Right to a house?

The Mighty Quinn

https://www.boards.ie/discussion/comment/119218527#Comment_119218527

I graduated in 2007. Worked for a year before the world collapsed, at a mighty salary of 18,000 a year in an architectural practice, €8.60/hr.

I did the done thing and went to Australia for 2 years. Came home owing money. Did a year of college. Started a job bridge role in 2011. €238 a week, living in Dublin, for 40hrs work in place in Ballsbridge. €5.95/hr.

2012 rolled around and finally got a job, paying 26K Yr. Felt like a king. €12.50/hr. And I enjoyed myself on it. Pints, clothes etc.

10 years later, 2022, I'm now 5 years into a mortgage on a three bed semi in Limerick City, I'm from Leinster.

I'm not a member of the Poor Me society you espouse. I've been both lucky and diligent. But don't discount the benefit of a few fortunate turns in life at just the right time. As an earlier poster said, timing is everything.

Jim2007

https://www.boards.ie/discussion/comment/119218508#Comment_119218508

No point in arguing with this…. Perhaps with a bit of experience and maturity you’ll come to understand it.

No point in arguing with this

Dav010

https://www.boards.ie/discussion/comment/119218546#Comment_119218546

TMQ, given the account you posted, you most certainly are not in the category I am referring to. You made hard decisions, and I have great respect for your “can do” outlook. The ones that I am referring to are the antithesis of what you describe.

As Samuel Goldwyn put it, “the harder I work, the luckier I get”.

[Deleted User]

https://www.boards.ie/discussion/comment/119218546#Comment_119218546

I'm a similar position. Started my career in 2007. Since then it's been global recession, housing crisis, global pandemic, major inflation and several redundancies along the way.

I have managed to buy a home outside Dublin but now I'm getting hit with insane fuel and toll costs and people telling me I should just move closer to avoid those costs...

Frustrating to see us labelled a "poor me" generation when it's clearly become harder than ever to get the basics in life.

SEPT 23 1989

There were houses for all up until the mid 90’s then the door was opened

SEPT 23 1989

I know nothing about Sligo but would that estate be fairly lively in the evenings and all weekend?

https://www.boards.ie/discussion/comment/119218574#Comment_119218574

I know nothing about Sligo but would that estate be fairly lively every evening and all weekend?

Nermal

https://www.boards.ie/discussion/comment/119218199#Comment_119218199

The idea that housing, or any other limited physical good, could be a universal right is nonsensical.

Legislate for it all you want - suing one another will not create new goods, just redistribute them.

Redistribution is the true goal of people who promote this 'right'.

PalLimerick

This thread is full of "****".

Dempo1

https://www.boards.ie/discussion/comment/119218222#Comment_119218222

I was going to ignore this latest Trolling attempt by this poster but felt it appropriate to respond seen as they their vile, reprehensible, ill informed, obsession with all things SW related, including disgraceful notions about disibility, illness benefit and indeed Medical cards is freely available for all to see across boards.

This poster decided and in the wee hours of the morning ( Despite claiming numerous times when confronted, they've better things to being doing) to include me in on a thread, I neither saw or partook in, primarily because I and many others have had to put him/her in their little box over outlandish claims and utterly absurd and offensive comments.

If there was ever an example of Trolling this is it and not the first time I might add.

My only comment beyond responding to this childish nonsense is this.

There appears to be a conflation between an actual call for the right for all citizens to have access to housing /Accommodation and a bizzare notion that there's a call for "Free" housing.

There is No such thing as free housing, never has been "Free Housing" and Never will be free housing., I say this as a Home Owner and not some socialist looney.

There's an entirely separate debate (Many actually) across the site about Scroungers, Layabouts etc, but also about Social housing and those deliberately not or avoiding paying their rent and that is reprehensible particularly given the housing shortage and people on housing waiting lists for years. There's also threads Alledgedly discussing Rent Arrears and Cheap rents that fail utterly to understand the complexites involved.

I'm not aware of any right thinking person, Public representatives (Even socialist / Leaning political parties) looking for "Free Houses/ Housing" unless I've missed something over the past 30 years. Affordable housing yes but "Free" no.

That's it, my penny's worth, there ends my contribution.

