What Scams have you only just Realised?

Hotblack Desiato · 16-06-2015 08:44PM

Deleted User wrote: »

Wrong! Marriage is the biggest scam going.

Wrong again. The biggest scam by far ever invented is religion.

emeldc · 16-06-2015 08:53PM

Grayson wrote: »

After 12 months you have nothing. The statutory warranty in the EU coves 12 months

I don't think that's right but I'm sure some of the consumer issues lads will be along in a min

Nucular Arms · 16-06-2015 09:11PM

Geuze wrote: »

It is sad, yes.

Just to note that the Govt can not, do not, and have not received loans from the ECB.

That is illegal, and does not happen.

The ECB buys govt bonds, but that's not the same, as the ECB have bought them in the secondary market as part of the QE program.

Indeed. I don't believe I asserted that. Various eu structures such as the EFSM and the EFSF as well as the imf were the creditors in this case.

Buzz Meeks · 16-06-2015 09:20PM

emeldc wrote: »

I don't think that's right but I'm sure some of the consumer issues lads will be along in a min

Yes 12 months is a standard manufacturers warranty. Nothing to do with consumer legislation. Which dictates goods must be of merchantable quality, reasonably durable, fit for purpose. If the MB goes after a year and a half or after three years for no good reason was the retailer selling sub standard machine. There's an element of subjectivity in it. No hard and fast rules.

jonon9 · 16-06-2015 09:25PM

keithclancy wrote: »

We pay 31.60 to Drive from Roscoff to Eindhoven one way (French Tolls)

Visiting Switzerland you have to pay 40 euros for a year pass, even if you only go for a few days.

The Liefkenshoektunnel in Antwerp is 6 Euros.

On top of that the Motor Tax on my Dutch Registered 2 Liter Diesel Volvo is 1368 per year.

I thought i'd avoid the M50 once, took me one hour longer on my journey.

The barrier free thing saves you a load of time, in France and Belgium you have to stop in a traffic queue and fart around with Tickets and Machines.

M50 is totally worth it.

I drove through France last year and the tolls cost me €75 and payed that again coming back didnt meet one toll in Germany for some reason, we were driving to Poland.

Massimo Cassagrande · 16-06-2015 10:45PM

Vouchers - you turn perfectly good money someone can spend anywhere, anytime, into Monopoly money someone can only spend in one place for a limited period of time at that sellers discretion.

And Pensions. "Give us your money and we will drip-feed whatever is left of it after we buy nice cars and sh1t for us, back to you after you hit 65...unless you die first, or we lose it gambling on the stock market/buy too many flash cars for ourselves/ the moon rises oddly/stuff happens to happen..-then it's tough titties to you"

Geuze · 17-06-2015 12:12AM

Grayson wrote: »

It depends.

Say you buy a laptop. After the second day it stops working. You can bring it back for an exchange.

If it happens after 30 days it's covered by the 12 month warranty.

After 12 months you have nothing. The statutory warranty in the EU coves 12 months.

If the goods are faulty, you are covered by the 1980 Sale of Goods and Supply of Services Act.

AFAIK, the good should last without fault as long as a reasonable person expects it should last, or a Judge.

So, I expect a laptop should last 3-4-5 years.

Therefore, if it develops a fault (not caused by me), within this time, I have a valid claim for repair, exchange or refund.

Nothing whatsoever to do with warranties, which are an added benefit.

FrStone · 17-06-2015 12:38AM

donegal. wrote: »

im not going to go searching for a source but it came from Electrolux.

part of a campaign a couple of years ago that said if europe replaced all appliances that were more than 10 years old we'd meet Kyoto targets.

Fridges being the worst offender

now how do i get some of this hooker money. Need to be long term unemployed?

An appliance producer, releases study saying we need to buy new appliances.

In other news, tobacco companies continue to publish studies down playing the ill health effects of tobacco.

Grayson · 17-06-2015 12:46AM

Electronics aren't covered after 12 months. I've worked in electronic shops and for PC manufactures and that is the case.

I've also just read the sale of goods act (Sections 15-19 cover guarantees/warranties) and it makes no mention of duration. It simply says for the duration of the guarantee. And it states that for warranties it's for as long as the manufacturer states, or if nothing is stated then it is for a "reasonable" time.

Implied warranty for spare parts and servicing.

12.—(1) In a contract for the sale of goods there is an implied warranty that spare parts and an adequate aftersale service will be made available by the seller in such circumstances as are stated in an offer, description or advertisement by the seller on behalf of the manufacturer or on his own behalf and for such period as is so stated or, if no period is so stated, for a reasonable period.

