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Please help disabled driver choose a car

  • 19-03-2008 6:27pm
    #1
    Registered Users Posts: 10,631 ✭✭✭✭


    I need help choosing a a car!!!!!!!

    I'm a disabled driver, and I don't know where to go/what car to choose???? Any suggestions would be great!?

    I currently have an 02 Micra Automatic, but want to go a bit bigger.........

    Cheers.


«13456729

Comments

  • Registered Users Posts: 73,365 ✭✭✭✭colm_mcm


    and it has to have 3 doors.


    3 door autos are a bit of a limited market.

    Golf GT DSG TSI at €25425 would hold its money very well.
    would be sought after in 2 years due to its low motor tax rate under the current system.


  • Closed Accounts Posts: 88,978 ✭✭✭✭mike65


    This thread may see more action with a better title

    Mike.


  • Registered Users Posts: 1,526 ✭✭✭vengeance52


    my friend, who is also disabled, just got a new VW polo and loves it. She said that the garage told her the adaptions from her old corsa, were very easy to put onto the Polo.


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    mike65 wrote: »
    This thread may see more action with a better title

    Mike.

    LOL. Sorry dude. I'm just soo frustrated.

    :rolleyes:


  • Closed Accounts Posts: 683 ✭✭✭leincar


    colm_mcm wrote: »
    and it has to have 3 doors.


    3 door autos are a bit of a limited market.

    Golf GT DSG TSI at €25425 would hold its money very well.
    would be sought after in 2 years due to its low motor tax rate under the current system.

    My better half just got her Golf GT 1.9TDI DSG. Wonderful car I can't fault it. It should hold its residuals as well.


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  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    leincar wrote: »
    My better half just got her Golf GT 1.9TDI DSG. Wonderful car I can't fault it. It should hold its residuals as well.


    Are you sure it's available in automatic transmission? According to their site, it doesn't seem to be.........?

    :confused:


  • Registered Users Posts: 23,201 ✭✭✭✭mickdw


    Are you sure it's available in automatic transmission? According to their site, it doesn't seem to be.........?

    :confused:

    DSG, thats the auto


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    mickdw wrote: »
    DSG, thats the auto

    Bloody hell!! Why can't it just say AUTO, instead of a poncy name like DSG??

    :mad::rolleyes:


  • Registered Users Posts: 64,548 ✭✭✭✭unkel


    I presume you can get a new car without having to pay VRT or VAT? And in that case you can sell your car after 2 years and buy another one?

    Take maximum benefit of this. Buy a new premium car with low depreciation like a BMW 318d / 320d auto or a Mercedes-Benz C220 CDI auto. Keep it for 2 years and sell it for more than you bought it for. You can use the profit you'll make towards your running costs
    mike65 wrote: »
    This thread may see more action with a better title

    +1

    I took the liberty to edit the title...


  • Closed Accounts Posts: 21 PurelyEsoteric


    Bloody hell!! Why can't it just say AUTO, instead of a poncy name like DSG??

    :mad::rolleyes:
    Cause it works differently to a normal auto. It can be put into manual mode and gears are changed with sexy paddles near the steering wheel. It also shifts through gears differently. It works faster than a normal gearbox.
    But none of that matters much if you drive it in auto mode :D


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  • Registered Users Posts: 7,375 ✭✭✭fletch


    unkel wrote: »
    I presume you can get a new car without having to pay VRT or VAT? And in that case you can sell your car after 2 years and buy another one?... Keep it for 2 years and sell it for more than you bought it for
    Is it legal to do that?


  • Registered Users Posts: 1,056 ✭✭✭fabsoul


    fletch wrote: »
    Is it legal to do that?


    yes, i do it every 2 yrs


  • Registered Users Posts: 73,365 ✭✭✭✭colm_mcm


    that's why choice of car is very important. one with good residual values is essential.


  • Registered Users Posts: 5,602 ✭✭✭ShayK1


    OP my boss has a 4 door Honda Civic saloon... looks good and he said he'd never buy anything other than a honda again


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    unkel wrote: »
    I presume you can get a new car without having to pay VRT or VAT? And in that case you can sell your car after 2 years and buy another one?

    Take maximum benefit of this. Buy a new premium car with low depreciation like a BMW 318d / 320d auto or a Mercedes-Benz C220 CDI auto. Keep it for 2 years and sell it for more than you bought it for. You can use the profit you'll make towards your running costs



    +1

    I took the liberty to edit the title...


    LOL:D


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    Cause it works differently to a normal auto. It can be put into manual mode and gears are changed with sexy paddles near the steering wheel. It also shifts through gears differently. It works faster than a normal gearbox.
    But none of that matters much if you drive it in auto mode :D


    But, imo, the "paddles" would be no bloody use as the car is an automatic!? I think I'll be going back to the Nissan Micra???
    :rolleyes:


  • Closed Accounts Posts: 60 ✭✭Turbodreams


    i really would advise getting a car that does not depreciate fast. my mother (having a disabled daughter) was able to change her VW Golf every 2 years and on average make around €800-1000 profit after the change! something to consider.


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    i really would advise getting a car that does not depreciate fast. my mother (having a disabled daughter) was able to change her VW Golf every 2 years and on average make around €800-1000 profit after the change! something to consider.

