€25k invested in prize bonds

pbtracker

mindhorn wrote: »

Ah so you do get a separate notification? Good to know in case I make a typo when entering them into the checker (the actual bond itself has a space between the letters and numbers but I always enter them without the space).

Yes, you get an email just saying you have new notification - it doesnt actually tell you that you've won or how much until you actually log into the site itself.

pbwinner

Winnings on 28th May 2021: €0
Last win 18th December 2020: €100
Total winnings on €25k from Feb 2011 to date: €3150
2011: €75 x 4 = €300
2012: €75 x 6 = €450
2013: €50 x 12 = €600
2014: €50 x 9 = €450
2015: €50 x 5 = €250
2016: €50 x 5 = €250
2017: €50 x 4 = €200
2018: €50 x 2 = €100
2019: €50 x 6 = €300
2020: €50 x 5 = €250
2021: €0

carrickbawn

tuisginideach wrote: »

Nothing today

Same as that. Would appreciate a little lift now.

dxhound2005

Nothing for me today. The €50K and a €50 went to Greece. That person has a very large holding, and they feature regularly in the €50 winners. See my post #5748 on page 384. They also won €1,000 in June 2018.


Prize Value Winning Prize Bond Location

€50,000.00 ZH784006 Greece
€50.00 ZH778808 Greece

Cute Hoor

Small win with €50 today, last win 14/5/2021, 2 wins in a month, yippee.
Prize Bond bought September 2006

Winnings to date (no winning records kept pre 2005) €1,975 on €10,700 worth of PB's bought monthly over a 24 year period plus €20,000 bought in Feb 2016 (six €50 wins on the February 2016 purchase), plus €20,000 bought in July 2020 (one €50 win on the July 2020 purchase), plus €30,000 bought in October 2020 (two €50 win on the October 2020 purchase).

Winnings 2011 €75
Winnings 2012 €150
Winnings 2013 €200
Winnings 2014 €100
Winnings 2015 Zero
Winnings 2016 €200
Winnings 2017 €250
Winnings 2018 Nada, Zilch, SFA
Winnings 2019 €250
Winnings 2020 €150
Winnings 2021 €100 (and counting)

Roll on next Friday

Mantis Toboggan

Won 50e today, 3rd win of the year and first since April 1st.

I don't get any email notifications, should I be?

mindhorn

dxhound2005 wrote: »

Nothing for me today. The €50K and a €50 went to Greece. That person has a very large holding, and they feature regularly in the €50 winners. See my post #5748 on page 384. They also won €1,000 in June 2018.


Prize Value Winning Prize Bond Location

€50,000.00 ZH784006 Greece
€50.00 ZH778808 Greece

pbtracker

Mantis Toboggan wrote: »

Won 50e today, 3rd win of the year and first since April 1st.

I don't get any email notifications, should I be?

You will only get the emails if you have signed up to the new State Savings portal

https://www.statesavings.ie/begin-registration

It's a bit of a cumbersome process but does give you better visibility of your bonds and notifications. There are been a few posts on it earlier in the thread, has been available for last 3 months or so I think.

Swindled

So very roughly in % terms what have people who put in large sums found the APR to be ?
( I know people don't just do it for the APR etc. there are other factors such as the change of a big win, and the security)

dxhound2005

Around 0.5% in both 2018 and 2019, 0.37% in 2020. The expected return with average luck for those years would have been roughly 0.35%, so I did a bit better. All DIRT free. I posted the details on the thread at the start of 2019, 20 and 21.

The notional interest rate changed in the middle of 2017 so I did not try to calculate my return for that year. The rate changed again in February this year, so the expected return with average luck is now 0.25%.

In general you will need to look at a holding over the course of a few years to see the return. Someone with what would be regarded as big money here could go for a few months winning nothing. Or they could have a run of good luck over a few months.

Bubbaclaus

I haven't won a tap since the interest rate went down in January. Feel like I am due the big one next month

FutureTeashock

I just cashed out some Bitcoin and want a safe harbour for my cash, is it worth sinking 2k into these bonds?

Any advice would be appreciated.

John arse

FutureTeashock wrote: »

I just cashed out some Bitcoin and want a safe harbour for my cash, is it worth sinking 2k into these bonds?

Any advice would be appreciated.

be safe alright you just won't win anything ,well 1 win every 10years with average luck!

adox

Nothing for me again.

FutureTeashock

John arse wrote: »

be safe alright you just won't win anything ,well 1 win every 10years with average luck!

Christ, 2k is such a frustratingly pointless amount of cash. I can't really do anything with it in an investment context.

I may as well just sink it into coke and hookers, such is its pointlessness as an investment instrument.

This country is set up to keep poor people poor!:mad:

Bubbaclaus

FutureTeashock wrote: »

Christ, 2k is such a frustratingly pointless amount of cash. I can't really do anything with it in an investment context.

