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€25k invested in prize bonds

1…137138140142143…195

Comments

  • #6952
    John arse
    Registered Users, Registered Users 2 Posts: 2,156 ✭✭✭John arse


    i've had bonds now for nearly ten years(max 180k at one stage) and firmly believe that some people on here are posting fake figures-beware,don't believe everything you read!


  • #6953
    Bill Ponderosa
    Banned (with Prison Access) Posts: 542 ✭✭✭Bill Ponderosa


    Asus X540L wrote: »
    All state savings aren't really that good to be honest.

    When my fixed term mortgage expires I'm pumping everything in there.

    What's the best strategy here? Move onto variable and over pay and just land a lump sum?


  • #6954
    dxhound2005
    Registered Users, Registered Users 2 Posts: 21,562 ✭✭✭✭dxhound2005


    John arse wrote: »
    i've had bonds now for nearly ten years(max 180k at one stage) and firmly believe that some people on here are posting fake figures-beware,don't believe everything you read!

    If you can, go back to 01 August 2017 and see how much you won up to 31 January 2021. With average luck you would have made an annualised return of approximately 0.35%. Obviously take into account any changes to your holding during the period.

    It is very possible to exceed the average. Even in one draw, bonds worth €17K can win three prizes. You can verify this on the map for the draw of 05 February 2021. I don't see any point in people making up lies. I certainly never did.


    Prize Value Winning Prize Bond Location

    €50.00 QP640999 Down
    €50.00 QP642178 Down
    €50.00 QP643601 Down


  • #6955
    tuisginideach
    Registered Users, Registered Users 2 Posts: 2,093 ✭✭✭tuisginideach


    Nor did I! Why would I, or anyone?


  • #6956
    Hibernicis
    Registered Users, Registered Users 2 Posts: 1,694 ✭✭✭Hibernicis


    Beats me why anybody would go to the trouble of doing it. I certainly haven't.


  • #6957
    John arse
    Registered Users, Registered Users 2 Posts: 2,156 ✭✭✭John arse


    tuisginideach wrote: »
    Nor did I! Why would I, or anyone?
    yes well sorry about ruffling feathers but as a bond holder now for nearly ten years i understand how luck,chance and the law of averages work but when someone is consistently achieving returns of around 1% (three times the rate) and NEVER experiencing a dry spell or trough over many many years-i'm very very dubious.i imagine many people view this site as research before investment so therefore putting in 100k and expecting to win 20 times and then actually returning 5 wins(the average) is very misleading i think (on average 10k will win once every two years don't forget.)maybe i'm wrong and this individual is very very fortunate but the lack of a dry spell of any kind says a lot i think.in answer to your question i can only assume this individual has a vested interest in the sale of prize bonds.just don't want people to be misled.could be wrong if so apologies but,,,,,


  • #6958
    dxhound2005
    Registered Users, Registered Users 2 Posts: 21,562 ✭✭✭✭dxhound2005


    John arse wrote: »
    yes well sorry about ruffling feathers but as a bond holder now for nearly ten years i understand how luck,chance and the law of averages work but when someone is consistently achieving returns of around 1% (three times the rate) and NEVER experiencing a dry spell or trough over many many years-i'm very very dubious.i imagine many people view this site as research before investment so therefore putting in 100k and expecting to win 20 times and then actually returning 5 wins(the average) is very misleading i think (on average 10k will win once every two years don't forget.)maybe i'm wrong and this individual is very very fortunate but the lack of a dry spell of any kind says a lot i think.in answer to your question i can only assume this individual has a vested interest in the sale of prize bonds.just don't want people to be misled.could be wrong if so apologies but,,,,,

    Here are the notional interest rates which applied over the years.

    2000 2.75%.
    2004 2.4%
    Sept 2007 3%.
    Jan 2012 2.25%
    June 2012 1.75%.
    Dec 2013 1.6%
    Nov 2014 1.25%.
    July 2016 0.85%.
    Aug 2017 0.5%.

