€25k invested in prize bonds

dxhound2005

Nothing for me today. The number of €50 prizes in the June draws is 4,075 up from 4,038 in May. The newest bond to win a prize on 07 May was AWK 268061, newest 04 June AWT 270900. This indicates sales of around €56.5 million.

dxhound2005

Here is a coincidence. The €50K went to Kilkenny today, and exactly a year ago to Kilkenny. Feckin' Cats. The OU winner today would be from around 2012.

https://www.kilkennypeople.ie/news/news/548249/50-000-prize-bond-win-for-lucky-kilkenny.html

carrickbawn

Nothing here again.

abff

Nothing for me today. Here's a summary of my return to date.

Date| Value |Return| Annualised
05/05/2017 | 100,000
31/12/2017 | 100,500 | 0.50% | 0.76%
31/12/2018 | 100,700 | 0.20% | 0.20%
31/12/2019 | 101,200 | 0.50% | 0.50%
31/12/2020 | 101,750 | 0.54% | 0.54%
04/06/2021 | 101,950 | 0.20% | 0.46%

sportsfan90

My luck returned this week with €50.

It started brilliantly with 3 wins in 8 weeks on 65k.

Then nothing for 22 weeks, but I got my first win since Christmas today.

Neames

My luck returned this week.


Bad luck that is...a duckegg again.

WhiteMan32

Winnings on 4th June 2021 on €110k: €50
Last win on 23rd April 2021: €50

abff

An earlier discussion in this thread got me thinking about the extent to which cheques have become almost redundant. So I trawled back through my records to see when was the last time I wrote a cheque and the answer was June 2018 and the one before that was November 2017.

I still have three cheques in my chequebook, but I doubt I'll ever get to use them.

tuisginideach

tuisginideach wrote: »

And nothing again!

And nothing again! Cashed in a load this week.:(

PB2018

Wins on 11th June 2021: €0
Last win: 18th December 2020: €50
Weeks since last win: 25
€134k invested in prize bonds since July 2017
Win ratio: 24 wins in 206 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-Dec): 5 x €50 = €250
2020 (Jan-Dec): 10 x €50 = €500
2021 (Jan-date): 0 x €50 = €0

Agent Smyth

A €50 win for us today from the small batch

pbtracker

Another zero week for me...

Winnings on 11th June 2021: €0
Last win : €50 28th May 2021
Investment : €93K (€77K from Aug 2020, +€15K Apr 2021)
Winnings Total : €300
Pre 2020 : €50
2020 : €150
2021 : €100

pbtracker

PB2018 wrote: »

Wins on 11th June 2021: €0
Last win: 18th December 2020: €50
Weeks since last win: 25
€134k invested in prize bonds since July 2017
Win ratio: 24 wins in 206 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-Dec): 5 x €50 = €250
2020 (Jan-Dec): 10 x €50 = €500
2021 (Jan-date): 0 x €50 = €0

Seems like you had all of this years wins last year!! 6 months without a win on €134K is a long time...

scheister

Upped my amount from 25k to 32,500 since the start of the month still awaiting that first win.

pbwinner

Winnings on 11th June 2021: €0
Last win 18th December 2020: €100
Total winnings on €25k from Feb 2011 to date: €3150
2011: €75 x 4 = €300
2012: €75 x 6 = €450
2013: €50 x 12 = €600
2014: €50 x 9 = €450
2015: €50 x 5 = €250
2016: €50 x 5 = €250
2017: €50 x 4 = €200
2018: €50 x 2 = €100
2019: €50 x 6 = €300
2020: €50 x 5 = €250
2021: €0

carrickbawn

Nothing here again today.

dxhound2005

€50 for me today from the March 2010 €29K bunch. After just one win in 2020, they are beating the odds this year.

Up to date as of Friday 11 June 2021

11 Jun 2021
Prize Bond Number Value of Prize
MN573440 €50.00

19 Feb 2021
MN575446 €50.00

04 Jan 2021
MN574043 €50.00
MN573371 €50.00

dxhound2005

The 2020 Annual Report is on the website.

https://www.statesavings.ie/media/pdf/prizebonds_annualreport_2020.pdf

Pages 20 and 21 for details of prizes, sales, and repayments. Sales were €735.67 million, highest month was March with €94.763 million. Repayments €283.049 million, leaving the year end value of the fund €4.102 billion.

