€25k invested in prize bonds

nothing here

That's a long dry spell for 4,000 bonds, commiserations. I hope your luck changes soon.

Nothing for me today. The €50K went to a YP bond in Dublin. Last week it was a YG in Donegal from December 2014. Dublin also got 14 of the 20 €1K prizes and 10 of the €500's.

486024 along with two others from the first million in 1957 won €75. But it is possible that they might not get their money, and they have a few others in a bunch of Unclaimed. In six months time all will be revealed. The unclaimed €75's would be from pre 2012, before the €50 prizes came in.

Draw Date Prize Value Bond Number Status

10 May 2024 €75.00 486024 Awarded

(Earlier than May 2020 where draw date is not stated).

€75.00 486021 Unclaimed

€75.00 486026 Unclaimed

€50.00 486028 Unclaimed

Hi,

Just noticed the tracker is gone ...

Can I add them.some where else and get an email notification of a win?

Thanks

Keep us posted, hopefully she'll be lucky.

As you have reached the £50k any further wins will be sent to her nominated UK bank a/c.

Yesterday was my first €75 win since switching to Online. Can anyone here confirm if they still send out the slips for the new PBs that I won or if that's gone once you switch to Online?

You will get a paper cert mid week next week.

€75 for me today, email came at 12:40. JY677374 Dublin got the €50K. JY038748 from February 2009 got the €500K on 28 March. Five winners from the first million bonds. Two very close, not the same person.

Prize Value Winning Prize Bond Location

€75.00 785197 Longford

€75.00 785308 Louth

While looking at the numbers, I found this bond which has 2 x €75 Unclaimed going back to pre 2012.

Prize Value Bond Number Status

€75.00 361374 Unclaimed

€75.00 361374 Unclaimed

switched my €100k in prizebonds to 5 yr state savings certificate, 9% AER after 5 yrs (€9k),Still secure but better return than PB’s where i got prizes of €2,200 over last 6 years. (2.2%).

Low risk, (&low return investment) is what I needed for the €100k for next 5 yrs.

fair point re locking in money but i wont need it in the next 5 years as i have other funds to cover other options if they arise. (sum of €3,750 isn’t guaranteed and the €9,000 is, as PB can reduces prizes at any point ).

Point is PB’s isn’t in any way a good investment with better and more flexible options available.

I can do the euromillions every weekend for a bit of fun :)

Nothing for the past few weeks

According to the CPI, the loss is just under €3,000 from February 2011 to April 2024. But looking at the graph, they were probably hoding their own or better until around 2020. From 2011 to 2022 (latest available), the total amount held in Prize Bonds increased from €1.33 billion to €4.7 billion.

Back in 2015 they were getting so popular with the high rollers, that the NTMA was forced to bring in a €250K limit on individual holdings. Prize Bond people are very canny, and they all have diversified portfolios. They don't need any advice from concerned citizens.

https://visual.cso.ie/?body=entity/cpicalculator

Try setting up when you have no mobile coverage at home. Got there in the end but it was a pain.

@Furze99 said "Well what happened as far as I can see is that An Post manages the State Savings scheme."

It's more complicate than this. Ultimately state savings are the responsibility of for the Minister for Finance and his Department. Finance outsource the management of State Savings to NTMA's Funding and Debt Management Unit. NTMA outsource the day to day operation of the State Saving portfolio of products (1) to An Post for all products other than Prize bonds and (2) to The Prize Bond Company for Prize Bonds. The Prize Bond Company is a joint venture between An Post and Fexco. "State Savings" is no more than a brand name.

Everything I have experienced in my dealings with the different aspects of the outfit over the years suggests that the whole think is a bit of a cinderella operation, chugging away in the background, providing a stable €8bn in funding to the State at low and predictable cost. Strategically and operationally, it appears to be a very low energy business that gets little attention, is devoid of leadership, and rife with weak processes, procedures and staff training. The underlying concept of the products is rock solid, and could be used for the common good (it's customers and the state) to a far greater extent. But it has in reality gone in the opposite direction over the last decade.

The process of registering for "State Savings Online" is ridiculously slow and quirky, especially given that it was only designed and introduced 3 years ago. It has the look and feel of something from the 80's. What is even more frustrating is their failure to advance and develop the platform, and address the many functional shortcomings. There has been almost no enhancement since the launch and there is no sign of functionality such as "rapid registration", full operation of joint holdings, access to Post Office Savings Accounts, reinvestment of early en-cashments etc. being added.