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Revolut - Ultracheap FX (prepaid Mastercard)

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    #7442
    askU
    Registered Users Posts: 466 ✭✭askU


    I received my new revolt card in the post last week.(here in Ireland) it's not topped up.
    I didn't plan on using it until I landed in the UK next week.

    I was just wondering now if I have to validate the card in an Irish ATM?


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    #7443
    towger
    Registered Users Posts: 440 ✭✭towger


    askU wrote: »
    I received my new revolt card in the post last week.(here in Ireland) it's not topped up.
    I didn't plan on using it until I landed in the UK next week.

    I was just wondering now if I have to validate the card in an Irish ATM?

    You just need to use it once using chip and pin in order to allow you to use contactless thereafter. Just stick 5€ on it and get a coffeee or something for now.


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    #7444
    askU
    Registered Users Posts: 466 ✭✭askU


    towger wrote: »
    You just need to use it once using chip and pin in order to allow you to use contactless thereafter. Just stick 5€ on it and get a coffeee or something for now.

    Cool thanks. Am I liable for the €5 tax IF I use it in this country?


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    #7445
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    askU wrote: »
    Cool thanks. Am I liable for the €5 tax IF I use it in this country?

    Only if you use it in an atm. I use it as my main card in Ireland for debit card transactions and have never had to pay any tax as I never use it in Irish ATMs.


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    #7446
    TheChizler
    Registered Users Posts: 9,440 ✭✭✭TheChizler


    Toby Angry Slammer wrote: »
    Only if you use it in an atm. I use it as my main card in Ireland for debit card transactions and have never had to pay any tax as I never use it in Irish ATMs.
    And its 12c per ATM up to a limit of €5 as well.


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    #7447
    Delta2113
    Registered Users Posts: 2,678 ✭✭✭Delta2113


    Limit is €2.50 if you only use it for ATM withdrawals and not POS.


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    #7448
    gmisk
    Registered Users Posts: 32,297 ✭✭✭✭gmisk


    I was just wondering if anyone is using the starling euro account (currently closed but gonna be available in general soon)?

    I am currently with Revolut, no issues but would like a spare card for my partner to use (linked to same account).
    So they are going to charge me 11.98 x 2 for a new card and a spare one......cheeky considering I been using them for years.

    Has anyone any experience with starling or Monzo or similar?


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    #7449
    noel100
    Registered Users Posts: 358 ✭✭noel100


    gmisk wrote:
    I am currently with Revolut, no issues but would like a spare card for my partner to use (linked to same account). So they are going to charge me 11.98 x 2 for a new card and a spare one......cheeky considering I been using them for years.

    gmisk wrote:
    I was just wondering if anyone is using the starling euro account (currently closed but gonna be available in general soon)?

    gmisk wrote:
    Has anyone any experience with starling or Monzo or similar?


    Why don't you get a card and account for your partner. Free cards are being offered. You can use your bank card to top up her card or transfer money from your revolut.


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    #7450
    B_ecke_r
    Registered Users Posts: 491 ✭✭B_ecke_r


    anyone looking for a free card can pm their number and I will send a link


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    #7451
    gmisk
    Registered Users Posts: 32,297 ✭✭✭✭gmisk


    noel100 wrote: »
    Why don't you get a card and account for your partner. Free cards are being offered. You can use your bank card to top up her card or transfer money from your revolut.
    It would be handy to have the same account, and two cards linked to it. Its gonna be for bills, shopping etc so be handy to have it all in one single place.
    Both firing same amount in every month.
    I think only way to really do it is pay the 11.98 x 2


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    #7452
    Zardoz
    Registered Users Posts: 5,601 ✭✭✭Zardoz


    gmisk wrote: »
    I was just wondering if anyone is using the starling euro account (currently closed but gonna be available in general soon)?

    I am currently with Revolut, no issues but would like a spare card for my partner to use (linked to same account).
    So they are going to charge me 11.98 x 2 for a new card and a spare one......cheeky considering I been using them for years.

    Has anyone any experience with starling or Monzo or similar?


    I tried to sign up for Starling last year but you have to be a UK resident .
    Promising to expand to the Republic for over 6 months but no sign of it yet from what I can see.


