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Revolut Megathread.

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    #362
    RoYoBo
    Registered Users Posts: 856 ✭✭✭RoYoBo


    WildIreland wrote: »

    Topping up using a debit or credit card from within the Revolut app is easier... but Revolut apply a small charge for that (€0.63 I think it was last time I tried). However, it seems that topping up using Google Pay (in the Revolut app) using an underlying credit/debit card doesn't generate a fee.

    I always top up using my BOI debit card from within the Revolut app - I've never noticed any fee for this? I'm interested to know more about your experience. I genuinely thought there was no fee involved.


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    #363
    Quackster
    Moderators, Regional South Moderators Posts: 5,749 Mod ✭✭✭✭Quackster


    RoYoBo wrote: »
    I always top up using my BOI debit card from within the Revolut app - I've never noticed any fee for this? I'm interested to know more about your experience. I genuinely thought there was no fee involved.

    Fees only apply to business and non-EEA debit/credit cards.


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    #364
    BohsCeltic
    Registered Users Posts: 1,576 ✭✭✭BohsCeltic


    More problems. Gave my brother my card and he took money. Was taken from account but no money came out from machine. There is a notice on the app saying that they are having issues.

    This is shocking.


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    #365
    WildIreland
    Registered Users Posts: 135 ✭✭WildIreland


    RoYoBo wrote: »
    I always top up using my BOI debit card from within the Revolut app - I've never noticed any fee for this? I'm interested to know more about your experience. I genuinely thought there was no fee involved.

    I must be getting mixed up with another service. I could have sworn earlier in the week when I was switching between different top-up sources in the Revolut app it was showing a small charge under the top up amount for credit and debit cards (€0.63 I think it was), which disappeared when I chose Google Pay as a top-up source.

    Just checked it again today and it's not showing any fee/charge. Applied a €10 top up from AIB Visa Debit and €10 added to the account.

    Apologies for any confusion.


  • Options
    #366
    WildIreland
    Registered Users Posts: 135 ✭✭WildIreland


    Quackster wrote: »
    Fees only apply to business and non-EEA debit/credit cards.

    Must have been a quirk with the app misidentifying my AIB cards as business or non-EEA cards... the fee isn't appearing now.


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    #367
    WildIreland
    Registered Users Posts: 135 ✭✭WildIreland


    BohsCeltic wrote: »
    More problems. Gave my brother my card and he took money. Was taken from account but no money came out from machine. There is a notice on the app saying that they are having issues.

    This is shocking.

    If your brother used the card in an ATM, and the transaction went through but no money came out of the ATM, then surely that's an issue with the physical ATM and is down to the owner/bank in question, not Revolut?

    Did the ATM give an error message, or did everything work "As Normal" apart from the lack of cash?


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    #368
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    BohsCeltic wrote: »
    More problems. Gave my brother my card and he took money. Was taken from account but no money came out from machine. There is a notice on the app saying that they are having issues.

    This is shocking.

    I’ve had this happen more than once with BOI so I wouldn’t getting too annoyed with Revolut. Especially as it is most likely an atm issue nothing to do wigh revolut.


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    #369
    maximoose
    Registered Users Posts: 9,197 ✭✭✭maximoose


    It's a Revolut issue I think. Warnings in App.

    I tried to take out cash at lunchtime - failed at ATM and no cash given, said "issuer declined" or something like that. Came off my balance in app.

    Has happened before, will be corrected later today I'm sure.


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    #370
    skinny90
    Registered Users Posts: 2,466 ✭✭✭skinny90


    BohsCeltic wrote: »
    More problems. Gave my brother my card and he took money. Was taken from account but no money came out from machine. There is a notice on the app saying that they are having issues.

    This is shocking.

    yup soo shocking that their systems are down to process payments :rolleyes:

    Its not like this doesnt happen to your standard bank :pac:

    wait until the issue is resolved and wait a few days for the funds to come back...


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    #371
    BohsCeltic
    Registered Users Posts: 1,576 ✭✭✭BohsCeltic


    skinny90 wrote: »
    yup soo shocking that their systems are down to process payments :rolleyes:

    Its not like this doesnt happen to your standard bank :pac:

    wait until the issue is resolved and wait a few days for the funds to come back...

    It's never happened with any other bank and first time with this. It left my brother stuck for money.
    What would he do with no other cash alternative, just wait so they can earn interest on the money ?


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    #372
    killbillvol2
    Registered Users Posts: 5,178 ✭✭✭killbillvol2


    BohsCeltic wrote: »
    It's never happened with any other bank and first time with this. It left my brother stuck for money.
    What would he do with no other cash alternative, just wait so they can earn interest on the money ?