(2) The Minister may, after such consultation with such interested parties as he thinks proper, by order define, in relation to any class of goods described in the order, what shall be a reasonable period for the purpose of subsection (1).

(3) Notwithstanding section 55 (1) of the Act of 1893 (inserted by section 22 of this Act) any term of a contract exempting from all or any of the provisions of this section shall be void.

16.—(1) A guarantee shall be clearly legible and shall refer only to specific goods or to one category of goods.

(2) A guarantee shall state clearly the name and address of the person supplying the guarantee.

(3) A guarantee shall state clearly the duration of the guarantee from the date of purchase but different periods may be stated for different components of any goods.

It also states that different parts may have different warranties. For example you may buy a PC from a custom PC builder who will give you a 12 month warranty but installed a PSU that has a 48 month warranty. So the PSU has a longer warranty.

Now there is a weird sub section of EU law. It states that if the goods were sold faulty they can be replaced within 3 years. But it has to be manufactured with a fault. So if they use a component that's dodgy and it beaks after 18 months, then it has to be replaced. However the part has to be known to have a design fault. If it's just a well designed part that breaks it's not covered.

whatsername42 · 17-06-2015 08:24AM

Taste of Dublin...rip off prices to eat tiny portions of food off a paper plate in a crowded field. The whole florins thing is a rip off ensuring you spend even more money. By ensuring that you can only buy a minimum of a fivers worth, and all the food is priced at over 6 euro a plate, you have to buy a tenner worth of florins to buy a plate of food. Will give it a miss next year methinks!

PARlance · 17-06-2015 08:44AM

Just an isolated scam here. Have a neighbour who is in his 70's at home. He wouldn't spend Christmas. On the Friday evening of every bank holiday he goes to his doctor complaining of severe head pains... without fail he then gets an ambulance called for him to take him into hospital knowing full well that he will be kept under observation until a consultant sees him on Monday evening/Tuesday.

Free accommodation and food for him for his bank holiday retreat. Up until the last bank holiday when he was turned away

Hotblack Desiato · 17-06-2015 08:56AM

Grayson wrote: »

Electronics aren't covered after 12 months. I've worked in electronic shops and for PC manufactures and that is the case.

No doubt that's what you were told to tell the customers, all right

I've also just read the sale of goods act (Sections 15-19 cover guarantees/warranties) and it makes no mention of duration. It simply says for the duration of the guarantee. And it states that for warranties it's for as long as the manufacturer states, or if nothing is stated then it is for a "reasonable" time.

But the part you quoted is about having spare parts and servicing available for a specified or reasonable length of time, it doesn't say in that section that they should be free.

The second quote is about guarantees but guarantees are additional to your rights in law, they can't take your rights in law away.

There is an EU directive stating a minimum 2 years guarantee on goods, including electronics, but it wasn't brought into effect here as Sale of Goods Act rights can last longer than that.

Hotblack Desiato · 17-06-2015 08:57AM

PARlance wrote: »

Just an isolated scam here. Have a neighbour who is in his 70's at home. He wouldn't spend Christmas. On the Friday evening of every bank holiday he goes to his doctor complaining of severe head pains... without fail he then gets an ambulance called for him to take him into hospital knowing full well that he will be kept under observation until a consultant sees him on Monday evening/Tuesday.

Free accommodation and food for him for his bank holiday retreat. Up until the last bank holiday when he was turned away

Anyone who'd volunteer for the 'accommodation and food' on offer in hospitals really does need their head examined...

fussyonion · 17-06-2015 09:10AM

Organic food.

Back in the olden days, fruit and veg didn't have pesticides sprayed on them so therefore they were actually "organic".

Then they realised the fruit and veg wasn't lasting, so they decided to spray loads of pesticides on it, but charged consumers more.

Then they realised "Oh wait, all these chemicals aren't good. We'll stop and call it organic." And they charged for more for it being natural.

It irritates the bejaysus out of me to see and hear people harping on about how they only eat organic fruit and veg.

Irish Guitarist · 17-06-2015 09:34AM

If you already own a Sony Cybershot camera and buy a newer model you'll most likely also have to buy a new battery. There must be at least seven different types of Sony battery. All of these batteries cost about a third or even half the price of the camera. There's absolutely no way this is necessary. They could easily make one type of battery to fit all their cameras.

keithclancy · 17-06-2015 10:07AM

Grayson wrote: »

Electronics aren't covered after 12 months. I've worked in electronic shops and for PC manufactures and that is the case.

