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Off Topic Thread 4.0

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  • Registered Users, Registered Users 2 Posts: 24,258 ✭✭✭✭Buer


    Given that Indeed already sent all staff home for a week due to employees having been in Singapore, I wouldn't be surrpised to see some fairly significant decisions made by some multinationals. Google have a large office in Milan which is the capital of Lombardy where the outbreak is in Italy. I'd imagine all travel between offices has been cancelled indefinitely.


  • Posts: 13,822 ✭✭✭✭ [Deleted User]


    Did nobody consider I've already booked a holiday in Italy this summer??????


  • Registered Users, Registered Users 2 Posts: 12,989 ✭✭✭✭mfceiling


    Did nobody consider I've already booked a holiday in Italy this summer??????

    I almost booked my flights to Milan last week but held off as herself was looking at France (again).
    Brother in law lives in Rome and called last night. He works for the UN's world food programme and they've been told to work from home and nobody to come to the office.
    He's a realist and told herself to hold off booking anything yet as he says the prices will drop and we'll get a bargain holiday.
    I'm not sure I share his optimism.


  • Posts: 20,606 ✭✭✭✭ [Deleted User]


    Did nobody consider I've already booked a holiday in Italy this summer??????

    I can't help but feel that as the virus was evolving into it's current form, somewhere in it's loose sense of consciousness it said to itself "fcuk partyjungle in particular"


  • Registered Users, Registered Users 2 Posts: 6,217 ✭✭✭Yeah_Right


    mfceiling wrote: »
    He's a realist and told herself to hold off booking anything yet as he says the prices will drop and we'll get a bargain holiday.

    That's good thinking. Get a cheap holiday and it will be a lot less crowded. We used to do something similar with holidays to Fiji. When they had a military coup or some sort of political unrest, flights and hotels dropped by about 50%.


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  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    The only thing worse than being quarantined at home for 14 days imo is having to work from home for the duration

    Damn technology


  • Registered Users, Registered Users 2 Posts: 14,166 ✭✭✭✭Zzippy


    Stheno wrote: »
    The only thing worse than being quarantined at home for 14 days imo is having to work from home for the duration

    Damn technology

    If I was quarantined it would mean having to keep the kids home from creche too. There's not a prayer I would even get to read an email, never mind get any work done...


  • Registered Users, Registered Users 2 Posts: 12,634 ✭✭✭✭errlloyd


    There is a good article in the Atlantic that does a pretty decent job of explaining why this virus is already beyond containment, and we should just make peace with the fact we live in a post coronavirus world. The basic gist of it is that it doesn't kill people quickly. It doesn't present symptoms in everybody. It lasts ages. It spreads easily.

    The argument is that it'll become another influenza to add to A, B, and C.

    https://www.theatlantic.com/health/archive/2020/02/covid-vaccine/607000/?utm_term=2020-02-24T15%3A39%3A14&utm_content=edit-promo&utm_source=twitter&utm_medium=social&utm_campaign=the-atlantic


  • Registered Users, Registered Users 2 Posts: 6,596 ✭✭✭OldRio


    Well I suppose with an increasing global population a good cull was needed.
    Unfortunately my age bracket has increased my chances of winning this particular 'lottery'

    (Whereabouts did I put that bucket list.)


  • Posts: 20,606 ✭✭✭✭ [Deleted User]


    errlloyd wrote: »
    There is a good article in the Atlantic that does a pretty decent job of explaining why this virus is already beyond containment, and we should just make peace with the fact we live in a post coronavirus world. The basic gist of it is that it doesn't kill people quickly. It doesn't present symptoms in everybody. It lasts ages. It spreads easily.

    The argument is that it'll become another influenza to add to A, B, and C.

    https://www.theatlantic.com/health/archive/2020/02/covid-vaccine/607000/?utm_term=2020-02-24T15%3A39%3A14&utm_content=edit-promo&utm_source=twitter&utm_medium=social&utm_campaign=the-atlantic

    Great read and thanks for sharing.


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  • Registered Users, Registered Users 2 Posts: 4,957 ✭✭✭Paul Smeenus


    I can't help but feel that as the virus was evolving into it's current form, somewhere in it's loose sense of consciousness it said to itself "fcuk partyjungle in particular"

    We've all done it.


  • Registered Users, Registered Users 2 Posts: 12,920 ✭✭✭✭stephen_n


    OldRio wrote: »
    Well I suppose with an increasing global population a good cull was needed.
    Unfortunately my age bracket has increased my chances of winning this particular 'lottery'

    (Whereabouts did I put that bucket list.)

    If they bring travel bans in you won’t be able to do a lot of them.


  • Registered Users, Registered Users 2 Posts: 12,989 ✭✭✭✭mfceiling


    Lads anyone any experience with mobile broadband for the house?

