty points appeared to be still on record so had to go with Liberty for 700.

arleitiss

Renewal due.

25, M, Full Clean license for 6 years, NCB 6 years, no penalty points.
Driving less than 10k km per year.
Car: BMW 318D M-Sport 2009 Sedan

(Fully comp, other cars + step back NCB Protection).

AA - €1090
123 - €1300
Liberty - €1217
Aviva - €1157
Allianz (TPFT Only) - €1324
KenCo via First Ireland: €1150
Chill Insurance: €1250
Zurich: €1276 (down from €1430 last year)


Gonna go with AA I guess.

I don't understand why the **** it's still so high, like how old do I have to be to have it below 1000.

handofdog

arleitiss wrote: »

Renewal due.

25, M, Full Clean license for 6 years, NCB 6 years, no penalty points.
Driving less than 10k km per year.
Car: BMW 318D M-Sport 2009 Sedan

(Fully comp, other cars + step back NCB Protection).

AA - €1090
123 - €1300
Liberty - €1217
Aviva - €1157
Allianz (TPFT Only) - €1324
KenCo via First Ireland: €1150
Chill Insurance: €1250
Zurich: €1276 (down from €1430 last year)


Gonna go with AA I guess.

I don't understand why the **** it's still so high, like how old do I have to be to have it below 1000.

You should definitely try it's 4 women. A colleague in our office is in a similar situation and he saved hundreds. Nothing to lose by trying!

handofdog

arleitiss wrote: »

Renewal due.

25, M, Full Clean license for 6 years, NCB 6 years, no penalty points.
Driving less than 10k km per year.
Car: BMW 318D M-Sport 2009 Sedan

(Fully comp, other cars + step back NCB Protection).

AA - €1090
123 - €1300
Liberty - €1217
Aviva - €1157
Allianz (TPFT Only) - €1324
KenCo via First Ireland: €1150
Chill Insurance: €1250
Zurich: €1276 (down from €1430 last year)


Gonna go with AA I guess.

I don't understand why the **** it's still so high, like how old do I have to be to have it below 1000.

You should definitely try it's 4 women. A colleague in our office is in a similar situation and he saved hundreds. Nothing to lose by trying!

handofdog

arleitiss wrote: »

Renewal due.

25, M, Full Clean license for 6 years, NCB 6 years, no penalty points.
Driving less than 10k km per year.
Car: BMW 318D M-Sport 2009 Sedan

(Fully comp, other cars + step back NCB Protection).

AA - €1090
123 - €1300
Liberty - €1217
Aviva - €1157
Allianz (TPFT Only) - €1324
KenCo via First Ireland: €1150
Chill Insurance: €1250
Zurich: €1276 (down from €1430 last year)


Gonna go with AA I guess.

I don't understand why the **** it's still so high, like how old do I have to be to have it below 1000.

You should definitely try it's 4 women. A colleague in our office is in a similar situation and he saved hundreds. Nothing to lose by trying!

Jb1989

handofdog wrote: »

You should definitely try it's 4 women. A colleague in our office is in a similar situation and he saved hundreds. Nothing to lose by trying!

Women? He?

sheroman01

sheroman01 wrote: »

I switched cars, from 1.4 petrol to 1.6 diesel. Before and what they have offered me now.

Before:
====
Gender: Male
Age: 26
Car: 2006 VW Golf 1.4 Petrol
Area: Meath
Cover: Full comp
Last year: €555 AA

Renewal:
====
Gender: Male
Age: 27
Car: 2010 VW Golf 1.6 Diesel
Area: Meath
Cover: Full comp
Last year: €840 AA

Went from renewal of 840 with AA to 512 with Liberty, after I put my father down as a named driver. More than happy with that!

arleitiss

handofdog wrote: »

You should definitely try it's 4 women. A colleague in our office is in a similar situation and he saved hundreds. Nothing to lose by trying!

