Car insurance - tell us your quotes/renewals

sderref

Hi,
43y, 10+no claim bonus, Suzuki Ignis 1.3 2005- €550 last year comprehensive

aviva-renewal offer 462
kennco 821
quote me 861
fbd -cant quote online
allianz 583
aa 708
liberty 1018
axa 959
aig 714
123. 660

Craftylee

Your Age: 28
Car type and engine: Fiesta Titanium X 123
years driving: 4
any claims: no
Price and provider:

Liberty (renewal quote) - €828
Liberty (new customer) - €652
123.ie - €953
AIG - €1500+
ALLIANZ - Car isn’t listed…
FBD - €826
AA - €1,300
Aviva - €687
Axa - €1,130
First Ireland - €875
SuperValue - Won’t quote... sigh
Bank of Ireland - €2,300+

Last years was €850, so a €200 saving for another years NCB is great

AlanMcC23

Renewal letter came yesterday
Your Age: 28 male
Car type and engine: Audi A4 2.0tdi 177bhp 2012 s-line uk import
Years driving: 9
Any claims: 0
NCB: 9 years
Price and provider: €850 fully comp, step back protection, windscreen cover etc with Aviva, paid €835 last year.

TallGlass

505€ with 123.ie

Amazed about some of the question, when did I buy the car? Can't understand that one. Seem to want me to send them a copy of the tax disc for some reason too.

Landoflemon

Looking at changing my trusty Yaris after 10 years of driving it. Not going to happen.

Your Age: 29
Car type and engine: 2007 2L Honda Civic Type R
years driving: 11
NCB: 6+
any claims or points: no

123.ie = would not quote
KennCo = €1500 (3rd Party)
ARB Elite = €2000

A Law

Mite be worth a try renewing your insurance in the Yaris for the year and pricing a switch to the civic after a couple of months.

Landoflemon

Thanks, I have looked at that, and it's reasonable, I'm just terrified not knowing what the story would be at renewal time!

q85dw7osi4lebg

Landoflemon wrote: »

Looking at changing my trusty Yaris after 10 years of driving it. Not going to happen.

Your Age: 29
Car type and engine: 2007 2L Honda Civic Type R
years driving: 11
NCB: 6+
any claims or points: no

123.ie = would not quote
KennCo = €1500 (3rd Party)
ARB Elite = €2000

Try Aviva or Campion. They quoted me with similar info.

EDIT: Quoted me less than above.

Landoflemon

I tried Aviva there, and they wouldn't give me a quote online. I'll have to try over the phone maybe.

q85dw7osi4lebg

Landoflemon wrote: »

I tried Aviva there, and they wouldn't give me a quote online. I'll have to try over the phone maybe.

Do. Also try through a broker, my local broker initially got me the Aviva deal, cheaper than through Aviva themselves.

Captain Flaps

Your Age: 30
Car type and engine: 2004 Ford Focus Saloon 1.4L
years driving: 12
NCB: 5+
any claims or points: no

€650 with AIG

Landoflemon

Jose Quiet Point wrote: »

Do. Also try through a broker, my local broker initially got me the Aviva deal, cheaper than through Aviva themselves.

Called Aviva there and they refused it based on the fact it was a type R. Real shame.

q85dw7osi4lebg

Landoflemon wrote: »

Called Aviva there and they refused it based on the fact it was a type R. Real shame.

Previously quoted me on a DC5 and subsequently insured me on my s2000, seems to be different rules for different people unfortunately!

TeaBagMania

Don't forget the Honda's and Subaru's are popular with the boy racer crowd, not to mention a higher theft rate. As you've found the insurance premiums are priced to reflect as such.

Personally I would never purchase one for those reasons alone

Landoflemon

TeaBagMania wrote: »

Don't forget the Honda's and Subaru's are popular with the boy racer crowd, not to mention a higher theft rate. As you've found the insurance premiums are priced to reflect as such.

Personally I would never purchase one for those reasons alone

Yeah, the stereotype definitely hurts it. A shame because they're a great car, and not too many other cars tick the same boxes.

blade1

Received my renewal quote from AIG in the post.
46 yo.
2013 Lexus IS300H F Sport.
Fully comp with bonus protection and windscreen cover.
€455.

That's the first time in over 10 years that my renewal quote hasn't been scandalous.
I change company ever year and give 2 days getting quotes and usually end up getting it for somewhere between 400 and 500 each time.
Might not even bother this year as that's not too bad at all.

theteal

07 Mazda 3 1.6
35 year old male owner, 33 female named
<3000 Miles a year
Irish Licence 11 years
NCD 11 years

Previous year £335.13
Renewal ~ £380

I shopped around and the lowest I could get was ~£300

I called back for a haggle and noticed a little error on their online form. With an adjustment of the error my renewal is now £256.06 fully comp, protected.

