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€25k invested in prize bonds

12357…194

Comments

  • #202
    Max_Charger
    Closed Accounts Posts: 1,323 ✭✭✭Max_Charger


    Winnings from today's draw: €0
    Total winnings since Aug 2011 on €5k: €0


  • #203
    brownbeard
    Registered Users Posts: 112 ✭✭brownbeard


    Winnings from today's draw: €0
    Total winnings since Mar 2011 on €1k: €225

    I like how efficient this thread is getting.


  • #204
    daveyboy_1ie
    Closed Accounts Posts: 1,352 ✭✭✭daveyboy_1ie


    Bought €3,000 of PB's in late July

    Todays draw = €0

    So far on the €3,000 invested, total winnings = €75


  • #205
    Black Rock
    Registered Users Posts: 28 ✭Black Rock


    See FAQ on Prize Bonds on the NTMA website
    http://www.ntma.ie/Publications/2012/FAQPrizeBonds.pdf


    6. How many prizes are there?
    [FONT=Calibri,Calibri][FONT=Calibri,Calibri]There are almost 7,800 prizes in [/FONT][/FONT]every [FONT=Calibri,Calibri][FONT=Calibri,Calibri]weekly draw. [/FONT][/FONT]
    [FONT=Calibri,Calibri][FONT=Calibri,Calibri]The following is the prize structure: [/FONT][/FONT]€1 MILLION Prize [FONT=Calibri,Calibri][FONT=Calibri,Calibri]- awarded on the last Friday of every month. €20,000 - awarded each week other than when the €1 MILLION prize is awarded. € 1,000 - 5 Prizes each week € 250 - 10 Prizes each week € 75 - almost 7,800 each week. [/FONT][/FONT]


    7. Is my Prize Bond included in every draw?
    [FONT=Calibri,Calibri][FONT=Calibri,Calibri]A registered prize bond is included in every draw until it is encashed. With Prize Bonds you are eligible to win not just once, but every week for as long as you hold your bonds. Each individual bond is eligible to win one prize in every draw. [/FONT][/FONT]

    [FONT=Calibri,Calibri][FONT=Calibri,Calibri]8. How are prize bond winners selected in the weekly draw [/FONT]
    [FONT=Calibri,Calibri][FONT=Calibri,Calibri][FONT=Calibri,Calibri]The Prize Bonds winners are selected in a computerised draw each week. The numbers are randomly generated by a computer and every draw is observed by an official from the National Treasury Management Agency. The results of every draw are independently analysed to confirm the randomness of the draw. [/FONT][/FONT][/FONT]

    [FONT=Calibri,Calibri]9. I have Prize Bonds for 40 years, what has happened to them? [/FONT]
    [FONT=Calibri,Calibri][FONT=Calibri,Calibri][FONT=Calibri,Calibri]Your Prize Bonds are included in every draw until you cash them in. All Prize Bonds, regardless of how old they are, stand an equal chance, relevant to the unit value, of winning a prize in every draw. Even if one of your Prize Bonds wins a prize it is included in every draw after that. [/FONT][/FONT]

    10. How do I know if I've won a prize?
    [FONT=Calibri,Calibri][FONT=Calibri,Calibri]All prize winners are contacted following each draw. To ensure that you can be notified of any winnings, it is important that you inform us if you change address. [/FONT][/FONT]
    [/FONT][/FONT]
    13. What happens to unclaimed prizes?
    Very few prizes are not claimed, but if someone does not claim their prize within 6 months of the draw date, the prize is entered onto our unclaimed prizes database. The prize is then held, indefinitely until the holder comes forward to claim it. If Prize Bonds are not claimed within six months they begin to earn interest for the prize winner.
    At end 2010 the unclaimed prizes that had built up since the launch of prize bonds in 1957 amounted to €1.66 million which is less than 0.33% of the value of prizes awarded. All unclaimed prizes are listed on our database at www.StateSavings.ie
    You can also get details of unclaimed prizes by telephoning calling 1850 30 50 60.


