Please help disabled driver choose a car

Mental Mickey

I need help choosing a a car!!!!!!!

I'm a disabled driver, and I don't know where to go/what car to choose???? Any suggestions would be great!?

I currently have an 02 Micra Automatic, but want to go a bit bigger.........

Cheers.

colm_mcm

and it has to have 3 doors.


3 door autos are a bit of a limited market.

Golf GT DSG TSI at €25425 would hold its money very well.
would be sought after in 2 years due to its low motor tax rate under the current system.

mike65

This thread may see more action with a better title

Mike.

vengeance52

my friend, who is also disabled, just got a new VW polo and loves it. She said that the garage told her the adaptions from her old corsa, were very easy to put onto the Polo.

Mental Mickey

mike65 wrote: »

This thread may see more action with a better title

Mike.

LOL. Sorry dude. I'm just soo frustrated.

:rolleyes:

leincar

colm_mcm wrote: »

and it has to have 3 doors.


3 door autos are a bit of a limited market.

Golf GT DSG TSI at €25425 would hold its money very well.
would be sought after in 2 years due to its low motor tax rate under the current system.

My better half just got her Golf GT 1.9TDI DSG. Wonderful car I can't fault it. It should hold its residuals as well.

Mental Mickey

leincar wrote: »

My better half just got her Golf GT 1.9TDI DSG. Wonderful car I can't fault it. It should hold its residuals as well.

Are you sure it's available in automatic transmission? According to their site, it doesn't seem to be.........?

mickdw

Mental Mickey wrote: »

Are you sure it's available in automatic transmission? According to their site, it doesn't seem to be.........?

DSG, thats the auto

Mental Mickey

mickdw wrote: »

DSG, thats the auto

Bloody hell!! Why can't it just say AUTO, instead of a poncy name like DSG??

:mad::rolleyes:

unkel

I presume you can get a new car without having to pay VRT or VAT? And in that case you can sell your car after 2 years and buy another one?

Take maximum benefit of this. Buy a new premium car with low depreciation like a BMW 318d / 320d auto or a Mercedes-Benz C220 CDI auto. Keep it for 2 years and sell it for more than you bought it for. You can use the profit you'll make towards your running costs

mike65 wrote: »

This thread may see more action with a better title

+1

I took the liberty to edit the title...

PurelyEsoteric

Mental Mickey wrote: »

Bloody hell!! Why can't it just say AUTO, instead of a poncy name like DSG??

:mad::rolleyes:

Cause it works differently to a normal auto. It can be put into manual mode and gears are changed with sexy paddles near the steering wheel. It also shifts through gears differently. It works faster than a normal gearbox.
But none of that matters much if you drive it in auto mode

fletch

unkel wrote: »

I presume you can get a new car without having to pay VRT or VAT? And in that case you can sell your car after 2 years and buy another one?... Keep it for 2 years and sell it for more than you bought it for

Is it legal to do that?

fabsoul

fletch wrote: »

Is it legal to do that?

yes, i do it every 2 yrs

colm_mcm

that's why choice of car is very important. one with good residual values is essential.

ShayK1

OP my boss has a 4 door Honda Civic saloon... looks good and he said he'd never buy anything other than a honda again

Mental Mickey

unkel wrote: »

I presume you can get a new car without having to pay VRT or VAT? And in that case you can sell your car after 2 years and buy another one?

Take maximum benefit of this. Buy a new premium car with low depreciation like a BMW 318d / 320d auto or a Mercedes-Benz C220 CDI auto. Keep it for 2 years and sell it for more than you bought it for. You can use the profit you'll make towards your running costs



+1

I took the liberty to edit the title...

LOL:D

Mental Mickey

PurelyEsoteric wrote: »

Cause it works differently to a normal auto. It can be put into manual mode and gears are changed with sexy paddles near the steering wheel. It also shifts through gears differently. It works faster than a normal gearbox.
But none of that matters much if you drive it in auto mode

But, imo, the "paddles" would be no bloody use as the car is an automatic!? I think I'll be going back to the Nissan Micra???
:rolleyes:

Turbodreams

i really would advise getting a car that does not depreciate fast. my mother (having a disabled daughter) was able to change her VW Golf every 2 years and on average make around €800-1000 profit after the change! something to consider.

Mental Mickey

Turbodreams wrote: »

i really would advise getting a car that does not depreciate fast. my mother (having a disabled daughter) was able to change her VW Golf every 2 years and on average make around €800-1000 profit after the change! something to consider.

I have only ever bought one car, and that was 6 years ago. I didn't survey the market back then. It was recommended to me by other friends with disabilities to go for the Nissan Micra, but now, as I said, I want to go bigger....?

I am getting more and more confused..........?