    Feb 2021 0.35%.

    You did not give enough information to work with, but I don't see why someone would not have achieved 1% or more at times. I read the thread regularly, and I am certain that nobody ever claimed to have made anywhere near 1% annualised since August 2017. I made around 0.5% in two successive years, but that is hardly worth boasting about. What interest rate did you achieve since August 2017?


  • #6959
    dxhound2005
    Registered Users, Registered Users 2 Posts: 21,562 ✭✭✭✭dxhound2005


    Rather than edit the above post I will correct what I said here. There is a poster who has got well above the average since August 2017. But since they started posting 10 years ago when the rate was 3%, their overall return is 12.6%. Which would not encourage anyone to go into Prize Bonds.


  • #6960
    Rulmeq
    Registered Users, Registered Users 2 Posts: 1,094 ✭✭✭Rulmeq


    dxhound2005 wrote: »
    Rather than edit the above post I will correct what I said here. There is a poster who has got well above the average since August 2017. But since they started posting 10 years ago when the rate was 3%, their overall return is 12.6%. Which would not encourage anyone to go into Prize Bonds.


    It's a better return than the "more than 4billion profit" that NAMA got on €64 billion over 12 years. :rolleyes:


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  • #6961
    yabadabado
    Registered Users, Registered Users 2 Posts: 16,566 ✭✭✭✭yabadabado


    Asus X540L wrote: »
    I've been buying Prize Bonds since last April. I now have approx €8,175.

    Have won two things since - Jack and Shít.

    If it's any consolation,I have 5 times that amount and I've won the same 2 things as you since March 2019.


  • #6962
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Just for the record so to speak, I've always been honest with my posts here and the level of winnings or lack of winnings that I've experienced
    But I'm sure like a few others here, I have at times wondered about the "luck" that some other posters have had when reconciled with my own luck or lack of luck
    If they are been honest, well then I say more power to you and long may it last but if you're not, then shame on you.....


  • #6963
    robwen
    Registered Users Posts: 2,385 ✭✭✭robwen


    Screenshots of winnings should be simple enough do & black out sensitive info


  • #6964
    sportsfan90
    Registered Users, Registered Users 2 Posts: 643 ✭✭✭sportsfan90


    I don’t get why anyone would lie about their winnings? I know posters in other threads sometimes like to show a bit of bravado saying they invested in something whose share price rose massively. But prize bonds, it’s literally just a raffle so why lie..


  • #6965
    tuisginideach
    Registered Users, Registered Users 2 Posts: 2,093 ✭✭✭tuisginideach


    robwen wrote: »
    Screenshots of winnings should be simple enough do & black out sensitive info

    Happy to do that if you tell me how! Don't know whether I am one of the people John doubts - I've had a great start to the year!


  • #6966
    tuisginideach
    Registered Users, Registered Users 2 Posts: 2,093 ✭✭✭tuisginideach


    Ah poor John - he'll definitely think I'm a troll now. Don't understand what's happening but another €50 today! If you don't believe I had dry spells too, look back for all my :( and my :mad: - I'm sure plenty of the posters will remember them over the past 7 years that I have been posting here.

    And as I said, if someone gives me easy-to-follow instructions, I don't mind posting a screenshot!

    Good luck to all of you today.


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  • #6967
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Well done Tuis keep it up and I can "honestly" say my winning streak ended today :D


  • #6968
    PB2018
    Registered Users Posts: 272 ✭✭PB2018


    Wins on 12th February 2021: €0
    Last win: 18th December 2020: €50
    Weeks since last win: 8
    €134k invested in prize bonds since July 2017
    Win ratio: 24 wins in 189 weeks (13%)
    2017 (Jul-Dec): 5 x €50 = €250
    2018 (Jan-Dec): 4 x €50 = €200
    2019 (Jan-Dec): 5 x €50 = €250
    2020 (Jan-Dec): 10 x €50 = €500
    2021 (Jan-date): 0 x €50 = €0