Have a nice weekend all, even my Trolling friend 😏

Mad_maxx

https://www.boards.ie/discussion/comment/119218609#Comment_119218609

https://www.boards.ie/discussion/comment/119218609#Comment_119218609

Rory Hearne is probably the most well-known advocate, he's officially a lecturer in Maynooth but was a PBP election candidate in the past, he's a committed Marxist and quite recently sat on a panel of the Irish communist party conference on housing, it's on Tik tok and there he is

[Deleted User]

i often think boards should rule on some of these fundamental wordings tbh, twould make for better threads:

if you dont work, have never really worked, your earnings are from state benefits, out of which you pay (or dont) a rent (private or social) you are getting free housing

you are in fact getting free everything

im all for tackling myths about things but lets not refuse to look squarely at things either

Donald Trump

https://www.boards.ie/discussion/comment/119217480#Comment_119217480

https://www.boards.ie/discussion/comment/119217486#Comment_119217486

You guys could hook up and buy a house and live out your lives together in bliss

Problem solved. No need to thank me

anewme

https://www.boards.ie/discussion/comment/119218508#Comment_119218508

ahh, would you stop.

Im specifically talking about homeless on the street here.

To say I don’t give a Fook about the homeless is a rather cruel statement to make, no? Dying in the streets and in doorways.

To say they need a kick up the arse is also a nasty narrow minded view.

A number of other posters have alluded to it, but there really is no point in arguing with views like this.

I will say though, that people whinging about what others get instead of bettering themselves and finding a way to get what they want will always be whinging and will never get what they want.

Donald Trump

https://www.boards.ie/discussion/comment/119217471#Comment_119217471

The 3.5 rule is a pain too.

No. Abolition of the 3.5 rule would only help you if it was abolished only for you. If you are currently being outbid on a house by Paddy because it went just above that the 3.5 limit allows you but Paddy's 3.5 is higher than yours so he beats your bid. Now suppose that rule changes to 5x ...... so you can go higher ...... but so can Paddy as his 5x is also more than your 5x. So he still gets the house.

anewme

The 3.5’ rule is there for a reason.

During the Celtic Tiger, Banks threw money at people. People got in over their heads.

I remember a Bank posting me an ad, which was a copy of a cheque for 25k, saying I could just contact them to get it if I wanted to get the garden done, a holiday or a car.

So once the crash happened in 2008, the banks got the blame for reckless lending. It could certainly be argued that no one made you take the money, but the Banks were definitely at fault too.

I know of two close friends who took their own lives (36 and 38) because they could not pay their mortgages or bills and the red letters started coming through.

The boom to bust cycles usually come every 10 years or so, it looks like one could be imminent, if it’s anything like the last one, batten down the hatches.

Donald Trump

https://www.boards.ie/discussion/comment/119217973#Comment_119217973

That is a complicated story alright.

For anyone who wants a short version, an Indian taxi driver man married an Irish lady. They later split and his ex wife invited his new Indian wife and his kid to move in with them into the house she had from the Council. The Irish lady died of cancer before she could write a letter asking for the Indian couple and their kid to be allowed to take over the lease.

(I used "Indian" to mean sounds like typical "Indian" name and the same for "Irish". The article doesn't explicitly say where they are from)

Donald Trump

https://www.boards.ie/discussion/comment/119218564#Comment_119218564

Well it is also the case that a lot of the people who would have been buying them were going the other way before then. Which is hardly a condition to aspire to.

CorkRed93

https://www.boards.ie/discussion/comment/119217471#Comment_119217471

3.5x rule is about the only good thing in regards the market here. imagine the prices if this didnt exist.

riddles

Public debt in Ireland now amounts to nearly a quarter of a trillion euros. This is an enormous amount for a small economy – over 100 per cent of our national income.

To suggest we can have an open door migration policy is a pure farce.

The state offloaded 20 billion worth of property to vulture funds who don’t pay tax.

For people who demand more social housing - why are so many in rent arrears in social housing. Why do we give out welfare and then pursue non payment of rent through the courts all this dysfunction gobbles up money that could be better used supporting people.

The political system EU is not capable of delivering the solutions needed because it’s short term populism.

tax payer ratio goes from 5 to 1 to 2 to 1 in about 20 years. Potentially not being able to raise money on the open markets and diminishing tax returns we are sailing full speed into a perfect storm.

riddles

https://www.boards.ie/discussion/comment/119218574#Comment_119218574

In fairness if that’s the solution I’d hate to see what the problem is 🙀

Jim2007

https://www.boards.ie/discussion/comment/119218564#Comment_119218564

Dearie if you are going to tell lies at least try telling credible ones.

https://www.rte.ie/archives/2017/0206/850512-dearth-of-dublin-dwellings/

Here is 1972 for you, now toddle with your BS.