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    #7453
    gmisk
    Registered Users Posts: 32,297 ✭✭✭✭gmisk


    Zardoz wrote: »
    I tried to sign up for Starling last year but you have to be a UK resident .
    Promising to expand to the Republic for over 6 months but no sign of it yet from what I can see.
    The website says it is coming in next few weeks so we will see.


    Another alternative might be Monzo
    https://monzo.com/
    No idea what its like but seems to operator in ireland from messages I have received.
    Edit: ah crap that is ok only


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    #7454
    Dardania
    Registered Users Posts: 3,612 ✭✭✭Dardania


    There aren't may neobanks that do joint accounts. One option is bunq (PM if you want a sign up bonus) but that has a monthly fee.

    There's also DiPocket which I'm looking at at the moment. A bit of a fiddly app but seems to work nevertheless.


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    #7455
    bromley52
    Registered Users Posts: 2,806 ✭✭✭bromley52


    gmisk wrote: »
    The website says it is coming in next few weeks so we will see.


    Another alternative might be Monzo
    https://monzo.com/
    No idea what its like but seems to operator in ireland from messages I have received.
    Edit: ah crap that is ok only

    What website?


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    #7456
    Davy
    Moderators, Category Moderators, Business & Finance Moderators, Technology & Internet Moderators Posts: 19,340 CMod ✭✭✭✭Davy


    bromley52 wrote: »
    What website?

    https://www.starlingbank.com/current-account/euro-bank-account/#euro-form


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    #7457
    Zardoz
    Registered Users Posts: 5,601 ✭✭✭Zardoz


    gmisk wrote: »
    The website says it is coming in next few weeks so we will see.


    Its been saying that for the last year ;)


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    #7458
    jamesbondings
    Registered Users Posts: 2,201 ✭✭✭jamesbondings


    FYI i got an email from revolut offering free business account for 3 months, not of interest to me at all, but may be to some of you hence letting you know.

    you may have got one or be getting one.


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    #7459
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    gmisk wrote: »
    It would be handy to have the same account, and two cards linked to it. Its gonna be for bills, shopping etc so be handy to have it all in one single place.
    Both firing same amount in every month.
    I think only way to really do it is pay the 11.98 x 2

    Just split the shared bills etc or transfer back and over the required amounts. we have a joint account but gave up using it almost completely in favor of two separate Revolut accounts. This way you can use your Revolut account personally but anything you want to share is easily transferred. Especially as many shared costs are often not fully shared like shopping for example is rarely split 50/50 as each of us buy stuff the other doesn’t use so paying with a joint account was a pain having to transfer back and over money anyway to make up for it.

    Also you just have to keep your own account topped up and not worry about both moving in a set amount per month to keep it fair.


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    #7460
    Nigel Fairservice
    Registered Users, Moderators, Regional Abroad Moderators Posts: 2,199 Mod ✭✭✭✭Nigel Fairservice


    gmisk wrote: »
    The website says it is coming in next few weeks so we will see.


    Another alternative might be Monzo
    https://monzo.com/
    No idea what its like but seems to operator in ireland from messages I have received.
    Edit: ah crap that is ok only

    Been waiting for them for ages. Hopefully they will arrive soon but they've been saying that for a while.


  • Options
    #7461
    Cape Clear
    Registered Users Posts: 2,616 ✭✭✭Cape Clear


    Haven't gotten any email requesting updated ID docs. U signed up with a drivers licence last year. Looking to ise the card in the UK after April 12th. is it likely to work?


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    #7462
    threein99
    Closed Accounts Posts: 3,596 ✭✭✭threein99


    gmisk wrote: »
    I was just wondering if anyone is using the starling euro account (currently closed but gonna be available in general soon)?

    I am currently with Revolut, no issues but would like a spare card for my partner to use (linked to same account).
    So they are going to charge me 11.98 x 2 for a new card and a spare one......cheeky considering I been using them for years.

    Has anyone any experience with starling or Monzo or similar?

    Are the cards not 5.99 each ?