  • #6969
    pbtracker
    Registered Users Posts: 68 ✭✭pbtracker


    Well no chance of overstating my 2021 winnings anyway....they continue to be ZERO :-)

    Winnings on 12th February 2021: €0
    Last win : €50 6th Nov 2020
    Investment : €77K (from Aug 2020)
    Winnings Total : €200
    Pre 2020 : €50
    2020 : €150
    2021 : €0


  • #6970
    carrickbawn
    Registered Users, Registered Users 2 Posts: 300 ✭✭carrickbawn


    Nothing for me again today. Well done Tuis,you are on a roll. Rock on.
    As for screenshots,,,, I haven’t a notion of it ,for the simple reason that I couldn’t give a fiddlers if people are being a little economical with the truth sometimes.
    It doesn’t change my life in any way.
    Why would I care??


  • #6971
    Andrew Flexing
    Registered Users Posts: 657 ✭✭✭Andrew Flexing


    I love how everyone is genuinely delighted for other winners on this thread!
    Well done Tuis - you had enough dry spells so you deserve a flood of winners!

    I can see a drop in the weekly number of Kildare winners since the reduction in prizes. Usually it was around the 200-210 winners per week. It's 177 this week....my name was on none of them.

    #dry2021 continues in the Flexing household.

    Jan XXXXX
    Feb XX

    my URBAN EXPLORATION YouTube channel: https://www.facebook.com/ASMRurbanexploration/



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  • #6972
    pbwinner
    Registered Users Posts: 841 ✭✭✭pbwinner


    Saudades wrote: »
    10 year anniversary?

    :( A sad one, yes


  • #6973
    pbwinner
    Registered Users Posts: 841 ✭✭✭pbwinner


    tobdom wrote: »
    You seem to be really bettering the odds with your 2019 & 2020 outcomes, which is nice to see!

    I invested 30K in Jan 2020 and finished the year with 2 x €50 (May & August), actually our holding was upped by another 10k in Dec 2020 (now 40k total)..... Nothing since 28th Aug 2020 though
    Swings and roundabouts really...


  • #6974
    pbwinner
    Registered Users Posts: 841 ✭✭✭pbwinner


    Winnings on 12th February 2021: €0
    Last win 18th December 2020: €100
    Total winnings on €25k from Feb 2011 to date: €3150
    2011: €75 x 4 = €300
    2012: €75 x 6 = €450
    2013: €50 x 12 = €600
    2014: €50 x 9 = €450
    2015: €50 x 5 = €250
    2016: €50 x 5 = €250
    2017: €50 x 4 = €200
    2018: €50 x 2 = €100
    2019: €50 x 6 = €300
    2020: €50 x 5 = €250
    2021: €0


  • #6975
    Sligo Quay
    Registered Users, Registered Users 2 Posts: 734 ✭✭✭Sligo Quay


    Agent Smyth wrote: »
    Just for the record so to speak, I've always been honest with my posts here and the level of winnings or lack of winnings that I've experienced
    But I'm sure like a few others here, I have at times wondered about the "luck" that some other posters have had when reconciled with my own luck or lack of luck
    If they are been honest, well then I say more power to you and long may it last but if you're not, then shame on you.....
    You've won €1,000 euro, so that is lucky, the whole point of this long thread is to make a comparison on ''luck'' and odds etc and in fairness to pbwinner who started this thread has always been totally honest in regarding his holding and winnings etc going back to 2011.
    I have always been totally honest in regarding my holding ''investment'' and winnings, this thread is not about boasting about winning, but more important just doing a random comparison on wins and amount ''invested'' I can't understand some posters being shy on disclosing their sum invested in Prize Bonds, it's not like we know each other personally, we all post under handle names, if your not prepared to disclose your holding, then there's no point in being involved in this thread, your contribution is meaningless.
    I had 3 batches up to September 2020, 10k 20k 30k, in September I purchased 4th batch 40k, now total holding 100k, in the entire year I won €150, pbwinner won a total of €250 and he has only 25k, so it's all just random luck, I have 100 prize bonds which I purchased between 1985 - 1990, held them for over 20 years and won €75euro in 2012, €50euro in 2013. I still have them, my total holding now is 16,100 prize bonds.
    I've always stated if I ever win the 50k or the million, now reduced to 250k, I'II definitely post a screengrab here and celebrate.
    Nothing for me today, last win €50euro on 22nd January 2021, maybe I'II have better luck this year, I don't always post weekly, but I always post when I have a win.