  • #206
    newmug
    Banned (with Prison Access) Posts: 3,571 ✭✭✭newmug


    Hi folks. A bit off topic, but are PB's visible to the social welfare or revenue? My Da has the same name as me and has a nice few quids worth, and I'm worried that the SW or Revenue will think its me:confused::confused::confused:


  • #207
    brownbeard
    Registered Users Posts: 112 ✭✭brownbeard


    Winnings from today's draw: €0
    Total winnings since Mar 2011 on €1k: €225


  • #208
    howamidifferent
    Registered Users, Registered Users 2 Posts: 1,819 ✭✭✭howamidifferent


    Winnings from todays draw: €0
    Total winnings since Sep 2010 on €75: €0
    Total winnings since Dec 2011 on €1000: €75


  • #209
    pbwinner
    Registered Users Posts: 832 ✭✭✭pbwinner


    Winnings from today's draw: €0
    Total winnings since Feb 2011 on €25k: €300


  • #210
    Max_Charger
    Closed Accounts Posts: 1,323 ✭✭✭Max_Charger


    Finally winning from today's draw: €75
    Total winnings since Aug 2011 on €5k: €75


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  • #211
    Bebo stunnah
    Registered Users, Registered Users 2 Posts: 621 ✭✭✭Bebo stunnah


    I bought €500 of PB about 6 months ago, got a cheque dated 2 days before Christmas for €75, think that works out at around 30% p/a... for the moment, probably wont win now for another 40 years...


  • #212
    [Deleted User]
    Posts: 0 ✭✭✭ [Deleted User]


    Bebo stunnah wrote: »
    I bought €500 of PB about 6 months ago, got a cheque dated 2 days before Christmas for €75, think that works out at around 30% p/a... for the moment, probably wont win now for another 40 years...

    thats not fair :mad:
    i had €250 for three years. won nothing
    you should just cash them in now. its very very unlikely you'll win anything else


  • #213
    pbwinner
    Registered Users Posts: 832 ✭✭✭pbwinner


    Winnings from today's draw: €0
    Total winnings since Feb 2011 on €25k: €300


  • #214
    howamidifferent
    Registered Users, Registered Users 2 Posts: 1,819 ✭✭✭howamidifferent


    Winnings from todays draw: €0 :(
    Total winnings since Sep 2010 on €75: €0
    Total winnings since Dec 2011 on €1000: €75




    * Now come back to me o great spirit of boards.ie prizebond winners! * :D


  • #215
    XrayMike235
    Registered Users Posts: 97 ✭✭XrayMike235


    Winnings on todays draw €75 :D

    First prize since November 2010.

    Total return on €18k since October 2008: €675 :(

    Keep thinking I'm going to hit the €20k prize so left them there instead of savings account. Worse off financially for sure, but I love the anticipation of logging in every Friday to see if I have won. You can't put a price on that.

    OK, well you could.....


  • #216
    GhostInTheRuins
    Registered Users, Registered Users 2 Posts: 5,965 ✭✭✭GhostInTheRuins


    Has anyone cashed in their prizebonds? I'm just wondering how easy it is to do.


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  • #217
    brownbeard
    Registered Users Posts: 112 ✭✭brownbeard


    GhostInTheRuins wrote: »
    Has anyone cashed in their prizebonds? I'm just wondering how easy it is to do.

    Have done once before, It's easy enough. Get a form from the post office and send it off with your bonds. They either send you a check or put it in your account depending on what you specify.


  • #218
    professore
    Closed Accounts Posts: 5,857 ✭✭✭professore


    Deleted User wrote: »
    ya, and state guarenteed.
    all winnings are tax free.

    it's impossible to lose money

    Lots of people still don't get we're bankrupt and if the troika pull the plug a state guarantee is worthless.


  • #219
    brownbeard
    Registered Users Posts: 112 ✭✭brownbeard


    Oh, and...

    Winnings from today's draw: €0
    Total winnings since Mar 2011 on €1k: €225,

    I bought another 1k there in January, but it still hasn't arrived. When it does, I'll post results for both individually for clarity's sake, much like howamidifferent does.


  • #220
    An Ri rua
    Registered Users, Registered Users 2 Posts: 4,520 ✭✭✭An Ri rua


    I've had varying investments in Prize Bonds over the last 5 years, ranging from €2K down to €300. I usually put it in across the summer and whittle it down over the winter. So not really an investment, more of a rainy day fund. Never won anything.

    I have a Prize Bond registered on the online tracker on behalf of my 98 year old Granny. She bought it in March 1957!! i.e the very first draw !! Like for a lot of other trusting Irish people. It has NEVER WON a bean. My God, what was €5 worth to the average family then. Think about it. It was half an industrial week's wage in 1968, I am told.