    Where will they earn interest on the money?


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    #373
    BohsCeltic
    Registered Users Posts: 1,576 ✭✭✭BohsCeltic


    killbillvol2 wrote: »
    Where will they earn interest on the money?

    Well where is the money sitting because it is not in my account ?


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    #374
    killbillvol2
    Registered Users Posts: 5,178 ✭✭✭killbillvol2


    BohsCeltic wrote: »
    Well where is the money sitting because it is not in my account ?

    I asked you where would they earn interest. You said they were earning interest on your money. Banks charge other banks to hold money. So where would Revolut earn interest?


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    #375
    wandererz
    Registered Users Posts: 2,531 ✭✭✭wandererz


    BohsCeltic wrote: »
    It's never happened with any other bank and first time with this. It left my brother stuck for money.
    What would he do with no other cash alternative, just wait so they can earn interest on the money ?

    Best to just cancel your account.
    It's obviously not worth having. Blame the person who referred you for the free card.

    Cancel it today. Why waste your time with it when you can use your AIB/BoI etc card.

    KBC has great offers i hear.


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    #376
    BohsCeltic
    Registered Users Posts: 1,576 ✭✭✭BohsCeltic


    killbillvol2 wrote: »
    I asked you where would they earn interest. You said they were earning interest on your money. Banks charge other banks to hold money. So where would Revolut earn interest?

    Well someone obviously is and no response from revolut either.
    wandererz wrote: »
    Best to just cancel your account.
    It's obviously not worth having. Blame the person who referred you for the free card.

    Cancel it today. Why waste your time with it when you can use your AIB/BoI etc card.

    KBC has great offers i hear.

    I paid for my card. I have used it all over europe, the middle east and south east asia with no problems. I got it for the exchange rates and peace of mind having that and my debit card.

    Use it in Ireland and get a problem. I tried it there for a small online purchase and it worked.

    I don;t use it for day to banking.


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    #377
    skinny90
    Registered Users Posts: 2,466 ✭✭✭skinny90


    BohsCeltic wrote: »
    It's never happened with any other bank and first time with this. It left my brother stuck for money.
    What would he do with no other cash alternative, just wait so they can earn interest on the money ?

    IT issues in Ireland have cause banks to go down plenty of times in the past and have had considerable impact to those stuck...
    As for earning interest lol


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    #378
    AlmightyCushion
    Moderators, Education Moderators, Technology & Internet Moderators Posts: 35,059 Mod ✭✭✭✭AlmightyCushion


    skinny90 wrote: »
    IT issues in Ireland have cause banks to go down plenty of times in the past and have had considerable impact to those stuck...
    As for earning interest lol

    The Ulster Bank issues from a good few years back for example.


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    #379
    maximoose
    Registered Users Posts: 9,197 ✭✭✭maximoose


    maximoose wrote: »
    Has happened before, will be corrected later today I'm sure.

    Just to update - cash was back in my Revolut balance by Saturday morning


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    #380
    wandererz
    Registered Users Posts: 2,531 ✭✭✭wandererz


    maximoose wrote: »
    Just to update - cash was back in my Revolut balance by Saturday morning

    But not the earned interest, right?
    They've stuffed you over on that!


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    #381
    paska
    Registered Users Posts: 334 ✭✭paska


    My mate has to move London. He has an Irish Revolut account. He started working for a company who only pay cash,its not ideal and is looking for something else. He is trying to put his salary into his account until he sets up a bank account. Any ideas on how to go about this. Can he buy a gift card and top up his revolut account via the card? He needs to pay some bills back here in Ireland but only has sterling cash. I am not talking about huge amounts,just a few hundred.


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    #382
    jakdublin
    Registered Users Posts: 1,065 ✭✭✭jakdublin


    paska wrote: »
    My mate has to move London. He has an Irish Revolut account. He started working for a company who only pay cash,its not ideal and is looking for something else. He is trying to put his salary into his account until he sets up a bank account. Any ideas on how to go about this. Can he buy a gift card and top up his revolut account via the card? He needs to pay some bills back here in Ireland but only has sterling cash. I am not talking about huge amounts,just a few hundred.

    I wouldn't do that. Any company paying wages only in cash in this day and age is suspect. If they asked for proof of funds, what could he supply?


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    #383
    BowWow
    Registered Users Posts: 1,762 ✭✭✭BowWow


    As his Revolut card has an IBAN, could he not go into a real bank and lodge to that IBAN using a credit transfer slip?


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    #384
    paska
    Registered Users Posts: 334 ✭✭paska


    BowWow wrote: »
    As his Revolut card has an IBAN, could he not go into a real bank and lodge to that IBAN using a credit transfer slip?