Gant21

The dail has a couple of weeks left before their school holidays to find a solution.

dorothylives

I've always considered myself to be a Capitalist. But over the past few months when I see all of the people and there are a lot of them, who are sitting on vacant properties, often for many years, it does make me wonder whether that's acceptable or not. A lack of availability pushes up the price, a lot of people are fortunate enough to not need to earn any rental income from these empty properties and are happy enough to hand them out free gratis, and very noble of them it is too, to Ukrainian refugees.

It is a bitter pill to swallow when I look around my own town at unoccupied apartment blocks that have been bought up decades ago but never occupied while there isn't a property to rent in the town and what there was was insanely overpriced. And some of these same people will argue that a young Irish person who can't afford to rent somewhere of their own should be happy to live in a spare room in someone's house paying them 600 euro a month for the privilege indefinitely and that if they can't afford to give someone 2 grand a month for somewhere of their own to rent on the salary they're earning then it's their own fault and they should find a different career.

The arrogance is breathtaking. I don't believe that everyone should be entitled to a house but I'm starting to question whether we should have a situation where people can amass property and leave it vacant. I'm starting to question if something shouldn't be done about that.

Gant21

https://www.boards.ie/discussion/comment/119219134#Comment_119219134

People with more than one car should be made hand over keys and ownership to the clients on housing waiting list.

growleaves

https://www.boards.ie/discussion/comment/119218574#Comment_119218574

Decent three-bedroom houses in Portugal for 70-120k about an hour's drive from Lisbon.

Even given lower wages in Portugal that's a substantial discount down from 300-400k in the Greater Dublin area.

Fred Astaire

https://www.boards.ie/discussion/comment/119218527#Comment_119218527

Just move to an area in Ireland where property is cheaper!

I wonder why property is cheaper in some areas and more expensive in others? Could it have anything to do with the economic situation of those areas? Well I wonder, oh wise Dav010, could it?

Oh your 60k salary with your Dublin based company can't get you a property in Dublin? Well just move to Leitrim silly! Obviously you'll still keep your salary intact because Leitrim has loads of 60k salaried jobs! The cheaper cost of housing in those areas is definitely nothing to do with the lack of business and employment opportunities in those areas. Nope, no relationship whatsoever!

Lifetime dole scoungers in prime city centre locations because they will only accept living near Mammy? Nah, I'd say it's the people in the workforce who are the problem. Those people need to emigrate!

It's a very interesting thought - working class people of Ireland should just leave if they cannot afford to stay. Meanwhile, we pump tens of thousands of refugees in each year and offer them every ounce of social assistance under the sun, but Captain Sanctimonious over here thinks if you can't afford a house, off you go! Leitrim or Lebanon for you! I wonder who will eventually pay for all of these people and the others who need their pensions paid while they pulled up the drawbridge behind them? Presumably not the workforce who you've told to emigrate. I'd be interested to hear your thoughts on that, but I don't imagine too much thought goes into anything you say really.

growleaves

https://www.boards.ie/discussion/comment/119219406#Comment_119219406

Leitrim or Lebanon.

Why would I want to live in a blasted-out hellscape devoid of hope or meaning?

Lebanon it is

Dav010

https://www.boards.ie/discussion/comment/119219406#Comment_119219406

Ding!

These are the type of “Poor me” knobs I am talking about. I think Fred here is a public servant who has gotten riled up because maths and comprehension aren’t his strong point, as pointed out on another thread.

If you have much, much higher rent or mortgage payments in Dublin, paying considerably less elsewhere would mean that even on a lower wage than being earned in Dublin, a person may be better off financially, have the benefits of home ownership and quite possibly have a better quality of life.

But I want my 60k, and a house, where I want to live. Poor me.

Donald Trump

https://www.boards.ie/discussion/comment/119219186#Comment_119219186

People also shouldn't forget the importance, and luck, of timing.

Pissy Missy

I'm saving so I can pay for my house upfront, hate to be trapped by the criminal interest that comes with a mortgage