Turbodreams

perhaps if you contact the wheelchair association they might be able to help you with your decision. My personal recommendation would be a GolF or an Audi A3 but it all depends on your circumstances, budget, personal preference etc. Hope you find the right one!

Mental Mickey

Turbodreams wrote: »

perhaps if you contact the wheelchair association they might be able to help you with your decision. My personal recommendation would be a GolF or an Audi A3 but it all depends on your circumstances, budget, personal preference etc. Hope you find the right one!

Yeah, I don't wanna go too Mental(no pun intended:D)spending money???

unkel

Turbodreams wrote: »

i really would advise getting a car that does not depreciate fast. my mother (having a disabled daughter) was able to change her VW Golf every 2 years and on average make around €800-1000 profit after the change! something to consider.

With either of the cars I suggested, the OP would make a profit a lot bigger than that!

Mental Mickey wrote: »

Yeah, I don't wanna go too Mental(no pun intended:D)spending money???

The drawback of getting a new car is that it will probably have to be financed. Surely you don't have €40-50k lying around the house?

Ring your bank manager and explain - I don't think they'll have a problem gving you finance

colm_mcm

unkel wrote: »

With either of the cars I suggested, the OP would make a profit a lot bigger than that!

unkel wrote: »

I presume you can get a new car without having to pay VRT or VAT? And in that case you can sell your car after 2 years and buy another one?

Take maximum benefit of this. Buy a new premium car with low depreciation like a BMW 318d / 320d auto or a Mercedes-Benz C220 CDI auto. Keep it for 2 years and sell it for more than you bought it for. You can use the profit you'll make towards your running costs

Not quite. There is a limit to the amount of VRT and VAT claimable by a disabled driver. Think it's in the region of €9,000

unkel

colm_mcm wrote: »

Not quite. There is a limit to the amount of VRT and VAT claimable by a disabled driver. Think it's in the region of €9,000

Any link, Colm?

Altreab

colm_mcm wrote: »

Not quite. There is a limit to the amount of VRT and VAT claimable by a disabled driver. Think it's in the region of €9,000

This taken from the revenue.ie website.

# Relief in respect of Vehicle Registration Tax (VRT) and Value Added Tax (VAT) may be obtained, subject to a maximum of :

* €9,525 for a driver.
* €15,875 for a passenger.
* €15,875 for a family member.

# Relief is restricted to a vehicle which has been specially constructed or adapted for use by a person with a disability and which has an engine size of less than 2,000cc in the case of a driver and 4,000cc in the case of a passenger.
# A vehicle which has been relieved from tax may not be disposed of for at least two years.

Mental Mickey

Hi Guys

After a lot of head-wrecking. I have decided to go with the Ford Fiesta 1.4l tiptronic.

The deal that I am being offered is very good, and I am happy with it.

Cheers

MM

Turbodreams

Glad to hear ya got sorted, gud luck with the new motor!

Mental Mickey

Turbodreams wrote: »

Glad to hear ya got sorted, gud luck with the new motor!

Thanks mate.

I have one more question..............:

While attempting to make up my mind(some of my friends called it "dithering)about the new car, I went ahead and renewed the insurance on my current car, as it is due for renewal next week. Would/should I have much hassle changing over my insurance on the new car??

I have a quote of €511 for my current car(1 litre Nissan Micra auto)from my current insurers - Hibernian(thru 123.ie). FBD had offered me a quote of €400 odd for the Ford Fiesta 1.4l auto.


Would it be much hassle switching insurance companies??

Marcus.Aurelius

Mental Mickey wrote: »

Would it be much hassle switching insurance companies??

Hi Mental Mickey,

Shouldn't be a problem. When you tell Hibernian that you are changing insurance companies, they are required by law to issue a statement of no-claims bonus, which you simply submit to your new insurance company to prove your no-claims discount. They'll take it from there.

€400 is very good for a 1.4 Auto compared to €511 for a micra which had a smaller engine!

Best of Luck

Mental Mickey

maoleary wrote: »

Hi Mental Mickey,

Shouldn't be a problem. When you tell Hibernian that you are changing insurance companies, they are required by law to issue a statement of no-claims bonus, which you simply submit to your new insurance company to prove your no-claims discount. They'll take it from there.

€400 is very good for a 1.4 Auto compared to €511 for a micra which had a smaller engine!

Best of Luck

The reason I was quoted €511 for the Micra was because I went thru a broker, whereas the quote for the Fiesta was gotten didrectly from FBD.

Marcus.Aurelius

Mental Mickey wrote: »

The reason I was quoted €511 for the Micra was because I went thru a broker, whereas the quote for the Fiesta was gotten didrectly from FBD.

damn brokers!! :pac: