Revolut Megathread.

Been showing up for the last couple of days for me but I can't invite my wife. It says she can't be invited. I tried with a couple of different family members and I got as far as confirming their number. Can't get past selecting my wife.

On her account it won't let her start the process at all. I was on to support and they assured me it just hasn't rolled out yet and nothing wrong with her account.

I got a letter from AIB stating "Your bank has unpaid your recent direct debit payment stating 'Instruction Cancelled'. I've been charged €7 too 🤦🏻‍♂️ Might challenge that as it was completely outside of my control (any advice?)

I've since manually sent funds to the credit card in question, it's pending 'cos of the bank hol but I'll update if/when it goes through.

AIB Twitter chat told me to use these details to pay my AIB credit card from another bank account:

IBAN - IE92AIBK93011399945304

BIC - AIBKIE2D

Your 16-digit card number as the reference.

I remember last time struggling to find the details on aib.ie, they still haven't got their act together.

That won't work and the money will bounce back into your revolut account. Same for all 3 AIB IBANS.

IE92 is for international banks

IE60 is domestic

IE76 is for all apparently

You can see my failed attempts above with all 3. I have used the IE92 since last year when I left KBC which worked fine up to the IBAN changes.

Since the IE ibans rolled out none of them are working and the funds return to Revolut and AIB refuse to investigate and don't care.

Apparently you can call the number on card and ask them to put you through to an automated payment system and use your Revolut debit card to pay the bill. I have yet to try that.

Yes I've made formal complaints to AIB via their complaints form and Revolut too but the fault is with AIB in this situation I am fairly certain as the money goes into their account and then refunded.

Not expecting much from AIB any more to be honest they outright don't care and its the customers fault and there is no possible way to investigate the holding accounts go away is the in branch and card services stance.

How would complaining to a regulator be done? Who and how?

It may not be at all related but make sure you have the latest version of the app installed. Joint accounts only appeared for me after updating the app during the week.

I thought Revolut allowed for cash withdrawals without fees up to 200 or so, I loaded the account to make some online purchases and left exactly 20 quid in there which I tried to withdraw only to be told insufficient funds at the ATM. Checked the app and it said there wasn't enough in the account to pay tax? I remember before you could withdraw all that was in it no problem with no charge as long as you didn't go over the limit.

GB IBAN warning: even though Revolut have announced all Irish accounts have been migrated to IE IBAN, there are an unknown number still operating under GB IBAN, never migrated to Lithuania.

Revolut cannot migrate these accounts to IE IBANs, and users have to close their accounts and reopen.

Would be get to a handle on numbers impacted.

In my case miniscule compensation offered by Revolut for the hassle.

did anyone manage to open a joint account? what does it do?

Does it create a new one shared between the couple or does it make the 2 accounts to become one? I wonder if I pick that option, will it open a shared space between me and my wife and we can keep our accounts or will it make our accounts to become 1.

Just did it here. Went well like you said we both still have our old account plus the new joint account over the hub.