    3 are offering unlimited for 30 quid a month.

    I'm talking a small bit of netflix (few hours a week), 2 young ones using wifi on their phones and herself sending the odd email.

    Seems a bit mad that we're paying a small fortune to virgin every month for something that doesn't get a lot of use.
    No gaming or streaming in our house so again it's not a huge deal if it's not "lightning speed".


  • Registered Users, Registered Users 2 Posts: 6,596 ✭✭✭OldRio


    stephen_n wrote: »
    If they bring travel bans in you won’t be able to do a lot of them.

    Well so much for that.....


  • Registered Users, Registered Users 2 Posts: 12,634 ✭✭✭✭errlloyd


    mfceiling wrote: »
    Lads anyone any experience with mobile broadband for the house?

    3 are offering unlimited for 30 quid a month.

    I'm talking a small bit of netflix (few hours a week), 2 young ones using wifi on their phones and herself sending the odd email.

    Seems a bit mad that we're paying a small fortune to virgin every month for something that doesn't get a lot of use.
    No gaming or streaming in our house so again it's not a huge deal if it's not "lightning speed".

    Sounds like you could almost get away with an amazon wireless modem and a gomo sim?


  • Registered Users, Registered Users 2 Posts: 14,166 ✭✭✭✭Zzippy


    Zzippy wrote: »
    If I was quarantined it would mean having to keep the kids home from creche too. There's not a prayer I would even get to read an email, never mind get any work done...

    So now we've got an email to all staff that anyone who returned from an affected country must work from home and self-quarantine for 14 days. I came back from France last week... :rolleyes:


  • Registered Users, Registered Users 2 Posts: 14,166 ✭✭✭✭Zzippy


    mfceiling wrote: »
    Lads anyone any experience with mobile broadband for the house?

    3 are offering unlimited for 30 quid a month.

    I'm talking a small bit of netflix (few hours a week), 2 young ones using wifi on their phones and herself sending the odd email.

    Seems a bit mad that we're paying a small fortune to virgin every month for something that doesn't get a lot of use.
    No gaming or streaming in our house so again it's not a huge deal if it's not "lightning speed".

    I was checking it out too, we've Vodafone 4G which is quick but limited to 150GB a month and not cheap. Read a lot of reports that 3 throttle traffic so your speeds can be awful, and their customer service is appalling. Think there's a no-contract option on a rolling month basis but no wifi router included so you'd need to buy your own.


  • Registered Users, Registered Users 2 Posts: 4,877 ✭✭✭b.gud


    mfceiling wrote: »
    Lads anyone any experience with mobile broadband for the house?

    3 are offering unlimited for 30 quid a month.

    I'm talking a small bit of netflix (few hours a week), 2 young ones using wifi on their phones and herself sending the odd email.

    Seems a bit mad that we're paying a small fortune to virgin every month for something that doesn't get a lot of use.
    No gaming or streaming in our house so again it's not a huge deal if it's not "lightning speed".

    Is SIRO available in your area? You can get it for €35 a month from 12 months on Sky, then after your 12months are up see if Vodafone are still doing their €25 for 6months and €50 for 6 months deal. You can also stay with Virgin and just ring them up and tell them that your leaving and they should offer you a better deal. Check out this thread to get an idea of what kind of deals people are getting


  • Registered Users, Registered Users 2 Posts: 12,989 ✭✭✭✭mfceiling


    b.gud wrote: »
    Is SIRO available in your area? You can get it for €35 a month from 12 months on Sky, then after your 12months are up see if Vodafone are still doing their €25 for 6months and €50 for 6 months deal. You can also stay with Virgin and just ring them up and tell them that your leaving and they should offer you a better deal. Check out this thread to get an idea of what kind of deals people are getting

    Unfortunately Siro isn't available in our area. Might be an idea to buy a router and a couple of wifi boosters then try 3 for mobile on a month to month basis.


  • Registered Users, Registered Users 2 Posts: 4,556 ✭✭✭swiwi_


    We've all done it.

    Speak for yourself. I for one have not had sexual relations with partyjungle. Il ne m’a pas non plus taillé une pipe.


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  • Registered Users, Registered Users 2 Posts: 11,914 ✭✭✭✭EmmetSpiceland


    Great read and thanks for sharing.

    When you say “great”, you mean long, right?

    “It matters not what someone is born, but what they grow to be” - A. Dumbledore

    “It is not blood that makes you Irish but a willingness to be part of the Irish nation” - Thomas Davis



  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    Zzippy wrote: »
    So now we've got an email to all staff that anyone who returned from an affected country must work from home and self-quarantine for 14 days. I came back from France last week... :rolleyes:

    Same rule in my office......


  • Registered Users, Registered Users 2 Posts: 21,741 ✭✭✭✭Squidgy Black


    14 days of not being in the office? Where do I sign up?