That would be around 655 million bonds, about 25 million of which are valued at €6.35. I estimate that the fund has gone up another €150 to €200 million this year.

adox

Nothing for me again.

WhiteMan32

Two wins in a row for me!

Winnings on 11th June 2021 on €110k: €50
Last win on 4th June 2021: €50

Bubbaclaus

No wins in 5 months (8th Jan) on 95k. Standard

dxhound2005

The Irish Times gives a fair summation of the Annual Report, also RTE. Sometimes media get it wrong.

https://www.irishtimes.com/business/retail-and-services/sales-of-prize-bonds-up-37-as-value-of-fund-hits-record-level-1.4590643

I did a calculation to work out the real world return if the product was paying out interest instead of €50 prizes. It would still leave the big prizes.

Total prizes €19,242,050 of which €13,962,050 was €50 prizes, 72.56% of the money. Equals 0.3628% return, 0.4825% for those subject to DIRT. The nearest to €362.80 on €100K is €350, so the average luck 7 prizes is proved again.

This year it will be approx 0.256%, 5 prizes.

KaneToad

adox wrote: »

Nothing for me again.

Same boat for me.

washman3

Anyone i ever knew holding prize bonds have never won a single thing, or at least they don't admit to anyway. Anyone here the same.??
I know lots of people that have won from both small to substantial amounts in the National Lotto and know 2 people that have won huge amounts in Euro millions.

Something not adding up here.!!

Bubbaclaus

washman3 wrote: »

Anyone i ever knew holding prize bonds have never won a single thing, or at least they don't admit to anyway. Anyone here the same.??
I know lots of people that have won from both small to substantial amounts in the National Lotto and know 2 people that have won huge amounts in Euro millions.

Something not adding up here.!!

What doesn't add up?

washman3

Bubbaclaus wrote: »

What doesn't add up?

What do you think.??
Nobody seems to know anybody that has actually won a prize.
Do you get that.? Not exactly rocket science is it.?

Cute Hoor

washman3 wrote: »

Anyone i ever knew holding prize bonds have never won a single thing, or at least they don't admit to anyway. Anyone here the same.??
I know lots of people that have won from both small to substantial amounts in the National Lotto and know 2 people that have won huge amounts in Euro millions.

Something not adding up here.!!

Other than the people here very very few people know about my little wins, it's not that I'd be denying it but tbh few enough would be asking me anyway. If you are playing the National Lotto regularly then you are spending a minimum of €400 per year so you would need to be winning reasonably consistently to get close to break even. I used to do the Lotto and at a guess I lost 90% of what I 'invested' in it - by contrast I have never lost a penny/cent of what I invested in PBs. If somebody wins €1m in the lottery in Tournafulla there will be a big brouhaha about it, champagne flowing in the local huckster shop that sold the ticket, virtually impossible to avoid being identified. If somebody from Tournafulla won €1m in PBs nobody would be aware where exactly the winning bond was from, so no pressure on you to explain the upgrade from the '68 Cortina to the 2010 Focus. I know a lad who was an early lotto millionaire because the gobsh1te went public on it to his detriment. Apples and oranges really.

BTW have you asked everyone you ever knew if they have had a win in the PBs?

dxhound2005

washman3 wrote: »

What do you think.??
Nobody seems to know anybody that has actually won a prize.
Do you get that.? Not exactly rocket science is it.?

The person who started off this thread 10 years ago has won 58 prizes.

washman3

washman3 wrote: »

What do you think.??
Nobody seems to know anybody that has actually won a prize.
Do you get that.? Not exactly rocket science is it.?

I have won, at least 7/8 times a year for the last 4 years.
I also know 2 people that won 250K. I know one family that won the lotto jackpot.
??

Bubbaclaus

washman3 wrote: »

What do you think.??
Nobody seems to know anybody that has actually won a prize.
Do you get that.? Not exactly rocket science is it.?

So you are suggesting its a big conspiracy and no prizes are given out in reality?