  • #6976
    adox
    Registered Users, Registered Users 2 Posts: 19,023 ✭✭✭✭adox


    Nothing again.

    Last win October 2020


  • #6977
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Sligo Quay wrote: »
    This thread is not about boasting about winning, but more important just doing a random comparison on wins and amount ''invested'' I can't understand some posters being shy on disclosing their sum invested in Prize Bonds, it's not like we know each other personally, we all post under handle names, if your not prepared to disclose your holding, then there's no point in being involved in this thread, your contribution is meaningless.

    I would totally agree with you, I think posting winnings and not the amount you have invested is a bit pointless and in fairness I think you did ask me a while back how much my "big batch" was worth and I apologise for not answering.
    But I've found over the years that when people including myself reveal the amount that they have in Prize bonds it usually results in some budding Gordon Gekko type person telling us that we're fecking idiots for not investing our money in whatever
    I'm sorry but for me life's to short to be dealing with that crap!!!!

    Over the years that I've been posting here I've held all sorts of amounts in the Prize bonds. Starting back in my first post with €50K building it up to IIRC just shy of €500K and now currently I've two batches a €65K and a €250K
    My €1k win was from the new big batch which I purchased last June and we've also won another €400 in €50s as well on this batch.


  • #6978
    12gauge dave
    Closed Accounts Posts: 2,072 ✭✭✭12gauge dave


    Not a thread to come into if your struggling financially should have a warning in thread title ha :)


  • #6979
    dxhound2005
    Registered Users, Registered Users 2 Posts: 21,562 ✭✭✭✭dxhound2005


    From today's draw some results which would be accused of lying if the people came on the thread. Nothing for me.

    Prize Value Winning Prize Bond Location

    €50 ALB419092 Galway
    €50 ALB419652 Galway

    €50 BV297030 Westmeath
    €50 BV297274 Westmeath

    €50 NW341801 Wexford
    €50 NW342056 Wexford

    €50 ZD875653 Wexford
    €50 ZD875937 Wexford


  • #6980
    Irishphotodesk
    Registered Users, Registered Users 2 Posts: 1,896 ✭✭✭Irishphotodesk


    12gauge dave wrote: »
    Not a thread to come into if your struggling financially should have a warning in thread title ��

    I disagree... As a family we are struggling financially (have received money from church recently to cover the food bills over Christmas) and don't feel bad about others having success or the amounts they have invested, fair play to them....it's great to actually see good news.

    It's been a tough year ...but we have our health (thankfully) and family - we have sold bits and pieces of stuff in the house to ensure the bills are covered over the past few months, welfare have been a help (wish they could/would do more but I'm not complaining)


  • #6981
    12gauge dave
    Closed Accounts Posts: 2,072 ✭✭✭12gauge dave


    Irishphotodesk wrote: »
    I disagree... As a family we are struggling financially (have received money from church recently to cover the food bills over Christmas) and don't feel bad about others having success or the amounts they have invested, fair play to them....it's great to actually see good news.

    It's been a tough year ...but we have our health (thankfully) and family - we have sold bits and pieces of stuff in the house to ensure the bills are covered over the past few months, welfare have been a help (wish they could/would do more but I'm not complaining)

    I'm only messing around wasnt being serious and had myself a few thousand in prize bonds many years ago.


