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Escaping renting

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Comments

  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    Keep telling yourself that will sleeping in a single bed in your parents house in your 30s or precarious renting in your 40s because that's really going to help your situation.



  • Registered Users, Registered Users 2 Posts: 8,793 ✭✭✭BrianD3


    Moving to Cavan and commuting 4 hours per day to escape renting in Dublin is an example of a sh1t sandwich. I see why people do it but it requires sacrifices and hardship. Also, with the way our population is growing and the usual terrible Irish planning, it won't be long before Cavan is effectively part of Greater Dublin with predictable effects on house prices, traffic levels and commuting times. Virginia Co. Cavan has already experienced this. "They" have been talking about a bypass for decades, will happen eventually but was needed 10 years ago. A Dublin commuter could buy on the southside of Virginia to avoid the town - but that would require paying more for their house.

    I commuted long distances for years because of family circumstances and because I made poor career choices and dug myself into a career dead end. I'd know better if was starting out now.

    For example, in every part of the country there is a severe shortage of plumbers. Yet, how many people with 500+ points in the LC would consider plumbing? They should. A self employed plumber in his 20s can make well into six figures without straying far from home. Someone could buy a relatively cheap house in somewhere like Cavan and make great money in the local area without ever having to go near Dublin or the M50.



  • Registered Users, Registered Users 2 Posts: 6,246 ✭✭✭Mister Vain


    So someone working full time and can't afford to move out of their parents house is a child? That's a fairly large percentage of Irish adults.



  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    I know it's complicated

    Is it can't afford to buy where they would like or can't afford anything?

    I know parents who turned a bit of the dinning room in to a sitting room or sun room in to sitting room just to get privacy when it's drifting to 40 and their son or daughter is still there it can get difficult.

    As I said it's complicated

    Post edited by littlefeet on


  • Registered Users, Registered Users 2 Posts: 1,024 ✭✭✭SupaCat95


    If you are 24 and finished your apprenticeship/University or in a full time position and living in your parents house you are squatting. I do realise that Rents have risen since I was 20 and that wages have not in the same ratio. This is unhealthy for everyone.

    I think if you are travelling 45 minutes one way to work this is too far (so is living in factory dorms like Fox Conn in China).



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  • Registered Users, Registered Users 2 Posts: 7,805 ✭✭✭StupidLikeAFox


    Tbh I would rather brave the rental market and be poorer in dublin than spend 20 hours a week in my car. That extra 20 hours could be used to upskill, work towards a better job, get a second job or go dating - all of which are much more fun and greatly improve your chances of being able to buy



  • Registered Users, Registered Users 2 Posts: 460 ✭✭Rooks


    Time is the most valuable commodity.



  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    You going to be poor living precariously but be able to socialise date and pay for a second degree? Makes sense.

    Who said anything about driving?

    Have you heard of the X buses



  • Registered Users, Registered Users 2 Posts: 1,500 ✭✭✭thereiver


    Thats modern life young people will have to stay longer at home in order to save for a deposit unless they are on a high salary . they have no choice unless they opt to buy a house in the middle of now where and commute for hours every day to work .Also it takes years to find a partner thats ready to be in a serious relationship to the point where they might be ready to buy a house or apartment with you and has the financial resources to do so .

    this is happening in america canada and australia too .the average age of a house buyer in ireland is now 40.



  • Registered Users, Registered Users 2 Posts: 36,531 ✭✭✭✭o1s1n
    Master of the Universe


    I commuted 3 hours a day from Bray on the bus to get to college in Dublin many years ago. It was horrific. Dealing with other commuters, the smells. Steamed up condensed windows. The traffic. The nauseating vibration of the bus. Never again.

    The idea of doing that for even longer knowing it was going to go on forever as I lived miles out? Beyond depressing.



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  • Registered Users, Registered Users 2 Posts: 14,324 ✭✭✭✭Geuze


    The Tara mine ore trains use the line from Navan to Drogheda.

    The planned new line is a re-build of the old line from Navan via Kilmessan to Dunboyne.

    Instead of just talk, the planning has started:

    https://www.irishrail.ie/en-ie/news/project-development-for-navan-rail-line-to-begin



  • Registered Users, Registered Users 2 Posts: 21,327 ✭✭✭✭Donald Trump


    The poster never said the word degree, but even if they have, there are plenty of government subsidised part time masters degrees for which their bus fare would probably cover most of the tuition fee cost. They'd have rental cost of course, but likely a better quality of life.

    Saving those extra hours also means savings in terms of other things such as food. It will inevitably lead to paying more for things on the go. If your 9-5 job means you need to be getting on a bus at half 6 and not getting home until half 7 or 8 in the evening, you can of course get home and cook food for the next day to bring as your lunch, and then get up a bit earlier as well to make a few sandwiches as well. All that is adding extra time to your day which basically can lead to nearly 100% of your waking hours either being working, commuting to work, or preparing for your commute/workday.

    I would gather that most of those identifying a long commute on a bus don't do it themselves. They might have some vague memory of doing a 20 mile commute to a summer job when they were a kid when the most likely cause of a traffic jam would be the road blocked by a wheel falling off the cart being pulled by Mr. Murphy's donkey at the end of the village.



  • Registered Users, Registered Users 2 Posts: 36,531 ✭✭✭✭o1s1n
    Master of the Universe


    That's a really good point about meals. I'd say that would be one of the first things to fall by the wayside and they'd just end up buying meals a lot of the time in work due to being exhausted by the time they get home. Which is more additional cost and probably not great for your health either.

    Speaking of health, there have been studies linking longer commutes to ill general health and depression.

