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Motorbike insurance - tell us your quotes

seamus · 2005-08-17 15:48:38

I'm trying to get a feel of what everyone else is being quoted for their insurance. I started off 3.5 years ago with Hibernian, who charged me €2,400 TPO on a Suzuki Marauder 125cc. First renewal - my insurance dropped €200. Second renewal (18 months ago), my insurance *went up* by that same €200 to €2,400. So that year, I…

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#1252 11-07-2019 7:42am

Jimmy Bottlehead

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Colm17RvB wrote: »

They don't cover injuries or physio, only death/loss of limb. Or at least they didn't 2/3 years ago.

Just checked, it does cover injuries, physio, dental. Hope I won't need it, but good to have in case.

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#1253 11-07-2019 11:45am

lalababa

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Got TP only for 260, TPFT was 320, comp was 360, from AXA on tdr125. Just got A Learner permit. 43yrs old no NCB. Have car with them so probably got the 6 wheel discount.

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#1254 12-07-2019 8:04am

[Deleted User]
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Got my renewal from axa.
€330 for fully comprehensive.
2012 Ducati Multistrada.

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#1255 17-07-2019 9:39pm

Wonda-Boy

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Same as Batman when I rang Principle, trackers and all that jazz. Liberty actually refused to quote me as they said bike is too expensive.
So I rang AXA and they were brilliant.

40 yr old
8yrs NCB
Full A License
KTM 1290 SAS €18,750

AXA €370 Fully comp with NCB protection and all the extras, inlcd leathers and helmet.
All they insisted on was Immob. and alarm and a ground anchor. I already had the anchor so just bought the alarm.

Happy out TBH. I do have a few bike safety courses done and name driver on a cage so all that helped.

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#1256 18-07-2019 12:22am

Hotblack Desiato

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Just renewed with CN, €50 cheaper than last year for no apparent reason

Scrap the cap!

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#1257 18-07-2019 1:32pm

as_mo_bhosca

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Getting back on the bike today after not having one in 5 years.
Was quoted 360 TP only with AXA after getting level 2 on the rider assessment.
TPF&T would be 610, FC 660
Rang Carole Nash and they came back with 435 but then came down to 355.74
36, full licence since 2010, 1999 BMW R1100rt valued at €1500
Must say I'm quite happy with that as I duine have a NCB

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#1258 18-07-2019 5:30pm

lalababa

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Got tp with axa, wasn't thinking about personal medical cover, do axa do that? Can I get med. cover(hospital bills/loss of limb etc.) with someone else on it's own?

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#1259 18-07-2019 7:13pm

Hotblack Desiato

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Waste of money if you ask me. Same as gear insurance

Scrap the cap!

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#1260 19-07-2019 10:34am

galwaytt

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Hotblack Desiato wrote: »

Waste of money if you ask me. Same as gear insurance

Yep.

I took out gear insurance once, and had the misfortune to drop a near-new helmet and put in a claim. They told me it wasn't covered because..........I wasn't wearing it at the time.

Like seriously, wtf is the point of having it then ? Tbh, if I had been wearing it, and had damaged it that much, the price of the helmet would the least of my worries..........

Ode To The Motorist
“And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road”

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#1261 22-07-2019 4:44pm

PCeeeee

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Rang Liberty for a quote there. 41 year old first time biker on a learner permit. They ruled out anything over 600cc or over.

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#1262 22-07-2019 4:56pm

Cork Trucker

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PCeeeee wrote: »

Rang Liberty for a quote there. 41 year old first time biker on a learner permit. They ruled out anything over 600cc or over.

Try principal. One of the lads at work (aged 40) got insured on a Kawasaki Versys 1000 on a learner permit with zero NCD

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#1263 24-07-2019 10:48am

Hotblack Desiato

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A rider assessment might help, but there are plenty of decent 600s to get started on, hopefully you'll have passed your test within the year and having a 1 year NCB next time will help too.

Scrap the cap!

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#1264 24-07-2019 3:07pm

honda boi

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Just tried to get a bike added on to my policy(one that's half the size of my current policy bike)
And was told I can't get a quote because I don't have a full licence for a year.
Carole Nash

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#1265 24-07-2019 3:47pm

Cork Trucker

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honda boi wrote: »

Just tried to get a bike added on to my policy(one that's half the size of my current policy bike)
And was told I can't get a quote because I don't have a full licence for a year.
Carole Nash

Principal have that policy also. AXA are different in that they'll pretty much insure what you want straight away if you get a grade 2 on the rider assessment if you already hold a full licence.