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  • #6982
    Hibernicis
    Registered Users, Registered Users 2 Posts: 1,694 ✭✭✭Hibernicis


    12gauge dave wrote: »
    Not a thread to come into if your struggling financially should have a warning in thread title ha :)

    Not many here were born with a large wad of prize bonds in their mouth, to mix my metaphors. I suspect the majority have bonds as a result of hard work and diligent saving, combined with good fortune and fortuitous investing. In my case, apart from some early gifts and inheritances, I started by buying a small amount every month when I was trying to develop a regular savings habit. The larger tranches came later as a result of asset disposals and other life stage events. And like most people I've had plenty of financial challenges in my life. So people shouldn't be put off by the larger holdings here, instead I'd suggest that these should act as an encouragement to others to get started on the savings trail.


  • #6983
    Hibernicis
    Registered Users, Registered Users 2 Posts: 1,694 ✭✭✭Hibernicis


    Sligo Quay wrote: »
    I have always been totally honest in regarding my holding ''investment'' and winnings, this thread is not about boasting about winning, but more important just doing a random comparison on wins and amount ''invested'' I can't understand some posters being shy on disclosing their sum invested in Prize Bonds, it's not like we know each other personally, we all post under handle names, if your not prepared to disclose your holding, then there's no point in being involved in this thread, your contribution is meaningless.

    Couldn't agree more with your post and Agent Smyth's followup. I enjoy this thread for the bit of fun on a Friday, the insights that Dxhound2005 and Agent Smith and others come up with from time to time, and for the comparison of "luck". I've been very open with details of my holding and winnings. And while I appreciate that I have had a decent number of wins over the last couple of years (20 in 2019 and 24 in 2020), when viewed in the context of my holding these are pretty close to the expected/average return of .35% when the elusive larger prizes are excluded.

    Posts which show the holding and history of wins alongside the recent win are obviously more useful, but we are all different and everybody is welcome (unless of course they are calling us idiots and telling us to invest in bitcoin, penny stock oil companies, gold or whatever your having yourself). And so what if pbwinner's win rate is far better than mine, I get a great kick out of seeing other regular posters like tuiseginideach on a roll and Agent Smyth hitting the big numbers.


  • #6984
    12gauge dave
    Closed Accounts Posts: 2,072 ✭✭✭12gauge dave


    Hibernicis wrote: »
    Not many here were born with a large wad of prize bonds in their mouth, to mix my metaphors. I suspect the majority have bonds as a result of hard work and diligent saving, combined with good fortune and fortuitous investing. In my case, apart from some early gifts and inheritances, I started by buying a small amount every month when I was trying to develop a regular savings habit. The larger tranches came later as a result of asset disposals and other life stage events. And like most people I've had plenty of financial challenges in my life. So people shouldn't be put off by the larger holdings here, instead I'd suggest that these should act as an encouragement to others to get started on the savings trail.

    I was joking around and used to be a poster on this thread mnay years ago when I held a couple of thousand but gave up as prizes were non existant.
    When I stopped with prize bonds was not long after the 1 million monthly draw turned to bi monthly.
    Is it still bi monthly or has it gone worse again to every 3 months?


  • #6985
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    12gauge dave wrote: »
    I was joking around and used to be a poster on this thread mnay years ago when I held a couple of thousand but gave up as prizes were non existant.
    When I stopped with prize bonds was not long after the 1 million monthly draw turned to bi monthly.
    Is it still bi monthly or has it gone worse again to every 3 months?


    It's obviously been a while since you've been here, were now down to a quarter mil four times a year :(


  • #6986
    12gauge dave
    Closed Accounts Posts: 2,072 ✭✭✭12gauge dave


    Agent Smyth wrote: »
    It's obviously been a while since you've been here, were now down to a quarter mil four times a year :(

    That's a bummer It was always nice to have the chance to become a millionaire from them as slim as it maybe but interest rates being so low is the reason is it?

