€25k invested in prize bonds

FoolsGold1 · 17-05-2019 4:12pm

17th May, 2019 - Won €50
Last win - €50 on 26th April.

17-05-2019 4:31pm

Nothing again.

It's dreadful since they changed the structure.

Taylor365 · 17-05-2019 7:05pm

Nothing. Ever. 27.5k.

Cork Lass · 18-05-2019 1:07am

Nothing for us this week

Sligo Quay · 18-05-2019 2:39pm

pbwinner wrote: »

Winnings on 17th May 2019: €0
Last win 12th April 2019: €50
Total winnings on €25k from Feb 2011 to date: €2850
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50 x 2 €100
2019: €50 x 5 €250

Gosh can't get over how well your doing this year on your 25k, my last win was March 8th €50euro, nothing since, only €50euro so far this year on my 60k.

dxhound2005 · 18-05-2019 4:59pm

Sligo Quay wrote: »

Gosh can't get over how well your doing this year on your 25k, my last win was March 8th €50euro, nothing since, only €50euro so far this year on my 60k.

Someone in Monaghan with possibly under 40K can win three times in the one draw. With small holdings like we have it is down to luck. With average luck your 60K will get you four wins in a year.

Prize Value Winning Prize Bond Location

€50 ACE376921 Monaghan
€50 ACE380076 Monaghan
€50 ACE382241 Monaghan

adamabyss · 19-05-2019 8:02pm

Hi guys, I'm getting this message all day today when I try to login.

Prize Bond Tracker Login is Temporarily Unavailable

Is anyone else experiencing this?

Cork Lass · 19-05-2019 9:49pm

adamabyss wrote: »

Hi guys, I'm getting this message all day today when I try to login.

Prize Bond Tracker Login is Temporarily Unavailable

Is anyone else experiencing this?

Hi adamabyss. Yes, just tried to log in and got that message too.

adamabyss · 20-05-2019 10:40am

Cork Lass wrote: »

Hi adamabyss. Yes, just tried to log in and got that message too.

Thanks a lot Cork Lass, hopefully it will work today.

adamabyss · 20-05-2019 10:55am

Cork Lass wrote: »

Hi adamabyss. Yes, just tried to log in and got that message too.

I got back in now and I changed my password as well just in case. I received some spam over the weekend which quoted the password I use for the Prize Bonds website so I hope they haven't had a security breach. The spam mail, coupled with the downtime yesterday made me a bit suspicious.

Anyway, I have been 'invested' in Prize Bonds for 4 months now - Feb 2019 - May 2019 inclusive - paying in €100 a month by Standing Order.

Haven't had any winners yet. I'll format my winning records (or lack thereof) in the same style as you guys next week, thanks.

10pennymixup · 20-05-2019 12:32pm

Is it possible to date a bond, as in when it was bought?

I recently received a €50 cheque for a bond I never knew I had. It had been sent to my childhood address. I left there 30 years ago. I have a few euro in prize bonds, not much and have never won before. I would love to find out when approximately it was bought, I don't have the actual bond, but it starts CY354***

Any ideas?

tuisginideach · 20-05-2019 2:57pm

CM was Jan 2000 so CY would only be a few months later.

10pennymixup · 20-05-2019 3:09pm

tuisginideach wrote: »

CM was Jan 2000 so CY would only be a few months later.

Thanks for that, my 18th Birthday...man I feel old:)

adamabyss · 21-05-2019 6:26am

Interesting article this morning in The Irish Times:

"Are you mad to keep your money in prize bonds?"

https://www.irishtimes.com/business/personal-finance/are-you-mad-to-keep-your-money-in-prize-bonds-1.3894583?mode=amp

dxhound2005 · 22-05-2019 12:53am

Those articles pop up every now and then in the papers. I wouldn't want to be paying this expert too much for his advice.

Problematic?
But if it’s only a bit of fun, and gives people the chance to win €1 million, what’s the harm? This might be true for people with small amounts saved. But the figures suggest some people may have six-figure sums in prize bonds; and financial advisers say this can be damaging to their financial health.

Inflation is one factor to consider. “This is something that people tend to not take into consideration as a risk, because they don’t physically see the value of their money going down,” says Steven Barrett, managing director of Bluewater Financial Planning.

However, if you put €100 into a prize bond 10 years ago - it’s still worth €100 today, but what you can buy with it is less. With deposit accounts, you will make a guaranteed return – even if it is low. “But with prize bonds you will never get money back unless you win it in a raffle,” he says.

Anyone with a six figure sum or even just one prize bond knows that they lose money by inflation. And six figures sums are common. There are plenty of seven figure sums from people who got in before the ceiling.