    So go to any bank and ask them can he lodge money to revolut via iban? Even if he doesn't have an account with that bank?


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    #385
    BowWow
    Registered Users Posts: 1,762 ✭✭✭BowWow


    paska wrote: »
    So go to any bank and ask them can he lodge money to revolut via iban? Even if he doesn't have an account with that bank?

    Try, nothing to lose.......


  • Options
    #386
    jakdublin
    Registered Users Posts: 1,065 ✭✭✭jakdublin


    paska wrote: »
    So go to any bank and ask them can he lodge money to revolut via iban? Even if he doesn't have an account with that bank?

    You still wouldn't have proof of funds. No paper trail. Money could have come from drug dealing or other criminal activity. Any bank would find it hard to believe a legitimate company insisted on paying employees cash.


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    #387
    theguzman
    Registered Users Posts: 2,081 ✭✭✭theguzman


    My Revolut got hit for fraud, luckily I had a balance of €1 at the time and there was an attempt to steal €50 for an online poker site called Stars in Douglas, Isle of Man, due to the low balance it bounced.

    The bad thing was as this was a declined payment I got no notification and the fraud attempt was made a week ago and I only spotted it today, since I rarely use Revolut only for travel abroad or sterling transactions like Amazon etc.

    Revolut cancelled my card and issued me with a new virtual card and are posting me out a new physical card (same CC number as Virtual) also. I had to top up by €20 to pay the initial €6.99 shipping fee which was then credited back after.

    How long does Revolut take to send out the card? The app is saying it will ship tomorrow and I can expect it by February 29th, hopefully it arrives sooner as I will travel on March 1st. Also does Revolut deliver by standard post or courier? I remember when I got my Revolut first back in 2017 or 2018 it was standard post as far as I remember.


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    #388
    Panda Killa
    Closed Accounts Posts: 1,384 ✭✭✭Panda Killa


    theguzman wrote: »
    My Revolut got hit for fraud, luckily I had a balance of €1 at the time and there was an attempt to steal €50 for an online poker site called Stars in Douglas, Isle of Man, due to the low balance it bounced.

    The bad thing was as this was a declined payment I got no notification and the fraud attempt was made a week ago and I only spotted it today, since I rarely use Revolut only for travel abroad or sterling transactions like Amazon etc.

    Revolut cancelled my card and issued me with a new virtual card and are posting me out a new physical card (same CC number as Virtual) also. I had to top up by €20 to pay the initial €6.99 shipping fee which was then credited back after.

    How long does Revolut take to send out the card? The app is saying it will ship tomorrow and I can expect it by February 29th, hopefully it arrives sooner as I will travel on March 1st. Also does Revolut deliver by standard post or courier? I remember when I got my Revolut first back in 2017 or 2018 it was standard post as far as I remember.

    I only recently started using revolut...my expected time was approx 10 working days..I got the card in 5 (this was January) so you should be ok to expect the same I'd guess


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    #389
    pl4ichjgy17zwd
    Closed Accounts Posts: 2,053 ✭✭✭pl4ichjgy17zwd


    Is anyone having a random issue with the app kind of resetting itself? I often end up checking it multiple times a day, but over the past few days three times (each on a different day) when I've gone to sign in I'm prompted to give my phone number and passcode instead of just my fingerprint, as if I was signing in for the first time.

    I didn't think to much of it except when this happens, my dashboard also gets resets to default and all of the options I had hidden show up again, which again is like I'm signing in on a new device or something. It's not a huge inconvenience or anything but I don't know if it's the app or the phone causing the issue. Said I'd check if it's happening to anyone else before I asked support.


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    #390
    F1ngers
    Moderators, Computer Games Moderators Posts: 10,291 Mod ✭✭✭✭F1ngers


    Meilani Yummy Rust wrote: »
    Is anyone having a random issue with the app kind of resetting itself? I often end up checking it multiple times a day, but over the past few days three times (each on a different day) when I've gone to sign in I'm prompted to give my phone number and passcode instead of just my fingerprint, as if I was signing in for the first time.

    I didn't think to much of it except when this happens, my dashboard also gets resets to default and all of the options I had hidden show up again, which again is like I'm signing in on a new device or something. It's not a huge inconvenience or anything but I don't know if it's the app or the phone causing the issue. Said I'd check if it's happening to anyone else before I asked support.

    Check you're on latest rev.
    Uninstall/reinstall before trying support.


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    #391
    pl4ichjgy17zwd
    Closed Accounts Posts: 2,053 ✭✭✭pl4ichjgy17zwd


    F1ngers wrote:
    Check you're on latest rev. Uninstall/reinstall before trying support.

    Cheers I've done that, hopefully it won't reoccur :)


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