I've also just read the sale of goods act (Sections 15-19 cover guarantees/warranties) and it makes no mention of duration. It simply says for the duration of the guarantee. And it states that for warranties it's for as long as the manufacturer states, or if nothing is stated then it is for a "reasonable" time.

It also states that different parts may have different warranties. For example you may buy a PC from a custom PC builder who will give you a 12 month warranty but installed a PSU that has a 48 month warranty. So the PSU has a longer warranty.

Now there is a weird sub section of EU law. It states that if the goods were sold faulty they can be replaced within 3 years. But it has to be manufactured with a fault. So if they use a component that's dodgy and it beaks after 18 months, then it has to be replaced. However the part has to be known to have a design fault. If it's just a well designed part that breaks it's not covered.

Me too, that's what they tell you, but I know of Customers who got their money back as they went as far as the small claims court after exhausting all other avenues.

What the manufacturer says and what the law says are two different things completely.

Consumables of course such as batteries are not covered for degradation but are covered for failure, this is why the battery logs how many cycles it has been used for.

Grayson · 17-06-2015 12:06PM

Hotblack Desiato wrote: »

There is an EU directive stating a minimum 2 years guarantee on goods, including electronics, but it wasn't brought into effect here as Sale of Goods Act rights can last longer than that.

It was actually enacted here. I also posted all the relevant sections from the sale of goods acts and none of it states that electronics are covered for longer.

You can say that's what you were told in an incredibly rude dismissive tone, but I actually looked up the law everyone is quoting and it says nothing about the duration of warranties. It simply said it's up to the manufacturer.

So I'm going to leave this thread now because it's not worth arguing with people who state something is in a law, yet won't provide a source and refuse to actually believe the source they quoted says no such thing.

laugh · 17-06-2015 12:13PM

fussyonion wrote: »

Organic food.

Back in the olden days, fruit and veg didn't have pesticides sprayed on them so therefore they were actually "organic".

Then they realised the fruit and veg wasn't lasting, so they decided to spray loads of pesticides on it, but charged consumers more.

Then they realised "Oh wait, all these chemicals aren't good. We'll stop and call it organic." And they charged for more for it being natural.

It irritates the bejaysus out of me to see and hear people harping on about how they only eat organic fruit and veg.

Growing organically is labour intensive.

keithclancy · 17-06-2015 12:55PM

fussyonion wrote: »

Organic food.

Back in the olden days, fruit and veg didn't have pesticides sprayed on them so therefore they were actually "organic".

Then they realised the fruit and veg wasn't lasting, so they decided to spray loads of pesticides on it, but charged consumers more.

Then they realised "Oh wait, all these chemicals aren't good. We'll stop and call it organic." And they charged for more for it being natural.

It irritates the bejaysus out of me to see and hear people harping on about how they only eat organic fruit and veg.

Back in the 60s they were doing things like using Asbestos lined drying machines for apple husks at Bulmers.

DDT has been in use since the 40s.

The Chinese were using Arsenic to control Garden Pests since 900 c.e.

What exactly is "Back in the olden days" ?

razorblunt · 17-06-2015 12:55PM

Massimo Cassagrande wrote: »

Vouchers - you turn perfectly good money someone can spend anywhere, anytime, into Monopoly money someone can only spend in one place for a limited period of time at that sellers discretion.

And Pensions. "Give us your money and we will drip-feed whatever is left of it after we buy nice cars and sh1t for us, back to you after you hit 65...unless you die first, or we lose it gambling on the stock market/buy too many flash cars for ourselves/ the moon rises oddly/stuff happens to happen..-then it's tough titties to you"

Do you know how pension investments work?

Capt'n Midnight · 17-06-2015 07:47PM

Massimo Cassagrande wrote: »

Vouchers - you turn perfectly good money someone can spend anywhere, anytime, into Monopoly money someone can only spend in one place for a limited period of time at that sellers discretion.

They are finally talking about a law to an the time limit. Then again as Clerey's shows there are other ways of loosing out with vouchers.

Maplins for example won't let you use vouchers for online purchases.

The only vouchers that were any good were Book Tokens , back when there was no internet and every book shop took them.

At this stage the best thing to do is give a person money and a card suggesting what they should spend it on.

Massimo Cassagrande · 17-06-2015 07:59PM

razorblunt wrote: »

Do you know how pension investments work?

Yeah, I used to sell pensions.