    We setup our account that way with two cards for the ones account. I thought it was 5.99 per card we paid, either way it would be worth it, its very handy for bills and groceries


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    #7463
    Cartman78
    Registered Users Posts: 9,654 ✭✭✭Cartman78


    Has anyone had issues using Revolut for certain online purchases?


    Was trying to buy concert tickets there with it and the payment kept failing (there was sufficient funds on the account to cover the cost) - eventually had to use my regular bank debit card and it went through ok, albeit after an extra Verified by Visa step which involved a code being sent to my phone for verification.


    Is Revolut set up to handle this kinds of payment process?


  • Options
    #7464
    Nollog
    Registered Users Posts: 5,421 ✭✭✭Nollog


    Cartman78 wrote: »
    Has anyone had issues using Revolut for certain online purchases?


    Was trying to buy concert tickets there with it and the payment kept failing (there was sufficient funds on the account to cover the cost) - eventually had to use my regular bank debit card and it went through ok, albeit after an extra Verified by Visa step which involved a code being sent to my phone for verification.


    Is Revolut set up to handle this kinds of payment process?

    Some merchants don't like prepaid cards.


  • Options
    #7465
    dulux99
    Registered Users Posts: 2,795 ✭✭✭dulux99


    Cartman78 wrote: »
    Has anyone had issues using Revolut for certain online purchases?


    Was trying to buy concert tickets there with it and the payment kept failing (there was sufficient funds on the account to cover the cost) - eventually had to use my regular bank debit card and it went through ok, albeit after an extra Verified by Visa step which involved a code being sent to my phone for verification.


    Is Revolut set up to handle this kinds of payment process?

    Yep. Tried to pay my sky bill online the other day, no joy. Had been paying with my revolut card for months if not years before this.


  • Options
    #7466
    Rattlehead_ie
    Registered Users Posts: 1,882 ✭✭✭Rattlehead_ie


    If they could get Android/Samsung Pay supported or if you could set the date for your budget (not everyone gets paid on the 1st)
    I would be really happy.


  • Options
    #7467
    Collie D
    Registered Users Posts: 11,324 ✭✭✭✭Collie D


    There’s an option in the app to turn online payments on/off. Might be defaulted to off.

    Although I see Dulux has been using his for a while before so obviously not that.


  • Options
    #7468
    Bummer1234
    Registered Users Posts: 1,834 ✭✭✭Bummer1234


    Collie D wrote: »
    There’s an option in the app to turn online payments on/off. Might be defaulted to off.

    Although I see Dulux has been using his for a while before so obviously not that.

    On iOS it comes up saying online payments turned off error message and tell you to turn it on if so tho.

    I was in dealz clarehall one day and the payments are made in the UK so you need to have your GPS location turned off for payments to go through.


  • Options
    #7469
    GhostyMcGhost
    Registered Users Posts: 1,349 ✭✭✭GhostyMcGhost


    gmisk wrote: »
    I was just wondering if anyone is using the starling euro account (currently closed but gonna be available in general soon)?

    I am currently with Revolut, no issues but would like a spare card for my partner to use (linked to same account).
    So they are going to charge me 11.98 x 2 for a new card and a spare one......cheeky considering I been using them for years.

    Has anyone any experience with starling or Monzo or similar?

    Have you tried something like curve? You can set the card to debit from your account or wife's account or vice versa

    I don't see curve as a revolut replacement but has a lot of revolut features so in ireland will be useful but revolut wins hands down when travelling


  • Options
    #7470
    Marlow
    Registered Users Posts: 14,555 ✭✭✭✭Marlow


    GhostyMcGhost wrote: »
    Have you tried something like curve? You can set the card to debit from your account or wife's account or vice versa

    I don't see curve as a revolut replacement but has a lot of revolut features so in ireland will be useful but revolut wins hands down when travelling

    Curve has very low limits for spending though unless you pay the 10er per month. I also found, that it fails for larger amounts.

    /M


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    #7471
    Dardania
    Registered Users Posts: 3,612 ✭✭✭Dardania


    Marlow wrote: »
    Curve has very low limits for spending though unless you pay the 10er per month. I also found, that it fails for larger amounts.

    /M

    Weird - I did a few hundreds scale transactions with them (like booking.com or Norweigan.com) without issue.


This discussion has been closed.
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