    I might start buying a few again on payday i think i might even have 1 100 euro still left in gunsafe I kept to save me having to do the anti fraud hassle if I should decide to buy again.


  • #6987
    tuisginideach
    Registered Users, Registered Users 2 Posts: 2,093 ✭✭✭tuisginideach


    Interestingly in the month of Jan/ first two weeks Feb, these were my winnings:
    2015: 1 x €50
    2016: 1 x €50
    2017: 1 x €50
    2018:1 x €50
    2019:1 x €50
    2020:1 x €50
    2021 5 x €50

    No. of prizebonds hasn't changed much - some cashed in, some new ones bought, some swapped for new ones but very little difference overall.


  • #6988
    Thargor
    Registered Users, Registered Users 2 Posts: 17,999 ✭✭✭✭Thargor


    Nothing since September on a 100k house deposit, fooking joke.


  • #6989
    John arse
    Registered Users, Registered Users 2 Posts: 2,156 ✭✭✭John arse


    Thargor wrote: »
    Nothing since September on a 100k house deposit, fooking joke.
    yeah serious barren patch that-i understand your frustration,i had 131k there a few years ago that won just once in 12 months!.that 100k of yours should be getting something every couple of months at least(i guess that u know that),best of luck for the future!


  • #6990
    Sligo Quay
    Registered Users, Registered Users 2 Posts: 734 ✭✭✭Sligo Quay


    Agent Smyth wrote: »
    But I've found over the years that when people including myself reveal the amount that they have in Prize bonds it usually results in some budding Gordon Gekko type person telling us that we're fecking idiots for not investing our money in whatever
    I don't take notice of so called armchair financial experts who seem to have the answer to every ''get rich quick scheme'' I think most of them have lost their shirts and there's a tiny bit of jealousy and begrudgery to somebody like me with my boring, unexciting low risk financial situation that has served me for the last 40 years. Members of my family have had the same opportunities as me and some are penniless because of bad financial decisions, I recently helped a family member because they hadn't got the means for the next mortgage payment.
    A work colleague of mine about 15 years ago put his retirement lump sum into Anglo Irish Bank shares, he couldn't get enough of them, he was a good friend and advised me to cash in them ''silly post office saving certs'' I didn't take his advice, anyway he died a broken man, we make our decisions and live with the consequences, good and bad, that's life.
    Now back to Prize Bonds, hopefully a few wins this year:D


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  • #6991
    Sligo Quay
    Registered Users, Registered Users 2 Posts: 734 ✭✭✭Sligo Quay


    Hibernicis wrote: »
    And while I appreciate that I have had a decent number of wins over the last couple of years (20 in 2019 and 24 in 2020), when viewed in the context of my holding these are pretty close to the expected/average return of .35% when the elusive larger prizes are excluded.
    Yes but that's the crucial question, what is your holding, mine is there for all to see.


  • #6992
    Sligo Quay
    Registered Users, Registered Users 2 Posts: 734 ✭✭✭Sligo Quay


    Hibernicis wrote: »
    Not many here were born with a large wad of prize bonds in their mouth, to mix my metaphors. I suspect the majority have bonds as a result of hard work and diligent saving, combined with good fortune and fortuitous investing. In my case, apart from some early gifts and inheritances, I started by buying a small amount every month when I was trying to develop a regular savings habit. The larger tranches came later as a result of asset disposals and other life stage events. And like most people I've had plenty of financial challenges in my life. So people shouldn't be put off by the larger holdings here, instead I'd suggest that these should act as an encouragement to others to get started on the savings trail.
    Well said, I couldn't put it better myself.


  • #6993
    Hibernicis
    Registered Users, Registered Users 2 Posts: 1,694 ✭✭✭Hibernicis


    Sligo Quay wrote: »
    Yes but that's the crucial question, what is your holding, mine is there for all to see.