17-06-2015 08:12PM

Hotblack Desiato wrote: »

There is an EU directive stating a minimum 2 years guarantee on goods, including electronics, but it wasn't brought into effect here as Sale of Goods Act rights can last longer than that.

It's in effect as a minimum afaik though

Capt'n Midnight · 17-06-2015 08:23PM

Irish Guitarist wrote: »

If you already own a Sony Cybershot camera and buy a newer model you'll most likely also have to buy a new battery. There must be at least seven different types of Sony battery. All of these batteries cost about a third or even half the price of the camera. There's absolutely no way this is necessary. They could easily make one type of battery to fit all their cameras.

SONY. That's your problem right there. Expensive proprietary formats every F***ing time. Because let's charge at least double for the same capacity as the rest of the industry.

Betamax.

Digital Audio Tape , for audio.

Minidisk

Memory stick and Memory Stick PRO and Memory Stick Duo and Memory Stick Pro Duo and Memory Stick PRO-HG Duo and Memory Stick Micro , yes really because that's the lovely thing about standards - you can't have too many of them :mad:

Universal Media Disc "universal" if you have a PlayStation Portable

https://en.wikipedia.org/wiki/List_of_Sony_formats
Note CD was mostly done by Philips and the 3.5" floppy was based on but different to the SONY offering.

Hotblack Desiato · 18-06-2015 12:48AM

Grayson wrote: »

It was actually enacted here. I also posted all the relevant sections from the sale of goods acts and none of it states that electronics are covered for longer.

:rolleyes: that's the whole point of your rights in the Sale of Goods Act, the rights are not limited to a specific length of time like a warranty is. Ultimately it's up to the court to decide what is reasonable.
You also ignored that the quote you put up was clearly talking about servicing and spare parts, not warranties

You can say that's what you were told in an incredibly rude dismissive tone,

You made a completely false assertion with no proof and when you get called out on it, complain people are being rude to you simply because you were proven wrong. Uhuh.

but I actually looked up the law everyone is quoting and it says nothing about the duration of warranties. It simply said it's up to the manufacturer.

Yes they can offer whatever warranty they like but it doesn't take your legal rights away. You said consumer law does not cover electronics after 12 months, that is just incorrect.

So I'm going to leave this thread now because it's not worth arguing with people who state something is in a law, yet won't provide a source and refuse to actually believe the source they quoted says no such thing.

LOL, that's exactly what you yourself have done. Oh well...

newmug · 18-06-2015 02:30AM

LadyFenghuang wrote: »

Yuri Bezmenov: Psychological Warfare Subversion & Control of Western Society (Complete) for one!

??? Please explain

martingriff · 18-06-2015 02:56AM

Boring username wrote: »

Most charities.

I am going to agree and disagree.

Agree as in some charities certainly milk it and could do things a whole lot cheaper if they stuck to there principles

Disagree is the sense that if people thought that all there money could go out with no overheads then that is stupid. Yes they should be more upfront with them and now it seems they are beginning to but a lot of charities are good and should not be lumped in with the bad apples or dismissed just because there is a religious order behind them.

jamesbondings · 18-06-2015 03:01AM

Nucular Arms wrote: »

It's actually sad how uninformed most people are about the operation of the financial system.

When the government needs more money in the supply, let's say, 2 billion euro, they approach the central bank and trade government bonds as a form of security to the central bank on a loan of the 2billion.

As you know, loans are susceptible to interest. And yet, if the central bank is the only entity that can affect the money supply, and seeing as this latest loan is for money not already existing in the money supply, the key thing to consider is.. how is the government supposed to pay off the interest of the loan? As, by definition, there is no more money in the supply in order to do so.

So where does it come from? Tax. That's where from.

You can see the effects of this fractional reserve banking even in the creation of irish water. The IMF and the eu, acting as the central bank of the nation, basically agreed to loan money to the irish government on condition that it would be paid back with interest.

Where does the interest come from? USC, Irish water etc, etc, etc

And so when the CB want to do the same, can they? Of course they can....Quantitative Easing.....printing money....

Todd Toddington III · 18-06-2015 08:37AM

murpho999 wrote:

Are you serious? There are toll roads all over Europe and often dearer than the M50.

Been on a few of the new tolled roads in Spain. One toll was 7 bloody euro. There seemed to be an endless stream of them too on the way back to malaga airport

fryup · 18-06-2015 09:29AM

€7.50 for parking just over an hour at dublin airport yesterday :mad:

What Scams have you only just Realised?

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