Life passing by people in their 30s

Step 1 for the 20-30 age group is to stop pouring their hard-earned cash into the pension pyramid scheme. The only way to get the money back from the generation that robbed them.

@CelticRambler . I read your posts with interest on this thread. My wife and I are interested in moving to France in the next five years or so. Both in our forties with one toddler so far. She works in IT with a company who have a branch in France. My job would be the problem. I work in adult ed but despite having plenty of university behind me I don't have too many easily transferable qualifications. I was looking at jobs in GRETA in France which seems to be the equivalent of our ETBs here. Don't know how hard it might be to break into something like that. The lifestyle etc is what really appeals. From your posts it's exactly what we're looking for.

In other words, I don't want to live in a shìthole myself but it's fine for other people.

Not even a shithole. Just a bog standard 2 bed in a place a bit further away from their folks gaff. People in Dundrum not wanting to live in Tallaght etc. Loads of it about.

I remember in the 00s loads of people from Dublin (my experience) buying in Maynooth, Clonee, Celbridge etc and happy to do so to get out of their folks.

How is that even legal? You'd be fúcked if there was a fire.

Ticking timebomb.

If you dont own property by the time you retire in Ireland, especially Dublin, you are screwed.

Pension or no pension.

If you dont pay tax and live in a free social house, there is no reason to stop having kids.

Working families will have less kids.

No or low work families will still have the number of kids they want.

Is that you? Are you living the dream?

No, not me.

But you get the point. If your kids are paid for and your house is paid for by the state, why on earth would you restrict the number of kids you have?

If you have to pay for your own kids, well thats a different matter.

It appears that according to the people here the young professionals are the new idle poor

Im early 30s, I work two jobs and work 55 hours a week. I earn around 50k a year from them. My rent is 1400 for a small studio. I house shared for years but now at my age the mental health aspects of living like a student with other adults on top of each other was too much to keep house sharing. I will simply never be able to own a home due to the gap between what I can afford and what a home in Dublin costs and the amount I am paying in bills and rent. I went to college, I worked while I did to pay for a degree and a masters.

Im working harder and doing more time than 90% of the boomer generation did, Im simply screwed because Im single and was born in a generation cut off from affordable home ownership. Yes, I go on a holiday once a year and might do the odd trip to London from a weekend, because it keeps me sane when Im doing 6 days a week in work the other 50 weeks of the year.

If you want to discuss the situation young people like me are in don't try and tell us we are feckless and lazy, we've seen indulgence and financial irresponsibility before you know, we where the children on your 3 week holidays and in your new cars in the late 90s and 00s, its certainly not the lifestyle we inherited in this country.

Imagine being 30 and having faced in your adult life the worst economic recession since the 1930s, the worst global pandemic since the 1920s, the worst inflation and energy crisis since the 1970s and the worst housing crisis since independence. Too right we need that fancy lattee, its the only thing keeping us some what same.

Also on the coffee part, my grandfather could drink 10 pints a day in the 60s and 70s. That was not abnormal, let the people have a bloddy americano. All the starbucks in the world wont make up for the gap between what average wages leave after rents and the amount an average wage needs in a deposit to get a home in Dublin

if you are including me in your net there I have nothing against anyone in those groups.

But its still true that a working couple with a mortgage are very careful in planning how many kids they have.

I know numerous couples that would like more kids but also know they cant afford them. So they dont have them.