I am not a woman though :pac:

Tij da feen

arleitiss wrote: »

I am not a woman though :pac:

Doesn't mean you can't get insured by them. Just a company name ; they can't discriminate on gender.

handofdog

Tij da feen wrote: »

arleitiss wrote: »

I am not a woman though :pac:

Doesn't mean you can't get insured by them. Just a company name ; they can't discriminate on gender.

I'm not female either and they were cheapest for me too.

arleitiss

Got 1150 from It's 4 Women.

AA still the cheapest.

commited

arleitiss wrote: »

Got 1150 from It's 4 Women.

AA still the cheapest.

Have you tried adding spouse/parent as named driver?

flexcon

The difference is quotes for the same car and same scenario is insane.

I had €1,150 from Axa
Yet straight up Aviva offered it for €501.80

carzony

Quick question lads,

My renewal is due on Friday and i've gotten much cheaper quotes from other providers, currently with Axa but they've automatically renewed my policy without my permission, they even sent me out a disk and insurance cert.

123.ie has given me a quote nearly 200 euro cheaper than Axa. Surely I'm entitled to cancel the policy with Axa as it's not even due until the Friday?

punisher5112

carzony wrote: »

Quick question lads,

My renewal is due on Friday and i've gotten much cheaper quotes from other providers, currently with Axa but they've automatically renewed my policy without my permission, they even sent me out a disk and insurance cert.

123.ie has given me a quote nearly 200 euro cheaper than Axa. Surely I'm entitled to cancel the policy with Axa as it's not even due until the Friday?

Yes you can of course cancel.

Send the documents back but contact them as soon as possible and state this.

Try them they may well match otherwise walk.

Odyssey 2005

carzony wrote: »

Quick question lads,

My renewal is due on Friday and i've gotten much cheaper quotes from other providers, currently with Axa but they've automatically renewed my policy without my permission, they even sent me out a disk and insurance cert.

123.ie has given me a quote nearly 200 euro cheaper than Axa. Surely I'm entitled to cancel the policy with Axa as it's not even due until the Friday?

100% they'll cancel it. Someone didnt tic ,or untic a box last year.

Marcusm

Insurance renewal €771, annual motor tax €1,809. I think I have the wrong car!

ayux4rj6zql2ph

Marcusm wrote: »

Insurance renewal €771, annual motor tax €1,809. I think I have the wrong car!

Something over 3.0???

Marcusm

Addilyn Fast Sediment wrote: »

Something over 3.0???

4.2 and 14 years old; it just struck me as I was paying both of them that it is completely out of whack. Not worth much but v comfortable. Just impressed that insurancevis sub 800.

Odyssey 2005

Renewal just came in from Aviva.
2010 superb, 1.8 tsi
Fully comp + full bonus protect windows etc.
57 yo
Full bonus
€338.

dvdman1

Full licence since January age 37 Male
Only 1 yr driving and 1yr no claims bonus
Last yr was €2050 TPFT 25plus.ie
Renewal was 937 TPFT

This yr heres my results:

€972 Zurich FC 923tpft
AXA €1439 FC
123.ie €1097 TPFT
FBD unable to quote need min 2yrs driving
AVIVA Unable, no spaces left on there ignition test
Quote devil €1085 TPFT
Allianz €1475
GMHD- Alliancz €1574
KennCo-Axa €1799
Liberty 1067 TPFT
Quoteme 1615
Blue 1589
Bank of irl 1680
First Ireland 1607

So Zurich Fully comp for 972 it'll be.

Rows Grower

Hopefully some good news for all of us.

https://www.independent.ie/business/personal-finance/premiums-to-fall-if-probe-reveals-insurance-sector-cartel-says-legal-expert-38123457.html

ayux4rj6zql2ph

Rows Grower wrote: »

Hopefully some good news for all of us.

https://www.independent.ie/business/personal-finance/premiums-to-fall-if-probe-reveals-insurance-sector-cartel-says-legal-expert-38123457.html

I wouldn’t hold my breath on that