    I keep a few now, less than €50 worth, out of an interest in gambling and the little fun that it brings on a Friday. But Prize Bonds are a mug's game. And this is from an eternal dreamer who backed 2010's white Christmas winnings on another one for 2011 !! :rolleyes:

    ps The odd innocent (or not) Boardsie on this thread has wondered can state-monitored draws be fixed? read my post #119 here for a link to Frecnh Lottery scratchcard fixing and WAKE UP http://www.boards.ie/vbulletin/showthread.php?p=71319851. edit. Here is a valid link to to that EYE-OPENER http://www.independent.ie/world-news/europe/french-lottery-in-the-dock-over-players-fraud-claims-91058.html ps My original link showed that the Lottery had settled; this one only shows the case unfolding. Here is a link showing that they attempted to settle :- http://egamingpulse.com/archives/1132-French-lotto-loser-wins-315,000-to-halt-lawsuit.html

    All forms of madness, sadness and despair are possible where wealth is concerned.

    Edit: More useful reading for raffles like Prize bonds http://www.dailymail.co.uk/femail/article-2025069/Joan-Ginther-Maths-professor-hits-multi-million-scratchcard-lottery-jackpot-4-times.html


  • #221
    Black Rock
    Registered Users Posts: 28 ✭Black Rock


    NTMA State Savings - Prize Bonds

    1. Application for Repayment of Prize Bonds
    http://www.ntma.ie/Publications/2012/PrizebondsRepaymentForm.pdf

    2. Independence of draw process
    The FAQ on Prize Bonds FAQ 8 on page 3
    http://www.ntma.ie/Publications/2012/FAQPrizeBonds.pdf
    How are prize bond winners selected in the weekly draw
    [FONT=Calibri,Calibri][FONT=Calibri,Calibri]The Prize Bonds winners are selected in a computerised draw each week. The numbers are randomly generated by a computer and every draw is observed by an official from the National Treasury Management Agency. The results of every draw are independently analysed to confirm the randomness of the draw.
    [/FONT]    [/FONT]


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  • #222
    An Ri rua
    Registered Users, Registered Users 2 Posts: 4,520 ✭✭✭An Ri rua


    Black Rock wrote: »
    NTMA State Savings - Prize Bonds

    1. Application for Repayment of Prize Bonds
    http://www.ntma.ie/Publications/2012/PrizebondsRepaymentForm.pdf

    2. Independence of draw process
    The FAQ on Prize Bonds FAQ 8 on page 3
    http://www.ntma.ie/Publications/2012/FAQPrizeBonds.pdf
    How are prize bond winners selected in the weekly draw
    [FONT=Calibri,Calibri][FONT=Calibri,Calibri]The Prize Bonds winners are selected in a computerised draw each week. The numbers are randomly generated by a computer and every draw is observed by an official from the National Treasury Management Agency. The results of every draw are independently analysed to confirm the randomness of the draw.
    [/FONT]    [/FONT]

    Is there something wrong with the font size and colour settings on your keyboard? You can probably post on forums here to have that solved. All very helpful here....

    I note from ALL of your contributions since february 2011 that you have an unhealthy interest in laying out the facts, nay defending NTMA / An Post / State savings. In the interest of disclosure, what are your connections to NTMA / State Savings? Surely you hardly feel that, as a punter, a consumer of State savings products, YOU are best suited to using Google to find and paste information here for our consumption? We are all, I assume, literate and also financially so. All manner of policies and stated objectives (and even good intentions, old chap) do not and would not deter from any system being gamed. As has been shown before (in the links I have provided), such gaming is always possible. I am still unsure as to the true purpose of your cut and paste 'communication', but, as such, it is a very POOR form of communication on an interactive forum.

    I leave it to others here and Mods to decide if you are shilling but I am reporting your post. EVERY post you have made so far has been directly linked to state savings vehicles. Is that pure shilling? I'm not a mod. But I do like honest and sceptical / inquisitive minds, not boors.


  • #223
    Thud
    Registered Users, Registered Users 2 Posts: 2,642 ✭✭✭Thud


    interesteing....is that you Enda?


  • #224
    gaz wac
    Registered Users, Registered Users 2 Posts: 1,330 ✭✭✭gaz wac


    I'll just leave this here

    http://www.askaboutmoney.com/showpost.php?p=1240327&postcount=5


  • #225
    An Ri rua
    Registered Users, Registered Users 2 Posts: 4,520 ✭✭✭An Ri rua


    gaz wac wrote: »
    I'll just leave this here

    http://www.askaboutmoney.com/showpost.php?p=1240327&postcount=5


    Thanks.