    As is mine, here you go

    I repeat it any time I pick up a prize. And in some of the analysis which I’ve posted, for example here and here


  • #6994
    Negative_G
    Registered Users, Registered Users 2 Posts: 1,357 ✭✭✭Negative_G


    Negative_G wrote: »
    Winnings on 22nd Jan 2021
    Last win on 4th Sept 2020
    Previous win on 26th June

    Total winnings since Feb 2015 on €50k: €1,450
    Total winnings since Oct 2015 on €20k: €250

    Winnings on 12th Feb 2021 €50
    Last win on 22nd Jan 2021 €50
    Previous win 4th Sept 2020 €50

    Total winnings since Feb 2015 on €50k: €1,500
    Total winnings since Oct 2015 on €20k: €250


  • #6995
    abff
    Registered Users, Registered Users 2 Posts: 5,784 ✭✭✭abff


    I realise that the change in overall fund value is due to a combination of purchases and sales. But I thought people might be interested in new sales over the past few years since I first purchased my prize bonds. I have tracked this by looking at the serial numbers of the new bonds that I have received each time I've had a win.

    Date_____New bonds__Per day
    05/05/2017
    19/05/2017 103,539,795 7,395,700
    02/06/2017 103,713,712 7,408,122
    21/07/2017 312,307,692 6,373,626
    01/09/2017 260,208,421 6,195,439
    03/11/2017 363,631,447 5,771,928
    08/12/2017 208,145,017 5,947,000
    22/12/2017 103,826,944 7,416,210
    12/01/2018 78,473,046 3,736,812
    27/04/2018 676,274,850 6,440,713
    28/09/2018 1,065,665,064 6,919,903
    02/11/2018 207,647,762 5,932,793
    01/02/2019 598,650,838 6,578,581
    15/02/2019 103,331,323 7,380,809
    08/03/2019 130,250,824 6,202,420
    29/03/2019 129,777,812 6,179,896
    05/04/2019 51,885,319 7,412,188
    03/05/2019 156,394,312 5,585,511
    31/05/2019 155,511,732 5,553,990
    07/06/2019 26,072,441 3,724,634
    14/06/2019 26,481,389 3,783,056
    12/07/2019 155,662,897 5,559,389
    03/01/2020 1,066,461,148 6,094,064
    03/04/2020 806,212,471 8,859,478
    24/04/2020 155,885,766 7,423,132
    01/05/2020 52,134,886 7,447,841
    08/05/2020 51,263,246 7,323,321
    10/07/2020 520,031,314 8,254,465
    24/07/2020 78,611,607 5,615,115
    20/11/2020 1,014,013,719 8,521,124
    23/12/2020 337,341,096 10,222,457
    08/01/2021 78,432,601 4,902,038


  • #6996
    Hibernicis
    Registered Users, Registered Users 2 Posts: 1,694 ✭✭✭Hibernicis


    abff wrote: »
    I realise that the change in overall fund value is due to a combination of purchases and sales. But I thought people might be interested in new sales over the past few years since I first purchased my prize bonds. I have tracked this by looking at the serial numbers of the new bonds that I have received each time I've had a win.

    Hey abff. Formatted this as a table for you to make it easier to read. Hope I haven't introduced any errors as I had to parse the data.

