Revolut Megathread.

I don't mind staying on the LT IBAN, I'm no longer using Revolut for my day-to-day banking, so it does not matter to me where I need to send money to (LT or IE IBAN) to load the account so that I can continue using Revolut for person-to-person payments, the odd foreign currency payment and mostly the up to 3% cashback.

Once the cashback goes away or if the MLM becomes even more aggressive (just got another 60€ friend reminder in app despite having opted out) I'm done with them.

Be careful with this, Revolut has started clamping down on this kind of actions.

Mainly driven by significant amount of people using their rewards card (airline miles/cashback) to load the account and then directly sending it back or after a few days.

They have started limiting account, issuing warnings or in some cases even closing accounts for this kind of behaviour.

thanks for sharing.

is that a good thing or not ?

Not sure but this is their Irish address

"What is the address for Revolut in Ireland?

Revolut Bank UAB has established a branch in Ireland, with company number 909790 and whose address is at 2 Dublin Landings, North Dock, Dublin 1, Ireland (our “Irish Branch”)."

Depends on how you value your privacy, you can make appropriate changes in the App to limit what someone can see.

"Your full name and profile picture" might be a good thing to avoid fraud but on the other hand the revtag gave some privacy for transactions where let's say people wanted some sort of privacy. Loads of legit reasons for it.

Just see what fits you and make the appropiate changes in your app.

Revolut offered me the 1 month premium card, if I take and cancel it at the end of the month, will I pay for the card?

Edit: nvm I read the terms I do need to pay for the card.

Joint accounts should now be visible in the Hub without waitlist.

I got told by revolut support that once rejected you need to wait 6 weeks before applying again, otherwise your application will be rejected immediately and the day counter will reset to 0 days again.

Thanks for response.

As it happens I had my third salary payment into my Revolut account yesterday and thought three payments sounded like a nice sufficient number so tried again this morning and was approved.

Odd credit limit - I can work out how they came up with it but thought they’d round up/down to a more round number.

Certainly worth having a fight with AIB about the fee given that the problem em is definitely on their side. I didn’t realise it was also affecting direct debit payments. Revolut is continuing to allow DD charges to the LT IBAN, and generating an email warning to change the DD. So this is further evidence that the problem is on the AIB side.

I’ve tried that IE92 IBAN and it didn’t work for me. I’d be surprised if it works for you, but let us know either way please.

The will investigate if you make a formal complaint following the proper procedures. Just complaining on the phone or in a branch does not count in the eyes of a bank.

Update the app and it will be there.

Odd credit limit could be like supermarket codes: ending in .92 a one time offer,.95 permanent offer, .96 to keep you interested.99 or .00 specific offer to you.Use lateral thinking to figure out your credit offer.

Revolut most likely classifying the customers-keep,extend or remove cards

If,more people come on here it would be interesting to hear if they consider the credit limits odd.

Hi Folks, ex Ulster Bank customer here. I have applied for a credit card with Revolut to be constantly told that I am on a waiting list. This is ongoing since they made credit cards available. Same with loans, which I do not need at the moment but you never know. I have a good salary paid into Revolut account, no credit cards, I own my house, I just recently have a car loan (I did not have when first applying). So, I owe nothing apart from a recent car loan. Any idea why I am on a waiting list? Is this technically a refusal? I would like the ease of having debit and credit cards on the one app (I have another account with a few bob in it as backup) but at this stage, I think I will go ahead and apply for a credit card elsewhere. Main reason is car hire and hotel stays. Summer is looming. So, anyone in the same boat? Any ideas why I am "waiting"?