    OP, sorry for this OT on your excellent thread. I still have Prize Bonds. I just like to be fully financially aware of upsides and downsides and don't appreciate when some Boardsies like the one I've reported take it on themselves to ram 'official' stated facts (policies) down others' throats.

    ps I think I just might win this Friday now :-)


  • #226
    gaz wac
    Registered Users, Registered Users 2 Posts: 1,330 ✭✭✭gaz wac


    To be honest, ive been following this thread since day one as I was gonna put 20k into PB, for one year, just cos im a gambling man ;) but tbh its now one year since PBW ( op) put the cash in and he is at €300, I cant help but think that if he had just put it into a fixed rate account for the year, he would have over double what he has now in winnings...but then again...he could have won a million :p

    great thread OP..


  • #227
    Marcus_Crassus
    Registered Users Posts: 140 ✭✭Marcus_Crassus


    I've had €8000 in for approximately the last year and a half and I've won €475: €250 once and three instances of winning €75. I actually won one of those in last Friday's draw.

    Btw, I know the money's state guaranteed while in prizebonds, but would that mean much if everything went tits up? Hmm.


  • #228
    An Ri rua
    Registered Users, Registered Users 2 Posts: 4,520 ✭✭✭An Ri rua


    Marcus_Crassus wrote: »
    I've had €8000 in for approximately the last year and a half and I've won €475: €250 once and three instances of winning €75. I actually won one of those in last Friday's draw.

    Btw, I know the money's state guaranteed while in prizebonds, but would that mean much if everything went tits up? Hmm.

    Congrats :) Lovely stuff. Not a bad return.


  • #229
    justo
    Registered Users Posts: 242 ✭✭justo


    Marcus_Crassus wrote: »
    I've had €8000 in for approximately the last year and a half and I've won €475: €250 once and three instances of winning €75. I actually won one of those in last Friday's draw.

    Btw, I know the money's state guaranteed while in prizebonds, but would that mean much if everything went tits up? Hmm.

    newbie question, but once you buy some PBs how do you keep an eye on your savings and how much you have? Are the PB slips you are sent just a guarantee or do the have value? Can you log on to a web portal to see your PB numbers and balance?

    thanks.


  • #230
    An Ri rua
    Registered Users, Registered Users 2 Posts: 4,520 ✭✭✭An Ri rua


    justo wrote: »
    newbie question, but once you buy some PBs how do you keep an eye on your savings and how much you have? Are the PB slips you are sent just a guarantee or do the have value? Can you log on to a web portal to see your PB numbers and balance?

    thanks.

    yes, www.prizebonds.ie and its Bond Tracker


  • #231
    Marcus_Crassus
    Registered Users Posts: 140 ✭✭Marcus_Crassus


    justo wrote: »
    newbie question, but once you buy some PBs how do you keep an eye on your savings and how much you have? Are the PB slips you are sent just a guarantee or do the have value? Can you log on to a web portal to see your PB numbers and balance?

    thanks.


    As An Ri rua said, it's quite easy to track them via the website. Once you buy them they send a certificate to your house which outlines how many bonds you own, their code numbers and their cash worth (€6.25 per bond).

    You can log on and check if you won, and if you have won, they send a letter to your house; you can either take the winning money out and spend it or keep it to buy more bonds -- they give you that option on the sheet.


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  • #232
    Man of Aran
    Registered Users, Registered Users 2 Posts: 237 ✭✭Man of Aran


    An Ri Rua made some valid comments and with respect to all new posters, this is an excellent thread with some open and honest discussion & comparisons amongst small and big investors, amateur and professional punters who knows - basically all of us Irish citizens who for whatever reasons of economic uncertainty or having a small nest egg to invest in something 'useful' are trying to figure out if PB are a worthy investment.

    No need for any 'put downs' or condescending attitude by new arrivals or veterans to the thread. The OP, BrownBeard and some others make this a very worthwhile thread.

    My clan of 5 people around country had 1 x E75 win since Christmas with close on 100K in PB since 2010. Seems like the 1-2% win-trend still on for 2012!

    Ruaille Buaille I say - scaoil amaich an Bobailin!


  • #233
    mrsdewinter
    Registered Users, Registered Users 2 Posts: 2,162 ✭✭✭mrsdewinter


    So excited: I've been following this thread for months and today I took the plunge and purchased €1,000 worth of Prize Bonds.
    *sits back and waits for €75 cheques to come rolling in*


  • #234
    Fighting Irish
    Registered Users, Registered Users 2 Posts: 7,065 ✭✭✭Fighting Irish


    How easy and quick is it to cash in prizebonds?


  • #235
    An Ri rua
    Registered Users, Registered Users 2 Posts: 4,520 ✭✭✭An Ri rua


    Fighting Irish wrote: »
    How easy and quick is it to cash in prizebonds?