    ___Date____|New Bonds|Per Day
    05/05/2017||
    19/05/2017|103,539,795|7,395,700
    02/06/2017|103,713,712|7,408,122
    21/07/2017|312,307,692|6,373,626
    01/09/2017|260,208,421|6,195,439
    03/11/2017|363,631,447|5,771,928
    08/12/2017|208,145,017|5,947,000
    22/12/2017|103,826,944|7,416,210
    12/01/2018|78,473,046|3,736,812
    27/04/2018|676,274,850|6,440,713
    28/09/2018|1,065,665,064|6,919,903
    02/11/2018|207,647,762|5,932,793
    01/02/2019|598,650,838|6,578,581
    15/02/2019|103,331,323|7,380,809
    08/03/2019|130,250,824|6,202,420
    29/03/2019|129,777,812|6,179,896
    05/04/2019|51,885,319|7,412,188
    03/05/2019|156,394,312|5,585,511
    31/05/2019|155,511,732|5,553,990
    07/06/2019|26,072,441|3,724,634
    14/06/2019|26,481,389|3,783,056
    12/07/2019|155,662,897|5,559,389
    03/01/2020|1,066,461,148|6,094,064
    03/04/2020|806,212,471|8,859,478
    24/04/2020|155,885,766|7,423,132
    01/05/2020|52,134,886|7,447,841
    08/05/2020|51,263,246|7,323,321
    10/07/2020|520,031,314|8,254,465
    24/07/2020|78,611,607|5,615,115
    20/11/2020|1,014,013,719|8,521,124
    23/12/2020|337,341,096|10,222,457
    08/01/2021|78,432,601|4,902,038


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  • #6997
    abff
    Registered Users, Registered Users 2 Posts: 5,784 ✭✭✭abff


    Thanks Hibernicis

    I tried to format it as a table but didn’t know how. It was coming from a spreadsheet. Is there some software I can use to format it so that it will appear as a table on Boards?


  • #6998
    Agent Smyth
    Registered Users Posts: 714 ✭✭✭Agent Smyth


    Hi abff,
    I'm sorry to say that I'm looking at your figures and I can't really make head nor tail from them
    Could you explain your how you came about them, I know your using the SN of your winnings to calculate but can you give us a bit more info

    I did a few calculations of my own using 3 dates in 2020 from your figures, 01/01/20, 01/04/20 and 01/05/20 and here's what I came up with**

    Bond fund on 01/01/20 was €3,654,960,000
    Bond fund on 31/03/20 was €3,747,880,000
    Which is a growth of €92,920,000, now divide that by 64 working days (presumably NTMA only work Mon to Fri) gives a daily growth of €1,451,875.00 which equates to 232,300 new bonds PWD

    Bond fund on 31/03/20 was €3,747,880,000
    Bond fund on 30/04/20 was €3,794,160,000
    which is a growth of €46,280,000. and divide that by 20 working days in April gives a daily growth of €2,314,000.00 which equates to 370,240 new bonds per each working day in April

    One thing to note when using serial numbers to calculate the fund size your not taking into account any encashments so your figures would be gross while mine are net

    **usual T&Cs apply to my figures


  • #6999
    Hibernicis
    Registered Users, Registered Users 2 Posts: 1,694 ✭✭✭Hibernicis


    abff wrote: »
    Thanks Hibernicis

    I tried to format it as a table but didn’t know how. It was coming from a spreadsheet. Is there some software I can use to format it so that it will appear as a table on Boards?

    Its quite straightforward. You wrap the date with table and /table (enclosed in square brackets) and delimit the cells with | (Vertical bar)

    Its very basic, so no facility for alignment, numeric formatting, etc. If you are any way adept at excel you can generate the code there using various formula to create and manipulate the strings. Note that the columns can be sorted by clicking on the column header.

    The following will display the first few lines of your table (remove the *)
    [*table="head;width=50%"]Date|New Bonds|Per Day
05/05/2017||
19/05/2017|103,539,795|7,395,700
02/06/2017|103,713,712|7,408,122
[/table]

    displays this......

    Date|New Bonds|Per Day
    05/05/2017||
    19/05/2017|103,539,795|7,395,700
    02/06/2017|103,713,712|7,408,122


  • #7000
    HillCloudHop
    Registered Users Posts: 105 ✭✭HillCloudHop


    The returns on this are awful. What's the appeal? Security?


  • #7001
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    HillCloudHop wrote: »
    The returns on this are awful. What's the appeal? Security?
    Ease of access.
    A little hope on a Friday.


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