Bit his arm off!

raxy

38 M driving a 152 1.6d leon
Renewal €770 up from 680 last year.
I've done ~20 online quotes
Cheapest €650
Dearest €1158

I tried changing the voluntary excess & ncb protection on 1 quote but it made no difference. In fact increasing the voluntary excess actually increased the quote.
The majority of insurers have my car wrong when looking up using the reg. They put it as a higher model so not sure if that is making my quotes higher.
2 years ago my insurance was 400 on an 08 Passat 2.0 diesel

Edit: Just did a quote selecting the car instead of using the reg & quote is 621.

thefa

29 Male
2011 2.0 Seart Leon FR
2 years NCB (€1,200 accident in 2016)
3 points

Best - Fully Comp €1,597 123/RSA
Next best - Third Party €1,599 Chill (Axa)
Some sites such as liberty won't even quote.

Faith+1

raxy wrote: »

38 M driving a 152 1.6d leon
Renewal €770 up from 680 last year.
I've done ~20 online quotes
Cheapest €650
Dearest €1158

I tried changing the voluntary excess & ncb protection on 1 quote but it made no difference. In fact increasing the voluntary excess actually increased the quote.
The majority of insurers have my car wrong when looking up using the reg. They put it as a higher model so not sure if that is making my quotes higher.
2 years ago my insurance was 400 on an 08 Passat 2.0 diesel

Edit: Just did a quote selecting the car instead of using the reg & quote is 621.

How does that even make sense

Anjobe

51 yr old M, full NCD, driving '11 Kia Sorento 2.2d
Renewal quote from Allianz (via the AA) - €974 :eek:
Quote from Liberty €523 -10% as my wife is also with them = €471

Funny thing was I bought this car in Jan and got a quote from Liberty before hand just to see what it was going to cost and this quote was €880. Where these numbers come from is a complete mystery!

Foxhole Norman

24, 2003 BMW E39 540i 4.4
5+ NCB

Aviva Fully Comp last year : €2,080
Aviva Full Comp Renewal : €1,783

Happy with that considering the car, my age and they dropped €300 off the price, no one else has even quoted me so far.

Sadb

37 yr old F with 39 yr old m as named driver
04 Toyota avensis 1.8ltr
13 years full licence
Claim 4 years ago, €3000
Aig (same insurer since before claim) €541 fully comp, reduced to €504 for paying a week early.

Captain Flaps

Sadb wrote: »

37 yr old F with 39 yr old m as named driver
04 Toyota avensis 1.8ltr
13 years full licence
Claim 4 years ago, €3000
Aig (same insurer since before claim) €541 fully comp, reduced to €504 for paying a week early.

They make these numbers up completely.

I've a smaller engine same age car, basically same number of years driving, no claims in the last 5 years and you're still cheaper than me with the same insurer!

skibum

Your Age: 52
Car type and engine: 2001 Opel Astra 1.4
years driving: 33
any claims: none
Price and provider: Allianz, It was €461 last year, €474 Renewal, fully comp with bonus protection etc Got it down to €455....


Tried:
AA €974 third party
AIG no quote, car too old
123.ie no quote, car too old
AVIVA no quote, car too old

kerten

Drivers :38 years old M and 38 years old F as named driver
Car: 161 Citroen C4 Grand Picasso 1.6 auto
NCB : 10 years
Renewal : 520 Euro from a company called Fleetwood via FirstIreland.

It was around 800 euro from Allianz for 05 Focus 1.6 last year.

corcaigh1

Foxhole Norman wrote: »

24, 2003 BMW E39 540i 4.4
5+ NCB

Aviva Fully Comp last year : €2,080
Aviva Full Comp Renewal : €1,783

Happy with that considering the car, my age and they dropped €300 off the price, no one else has even quoted me so far.

Happy paying 1800 for insurance, good lord thats insane!

punisher5112

corcaigh1 wrote: »

Happy paying 1800 for insurance, good lord thats insane!

Not for the car and persons age.

ELM327

corcaigh1 wrote: »

Happy paying 1800 for insurance, good lord thats insane!

Considering it's less than the annual tax bill and he's in his twenties (afair) it's not bad at all.

NIMAN

I am in shock, my car renewal premium has come down this year!

Yes folks, you heard right. Down.

I spent days and days trying to get a decent quote last year, finally got one for €476.
Renewal came in, and its €436.

Nearly fell off the chair. Think thats the first time in quite a few years my premium has gone down.