The article is a mixture of up to date information from the 2018 Annual Report along with out of date figures for the number of prizes. 4734 prizes per week at present, and going up every month.

https://www.statesavings.ie/media/pdf/prizebonds_annualreport_2018.pdf

unkel · 22-05-2019 1:53am

Sligo Quay wrote: »

What's your holding, if you've only 1 bond then it's unlikely you'll have a win in 100 years.

Substantial holding, but not nearly as much as some of the higher holders in here. Going on 3 years now, not a single win. Thinking of taking it all out soon and investing it in shares.

I haven't done that well in my other investment strategies either though in recent years, apart from my pension

tuisginideach · 24-05-2019 12:36pm

At last - €50

PB2018 · 24-05-2019 12:50pm

Winnings on 24th May 2019: €0
Last win: 10th May 2019: €50
Weeks since last win: 2
€134k invested in prize bonds since July 2017
Win ratio: 12 wins in 99 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-date): 3 x €50 = €150

Sligo Quay · 24-05-2019 1:21pm

10pennymixup wrote: »

Is it possible to date a bond, as in when it was bought?

I recently received a €50 cheque for a bond I never knew I had. It had been sent to my childhood address. I left there 30 years ago. I have a few euro in prize bonds, not much and have never won before. I would love to find out when approximately it was bought, I don't have the actual bond, but it starts CY354***

Any ideas?

If you did have the original prize bond, the month and year it was purchased is stated on the bond.
Nothing for me again this week, I'm losing heart, but there is always next Friday, having a bad run at the moment, weeks turning into months without a win:(

Sligo Quay · 24-05-2019 1:28pm

unkel wrote: »

Substantial holding,

Not being nosy, but what is SUBSTANTIAL, just a rough estimate to have a meaningful discussion, you don't have to give exact details, but we''re all here to share our ''prize bond experience'' I've been very open with my holding, it gives an interesting insight to the whole topic.

pbwinner · 24-05-2019 6:36pm

Winnings on 24th May 2019: €0
Last win 12th April 2019: €50
Total winnings on €25k from Feb 2011 to date: €2850
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50 x 2 €100
2019: €50 x 5 €250

pbwinner · 24-05-2019 6:38pm

Sligo Quay wrote: »

Gosh can't get over how well your doing this year on your 25k, my last win was March 8th €50euro, nothing since, only €50euro so far this year on my 60k.

Seems to have been a blip by the looks of things

Thargor · 24-05-2019 7:40pm

tuisginideach wrote: »

At last - €50

Same here, first win in 8 months today on my €60k house deposit, what a joke.

Gumbi · 24-05-2019 8:11pm

Another €50. I consider myself quite lucky actually.

Bought 10k 12 months ago, quickly won 50 euro. Second win today. 1% return I 12 months ain't too bad at all.

Hibernicis · 25-05-2019 1:18am

Winnings on 24th May 2019: €100 (2x€50)
Last win: 29th March 2019: €50
Weeks since last win: 8

2017 (Jul-Dec) - €100k – 7x€50 = €350
2018 (Jan-Dec) - €200k – 12x€50 = €500
2019 (Jan-May) - €250k – 9x€50 = €450

Taylor365 · 25-05-2019 1:45am

Still going cold turkey since September on 27.5k.

tuisginideach · 25-05-2019 10:24am

Hibernicis wrote: »

Winnings on 24th May 2019: €100 (2x€50)
Last win: 29th March 2019: €50
Weeks since last win: 8

2017 (Jul-Dec) - €100k – 7x€50 = €350
2018 (Jan-Dec) - €200k – 12x€50 = €500
2019 (Jan-May) - €250k – 9x€50 = €450

Gosh - you are certainly defying the odds - even if you hold the max now allowable of €250,000 (unless you already held that amount previous to the restriction) that's an incredible return and the only one on this forum I'd say who has won more each year.

dxhound2005 · 25-05-2019 10:49am

Thargor wrote: »

Same here, first win in 8 months today on my €60k house deposit, what a joke.

Prepare to be amused even further. Your 60K should get you three prizes (2.8) in eight months, with average luck.

dxhound2005 · 25-05-2019 11:05am

Gumbi wrote: »

Another €50. I consider myself quite lucky actually.

Bought 10k 12 months ago, quickly won 50 euro. Second win today. 1% return I 12 months ain't too bad at all.

People win two prizes every week with possibly far less than 10K. I have a 10K holding plus other bigger ones. The 10K made 1% last year, but a bigger one made only 0.2%.

Prize Value Winning Prize Bond Location
€50 ADF280846 Clare
€50 ADF281031 Clare

Ilovemycharlie · 30-05-2019 4:08am

If it don’t have cash flow just say no

€25k invested in prize bonds

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