    I have only ever bought one car, and that was 6 years ago. I didn't survey the market back then. It was recommended to me by other friends with disabilities to go for the Nissan Micra, but now, as I said, I want to go bigger....?

    I am getting more and more confused..........?


  • Closed Accounts Posts: 60 ✭✭Turbodreams


    perhaps if you contact the wheelchair association they might be able to help you with your decision. My personal recommendation would be a GolF or an Audi A3 but it all depends on your circumstances, budget, personal preference etc. Hope you find the right one!


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    perhaps if you contact the wheelchair association they might be able to help you with your decision. My personal recommendation would be a GolF or an Audi A3 but it all depends on your circumstances, budget, personal preference etc. Hope you find the right one!

    Yeah, I don't wanna go too Mental(no pun intended:D)spending money???


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  • Registered Users Posts: 64,548 ✭✭✭✭unkel


    i really would advise getting a car that does not depreciate fast. my mother (having a disabled daughter) was able to change her VW Golf every 2 years and on average make around €800-1000 profit after the change! something to consider.

    With either of the cars I suggested, the OP would make a profit a lot bigger than that!
    Yeah, I don't wanna go too Mental(no pun intended:D)spending money???

    The drawback of getting a new car is that it will probably have to be financed. Surely you don't have €40-50k lying around the house? :D

    Ring your bank manager and explain - I don't think they'll have a problem gving you finance


  • Registered Users Posts: 73,365 ✭✭✭✭colm_mcm


    unkel wrote: »
    With either of the cars I suggested, the OP would make a profit a lot bigger than that!

    unkel wrote: »
    I presume you can get a new car without having to pay VRT or VAT? And in that case you can sell your car after 2 years and buy another one?

    Take maximum benefit of this. Buy a new premium car with low depreciation like a BMW 318d / 320d auto or a Mercedes-Benz C220 CDI auto. Keep it for 2 years and sell it for more than you bought it for. You can use the profit you'll make towards your running costs


    Not quite. There is a limit to the amount of VRT and VAT claimable by a disabled driver. Think it's in the region of €9,000


  • Registered Users Posts: 64,548 ✭✭✭✭unkel


    colm_mcm wrote: »
    Not quite. There is a limit to the amount of VRT and VAT claimable by a disabled driver. Think it's in the region of €9,000

    Any link, Colm?


  • Registered Users Posts: 667 ✭✭✭Altreab


    colm_mcm wrote: »
    Not quite. There is a limit to the amount of VRT and VAT claimable by a disabled driver. Think it's in the region of €9,000

    This taken from the revenue.ie website.

    # Relief in respect of Vehicle Registration Tax (VRT) and Value Added Tax (VAT) may be obtained, subject to a maximum of :

    * €9,525 for a driver.
    * €15,875 for a passenger.
    * €15,875 for a family member.

    # Relief is restricted to a vehicle which has been specially constructed or adapted for use by a person with a disability and which has an engine size of less than 2,000cc in the case of a driver and 4,000cc in the case of a passenger.
    # A vehicle which has been relieved from tax may not be disposed of for at least two years.


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    Hi Guys

    After a lot of head-wrecking. I have decided to go with the Ford Fiesta 1.4l tiptronic.

    The deal that I am being offered is very good, and I am happy with it.

    Cheers

    MM


  • Closed Accounts Posts: 60 ✭✭Turbodreams


    Glad to hear ya got sorted, gud luck with the new motor!


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    Glad to hear ya got sorted, gud luck with the new motor!

    Thanks mate. :D

    I have one more question..............:

    While attempting to make up my mind(some of my friends called it "dithering)about the new car, I went ahead and renewed the insurance on my current car, as it is due for renewal next week. Would/should I have much hassle changing over my insurance on the new car??

    I have a quote of €511 for my current car(1 litre Nissan Micra auto)from my current insurers - Hibernian(thru 123.ie). FBD had offered me a quote of €400 odd for the Ford Fiesta 1.4l auto.


    Would it be much hassle switching insurance companies??

    :confused:


  • Registered Users Posts: 2,314 ✭✭✭Marcus.Aurelius


    Would it be much hassle switching insurance companies??

    :confused:

    Hi Mental Mickey,

    Shouldn't be a problem. When you tell Hibernian that you are changing insurance companies, they are required by law to issue a statement of no-claims bonus, which you simply submit to your new insurance company to prove your no-claims discount. They'll take it from there.

    €400 is very good for a 1.4 Auto compared to €511 for a micra which had a smaller engine!

    Best of Luck


  • Registered Users Posts: 10,631 ✭✭✭✭Mental Mickey


    maoleary wrote: »
    Hi Mental Mickey,

    Shouldn't be a problem. When you tell Hibernian that you are changing insurance companies, they are required by law to issue a statement of no-claims bonus, which you simply submit to your new insurance company to prove your no-claims discount. They'll take it from there.

    €400 is very good for a 1.4 Auto compared to €511 for a micra which had a smaller engine!

    Best of Luck

    The reason I was quoted €511 for the Micra was because I went thru a broker, whereas the quote for the Fiesta was gotten didrectly from FBD.


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  • Registered Users Posts: 2,314 ✭✭✭Marcus.Aurelius


    The reason I was quoted €511 for the Micra was because I went thru a broker, whereas the quote for the Fiesta was gotten didrectly from FBD.

    damn brokers!! :pac:


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