  • Registered Users, Registered Users 2 Posts: 7,047 ✭✭✭Bazzo


    I hear there are already promising studies that show COVID-19 may be treatable with cannabis oil.


  • Registered Users, Registered Users 2 Posts: 12,920 ✭✭✭✭stephen_n


    More proof of the struggling insurance sector :rolleyes:


  • Registered Users, Registered Users 2 Posts: 4,877 ✭✭✭b.gud


    Bazzo wrote: »
    I hear there are already promising studies that show COVID-19 may be treatable with cannabis oil.

    But Garda I need to smoke this joint to stop the spread of the coronavirus


  • Registered Users, Registered Users 2 Posts: 12,634 ✭✭✭✭errlloyd


    stephen_n wrote: »
    More proof of the struggling insurance sector :rolleyes:

    FBD came extremely close to going bust a few years ago. As a result they were getting fairly shafted by their reinsurers if I recall correctly. Then they were bought by that Canadian company and were immediately able to get cheaper risk transfer.

    The main difference there is that their claims went down by €35m leading to a better underwriting profit. In their annual report they actually give the government some credit for this.
    1. An increased willingness to recognise that plaintiffs have some degree of responsibility for
      their own personal safety, building on the decision in Byrne v Ardenheath (2017). This should
      assist businesses who are being held to unreasonably high standards in personal injury cases.
      In addition, in the event a plaintiff succeeds in proving a breach of statutory duty on the part
      of the defendant, a causal link must be shown before damages will be awarded (McCarthy v
      Twomey (2019).
      [/QUO
    2. The PIAB (Amendment) Act was enacted in April to address the non-co-operation of claimants
      including failure to attend medical examinations and failure to cooperate with experts.
      T
    3. Claimants can now incur penalties in respect of legal costs but only at the judge’s discretion.
      5 The Civil Liability & Courts Act has been amended to reduce the timeframe of notification of
      a claim to a defendant from two months to one.
      E]
    4. Legislation was passed to establish the Judicial Council and the Personal Injuries Guidelines
      Committee. The Judicial Council was formally established in February 2020 and the
      Committee is to follow.

    FBD did manage to pass some savings on to customers, with a 4.5% reduction in average motor premiums being the highlight there. We won't know how they're doing by business line until their SFCR comes out, but if they're reporting that the weather was a large part in the reductions of the claims I suspect that basically there was a good year for agriculture in Ireland and they simply benefited.

    An insurance company that almost went bankrupt 3 years ago is doing okay today. That's pretty much the nature of insurance.


  • Registered Users, Registered Users 2 Posts: 12,920 ✭✭✭✭stephen_n


    errlloyd wrote: »
    FBD came extremely close to going bust a few years ago. As a result they were getting fairly shafted by their reinsurers if I recall correctly. Then they were bought by that Canadian company and were immediately able to get cheaper risk transfer.

    The main difference there is that their claims went down by €35m leading to a better underwriting profit. In their annual report they actually give the government some credit for this.



    FBD did manage to pass some savings on to customers, with a 4.5% reduction in average motor premiums being the highlight there. We won't know how they're doing by business line until their SFCR comes out, but if they're reporting that the weather was a large part in the reductions of the claims I suspect that basically there was a good year for agriculture in Ireland and they simply benefited.

    An insurance company that almost went bankrupt 3 years ago is doing okay today. That's pretty much the nature of insurance.

    I left FBD in 2016 after my premium went up 75% in three years. They made €11m in profit that year. €50m for the next two years and now €112.5m this year. They have reduced their motor premiums by 4%. Their profits this year represent 30% of their over all insured premiums. That is nothing but pure greed. They made a loss once in 10 years and their customers have paid a huge price for that loss.


  • Registered Users, Registered Users 2 Posts: 6,596 ✭✭✭OldRio


    errlloyd wrote: »
    FBD came extremely close to going bust a few years ago. As a result they were getting fairly shafted by their reinsurers if I recall correctly. Then they were bought by that Canadian company and were immediately able to get cheaper risk transfer.

    The main difference there is that their claims went down by €35m leading to a better underwriting profit. In their annual report they actually give the government some credit for this.



    FBD did manage to pass some savings on to customers, with a 4.5% reduction in average motor premiums being the highlight there. We won't know how they're doing by business line until their SFCR comes out, but if they're reporting that the weather was a large part in the reductions of the claims I suspect that basically there was a good year for agriculture in Ireland and they simply benefited.

    An insurance company that almost went bankrupt 3 years ago is doing okay today. That's pretty much the nature of insurance.

    Thoughts and prayers.


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  • Subscribers Posts: 43,378 ✭✭✭✭sydthebeat


    Hearing word that we have confirmed cases here


This discussion has been closed.
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