    Some interesting results from a report put together in the UK by the RSPH on commuting:

    The RSPH report illustrates the constraints of leading a healthy lifestyle alongside a lengthy commute, calling it the commuter 'time crunch'. This results in:

    • 54% increase in stress levels.
    • 30% average increase in snacking and fast food consumption.
    • 44% reduced time with friends and family.
    • 40% reduction in physical activity.
    • 35% reduced time spent sleeping.


  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    Loads do long commute and just get in with in one I know drive 14km then get a X bus they listen to podcast and read.

    To them it's worth it to have a warm clean house and not having to share with Randomly.

    No one is the forcing anyone to do it stay renting if that's what thy want, but it is a choice.



  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    It might be be because the person I know doing it is woman and a planner she gets on just to find and to get to know people in the area she joined a ladies GAA team.

    To her if you asked she would say nothing beats putting the key in the door of your own house, she had some terrible experiences renting in Dublin.



  • Registered Users, Registered Users 2 Posts: 36,531 ✭✭✭✭o1s1n
    Master of the Universe


    Of course she's going to tell you that, she's committed to that as lifestyle now. No going back.

    I've put keys in doors of several properties I've owned and can tell you, it pales in comparison to the feeling of getting off my bicycle after a 30 minute cycle commute and arriving home at 5:30pm every day, with a full evening still ahead of me.

    Secondary to that is the feeling of getting up at 8am every day and getting back on my bike for a quick 30 minute cycle into work.

    If you want to buy a house far away from your work and spend 70 hours a month sitting on a bus when you could be living your life, then go for it.

    Would be interesting to report back after a year of it to let us know the state of your mental health and if you've put on any weight.



  • Registered Users, Registered Users 2 Posts: 21,327 ✭✭✭✭Donald Trump


    Just because something suits some people, or that they struggle through, doesn't mean it is to be aspired to or even reasonable.

    I haven't been to a GP in over 10 years I'd say. Or a hospital. Yet it is quite common to hear from boomers whining about health care and access to appointments. Why can't they just be like me and get on with it??? (Same logic)

    There's a big difference between settling for your social life being a few pints down the local pub on a Saturday with 10 regular ould fellas propping up the bar when you are a married 50 year old vs a 20-something single person.



  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    Im delighted you have the choice, it's also slightly self absorbed and a bit I'm alright jack.

    Anyone earning under 40k and working in Dublin doesn't have the luxury of doing what you do.

    No one is doing long commutes just for the hell of it.



  • Registered Users, Registered Users 2 Posts: 460 ✭✭Rooks


    Maybe try find a partner (or friend/family) to buy with?

    Try to earn more money? The 70+ hours per month commuting could instead be a second part time job or side hustle. That time could be used in education to upskill.

    If you're on 40k or less you have to accept reality.



  • Registered Users, Registered Users 2 Posts: 36,531 ✭✭✭✭o1s1n
    Master of the Universe


    You do realise that if you're not earning enough to get what you want in life you can look into promotions / retraining /education / bettering yourself. Everyone has the choice. I wasn't born with gold bars in my pockets or a trust fund worth millions. My 'choice' to buy in Dublin came from actual hard work and planning.



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  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    Complete amazed at how self absorbed some grow adults are and the compleat lack of to understand of how real life works.



  • Registered Users, Registered Users 2 Posts: 460 ✭✭Rooks


    Do you live under a bridge, by any chance? 🤔



  • Registered Users, Registered Users 2 Posts: 36,531 ✭✭✭✭o1s1n
    Master of the Universe


    I see now, you're just here for a whinge and a pity parade.



  • Registered Users, Registered Users 2 Posts: 460 ✭✭Rooks


    Same. I messed up my leaving cert and by my mid 20s I was working min wage jobs. I decided to apply for university as a mature student. I had to fully support myself during my studies so I was in a constant cycle of part time work and study for five years, barely scraping by. Once I got my degree I started my career but I had to start from the bottom on a basic salary while living in Dublin, again, scraping by while working hard and climbing the ladder of my career.

    Now I have a successful career and I'm reaping the rewards of my hard work.



  • Registered Users, Registered Users 2 Posts: 36,531 ✭✭✭✭o1s1n
    Master of the Universe


    Fair play, that's quite the road.

    I left college just as the economy tanked and we went into recession, with a Fine Art degree no less. 😂

    If I can make that work then anyone can.



  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    And have managed to buy a property with out and help or supports?



  • Registered Users, Registered Users 2 Posts: 312 ✭✭littlefeet


    This isn't what the thread is about but.

    It remind me of years ago sitting with a group I work with and someone said their parents were alcoholics and that that could never rely on them every thing they had in life or would have in life would always be down to them.



  • Registered Users, Registered Users 2 Posts: 460 ✭✭Rooks


    Oh yeah, I graduated during the great recession too. What is the unemployment rate right now, 4.2%? It was 15% when I graduated! 😳



  • Registered Users, Registered Users 2 Posts: 7,351 ✭✭✭zg3409


    Plumbing is an amazing trade at the moment. Easily earning 100,000 euro if willing to work and self employed.

    You may have issues getting a mortgage as self employed and you may have zero work if there is another crash.

    You also need to source work, drive, heavy lifting, not ideal in your 40's or 50's.

    In order to be qualified you need to become an apprentice and studying at fas can have tears of delays partly due to covid. During work experience you may get paid something like 8 euro an hour so may need to live at home and have a car/van so money could be very tight for a number of years until qualified. It may take years longer due to fas delays. I have heard of asking apprentices to do next stage in example Sligo or Waterford due to delays in Dublin. Go in with eyes wide open but you may end up being able to buy a house with cash.



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  • Registered Users, Registered Users 2 Posts: 36,531 ✭✭✭✭o1s1n
    Master of the Universe


    Yep, got into a big multinational and worked my arse off over 10 years to a salary and a deposit where I could afford a house.

    What is this thread actually about?



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