I may as well just sink it into coke and hookers, such is its pointlessness as an investment instrument.

This country is set up to keep poor people poor!:mad:

There's no restriction on Irish citizens investing in international products, so not sure what you mean here. What has Ireland done to hinder your investment opportunities?

John arse

PB2018 wrote: »

Wins on 28th May 2021: €0
Last win: 18th December 2020: €50
Weeks since last win: 23
€134k invested in prize bonds since July 2017
Win ratio: 24 wins in 204 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-Dec): 5 x €50 = €250
2020 (Jan-Dec): 10 x €50 = €500
2021 (Jan-date): 0 x €50 = €0

nothing this year at all on €134k,shocking that!

John arse

FutureTeashock wrote: »

I just cashed out some Bitcoin and want a safe harbour for my cash, is it worth sinking 2k into these bonds?

Any advice would be appreciated.

how did you get on with the bitcoin by the way,my mate has dogecoin which seems to be dependent on which way elon musk sneezes?

FutureTeashock

John arse wrote: »

how did you get on with the bitcoin by the way,my mate has dogecoin which seems to be dependent on which way elon musk sneezes?

Bitcoin was a false hope for me sadly. Too chaotic and unpredictable. The Lambo never materialised and now I don't know what to do with my cash.

Perhaps gold and silver are worth a try.

John arse

FutureTeashock wrote: »

Bitcoin was a false hope for me sadly. Too chaotic and unpredictable. The Lambo never materialised and now I don't know what to do with my cash.

Perhaps gold and silver are worth a try.

were you up or down in the end though?

dxhound2005

FutureTeashock wrote: »

Bitcoin was a false hope for me sadly. Too chaotic and unpredictable. The Lambo never materialised and now I don't know what to do with my cash.

Perhaps gold and silver are worth a try.

Just be aware that like Crypto, gold and silver will have people trying to manipulate the market to increase the value / selling price of their holdings. With Prize Bonds it doesn't matter to existing holders how much other people put in or take out.

Thargor

Just printed the repayment form there, a place I want to buy is coming up for sale next week at long last. I'll do a full breakdown of my mediocre winnings later but no wins on 100 grand since last September tells you all you need to know, pathetic.

John arse

Thargor wrote: »

Just printed the repayment form there, a place I want to buy is coming up for sale next week at long last. I'll do a full breakdown of my mediocre winnings later but no wins on 100 grand since last September tells you all you need to know, pathetic.

yeah more tales of woe,i was thinking of throwing another 100k or so in these but PB2018,yourself and my own results is putting me off,these things really are rubbish these days.property is the way to go alright(imo),might just put the 100k until the end of the year(and out of debit card range!) when hopefully the covid is less of an issue and we'll look at an apartment or something(getting around €1200-1300 a month where i am),and to think that there's people asking about putting a few grand in unless you're one of the chosen few apparently.good luck on the property front:)

dxhound2005

I was keeping a lookout for the 2020 Annual Report. The 2019 report was in the papers in early May 2020. I came across the An Post Annual Report for 2020 which on Page 20 has this about Prize Bonds.

Prize Bonds ‑ net fund inflow €447.6m


Added to the fund value at the end of 2019 this would make the fund value on 31 December 2020 €4.1025 billion.

https://www.anpost.com/AnPost/media/PDFs/An-Post-Annual-Report-2020.pdf

crisco10

Is there any torture greater than a holdings update notification on a Friday?

tuisginideach

tuisginideach wrote: »

Nothing today

And nothing again!

adox

Big fat zero again for me.

PB2018

Wins on 4th June 2021: €0
Last win: 18th December 2020: €50
Weeks since last win: 24
€134k invested in prize bonds since July 2017
Win ratio: 24 wins in 205 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-Dec): 5 x €50 = €250
2020 (Jan-Dec): 10 x €50 = €500
2021 (Jan-date): 0 x €50 = €0

pbtracker

Nothing for me this week...

Winnings on 4th June 2021: €0
Last win : €50 28th May 2021
Investment : €93K (€77K from Aug 2020, +€15K Apr 2021)
Winnings Total : €300
Pre 2020 : €50
2020 : €150
2021 : €100

pbwinner

Winnings on 4th June 2021: €0
Last win 18th December 2020: €100
Total winnings on €25k from Feb 2011 to date: €3150
2011: €75 x 4 = €300
2012: €75 x 6 = €450
2013: €50 x 12 = €600
2014: €50 x 9 = €450
2015: €50 x 5 = €250
2016: €50 x 5 = €250
2017: €50 x 4 = €200
2018: €50 x 2 = €100
2019: €50 x 6 = €300
2020: €50 x 5 = €250
2021: €0