    Very easy, answered earlier in thread. larger time limit when first bought. Decreases after.


  • #236
    An Ri rua
    Registered Users, Registered Users 2 Posts: 4,520 ✭✭✭An Ri rua


    11 hours and counting. Let the good times roll folks !

    Edit: 1pm. No Win for me or mine :(


  • #237
    pbwinner
    Registered Users Posts: 832 ✭✭✭pbwinner


    Winnings from today's draw: €75
    Total winnings since Feb 2011 on €25k: €375


  • #238
    Max_Charger
    Closed Accounts Posts: 1,323 ✭✭✭Max_Charger


    winning from today's draw: €0
    Total winnings since Aug 2011 on €5k: €75


  • #239
    howamidifferent
    Registered Users, Registered Users 2 Posts: 1,819 ✭✭✭howamidifferent


    Winnings from todays draw: €0 :(
    Total winnings since Sep 2010 on €75: €0
    Total winnings since Dec 2011 on €1000: €75


  • #240
    Triangla
    Registered Users, Registered Users 2 Posts: 818 ✭✭✭Triangla


    pbwinner wrote: »
    Winnings from today's draw: €75
    Total winnings since Feb 2011 on €25k: €375

    Works out at 1.5% return, why not double your return this year:

    http://www.rabodirect.ie/savings-ireland/default.aspx?gclid=CMLskZrBk64CFUG9zAod0VRdMA


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  • #241
    brownbeard
    Registered Users Posts: 112 ✭✭brownbeard


    Winnings from yesterday's draw (sorry I'm late) :€0

    Total winnings since Mar 2011 on €1k: €225
    Total winnings since Jan 2012 on €1k: €0


    EDIT:yesterday's not today's, oh the hazards of ctrl+c ctrl+v...


  • #242
    An Ri rua
    Registered Users, Registered Users 2 Posts: 4,520 ✭✭✭An Ri rua


    €50 approx in today's values (March 1957 to summer 2010) left in PBs from about 2K tops in 2010. No winnings to date.


  • #243
    pbwinner
    Registered Users Posts: 832 ✭✭✭pbwinner


    Winnings from today's draw: €0
    Total winnings since Feb 2011 on €25k: €375


  • #244
    XrayMike235
    Registered Users Posts: 97 ✭✭XrayMike235


    Winnings from todays draw €0
    Total winnings on €18K since October 2008: €675


  • #245
    Sonnenblumen
    Registered Users, Registered Users 2 Posts: 5,834 ✭✭✭Sonnenblumen


    Have received a notification to contact office for a winning! :)


  • #246
    maddragon
    Registered Users Posts: 590 ✭✭✭maddragon


    €75 won today. Total won since March 2011 on 22k is €525.


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  • #247
    brownbeard
    Registered Users Posts: 112 ✭✭brownbeard


    Sonnenblumen wrote: »
    Have received a notification to contact office for a winning! :)

    This should be interesting, could be a biggie, I hope you'll let us know.

    Winnings from yesterday's draw:€0

    Total winnings since Mar 2011 on €1k: €225
    Total winnings since Jan 2012 on €1k: €0


  • #248
    turbobaby
    Closed Accounts Posts: 927 ✭✭✭turbobaby


    Sonnenblumen wrote: »
    Have received a notification to contact office for a winning! :)

    Any update? Surely you have wifi in your hotel in the Bahamas....


  • #249
    GetWithIt
    Registered Users, Registered Users 2 Posts: 2,081 ✭✭✭GetWithIt


    Oh dear, the absence of a reply confirms my long held view of Prize Bond "winners".



  • #250
    Sonnenblumen
    Registered Users, Registered Users 2 Posts: 5,834 ✭✭✭Sonnenblumen


    turbobaby wrote: »
    Any update? Surely you have wifi in your hotel in the Bahamas....

    Awaiting reply to my letter;)

    BTW does anyone know what happens when you're asked to contact PB Office? I've previously won small amounts, AFAIK I just got a cheque in the post? Been a while since I won anything on PBs.


  • #251
    Cute Hoor
    Registered Users, Registered Users 2 Posts: 1,788 ✭✭✭Cute Hoor


    Sonnenblumen wrote: »
    Awaiting reply to my letter;)

    BTW does anyone know what happens when you're asked to contact PB Office? I've previously won small amounts, AFAIK I just got a cheque in the post? Been a while since I won anything on PBs.

    You get the €75 cheque in the post if you've won. I know of 1 person who was asked to contact the Prize Bonds office, they had won €20,000. What can I say but good luck!!!!!! Let us know what happens (and where the party is).


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