Revolut Megathread.

You only pay for actual number of ATM withdrawals you make.The other banks are like Revoult-they do not take full amount if you make less transactions i.e. 5 or 10 or 20 or whatever number of times.The only difference is Revolut takes the 12 cent at each transaction.

I use them as my salary and every day account. But i have to say their support is appalling. Visa protects you to a far higher standard than Revolut and their service agents are not as poorly trained as the Revolut support scripted answer drop down drones.

Thanks to this post it got me thinking that I do leave too much in the main account for a period each month. If my card was compromised then you can basically write off this amount as has been seen Revolut will do nothing for you as the scammers drain the account other than tell you that you're a liar.

I've now setup a pocket to pull reoccurring charges from. I then fund this the day after the salary drop. This at least limits the floating cash in the main account in the event of a scam occurring and they wont get as much as they potentially could have.

The stories in the papers about fraud are quite disingenuous. Yes fraud happens with every bank, but what they fail to mention just how's atrocious the fraud support on revolut's side is. I've had two recent fraud cases in my family.

Wife's AIB card was cloned, they racked up €600 of charges before a fraud rule kicked in. they rang her and informed her that she'd have a new card printed and delivered by the end of the week, the €600 will take 3-5 working days and she can use Apple Pay in the mean time.

Brother's Revolut card was hit at the Best/Worst possible time, a day after he was paid. They got a single €850 transaction done, he went in a froze the card, got on to support, this happened 7 weeks ago and he's still waiting on money to be returned and he's on to support daily.

So yeah everyone/every bank is susceptible to fraud, but the new banks leave a lot to be desired in terms of support when **** hits the fan. There's lots of good practices you can do to avoid this (i.e. leave the bare minimum in accounts with cards attached, spend on credit cards and pay off in full every month etc.) but how a bank reacts and manages the path forward really helps.

Done a transfer to BoI at 7:30 am today & it is showing as pending "leaving for recipient bank". It's normally in my BoI account within 3 hours even using the new Irish IBAN.

yes, salary payment bounced back last week. See my post on previous page.

Yea, I got the same response from them regarding payment of AIB credit card bill. Said I needed to provide a bank statement of receiver which I obviously cant as its an AIB account for everyones credit card payment. I dont see how people would generally have the bank statements of people etc they are sending money too.

Got the same nonsense from them and I flat out said no. I have asked them to tell me for 3 failed transactions what the end-to-end-id sent is.

They asked for the 3rd parties statement (AIB holding account) which they clearly do not need to tell me the end-to-end-id which they dont seem to want to do.

They seem clueless about AIB being in contact with them and them "working on a fix". Big disconnect in terms of communications right there.

Stuck in a loop with them and their script responses. Useless service from them to be honest. Makes me think maybe AIB well deserve the 4.50 a quarter fees 😄

Aib and boi offer basic accounts with no quarterly fees. And you can open them online.

I think these days you need a second account especially if you use Revolut as a main account.

I have Bunq, Aib basic and Revolut. But Revolut are simply for transactions when in the UK or Poland as my own experience with them on a simple issue was dreadful.

Few odd things here. The person that owns the business was contacted by colleague on a Saturday about the fraud. That person just happened to be logged into the account at the time.

I think since early last year you can login to Revolut account on computer so maybe they were using a PC for the account.

How many people had access to the account I wonder.?

This would not effect most people using Revolut on their phone is my thinking.

Yea cant see it being sorted tbh. Ill just have to go back to trudging into post office weekly again,pain in the a** An Post won't even accept Revolut contactless payment either.