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#1266 24-07-2019 4:20pm

PCeeeee

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PCeeeee wrote: »

Rang Liberty for a quote there. 41 year old first time biker on a learner permit. They ruled out anything over 600cc or over.

551 on a CBF600 with Carole Nash

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#1267 24-07-2019 4:27pm

Cork Trucker

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PCeeeee wrote: »

551 on a CBF600 with Carole Nash

TP/TPO/FC?

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#1268 24-07-2019 5:29pm

PCeeeee

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Cork Trucker wrote: »

TP/TPO/FC?

TPO

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#1269 24-07-2019 5:31pm

Cork Trucker

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PCeeeee wrote: »

TPO

jasus that's steep

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#1270 25-07-2019 5:29pm

honda boi

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Cork Trucker wrote: »

Principal have that policy also. AXA are different in that they'll pretty much insure what you want straight away if you get a grade 2 on the rider assessment if you already hold a full licence.

Absolute joke that!!
So I'll have to swap bikes around and pay €45 broker fee every time

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#1271 25-07-2019 6:05pm

IrishGrimReaper

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PCeeeee wrote: »

551 on a CBF600 with Carole Nash

What was the broking fee?

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#1272 25-07-2019 6:12pm

PCeeeee

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IrishGrimReaper wrote: »

What was the broking fee?

I think he said 90. Can't really rem tho

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#1273 25-07-2019 9:05pm

flyton5

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Mine is due up soon. Can anyone tell me if Principal still refusing to quote bikes over €5000 that are kept on a driveway?

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#1274 26-07-2019 12:24am

Breezin

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flyton5 wrote: »

Mine is due up soon. Can anyone tell me if Principal still refusing to quote bikes over €5000 that are kept on a driveway?

Had that conversation with them recently. Roughly double for comp. unless locked in a garage or shed.

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#1275 26-07-2019 5:18pm

honda boi

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Cork Trucker wrote: »

Principal have that policy also. AXA are different in that they'll pretty much insure what you want straight away if you get a grade 2 on the rider assessment if you already hold a full licence.

Carole Nash were meant to ring me back 2 days ago.
Rang today.
I got a quote for a Fazer 600 2001.
For about €80 extra to add it to my policy.
But now have to wait on the other bikes I asked to quote because they didn't send them to the underwriter!!
Also.
If your going to look at a bike at say 6 o'clock and bought it you'd have no way to get insurance on it till 9am in the morning.
Think that's madness that there's no online system with the insurance companies (bar liberty)
Or even if they had another number that's open till 9pm to add/transfer bikes

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#1276 27-07-2019 12:28pm

cubix

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Lads two questions please:

Rang around the three (Axa,Liberty, Principal ) regarding get my 19yr A2 provisional first time rider insured on his own policy on the Yamaha 125 Tricity but none would insure, I think Principal said only over 21yrs and the other two dont do 3wheelers but I presume they mean under a certain age on 3wheelers as I have seen a few around the city. Anyone tell me if there is a particular company that do 3wheelers. I would have thought they would be happy to as they would be marginally safer compared to a 2wheeler

Was thinking of getting myself another bike and already have one. Who would be the best for multi bike policy's.

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#1277 27-07-2019 12:47pm

MissDisaster

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<SNIP>

This is for motorbike insurance quotes, not Car policies

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#1278 30-07-2019 3:27pm

drumm23

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Hey lads,

I'm getting back to biking after about 20 years away from it!
40 years old and on a newly issued learner permit (didn't do full test when I was in college unfortunately).
I am lining up my IBT but wanted to get a quote on a Ducati Monster 696 that a friend of mine was willing to sell to me on the cheap ... not a particularly "crazy" choice of bike (696cc) but was looking for guidance on who might insure me on it? I tried Carole Nash and, after the 30 minute "chat" , they said they couldn't quote because it was a "sports bike" ..... and Liberty rejected it too ....

seems a bit mad

hang on...

success, Principal quoted me €700. Not great but at least it's something! (Adam in Principal - sound fella and genuinely helpful).

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